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11514 N Haggerty Rd
C+ Composite 63.64
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.7/10.0
  • Schools +5.6/10.0
  • 1% rule +5.3/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$295,000

11514 N Haggerty Rd · Plymouth, MI 48170
3 bd · 1.5 ba · 1,767 sqft · SingleFamily public records · 33 Days on market
Built 1966 7,405 sqft lot $167/sqft · at area comps Est $363k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.

Key facts

  • Flexible bonus space
  • Heated sunroom
  • Family room

Tags

FAMILY ROOMFIREPLACEHEATED SUNROOMHARDWOOD FLOORSPARTIALLY FINISHED BASEMENTFLEXIBLE BONUS SPACE

Property features AI

Exterior

  • Parking: Attached garage with direct access; 2 garage spaces
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Two levels; Ground-level entry with steps; Brick and vinyl siding exterior; Asphalt roof; Property faces unspecified direction
  • Construction: Built with brick and vinyl siding
  • Exterior features: Back yard with fencing; Paved road access; Sidewalks in the community; Has spa/hot tub

Interior

  • Kitchen: Free-standing electric range; Microwave; Free-standing refrigerator; Portable dishwasher
  • Bedrooms: Total of 10 rooms (bedroom count not specified)
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central air; Forced air heating; Natural gas heating
  • Interior features: Ceiling fan(s); Fireplace in the family room; Full, partially finished basement
  • Laundry & utility: Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $295k.

Deal economics

  • At list price, monthly cash flow is $415 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $295k).
  • Recommended offer: $286k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 3.1% in Plymouth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 85/100 on livability (#25 in MI, #516 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute F.
  • Plymouth-Canton Community Schools (suburban): math 58% / reading 66% proficiency, ranked #27 of 540 in MI (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+3.4%/yr); 234 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $286,150 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.98%
Cash-on-cash
6.03%
DSCR
1.27
GRM
8.1

CMA / ARV

ARV (median comp)
$362,699
List price
$295,000
Delta
-18.67%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
41079 E Ann Arbor Trl 0.12mi 3/1.5 1,722 (-2%) 9mo $410,000 $238 82
11467 Russell Ave 0.03mi 4/2.5 (+1) 1,850 (+5%) 1mo $371,000 $201 81
40936 Micol Dr 0.07mi 3/2.0 1,578 (-11%) 1mo $380,000 $241 76
11463 Morgan Ave 0.08mi 3/2.0 1,984 (+12%) 4mo $429,000 $216 71
9466 Marilyn Ave 0.49mi 3/1.5 1,823 (+3%) 6mo $380,000 $208 66
11634 Spicer Dr 0.42mi 3/1.5 1,683 (-5%) 11mo $380,000 $226 63
11807 Francis Ave 0.29mi 4/2.0 (+1) 1,985 (+12%) 1mo $410,000 $207 58
40585 Pinetree Dr 0.36mi 3/2.5 1,950 (+10%) 4mo $383,500 $197 58
40395 Gilbert St 0.30mi 3/2.0 1,966 (+11%) 10mo $315,000 $160 58
10496 Chestnut Ct 0.42mi 3/2.5 1,986 (+12%) 6mo $380,000 $191 51
11619 Parkview Dr 0.65mi 3/1.5 1,649 (-7%) 9mo $387,000 $235 51
42071 Lindsay Dr 0.66mi 3/1.5 1,554 (-12%) 7mo $433,000 $279 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.38% rent growth · sell at horizon

5-year hold
IRR
-6.6%
Equity multiple
0.76×
Total profit
$-20,188
Equity at exit
$43,985
10-year hold
IRR
3.5%
Equity multiple
1.26×
Total profit
$21,327
Equity at exit
$25,506

Cash invested: $82,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48170

Rents YoY
3.4%
Active inventory
234
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$3,035 high interval (Pro) →
Mortgage (P&I)
$1,547
Tax from tax record
$313 /mo · $3,752/yr
Insurance
$123
HOA
$0
Vacancy / Maint / Mgmt
$637
Net cashflow
$415

Break-even live

Break-even rent $2,510
Max offer price $295,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,750
Closing costs
$8,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10703 Barrett Plymouth, MI 3.0 2.5 1917 $3,100 $1.62 44d 1 0.51mi
10633 Barrett Plymouth, MI 3.0 3.5 2047 $4,000 $1.95 44d 1 0.51mi
270 S Mill St Plymouth, MI 3.0 3.5 2060 $5,000 $2.43 4d 1 0.92mi
258 S Mill St Plymouth, MI 3.0 3.5 2417 $3,900 $1.61 15d 1 0.92mi
301 Plymouth Rd Plymouth, MI 1.0–2.0 1.0–2.0 1119 $2,830 $2.53 2d 6 1.03mi
8375 Honeytree Blvd Canton, MI 1.0–4.0 1.0–2.5 1135 $1,740 $1.53 2d 1 1.26mi
8485 Forrest Dr Canton, MI 4.0 2.0 1494 $2,150 $1.44 2d 1 1.28mi
37950 Grantland St Livonia, MI 3.0 1.0 1820 $2,450 $1.35 24d 1 1.47mi

Listing history 18 events

  1. 2026-06-17
    status $295,000 Pending 33 DOM
    Show marketing remark (976 chars)

    Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.

  2. 2026-06-17
    days on market $295,000 Active Under Contract 33 DOM
    Show marketing remark (976 chars)

    Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.

  3. 2026-06-16
    days on market $295,000 Active Under Contract 32 DOM
  4. 2026-06-15
    days on market $295,000 Active Under Contract 31 DOM
  5. 2026-06-13
    days on market $295,000 Active Under Contract 29 DOM
  6. 2026-06-09
    days on market $295,000 Active Under Contract 25 DOM
  7. 2026-06-08
    days on market $295,000 Active Under Contract 24 DOM
  8. 2026-06-07
    days on market $295,000 Active Under Contract 23 DOM
  9. 2026-06-04
    days on market $295,000 Active Under Contract 20 DOM
  10. 2026-06-03
    days on market $295,000 Active Under Contract 19 DOM
  11. 2026-06-02
    days on market $295,000 Active Under Contract 18 DOM
  12. 2026-06-01
    days on market $295,000 Active Under Contract 17 DOM
  13. 2026-05-31
    days on market $295,000 Active Under Contract 16 DOM
  14. 2026-05-15
    listed $295,000 Active 982-char remark
    Show marketing remark (976 chars)

    Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.

  15. 2026-05-15
    listed $295,000 Active 976-char remark
    Show marketing remark (976 chars)

    Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.

  16. 1999-02-01
    soldstatus $143,500
  17. 1998-10-07
    soldstatus $143,500
  18. 1998-07-29
    listed $149,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$3,752 · $313/mo
Projected year-2 tax
$4,148 · $346/mo
Expected delta
+$395/yr (+$33/mo · 10.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,421
− Mortgage interest
−$16,525
− Property taxes
−$3,752
− Insurance
−$1,475
− Repairs & maintenance
−$2,914
− Management
−$2,914
− Depreciation
−$8,582
Taxable income
$260
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$62
After-tax cash flow
$4,919/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Plymouth-Canton Community Schools
NCES district ID
2628560
Math proficiency
58% ▼ -5.00%
Reading proficiency
66% ▼ -1.00%
Median HH income
$82,996
Composite
55.86/100
National rank
#1204
State rank
#27 of 540 in MI

Livability — Plymouth

Score
85/100
State rank
#25
US rank
#516

Category grades

Amenities A+ Commute F Cost of living B- Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Wayne County · 1,562,939 people
City population
40,076
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
40,076
Household income
$114,278
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
790.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Asian 3% Hispanic / Latino 3% Black 2%
Common ancestry
Romanian 12% Italian 4% Lithuanian 4%
Foreign-born
7% · Canada, China, South Korea
Languages at home
93% English-only · Other Indo-European 2% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -336.77%
Current HPI
208.6713
Rent YoY
▲ 3.38%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+110.1% since first listed
11 events — show timeline
  • 2026-06-17 Pending MiRealSource-MiMLS
  • 2026-06-17 Pending REALCOMP
  • 2026-06-12 Sold (MLS) $315,000 REALCOMP
  • 2026-06-12 Sold (MLS) $315,000 MiRealSource-MiMLS
  • 2026-05-20 Contingent MiRealSource-MiMLS
  • 2026-05-20 Contingent REALCOMP
  • 2026-05-15 Listed $295,000 REALCOMP
  • 2026-05-15 Listed $295,000 MiRealSource-MiMLS
  • 1999-02-01 Sold (Public Records) $143,500 Public Records
  • 1998-10-07 Sold (MLS) $143,500 REALCOMP
  • 1998-07-29 Listed $149,900 REALCOMP

Property tax history

+3.4%/yr

Latest (2025): $3,752 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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