19 Abbey Ln #104 · Delray Beach, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.4/30.0
- 1% rule +7.7/10.0
- ARV discount +7.5/15.0
- Appreciation +5.3/10.0
- Schools +4.3/10.0
- Livability +3.9/5.0
- DSCR +3.7/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
$129,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
Key facts
- Updated appliances
- Granite countertops
- Impact windows
Tags
Property features AI
Finance
- Financial info: Pets not allowed
- HOA & community: Monthly association fee; Association amenities include billiard room, clubhouse, fitness center, pool, spa/hot tub, and tennis courts; Association fee covers amenities, common areas, grounds maintenance, parking, recreation facilities, and trash; Senior community
Exterior
- Parking: Assigned parking; Guest parking
- Security: Security guard
- Utilities: Cable available
- Home design: Condo/townhome or attached property; Single-story unit (entry level 1); Total building stories: 2; Updated/remodeled condition; Exterior lighting
- Construction: Block construction
- Exterior features: Security guard; Association pool
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
- Bedrooms: Bedroom on main level
- Flooring: Laminate
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Built-in features; Closet cabinetry; First-floor entry; Living/dining room; Main level primary; Main living area on entry level; Tub/shower; Furnishing negotiable; Sliding windows; Impact glass
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $130k.
Deal economics
- At list price, monthly cash flow is $-23 ($-271/yr) — negative.
- To cash-flow at today's rent, offer at most $126k (3.1% below list).
- Meets the 1% rule at list price ($2k rent vs $130k).
- Recommended offer: $126k (3.1% below list) — sets the bar for cash-flow.
- Cap rate 6.1% vs local median 4.3% in Delray Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 577 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($899 loan paydown + $893 appreciation (0.7% local appreciation)).
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
- 8 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 32% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 6.08%
- Cash-on-cash
- -0.74%
- DSCR
- 0.97
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
0.69% appreciation · 0.51% rent growth · sell at horizon
- IRR
- -2.7%
- Equity multiple
- 0.87×
- Total profit
- $-4,734
- Equity at exit
- $42,274
- IRR
- 0.4%
- Equity multiple
- 1.04×
- Total profit
- $1,448
- Equity at exit
- $54,584
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33446
- Home prices YoY
- 0.3%
- Rents YoY
- 0.5%
- Active inventory
- 577
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,651 high interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax from tax record
- −$58 /mo · $697/yr
- Insurance
- −$54
- HOA
- −$533
- Vacancy / Maint / Mgmt
- −$347
- Net cashflow
- $-23
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 43 Waterford B Delray Beach, FL | 1.0 | 1.5 | 720 | $1,400 | $1.94 | 24d | 1 | 0.53mi |
| 163 Tuscany C Unit C Delray Beach, FL | 1.0 | 1.5 | 720 | $1,300 | $1.81 | 15d | 1 | 0.55mi |
| 102 Waterford D Unit 102 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,900 | $2.64 | 24d | 1 | 0.59mi |
| 126 Seville E Delray Beach, FL | 1.0 | 1.5 | 720 | $1,450 | $2.01 | 19d | 1 | 0.61mi |
| 154 Seville G Delray Beach, FL | 1.0 | 1.0 | 720 | $1,490 | $2.07 | 15d | 1 | 0.63mi |
| 242 Seville K Unit 242 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,380 | $1.92 | 24d | 1 | 0.68mi |
| 318 Seville N #318 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,495 | $2.08 | 24d | 1 | 0.78mi |
| 322 Seville N Delray Beach, FL | 1.0 | 1.5 | 720 | $1,495 | $2.08 | 24d | 1 | 0.79mi |
| 175 Valencia H Delray Beach, FL | 1.0 | 1.5 | 726 | $1,500 | $2.07 | 7d | 1 | 0.87mi |
| 159 Brittany Ter Unit 159 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,795 | $2.49 | 17d | 1 | 0.87mi |
| 270 Brittany F Unit F Delray Beach, FL | 1.0 | 1.5 | 720 | $1,600 | $2.22 | 7d | 1 | 0.87mi |
| 419 Brittany I Delray Beach, FL | 1.0 | 1.5 | 720 | $1,450 | $2.01 | 24d | 1 | 0.87mi |
| 111 Normandy Ln Delray Beach, FL | 1.0 | 1.5 | 726 | $1,450 | $2.00 | 2d | 1 | 0.92mi |
| 195 Monaco E Delray Beach, FL | 1.0 | 1.5 | 728 | $1,550 | $2.13 | 24d | 1 | 0.93mi |
| 286 Monaco F Delray Beach, FL | 1.0 | 2.0 | 726 | $1,700 | $2.34 | 24d | 1 | 0.98mi |
| 58 Monaco Blvd Unit 58 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,650 | $2.29 | 24d | 1 | 0.98mi |
| 459 Monaco Blvd Unit 459 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,500 | $2.08 | 21d | 1 | 0.98mi |
| 711 Monaco O Delray Beach, FL | 1.0 | 1.5 | 720 | $1,550 | $2.15 | 24d | 1 | 0.98mi |
| 451 Monaco Blvd Unit J Delray Beach, FL | 1.0 | 1.5 | 720 | $1,599 | $2.22 | 24d | 1 | 0.99mi |
| 399 Brittany I Delray Beach, FL | 1.0 | 1.5 | 720 | $1,450 | $2.01 | 19d | 1 | 0.99mi |
| 399 Brittany I Delray Beach, FL | 1.0 | 1.5 | 720 | $1,450 | $2.01 | 13d | 1 | 0.99mi |
| 482 Monaco Blvd #482 Delray Beach, FL | 1.0 | 1.5 | 726 | $1,400 | $1.93 | 24d | 1 | 0.99mi |
| 459 Monaco J #459 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,400 | $1.94 | 1d | 1 | 1.01mi |
| 11 Brittany a Delray Beach, FL | 1.0 | 1.5 | 725 | $1,500 | $2.07 | 7d | 1 | 1.02mi |
| 675 Brittany O Delray Beach, FL | 1.0 | 1.5 | 720 | $1,500 | $2.08 | 24d | 1 | 1.06mi |
| 686 Brittany O Delray Beach, FL | 1.0 | 1.5 | 720 | $1,600 | $2.22 | 24d | 1 | 1.07mi |
| 718 Brittany Park #718 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,795 | $2.49 | 17d | 1 | 1.07mi |
| 679 Saxony Way Delray Beach, FL | 1.0 | 1.5 | 720 | $1,600 | $2.22 | 5d | 1 | 1.12mi |
| 715 Saxony O Delray Beach, FL | 1.0 | 1.5 | 726 | $1,200 | $1.65 | 24d | 1 | 1.14mi |
| 594 Saxony Trl Unit 594 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,550 | $2.15 | 2d | 1 | 1.16mi |
| 662 Saxony N Delray Beach, FL | 1.0 | 1.5 | 720 | $1,450 | $2.01 | 21d | 1 | 1.16mi |
| 594 Saxony Trl Unit 594 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,650 | $2.29 | 24d | 1 | 1.16mi |
| 123 Saxony C Delray Beach, FL | 1.0 | 1.5 | 720 | $2,500 | $3.47 | 24d | 1 | 1.16mi |
| 23 Saxony a Delray Beach, FL | 1.0 | 1.5 | 726 | $1,300 | $1.79 | 7d | 1 | 1.16mi |
| 370 Saxony H Delray Beach, FL | 1.0 | 1.5 | 726 | $1,500 | $2.07 | 5d | 1 | 1.18mi |
| 99 Saxony C Delray Beach, FL | 1.0 | 1.5 | 720 | $2,500 | $3.47 | 24d | 1 | 1.19mi |
| 151 Saxony D Delray Beach, FL | 1.0 | 1.5 | 726 | $1,500 | $2.07 | 12d | 1 | 1.21mi |
| 211 Saxony Ln #211 Delray Beach, FL | 1.0 | 1.5 | 720 | $1,400 | $1.94 | 7d | 1 | 1.23mi |
HOA detail condo
- Monthly dues
- $533 · $6,396/yr
- Likely covers
- waterpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 36 events
-
2026-06-18days on market $129,999 Active 4 DOM
-
2026-06-17days on market $129,999 Active 3 DOM
-
2026-06-16days on market $129,999 Active 2 DOM
-
2026-06-15pricedays on market $129,999 Active 1 DOM
-
2026-05-31days on market $135,000 Active 181 DOM
-
2025-12-01$135,000 Active
-
2022-12-23soldstatus $135,000
-
2021-01-05soldstatus $87,000
-
2020-12-30soldstatus $87,000 Closed 776-char remark
Show marketing remark (776 chars)
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
-
2020-10-29status Pending 776-char remark
Show marketing remark (776 chars)
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
-
2020-09-29price $90,000 776-char remark
Show marketing remark (776 chars)
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
-
2020-08-21price $85,000 776-char remark
Show marketing remark (776 chars)
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
-
2020-08-07price $87,000 776-char remark
Show marketing remark (776 chars)
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
-
2020-07-14price $89,000 776-char remark
Show marketing remark (776 chars)
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
-
2020-06-29$92,000 Active 776-char remark
Show marketing remark (776 chars)
Come enjoy Florida style living in the beautiful Delray Beach area. Abbey Village is close to main highways, few minutes from the famous Delray Beach downtown with their great restaurants and arts. Virtual staging on living room and bedroom. This amazing unique, totally remodeled apartment wont last long. Brand new kitchen with Calcutta granite counter top, brand new stainless steel appliances, Laminate flooring through out, brand new water heather, A/C from 2013, the unit has an enclosed patio with easy access to the garden area. Abbey Village is known for their best amenities, like community pool, spa, clubhouse, exercise facility, game room, tennis courts and courtesy bus. This is 55+ community with rental restrictions. Owner/agent Call listing agent for lockbox.
-
2020-04-17soldstatus $45,000 Closed 702-char remark
Show marketing remark (702 chars)
This condo is in the desirable community of Abbey Village, Delray Beach, FL. 2 story building, 1st floor unit contemporary style condo with amazing curb appeal, well maintained grounds. Close to the Florida turnpike, shopping, fine dining and hospital and medical care facilities. Community is just 15-20 minutes to downtown Delray Beach and the famous Atlantic Avenue and beaches. This unit is a 1 bedroom, 1 bath which has an enclosed patio with easy access to the garden areas. Abbey Village offers amenities such as community pool, spa, clubhouse, exercise facility, courtesy bus, game room, tennis courts and more. A great place for Florida style living all year round or a seasonal get away.
-
2020-03-11status Pending 702-char remark
Show marketing remark (702 chars)
This condo is in the desirable community of Abbey Village, Delray Beach, FL. 2 story building, 1st floor unit contemporary style condo with amazing curb appeal, well maintained grounds. Close to the Florida turnpike, shopping, fine dining and hospital and medical care facilities. Community is just 15-20 minutes to downtown Delray Beach and the famous Atlantic Avenue and beaches. This unit is a 1 bedroom, 1 bath which has an enclosed patio with easy access to the garden areas. Abbey Village offers amenities such as community pool, spa, clubhouse, exercise facility, courtesy bus, game room, tennis courts and more. A great place for Florida style living all year round or a seasonal get away.
-
2020-03-02$38,000 Active 702-char remark
Show marketing remark (702 chars)
This condo is in the desirable community of Abbey Village, Delray Beach, FL. 2 story building, 1st floor unit contemporary style condo with amazing curb appeal, well maintained grounds. Close to the Florida turnpike, shopping, fine dining and hospital and medical care facilities. Community is just 15-20 minutes to downtown Delray Beach and the famous Atlantic Avenue and beaches. This unit is a 1 bedroom, 1 bath which has an enclosed patio with easy access to the garden areas. Abbey Village offers amenities such as community pool, spa, clubhouse, exercise facility, courtesy bus, game room, tennis courts and more. A great place for Florida style living all year round or a seasonal get away.
-
2014-10-21historical
-
2013-09-21historical
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2006-02-08$119,900
-
2005-02-25$89,900
-
2004-08-03soldstatus $49,000
-
2004-07-30soldstatus $49,000
-
2004-05-26historical
-
2004-05-20$48,900
-
2003-08-27soldstatus $29,000
-
2003-08-22soldstatus $29,000
-
2003-07-31historical
-
2003-05-01$32,000
-
2002-05-02soldstatus $25,000
-
2002-04-30soldstatus $25,000
-
2002-03-21historical
-
2002-02-06$28,000
-
1996-01-30soldstatus $24,000
-
1989-09-27soldstatus $28,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $697 · $58/mo
- Projected year-2 tax
- $1,079 · $90/mo
- Expected delta
- +$382/yr (+$32/mo · 54.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,814
- − Mortgage interest
- −$7,282
- − Property taxes
- −$697
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,585
- − Management
- −$1,585
- − HOA
- −$6,396
- − Depreciation
- −$3,782
- Taxable loss
- −$2,163
- Est. tax savings @ 24.0%
- +$519
- After-tax cash flow
- $248/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
Livability — Delray Beach
- Score
- 77/100
- State rank
- #202
- US rank
- #3160
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Palm Beach County · 1,438,312 people
- City population
- 123,167
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 28,431
- Household income
- $80,187
- Rent vs Own
- Severe rent burden
- 494.0
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 13% Two or more races 9% Black 4%
- Hispanic origin (detail)
- Puerto Rican 3% Dominican 1%
- Common ancestry
- Romanian 9% Scotch-Irish 9% Italian 2%
- Foreign-born
- 20% · Canada, Jamaica, Guatemala
- Languages at home
- 80% English-only · Spanish 12% Other Indo-European 2% French/Haitian/Cajun 2%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.69%
- Current HPI
- 242.5138
- Rent YoY
- ▲ 0.51%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+382.1% since first listed31 events — show timeline
- 2025-12-01 Listed $135,000 MARMLS
- 2022-12-23 Sold (Public Records) $135,000 Public Records
- 2021-01-05 Sold (Public Records) $87,000 Public Records
- 2020-12-30 Sold (MLS) $87,000 MARMLS
- 2020-10-29 Pending — MARMLS
- 2020-09-29 Price Changed $90,000 MARMLS
- 2020-08-21 Price Changed $85,000 MARMLS
- 2020-08-07 Price Changed $87,000 MARMLS
- 2020-07-14 Price Changed $89,000 MARMLS
- 2020-06-29 Listed $92,000 MARMLS
- 2020-04-17 Sold (MLS) $45,000 Beaches MLS
- 2020-03-11 Pending — Beaches MLS
- 2020-03-02 Listed $38,000 Beaches MLS
- 2014-10-21 Listing Removed — Beaches MLS
- 2013-09-21 Listing Removed — Beaches MLS
- 2006-02-08 Listed $119,900 Beaches MLS
- 2005-02-25 Listed $89,900 Beaches MLS
- 2004-08-03 Sold (Public Records) $49,000 Public Records
- 2004-07-30 Sold (MLS) $49,000 Beaches MLS
- 2004-05-26 Listing Removed — Beaches MLS
- 2004-05-20 Listed $48,900 Beaches MLS
- 2003-08-27 Sold (Public Records) $29,000 Public Records
- 2003-08-22 Sold (MLS) $29,000 Beaches MLS
- 2003-07-31 Listing Removed — Beaches MLS
- 2003-05-01 Listed $32,000 Beaches MLS
- 2002-05-02 Sold (Public Records) $25,000 Public Records
- 2002-04-30 Sold (MLS) $25,000 Beaches MLS
- 2002-03-21 Listing Removed — Beaches MLS
- 2002-02-06 Listed $28,000 Beaches MLS
- 1996-01-30 Sold (Public Records) $24,000 Public Records
- 1989-09-27 Sold (Public Records) $28,000 Public Records
Property tax history
+8.8%/yrLatest (2025): $697 · -36.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…