11514 N Haggerty Rd · Plymouth, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.0/30.0
- ARV discount +15.0/15.0
- DSCR +6.7/10.0
- Schools +5.6/10.0
- 1% rule +5.3/10.0
- Livability +4.2/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$295,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.
Key facts
- Flexible bonus space
- Heated sunroom
- Family room
Tags
Property features AI
Exterior
- Parking: Attached garage with direct access; 2 garage spaces
- Utilities: Public water; Public sewer
- Home design: Single family residence; Two levels; Ground-level entry with steps; Brick and vinyl siding exterior; Asphalt roof; Property faces unspecified direction
- Construction: Built with brick and vinyl siding
- Exterior features: Back yard with fencing; Paved road access; Sidewalks in the community; Has spa/hot tub
Interior
- Kitchen: Free-standing electric range; Microwave; Free-standing refrigerator; Portable dishwasher
- Bedrooms: Total of 10 rooms (bedroom count not specified)
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central air; Forced air heating; Natural gas heating
- Interior features: Ceiling fan(s); Fireplace in the family room; Full, partially finished basement
- Laundry & utility: Washer; Dryer; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $295k.
Deal economics
- At list price, monthly cash flow is $415 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $295k).
- Recommended offer: $286k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 3.1% in Plymouth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 85/100 on livability (#25 in MI, #516 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute F.
- Plymouth-Canton Community Schools (suburban): math 58% / reading 66% proficiency, ranked #27 of 540 in MI (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
- Market conditions: Rents rising (+3.4%/yr); 234 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
- This rent runs 32% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 7.98%
- Cash-on-cash
- 6.03%
- DSCR
- 1.27
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $362,699
- List price
- $295,000
- Delta
- -18.67%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 41079 E Ann Arbor Trl | 0.12mi | 3/1.5 | 1,722 (-2%) | 9mo | $410,000 | $238 | 82 |
| 11467 Russell Ave | 0.03mi | 4/2.5 (+1) | 1,850 (+5%) | 1mo | $371,000 | $201 | 81 |
| 40936 Micol Dr | 0.07mi | 3/2.0 | 1,578 (-11%) | 1mo | $380,000 | $241 | 76 |
| 11463 Morgan Ave | 0.08mi | 3/2.0 | 1,984 (+12%) | 4mo | $429,000 | $216 | 71 |
| 9466 Marilyn Ave | 0.49mi | 3/1.5 | 1,823 (+3%) | 6mo | $380,000 | $208 | 66 |
| 11634 Spicer Dr | 0.42mi | 3/1.5 | 1,683 (-5%) | 11mo | $380,000 | $226 | 63 |
| 11807 Francis Ave | 0.29mi | 4/2.0 (+1) | 1,985 (+12%) | 1mo | $410,000 | $207 | 58 |
| 40585 Pinetree Dr | 0.36mi | 3/2.5 | 1,950 (+10%) | 4mo | $383,500 | $197 | 58 |
| 40395 Gilbert St | 0.30mi | 3/2.0 | 1,966 (+11%) | 10mo | $315,000 | $160 | 58 |
| 10496 Chestnut Ct | 0.42mi | 3/2.5 | 1,986 (+12%) | 6mo | $380,000 | $191 | 51 |
| 11619 Parkview Dr | 0.65mi | 3/1.5 | 1,649 (-7%) | 9mo | $387,000 | $235 | 51 |
| 42071 Lindsay Dr | 0.66mi | 3/1.5 | 1,554 (-12%) | 7mo | $433,000 | $279 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.38% rent growth · sell at horizon
- IRR
- -6.6%
- Equity multiple
- 0.76×
- Total profit
- $-20,188
- Equity at exit
- $43,985
- IRR
- 3.5%
- Equity multiple
- 1.26×
- Total profit
- $21,327
- Equity at exit
- $25,506
Cash invested: $82,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48170
- Rents YoY
- 3.4%
- Active inventory
- 234
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $3,035 high interval (Pro) →
- Mortgage (P&I)
- −$1,547
- Tax from tax record
- −$313 /mo · $3,752/yr
- Insurance
- −$123
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$637
- Net cashflow
- $415
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,750
- Closing costs
- $8,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10703 Barrett Plymouth, MI | 3.0 | 2.5 | 1917 | $3,100 | $1.62 | 44d | 1 | 0.51mi |
| 10633 Barrett Plymouth, MI | 3.0 | 3.5 | 2047 | $4,000 | $1.95 | 44d | 1 | 0.51mi |
| 270 S Mill St Plymouth, MI | 3.0 | 3.5 | 2060 | $5,000 | $2.43 | 4d | 1 | 0.92mi |
| 258 S Mill St Plymouth, MI | 3.0 | 3.5 | 2417 | $3,900 | $1.61 | 15d | 1 | 0.92mi |
| 301 Plymouth Rd Plymouth, MI | 1.0–2.0 | 1.0–2.0 | 1119 | $2,830 | $2.53 | 2d | 6 | 1.03mi |
| 8375 Honeytree Blvd Canton, MI | 1.0–4.0 | 1.0–2.5 | 1135 | $1,740 | $1.53 | 2d | 1 | 1.26mi |
| 8485 Forrest Dr Canton, MI | 4.0 | 2.0 | 1494 | $2,150 | $1.44 | 2d | 1 | 1.28mi |
| 37950 Grantland St Livonia, MI | 3.0 | 1.0 | 1820 | $2,450 | $1.35 | 24d | 1 | 1.47mi |
Listing history 18 events
-
2026-06-17status $295,000 Pending 33 DOM
Show marketing remark (976 chars)
Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.
-
2026-06-17days on market $295,000 Active Under Contract 33 DOM
Show marketing remark (976 chars)
Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.
-
2026-06-16days on market $295,000 Active Under Contract 32 DOM
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2026-06-15days on market $295,000 Active Under Contract 31 DOM
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2026-06-13days on market $295,000 Active Under Contract 29 DOM
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2026-06-09days on market $295,000 Active Under Contract 25 DOM
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2026-06-08days on market $295,000 Active Under Contract 24 DOM
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2026-06-07days on market $295,000 Active Under Contract 23 DOM
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2026-06-04days on market $295,000 Active Under Contract 20 DOM
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2026-06-03days on market $295,000 Active Under Contract 19 DOM
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2026-06-02days on market $295,000 Active Under Contract 18 DOM
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2026-06-01days on market $295,000 Active Under Contract 17 DOM
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2026-05-31days on market $295,000 Active Under Contract 16 DOM
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2026-05-15$295,000 Active 982-char remark
Show marketing remark (976 chars)
Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.
-
2026-05-15$295,000 Active 976-char remark
Show marketing remark (976 chars)
Just 0.3 miles to Hines Park and 1.3 miles to Kellogg Park in the desirable community of Plymouth, this 3-bedroom, 1.5-bathroom home offers a fantastic opportunity for buyers looking to put their personal touch on a property. The main level features a family room with a fireplace that opens into a heated sunroom, while beautiful hardwood floors bring character to the living room and upstairs bedrooms. And the large third bedroom, originally two separate rooms, presents a unique opportunity to easily add a wall and convert the layout into a 4-bedroom home. The partially finished basement offers a flexible bonus space and great storage. Notable recent updates include a new roof installed in 2020 and brand-new front, back, and screen doors added in 2025. Plus, there is an attached 2-car garage. Outdoors, you'll find a fully fenced backyard ideal for pets or gatherings. While the property does need some work, its incredible potential makes it a diamond in the rough.
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1999-02-01soldstatus $143,500
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1998-10-07soldstatus $143,500
-
1998-07-29$149,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $3,752 · $313/mo
- Projected year-2 tax
- $4,148 · $346/mo
- Expected delta
- +$395/yr (+$33/mo · 10.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,421
- − Mortgage interest
- −$16,525
- − Property taxes
- −$3,752
- − Insurance
- −$1,475
- − Repairs & maintenance
- −$2,914
- − Management
- −$2,914
- − Depreciation
- −$8,582
- Taxable income
- $260
- Est. tax owed @ 24.0%
- −$62
- After-tax cash flow
- $4,919/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Plymouth-Canton Community Schools
- NCES district ID
- 2628560
- Math proficiency
- 58% ▼ -5.00%
- Reading proficiency
- 66% ▼ -1.00%
- Median HH income
- $82,996
- Composite
- 55.86/100
- National rank
- #1204
- State rank
- #27 of 540 in MI
Livability — Plymouth
- Score
- 85/100
- State rank
- #25
- US rank
- #516
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Wayne County · 1,562,939 people
- City population
- 40,076
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 40,076
- Household income
- $114,278
- Rent vs Own
- Severe rent burden
- 790.0
Population outlook (Wayne County) Hauer SSP2
- Today (2025)
- 1,675,273 people
- By 2030
- 1,620,300 · -3.3%
- By 2040
- 1,502,341 · -10.3%
- By 2050
- 1,384,039 · -17.4%
- By 2075
- 1,124,592 · -32.9%
- By 2100
- 881,193 · -47.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 6% Asian 3% Hispanic / Latino 3% Black 2%
- Common ancestry
- Romanian 12% Italian 4% Lithuanian 4%
- Foreign-born
- 7% · Canada, China, South Korea
- Languages at home
- 93% English-only · Other Indo-European 2% Spanish 1% Other Asian/Pacific 1%
Political lean MEDSL · Wayne
- 2024 margin
- Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
- 2008→2024 swing
- -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
- All cycles
- 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -336.77%
- Current HPI
- 208.6713
- Rent YoY
- ▲ 3.38%
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
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| Automotive | 2 | $372B |
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| Chemicals | 1 | $45B |
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| Automotive Retail | 1 | $29B |
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| Healthcare / Medical Devices | 1 | $23B |
|
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| Automotive Technology | 1 | $20B |
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Price history
+110.1% since first listed11 events — show timeline
- 2026-06-17 Pending — MiRealSource-MiMLS
- 2026-06-17 Pending — REALCOMP
- 2026-06-12 Sold (MLS) $315,000 REALCOMP
- 2026-06-12 Sold (MLS) $315,000 MiRealSource-MiMLS
- 2026-05-20 Contingent — MiRealSource-MiMLS
- 2026-05-20 Contingent — REALCOMP
- 2026-05-15 Listed $295,000 REALCOMP
- 2026-05-15 Listed $295,000 MiRealSource-MiMLS
- 1999-02-01 Sold (Public Records) $143,500 Public Records
- 1998-10-07 Sold (MLS) $143,500 REALCOMP
- 1998-07-29 Listed $149,900 REALCOMP
Property tax history
+3.4%/yrLatest (2025): $3,752 · +2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…