51 N 9th St · Darby, PA 19023

$175,000

4 bd · 1.0 ba · 1,008 sqft · SingleFamily public records · 124 Days on market

Built 1930 1,742 sqft lot $174/sqft · 26% below area Est $238k · 26% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.6/30.0
• ARV discount +15.0/15.0
• DSCR +6.2/10.0
• 1% rule +5.4/10.0
• Rent growth +5.0/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this bright and move-in ready 3-bedroom, 1-bath single-family home offering approximately 1,200 square feet of comfortable living space. Built in 1930, the home blends classic character with thoughtful updates. The main level features high ceilings, laminate flooring, recessed lighting, and an open living and dining area that feels airy and inviting. The eat-in kitchen is both stylish and functional, featuring white shaker cabinetry, a subway tile backsplash, modern countertops, stainless steel appliances, and a conveniently located main-floor laundry area. Upstairs, you’ll find three well-proportioned bedrooms and an updated full bath with clean, modern finishes. The unfinished basement offers excellent storage and flexibility for future use. Recent improvements include a newer roof, HVAC system, and water heater, along with updated appliances - providing added peace of mind. Outside, the large, fully enclosed backyard provides a private outdoor space to enjoy throughout the seasons. Ideally located near schools, shopping, dining, and public transportation, with easy access to SEPTA trolley lines and multiple bus routes connecting to Center City and throughout Delaware County, this home offers both convenience and value.

Key facts

• Laminate flooring
• Recessed lighting
• Eat-in kitchen

Tags

• HIGH CEILINGS
• LAMINATE FLOORING
• RECESSED LIGHTING
• OPEN LIVING AND DINING AREA
• EAT-IN KITCHEN
• WHITE SHAKER CABINETRY

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $201 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.7% vs local median 6.3% in Darby — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 74/100 on livability (#485 in PA, #4,468 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities D+, employment D, schools F.
• William Penn SD (suburban): math 11% / reading 28% proficiency, ranked #491 of 539 in PA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+13.1%/yr); 99 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
• At $1,825/mo this rent would consume 47% of the median local household income ($46k/yr) (locally 1468% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $49k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 124 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 7.67%
• Cash-on-cash: 4.92%
• DSCR: 1.22
• GRM: 8.0

CMA / ARV

• ARV (median comp): $238,064
• List price: $175,000
• Delta: -26.49%
• Verdict: UNDERPRICED
• Comps: 19 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
115 N 10th St	0.12mi	3/1.5 (-1)	1,009 (+0%)	23mo	$200,000	$198	68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -3.0%
• Equity multiple: 0.88×
• Total profit: $-5,876
• Equity at exit: $26,093

10-year hold

• IRR: 11.7%
• Equity multiple: 2.13×
• Total profit: $55,444
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19023

• Rents YoY: 13.1%
• Active inventory: 99
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,825 high
• Mortgage (P&I): −$918
• Tax from tax record: −$251 /mo · $3,006/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$383
• Net cashflow: $201

Break-even live

Break-even rent $1,571

Max offer price $175,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
924 Maple Ter Darby, PA	3.0	1.5	1190	$2,000	$1.68	5d	1	0.12mi
935 Maple Ter Darby, PA	3.0	1.0	1266	$1,585	$1.25	11d	1	0.14mi
935 Maple Ter Darby, PA	3.0	1.0	1266	$1,585	$1.25	5d	1	0.14mi
909 Springfield Rd Unit D Darby, PA	4.0	1.0	900	$1,600	$1.78	44d	1	0.18mi
69 S 7th St Darby, PA	3.0	2.0	1446	$1,700	$1.18	44d	1	0.23mi
209 Hamilton Ave Darby, PA	4.0	1.0	1400	$1,595	$1.14	15d	1	0.25mi
2 Winthrop Rd Darby, PA	3.0	1.5	1224	$1,900	$1.55	22d	1	0.45mi
37 Concord Rd Darby, PA	3.0	1.0	1120	$1,795	$1.60	44d	1	0.53mi
412 S 2nd St Darby, PA	3.0	1.0	1190	$1,100	$0.92	5d	1	0.73mi
417 S 2nd St Darby, PA	3.0	1.0	1190	$1,020	$0.86	5d	1	0.76mi
118 Felton Ave Darby, PA	3.0	1.0	1152	$1,750	$1.52	22d	1	0.89mi
112 Juliana Ter Darby, PA	3.0	1.0	1020	$2,350	$2.30	44d	1	0.93mi
112 Juliana Ter Darby, PA	3.0	1.0	1020	$2,450	$2.40	24d	1	0.93mi
619 Baily Rd Lansdowne, PA	3.0	1.0	1288	$1,850	$1.44	18d	1	1.12mi
66 Folcroft Ave Folcroft, PA	3.0	1.0	1224	$1,895	$1.55	4d	1	1.44mi

Listing history 36 events

1. 2026-06-09
   days on market $175,000 Active 124 DOM
2. 2026-06-08
   days on market $175,000 Active 123 DOM
3. 2026-06-07
   days on market $175,000 Active 122 DOM
4. 2026-06-04
   days on market $175,000 Active 119 DOM
5. 2026-06-03
   days on market $175,000 Active 118 DOM
6. 2026-06-02
   days on market $175,000 Active 117 DOM
7. 2026-06-01
   days on market $175,000 Active 116 DOM
8. 2026-05-31
   days on market $175,000 Active 115 DOM
9. 2026-02-05
   listed $175,000 Active 1258-char remark

   Show marketing remark (1258 chars)

   Welcome to this bright and move-in ready 3-bedroom, 1-bath single-family home offering approximately 1,200 square feet of comfortable living space. Built in 1930, the home blends classic character with thoughtful updates. The main level features high ceilings, laminate flooring, recessed lighting, and an open living and dining area that feels airy and inviting. The eat-in kitchen is both stylish and functional, featuring white shaker cabinetry, a subway tile backsplash, modern countertops, stainless steel appliances, and a conveniently located main-floor laundry area. Upstairs, you’ll find three well-proportioned bedrooms and an updated full bath with clean, modern finishes. The unfinished basement offers excellent storage and flexibility for future use. Recent improvements include a newer roof, HVAC system, and water heater, along with updated appliances - providing added peace of mind. Outside, the large, fully enclosed backyard provides a private outdoor space to enjoy throughout the seasons. Ideally located near schools, shopping, dining, and public transportation, with easy access to SEPTA trolley lines and multiple bus routes connecting to Center City and throughout Delaware County, this home offers both convenience and value.

10. 2024-05-22
    soldstatus $160,000
11. 2024-05-16
    soldstatus $160,000 Closed 2357-char remark

    Show marketing remark (2357 chars)

    Welcome home! This charming, 3 bed, 1 bath, 1,200 sqft twin home with a large, enclosed back yard is recently renovated and ready for move in. Even better, this home qualifies for special financing requiring no PMI, 0% down, or up to $25,000 in grant money to cover downpayment and closing costs, making it less than first, last, and security to buy! Entrance into the home greets you with an abundance of natural light from its southeastern exposure, an open layout floor plan with very high ceiling heights, and gorgeous laminate floors and recessed lighting throughout. The neutral paint and color scheme immediately creates a welcoming atmosphere, ready for your personal touches. Passing through the spacious living room and dining area, you will find the laundry area complete with a washer and dryer. The large, eat-in kitchen will quickly become the heart of your home, featuring gorgeous countertops, white shaker cabinetry, subway tile backsplash, and matching stainless steel appliances. Exit the kitchen and step into yet another delightful feature of this home - the very large back yard to enjoy the great outdoors, perfect for your gardening needs, a place to unwind after a long day of work, and a space to entertain guests and loved ones. Upstairs, you'll find 3 sizable bedrooms, all with great ceiling heights, plus the quaint full, spa-like bathroom, featuring beautiful tilework. Downstairs, the large, unfinished basement provides plenty of bonus and storage space. With the central air system, central heating system, and water heater installed in 2020, roof installed in March 2020, plus newer kitchen appliances and washer and dryer, this home gives the assurance of being free of major repairs for many years to come. The location of this home is second to none, being walking distance to Penn Wood Middle School and Darby Transportation Center, plus the great shopping and restaurants located along nearby MacDade Boulevard and Main Street. Commuting is a breeze with this property being a short walk to the Darby Township Municipal Complex, SEPTA Trolley Lines 11 and 13 into Center City and SEPTA bus lines 113, 114, and 115 into the rest of Delaware County. With so much to love, all there’s left to do is to unpack your bags. Don't miss your chance to make this home your very own - schedule your private showing today!

12. 2024-05-07
    status Pending 2357-char remark

    Show marketing remark (2357 chars)

    Welcome home! This charming, 3 bed, 1 bath, 1,200 sqft twin home with a large, enclosed back yard is recently renovated and ready for move in. Even better, this home qualifies for special financing requiring no PMI, 0% down, or up to $25,000 in grant money to cover downpayment and closing costs, making it less than first, last, and security to buy! Entrance into the home greets you with an abundance of natural light from its southeastern exposure, an open layout floor plan with very high ceiling heights, and gorgeous laminate floors and recessed lighting throughout. The neutral paint and color scheme immediately creates a welcoming atmosphere, ready for your personal touches. Passing through the spacious living room and dining area, you will find the laundry area complete with a washer and dryer. The large, eat-in kitchen will quickly become the heart of your home, featuring gorgeous countertops, white shaker cabinetry, subway tile backsplash, and matching stainless steel appliances. Exit the kitchen and step into yet another delightful feature of this home - the very large back yard to enjoy the great outdoors, perfect for your gardening needs, a place to unwind after a long day of work, and a space to entertain guests and loved ones. Upstairs, you'll find 3 sizable bedrooms, all with great ceiling heights, plus the quaint full, spa-like bathroom, featuring beautiful tilework. Downstairs, the large, unfinished basement provides plenty of bonus and storage space. With the central air system, central heating system, and water heater installed in 2020, roof installed in March 2020, plus newer kitchen appliances and washer and dryer, this home gives the assurance of being free of major repairs for many years to come. The location of this home is second to none, being walking distance to Penn Wood Middle School and Darby Transportation Center, plus the great shopping and restaurants located along nearby MacDade Boulevard and Main Street. Commuting is a breeze with this property being a short walk to the Darby Township Municipal Complex, SEPTA Trolley Lines 11 and 13 into Center City and SEPTA bus lines 113, 114, and 115 into the rest of Delaware County. With so much to love, all there’s left to do is to unpack your bags. Don't miss your chance to make this home your very own - schedule your private showing today!

13. 2024-04-18
    historical Active Under Contract 2357-char remark

    Show marketing remark (2357 chars)

    Welcome home! This charming, 3 bed, 1 bath, 1,200 sqft twin home with a large, enclosed back yard is recently renovated and ready for move in. Even better, this home qualifies for special financing requiring no PMI, 0% down, or up to $25,000 in grant money to cover downpayment and closing costs, making it less than first, last, and security to buy! Entrance into the home greets you with an abundance of natural light from its southeastern exposure, an open layout floor plan with very high ceiling heights, and gorgeous laminate floors and recessed lighting throughout. The neutral paint and color scheme immediately creates a welcoming atmosphere, ready for your personal touches. Passing through the spacious living room and dining area, you will find the laundry area complete with a washer and dryer. The large, eat-in kitchen will quickly become the heart of your home, featuring gorgeous countertops, white shaker cabinetry, subway tile backsplash, and matching stainless steel appliances. Exit the kitchen and step into yet another delightful feature of this home - the very large back yard to enjoy the great outdoors, perfect for your gardening needs, a place to unwind after a long day of work, and a space to entertain guests and loved ones. Upstairs, you'll find 3 sizable bedrooms, all with great ceiling heights, plus the quaint full, spa-like bathroom, featuring beautiful tilework. Downstairs, the large, unfinished basement provides plenty of bonus and storage space. With the central air system, central heating system, and water heater installed in 2020, roof installed in March 2020, plus newer kitchen appliances and washer and dryer, this home gives the assurance of being free of major repairs for many years to come. The location of this home is second to none, being walking distance to Penn Wood Middle School and Darby Transportation Center, plus the great shopping and restaurants located along nearby MacDade Boulevard and Main Street. Commuting is a breeze with this property being a short walk to the Darby Township Municipal Complex, SEPTA Trolley Lines 11 and 13 into Center City and SEPTA bus lines 113, 114, and 115 into the rest of Delaware County. With so much to love, all there’s left to do is to unpack your bags. Don't miss your chance to make this home your very own - schedule your private showing today!

14. 2024-03-31
    status Active 2357-char remark

    Show marketing remark (2357 chars)

    Welcome home! This charming, 3 bed, 1 bath, 1,200 sqft twin home with a large, enclosed back yard is recently renovated and ready for move in. Even better, this home qualifies for special financing requiring no PMI, 0% down, or up to $25,000 in grant money to cover downpayment and closing costs, making it less than first, last, and security to buy! Entrance into the home greets you with an abundance of natural light from its southeastern exposure, an open layout floor plan with very high ceiling heights, and gorgeous laminate floors and recessed lighting throughout. The neutral paint and color scheme immediately creates a welcoming atmosphere, ready for your personal touches. Passing through the spacious living room and dining area, you will find the laundry area complete with a washer and dryer. The large, eat-in kitchen will quickly become the heart of your home, featuring gorgeous countertops, white shaker cabinetry, subway tile backsplash, and matching stainless steel appliances. Exit the kitchen and step into yet another delightful feature of this home - the very large back yard to enjoy the great outdoors, perfect for your gardening needs, a place to unwind after a long day of work, and a space to entertain guests and loved ones. Upstairs, you'll find 3 sizable bedrooms, all with great ceiling heights, plus the quaint full, spa-like bathroom, featuring beautiful tilework. Downstairs, the large, unfinished basement provides plenty of bonus and storage space. With the central air system, central heating system, and water heater installed in 2020, roof installed in March 2020, plus newer kitchen appliances and washer and dryer, this home gives the assurance of being free of major repairs for many years to come. The location of this home is second to none, being walking distance to Penn Wood Middle School and Darby Transportation Center, plus the great shopping and restaurants located along nearby MacDade Boulevard and Main Street. Commuting is a breeze with this property being a short walk to the Darby Township Municipal Complex, SEPTA Trolley Lines 11 and 13 into Center City and SEPTA bus lines 113, 114, and 115 into the rest of Delaware County. With so much to love, all there’s left to do is to unpack your bags. Don't miss your chance to make this home your very own - schedule your private showing today!

15. 2024-03-30
    historical 2357-char remark

    Show marketing remark (2357 chars)

    Welcome home! This charming, 3 bed, 1 bath, 1,200 sqft twin home with a large, enclosed back yard is recently renovated and ready for move in. Even better, this home qualifies for special financing requiring no PMI, 0% down, or up to $25,000 in grant money to cover downpayment and closing costs, making it less than first, last, and security to buy! Entrance into the home greets you with an abundance of natural light from its southeastern exposure, an open layout floor plan with very high ceiling heights, and gorgeous laminate floors and recessed lighting throughout. The neutral paint and color scheme immediately creates a welcoming atmosphere, ready for your personal touches. Passing through the spacious living room and dining area, you will find the laundry area complete with a washer and dryer. The large, eat-in kitchen will quickly become the heart of your home, featuring gorgeous countertops, white shaker cabinetry, subway tile backsplash, and matching stainless steel appliances. Exit the kitchen and step into yet another delightful feature of this home - the very large back yard to enjoy the great outdoors, perfect for your gardening needs, a place to unwind after a long day of work, and a space to entertain guests and loved ones. Upstairs, you'll find 3 sizable bedrooms, all with great ceiling heights, plus the quaint full, spa-like bathroom, featuring beautiful tilework. Downstairs, the large, unfinished basement provides plenty of bonus and storage space. With the central air system, central heating system, and water heater installed in 2020, roof installed in March 2020, plus newer kitchen appliances and washer and dryer, this home gives the assurance of being free of major repairs for many years to come. The location of this home is second to none, being walking distance to Penn Wood Middle School and Darby Transportation Center, plus the great shopping and restaurants located along nearby MacDade Boulevard and Main Street. Commuting is a breeze with this property being a short walk to the Darby Township Municipal Complex, SEPTA Trolley Lines 11 and 13 into Center City and SEPTA bus lines 113, 114, and 115 into the rest of Delaware County. With so much to love, all there’s left to do is to unpack your bags. Don't miss your chance to make this home your very own - schedule your private showing today!

16. 2024-03-27
    listed $160,000 Active 2357-char remark

    Show marketing remark (2357 chars)

    Welcome home! This charming, 3 bed, 1 bath, 1,200 sqft twin home with a large, enclosed back yard is recently renovated and ready for move in. Even better, this home qualifies for special financing requiring no PMI, 0% down, or up to $25,000 in grant money to cover downpayment and closing costs, making it less than first, last, and security to buy! Entrance into the home greets you with an abundance of natural light from its southeastern exposure, an open layout floor plan with very high ceiling heights, and gorgeous laminate floors and recessed lighting throughout. The neutral paint and color scheme immediately creates a welcoming atmosphere, ready for your personal touches. Passing through the spacious living room and dining area, you will find the laundry area complete with a washer and dryer. The large, eat-in kitchen will quickly become the heart of your home, featuring gorgeous countertops, white shaker cabinetry, subway tile backsplash, and matching stainless steel appliances. Exit the kitchen and step into yet another delightful feature of this home - the very large back yard to enjoy the great outdoors, perfect for your gardening needs, a place to unwind after a long day of work, and a space to entertain guests and loved ones. Upstairs, you'll find 3 sizable bedrooms, all with great ceiling heights, plus the quaint full, spa-like bathroom, featuring beautiful tilework. Downstairs, the large, unfinished basement provides plenty of bonus and storage space. With the central air system, central heating system, and water heater installed in 2020, roof installed in March 2020, plus newer kitchen appliances and washer and dryer, this home gives the assurance of being free of major repairs for many years to come. The location of this home is second to none, being walking distance to Penn Wood Middle School and Darby Transportation Center, plus the great shopping and restaurants located along nearby MacDade Boulevard and Main Street. Commuting is a breeze with this property being a short walk to the Darby Township Municipal Complex, SEPTA Trolley Lines 11 and 13 into Center City and SEPTA bus lines 113, 114, and 115 into the rest of Delaware County. With so much to love, all there’s left to do is to unpack your bags. Don't miss your chance to make this home your very own - schedule your private showing today!

17. 2021-07-22
    soldstatus $120,000
18. 2021-06-17
    soldstatus $120,000 Closed
19. 2021-06-10
    price $120,000
20. 2021-05-22
    status Pending
21. 2021-05-19
    status Active
22. 2021-05-12
    status Pending
23. 2021-05-07
    status Active
24. 2021-04-15
    status Pending
25. 2021-04-05
    listed $125,000 Active
26. 2020-03-06
    soldstatus $40,000 Closed
27. 2020-01-30
    status Pending
28. 2020-01-21
    price $46,000
29. 2020-01-06
    price $47,500
30. 2019-11-20
    price $50,000
31. 2019-11-20
    status Active
32. 2019-11-08
    price $43,000
33. 2019-11-08
    status Pending
34. 2019-10-23
    listed $50,000 Active
35. 2012-01-27
    historical
36. 2011-07-15
    listed $24,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,006 · $251/mo
• Projected year-2 tax: $3,006 · $251/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,903
• − Mortgage interest: −$9,803
• − Property taxes: −$3,006
• − Insurance: −$875
• − Repairs & maintenance: −$1,752
• − Management: −$1,752
• − Depreciation: −$5,091
• Taxable loss: −$376
• Est. tax savings @ 24.0%: +$90
• After-tax cash flow: $2,500/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: William Penn SD
• NCES district ID: 4226390
• Math proficiency: 11% ▼ -3.00%
• Reading proficiency: 28% ▼ -7.00%
• Median HH income: $48,543
• Composite: 17.29/100
• National rank: #9086
• State rank: #491 of 539 in PA

Livability — Darby

• Score: 74/100
• State rank: #485
• US rank: #4468

Category grades

Amenities D+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Darby, PA
• County: Delaware County · 399,863 people
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 22,247
• Household income: $46,463
• Rent vs Own: 47.4% rent · 52.6% own
• Severe rent burden: 1468.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (76%)
• Race & ethnicity: Black 76% White 15% Two or more races 5% Hispanic / Latino 3% Asian 2%
• Common ancestry: Swiss 5% Hispanic 1% Romanian 1%
• Foreign-born: 18% · Canada
• Languages at home: 84% English-only · French/Haitian/Cajun 4% Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -190.50%
• Current HPI: 277.7034
• Rent YoY: ▲ 13.10%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+602.8% since first listed

28 events — show timeline

• 2026-02-05 Listed $175,000 BRIGHT MLS
• 2024-05-22 Sold (Public Records) $160,000 Public Records
• 2024-05-16 Sold (MLS) $160,000 BRIGHT MLS
• 2024-05-07 Pending — BRIGHT MLS
• 2024-04-18 Contingent — BRIGHT MLS
• 2024-03-31 Relisted — BRIGHT MLS
• 2024-03-30 Listing Removed — BRIGHT MLS
• 2024-03-27 Listed $160,000 BRIGHT MLS
• 2021-07-22 Sold (Public Records) $120,000 Public Records
• 2021-06-17 Sold (MLS) $120,000 BRIGHT MLS
• 2021-06-10 Price Changed $120,000 BRIGHT MLS
• 2021-05-22 Pending — BRIGHT MLS
• 2021-05-19 Relisted — BRIGHT MLS
• 2021-05-12 Pending — BRIGHT MLS
• 2021-05-07 Relisted — BRIGHT MLS
• 2021-04-15 Pending — BRIGHT MLS
• 2021-04-05 Listed $125,000 BRIGHT MLS
• 2020-03-06 Sold (MLS) $40,000 BRIGHT MLS
• 2020-01-30 Pending — BRIGHT MLS
• 2020-01-21 Price Changed $46,000 BRIGHT MLS
• 2020-01-06 Price Changed $47,500 BRIGHT MLS
• 2019-11-20 Price Changed $50,000 BRIGHT MLS
• 2019-11-20 Relisted — BRIGHT MLS
• 2019-11-08 Price Changed $43,000 BRIGHT MLS
• 2019-11-08 Pending — BRIGHT MLS
• 2019-10-23 Listed $50,000 BRIGHT MLS
• 2012-01-27 Listing Removed — BRIGHT MLS
• 2011-07-15 Listed $24,900 BRIGHT MLS

Property tax history

+1.2%/yr

Latest (2026): $3,006 · -0.5% YoY. Source: county tax records.