CashFlowRE
Sign in Sign up
1106 41st Ave E
B- Composite 66.83
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.4/10.0
  • Livability +3.8/5.0
  • ARV discount +3.6/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$85,000

1106 41st Ave E · Ellenton, FL 34222
2 bd · 1.0 ba · 460 sqft · Manufactured public records · 152 Days on market
Built 1960 3,311 sqft lot Est $78k · 9% over $50/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brand New PRICE! Welcome to Tidevue Estates a 55+ LAND OWNED community. This charming home is on a corner lot which has two Christmas Palms and is surrounded by native Florida plants. Open front porch is attached to the carport where you can create your outdoor oasis and watch the world go by. Entering through the beautiful leaded glass front door into the bright and open living room which has a solid wood ship lap accent wall and decorative wall sconce's add extra light to read by. Your going to love cooking in this cozy kitchen with a smooth top double oven stove and laminate flooring. Owner's bedroom has been updated with bead board walls has three closets and a built in dresser. Plus the 16x16 Florida Room with solid wood beams and is presently a second bedroom. Which adds an additional 256 square feet. Inside laundry room has AC wall unit which also cools the Florida room. Central AC system is three years old. Pets are not permitted. Low HOA of only $456 annually. Free WI-FI in the community Library. Many activities are offered in this very active 55+ community. Meet friends and make new ones for a game of pickle ball, bocce ball or shuffleboard. Take a water aerobics class in the heated community pool or relax and work on your tan. Get your daily work out in at the fitness center. Ride your bike or golf cart over to Veteran's Park and observe nature, have a picnic or watch the sunset. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants and medical facility's. Explore Sarasota and visit University Town Center Mall, St. Armand's Circle, Selby Botanical Gardens, and Ringling Museum. Take a drive to one of our many beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

Key facts

  • Corner-lot home
  • Native landscaping
  • New roof

Tags

CORNER-LOT HOMEMATURE CHRISTMAS PALMSNATIVE LANDSCAPINGNEW ROOFSOLID WOOD SHIPLAP ACCENT WALLDECORATIVE WALL SCONCES

Property features AI

Finance

  • Other: Total acreage: less than 1/4 acre; Lot size approximately 0.08 acres; Living area reported as 460 sq ft (public records); Building area total reported as 1,298 sq ft (public records)
  • Financial info: Lease restrictions apply
  • HOA & community: Monthly association fee $50; Association amenities: Clubhouse, Fitness center, Pool, Pickleball courts; Association approval required; Association fee includes pool; Unfurnished; Senior community; Pets not allowed

Exterior

  • Parking: No explicit parking details provided
  • Security: No security features listed
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
  • Home design: Residential mobile home (double wide); One story; Faces southwest; Entry level: One
  • Construction: Vinyl siding; Frame construction; Roof over; Crawlspace foundation; Built as a double wide mobile home
  • Exterior features: Rain gutters; Asphalt road access

Interior

  • Kitchen: Dishwasher; Disposal; Freezer; Microwave; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Laminate
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (electric); Central air; Humidity control
  • Interior features: Ceiling fans; Living room / dining room combo
  • Laundry & utility: Washer; Dryer; Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $85k.

Deal economics

  • At list price, monthly cash flow is $626 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $85k).
  • Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.1% vs local median 4.5% in Ellenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#232 in FL, #3,666 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 182 active listings in the ZIP; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 152 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago; this cycle's ask has dropped $25k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 152 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.90%
Cap rate
15.13%
Cash-on-cash
31.56%
DSCR
2.40
GRM
4.4

CMA / ARV

ARV (on-the-fly)
$78,200
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1106 41st Ave E 0.00mi 2/1.0 460 (0%) 0mo $78,000 $170 100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.5%
Equity multiple
2.10×
Total profit
$26,151
Equity at exit
$12,674
10-year hold
IRR
34.1%
Equity multiple
4.12×
Total profit
$74,357
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34222

Home prices YoY
-26.9%
Active inventory
182
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,615 medium interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$119 /mo · $1,429/yr
Insurance
$35
HOA
$50
Vacancy / Maint / Mgmt
$339
Net cashflow
$626

Break-even live

Break-even rent $823
Max offer price $85,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$50 · $600/yr
Likely covers
waterinternetpoolgym

Listing history 28 events

  1. 2026-06-08
    statusdays on market $85,000 Pending 152 DOM
  2. 2026-06-08
    days on market $85,000 Active 151 DOM
  3. 2026-06-03
    days on market $85,000 Active 147 DOM
  4. 2026-06-02
    days on market $85,000 Active 146 DOM
  5. 2026-06-01
    days on market $85,000 Active 145 DOM
  6. 2026-05-31
    days on market $85,000 Active 144 DOM
  7. 2026-04-29
    price $85,000
  8. 2026-03-24
    price $90,000
  9. 2026-02-26
    price $95,000
  10. 2026-02-10
    price $100,000
  11. 2026-01-07
    listed $110,000 Active
  12. 2024-04-23
    historical $1,525
  13. 2024-04-04
    price $1,525
  14. 2024-03-08
    price $1,600
  15. 2024-01-19
    listed $1,675
  16. 2022-01-14
    soldstatus $110,000 Closed 1728-char remark
    Show marketing remark (1728 chars)

    Brand New PRICE! Welcome to Tidevue Estates a 55+ LAND OWNED community. This charming home is on a corner lot which has two Christmas Palms and is surrounded by native Florida plants. Open front porch is attached to the carport where you can create your outdoor oasis and watch the world go by. Entering through the beautiful leaded glass front door into the bright and open living room which has a solid wood ship lap accent wall and decorative wall sconce's add extra light to read by. Your going to love cooking in this cozy kitchen with a smooth top double oven stove and laminate flooring. Owner's bedroom has been updated with bead board walls has three closets and a built in dresser. Plus the 16x16 Florida Room with solid wood beams and is presently a second bedroom. Which adds an additional 256 square feet. Inside laundry room has AC wall unit which also cools the Florida room. Central AC system is three years old. Pets are not permitted. Low HOA of only $456 annually. Free WI-FI in the community Library. Many activities are offered in this very active 55+ community. Meet friends and make new ones for a game of pickle ball, bocce ball or shuffleboard. Take a water aerobics class in the heated community pool or relax and work on your tan. Get your daily work out in at the fitness center. Ride your bike or golf cart over to Veteran's Park and observe nature, have a picnic or watch the sunset. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants and medical facility's. Explore Sarasota and visit University Town Center Mall, St. Armand's Circle, Selby Botanical Gardens, and Ringling Museum. Take a drive to one of our many beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  17. 2022-01-14
    soldstatus $110,000
    Show marketing remark (1728 chars)

    Brand New PRICE! Welcome to Tidevue Estates a 55+ LAND OWNED community. This charming home is on a corner lot which has two Christmas Palms and is surrounded by native Florida plants. Open front porch is attached to the carport where you can create your outdoor oasis and watch the world go by. Entering through the beautiful leaded glass front door into the bright and open living room which has a solid wood ship lap accent wall and decorative wall sconce's add extra light to read by. Your going to love cooking in this cozy kitchen with a smooth top double oven stove and laminate flooring. Owner's bedroom has been updated with bead board walls has three closets and a built in dresser. Plus the 16x16 Florida Room with solid wood beams and is presently a second bedroom. Which adds an additional 256 square feet. Inside laundry room has AC wall unit which also cools the Florida room. Central AC system is three years old. Pets are not permitted. Low HOA of only $456 annually. Free WI-FI in the community Library. Many activities are offered in this very active 55+ community. Meet friends and make new ones for a game of pickle ball, bocce ball or shuffleboard. Take a water aerobics class in the heated community pool or relax and work on your tan. Get your daily work out in at the fitness center. Ride your bike or golf cart over to Veteran's Park and observe nature, have a picnic or watch the sunset. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants and medical facility's. Explore Sarasota and visit University Town Center Mall, St. Armand's Circle, Selby Botanical Gardens, and Ringling Museum. Take a drive to one of our many beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  18. 2021-12-16
    status Pending 1728-char remark
    Show marketing remark (1728 chars)

    Brand New PRICE! Welcome to Tidevue Estates a 55+ LAND OWNED community. This charming home is on a corner lot which has two Christmas Palms and is surrounded by native Florida plants. Open front porch is attached to the carport where you can create your outdoor oasis and watch the world go by. Entering through the beautiful leaded glass front door into the bright and open living room which has a solid wood ship lap accent wall and decorative wall sconce's add extra light to read by. Your going to love cooking in this cozy kitchen with a smooth top double oven stove and laminate flooring. Owner's bedroom has been updated with bead board walls has three closets and a built in dresser. Plus the 16x16 Florida Room with solid wood beams and is presently a second bedroom. Which adds an additional 256 square feet. Inside laundry room has AC wall unit which also cools the Florida room. Central AC system is three years old. Pets are not permitted. Low HOA of only $456 annually. Free WI-FI in the community Library. Many activities are offered in this very active 55+ community. Meet friends and make new ones for a game of pickle ball, bocce ball or shuffleboard. Take a water aerobics class in the heated community pool or relax and work on your tan. Get your daily work out in at the fitness center. Ride your bike or golf cart over to Veteran's Park and observe nature, have a picnic or watch the sunset. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants and medical facility's. Explore Sarasota and visit University Town Center Mall, St. Armand's Circle, Selby Botanical Gardens, and Ringling Museum. Take a drive to one of our many beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  19. 2021-11-26
    price $129,900 1728-char remark
    Show marketing remark (1728 chars)

    Brand New PRICE! Welcome to Tidevue Estates a 55+ LAND OWNED community. This charming home is on a corner lot which has two Christmas Palms and is surrounded by native Florida plants. Open front porch is attached to the carport where you can create your outdoor oasis and watch the world go by. Entering through the beautiful leaded glass front door into the bright and open living room which has a solid wood ship lap accent wall and decorative wall sconce's add extra light to read by. Your going to love cooking in this cozy kitchen with a smooth top double oven stove and laminate flooring. Owner's bedroom has been updated with bead board walls has three closets and a built in dresser. Plus the 16x16 Florida Room with solid wood beams and is presently a second bedroom. Which adds an additional 256 square feet. Inside laundry room has AC wall unit which also cools the Florida room. Central AC system is three years old. Pets are not permitted. Low HOA of only $456 annually. Free WI-FI in the community Library. Many activities are offered in this very active 55+ community. Meet friends and make new ones for a game of pickle ball, bocce ball or shuffleboard. Take a water aerobics class in the heated community pool or relax and work on your tan. Get your daily work out in at the fitness center. Ride your bike or golf cart over to Veteran's Park and observe nature, have a picnic or watch the sunset. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants and medical facility's. Explore Sarasota and visit University Town Center Mall, St. Armand's Circle, Selby Botanical Gardens, and Ringling Museum. Take a drive to one of our many beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  20. 2021-11-01
    price $139,900 1728-char remark
    Show marketing remark (1728 chars)

    Brand New PRICE! Welcome to Tidevue Estates a 55+ LAND OWNED community. This charming home is on a corner lot which has two Christmas Palms and is surrounded by native Florida plants. Open front porch is attached to the carport where you can create your outdoor oasis and watch the world go by. Entering through the beautiful leaded glass front door into the bright and open living room which has a solid wood ship lap accent wall and decorative wall sconce's add extra light to read by. Your going to love cooking in this cozy kitchen with a smooth top double oven stove and laminate flooring. Owner's bedroom has been updated with bead board walls has three closets and a built in dresser. Plus the 16x16 Florida Room with solid wood beams and is presently a second bedroom. Which adds an additional 256 square feet. Inside laundry room has AC wall unit which also cools the Florida room. Central AC system is three years old. Pets are not permitted. Low HOA of only $456 annually. Free WI-FI in the community Library. Many activities are offered in this very active 55+ community. Meet friends and make new ones for a game of pickle ball, bocce ball or shuffleboard. Take a water aerobics class in the heated community pool or relax and work on your tan. Get your daily work out in at the fitness center. Ride your bike or golf cart over to Veteran's Park and observe nature, have a picnic or watch the sunset. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants and medical facility's. Explore Sarasota and visit University Town Center Mall, St. Armand's Circle, Selby Botanical Gardens, and Ringling Museum. Take a drive to one of our many beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  21. 2021-10-08
    listed $159,900 Active 1728-char remark
    Show marketing remark (1728 chars)

    Brand New PRICE! Welcome to Tidevue Estates a 55+ LAND OWNED community. This charming home is on a corner lot which has two Christmas Palms and is surrounded by native Florida plants. Open front porch is attached to the carport where you can create your outdoor oasis and watch the world go by. Entering through the beautiful leaded glass front door into the bright and open living room which has a solid wood ship lap accent wall and decorative wall sconce's add extra light to read by. Your going to love cooking in this cozy kitchen with a smooth top double oven stove and laminate flooring. Owner's bedroom has been updated with bead board walls has three closets and a built in dresser. Plus the 16x16 Florida Room with solid wood beams and is presently a second bedroom. Which adds an additional 256 square feet. Inside laundry room has AC wall unit which also cools the Florida room. Central AC system is three years old. Pets are not permitted. Low HOA of only $456 annually. Free WI-FI in the community Library. Many activities are offered in this very active 55+ community. Meet friends and make new ones for a game of pickle ball, bocce ball or shuffleboard. Take a water aerobics class in the heated community pool or relax and work on your tan. Get your daily work out in at the fitness center. Ride your bike or golf cart over to Veteran's Park and observe nature, have a picnic or watch the sunset. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants and medical facility's. Explore Sarasota and visit University Town Center Mall, St. Armand's Circle, Selby Botanical Gardens, and Ringling Museum. Take a drive to one of our many beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  22. 2018-05-30
    soldstatus $50,000
  23. 2018-05-22
    soldstatus $50,000 Sold 926-char remark
    Show marketing remark (926 chars)

    PRICE IMPROVEMENT! The perfect home to spend your winters in. Just bring your suitcase and move in today. Corner Lot. 1BD/1BA Turn-key furnished. Light and bright living room with two picture windows. Beautiful plaster ceilings through out home. Lanai is set up as a bedroom and has A/C, wood beams and a inside utility room. Berber carpet. Eat-in area in kitchen plus formal dining room. Master bedroom has built in dresser plus 3 closets. New electrical main switch to property replaced in 2016. Low HOA of only $456 annually. Own your land in this 55+ no pet community. Heated community pool. Community Library has WI-FI connection. Golf League, card club, water aerobics, pickle ball, bocce ball and shuffleboard are just a few of the activities that are offered. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants, medical facility's and beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  24. 2018-04-25
    status Pending 926-char remark
    Show marketing remark (926 chars)

    PRICE IMPROVEMENT! The perfect home to spend your winters in. Just bring your suitcase and move in today. Corner Lot. 1BD/1BA Turn-key furnished. Light and bright living room with two picture windows. Beautiful plaster ceilings through out home. Lanai is set up as a bedroom and has A/C, wood beams and a inside utility room. Berber carpet. Eat-in area in kitchen plus formal dining room. Master bedroom has built in dresser plus 3 closets. New electrical main switch to property replaced in 2016. Low HOA of only $456 annually. Own your land in this 55+ no pet community. Heated community pool. Community Library has WI-FI connection. Golf League, card club, water aerobics, pickle ball, bocce ball and shuffleboard are just a few of the activities that are offered. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants, medical facility's and beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  25. 2018-03-23
    price $59,900 926-char remark
    Show marketing remark (926 chars)

    PRICE IMPROVEMENT! The perfect home to spend your winters in. Just bring your suitcase and move in today. Corner Lot. 1BD/1BA Turn-key furnished. Light and bright living room with two picture windows. Beautiful plaster ceilings through out home. Lanai is set up as a bedroom and has A/C, wood beams and a inside utility room. Berber carpet. Eat-in area in kitchen plus formal dining room. Master bedroom has built in dresser plus 3 closets. New electrical main switch to property replaced in 2016. Low HOA of only $456 annually. Own your land in this 55+ no pet community. Heated community pool. Community Library has WI-FI connection. Golf League, card club, water aerobics, pickle ball, bocce ball and shuffleboard are just a few of the activities that are offered. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants, medical facility's and beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  26. 2018-03-09
    listed $62,900 Active 926-char remark
    Show marketing remark (926 chars)

    PRICE IMPROVEMENT! The perfect home to spend your winters in. Just bring your suitcase and move in today. Corner Lot. 1BD/1BA Turn-key furnished. Light and bright living room with two picture windows. Beautiful plaster ceilings through out home. Lanai is set up as a bedroom and has A/C, wood beams and a inside utility room. Berber carpet. Eat-in area in kitchen plus formal dining room. Master bedroom has built in dresser plus 3 closets. New electrical main switch to property replaced in 2016. Low HOA of only $456 annually. Own your land in this 55+ no pet community. Heated community pool. Community Library has WI-FI connection. Golf League, card club, water aerobics, pickle ball, bocce ball and shuffleboard are just a few of the activities that are offered. Convenient location to I-75, Ellenton Premium Outlet Mall, restaurants, medical facility's and beautiful Gulf Beaches. Come Join the Tidevue Life Style Today!

  27. 2006-02-17
    soldstatus $52,000
  28. 1995-05-01
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,429 · $119/mo
Projected year-2 tax
$1,429 · $119/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,384
− Mortgage interest
−$4,761
− Property taxes
−$1,429
− Insurance
−$425
− Repairs & maintenance
−$1,551
− Management
−$1,551
− HOA
−$600
− Depreciation
−$2,473
Taxable income
$6,595
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,583
After-tax cash flow
$5,928/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Ellenton

Score
76/100
State rank
#232
US rank
#3666

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ellenton, FL
County
Manatee County · 416,364 people
City population
14,819
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
14,819
Household income
$64,355
Rent vs Own
21.9% rent · 78.1% own
Severe rent burden
313.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 17% Two or more races 13% Black 7% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 2%
Common ancestry
Romanian 3% Slovak 2% Lithuanian 2%
Foreign-born
8% · Canada, Jamaica, Vietnam
Languages at home
88% English-only · Spanish 10% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.75%
Current HPI
293.2597
Rent YoY
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+183.3% since first listed
22 events — show timeline
  • 2026-04-29 Price Changed $85,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-24 Price Changed $90,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-26 Price Changed $95,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-10 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-07 Listed $110,000 Stellar MLS as Distributed by MLS Grid
  • 2024-04-23 Rental Removed $1,525 STELLARMLS
  • 2024-04-04 Price Changed $1,525 STELLARMLS
  • 2024-03-08 Price Changed $1,600 STELLARMLS
  • 2024-01-19 Listed for Rent $1,675 STELLARMLS
  • 2022-01-14 Sold (Public Records) $110,000 Public Records
  • 2022-01-14 Sold (MLS) $110,000 Stellar MLS as Distributed by MLS Grid
  • 2021-12-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-11-26 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2021-11-01 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
  • 2021-10-08 Listed $159,900 Stellar MLS as Distributed by MLS Grid
  • 2018-05-30 Sold (Public Records) $50,000 Public Records
  • 2018-05-22 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
  • 2018-04-25 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-03-23 Price Changed $59,900 Stellar MLS as Distributed by MLS Grid
  • 2018-03-09 Listed $62,900 Stellar MLS as Distributed by MLS Grid
  • 2006-02-17 Sold (Public Records) $52,000 Public Records
  • 1995-05-01 Sold (Public Records) $30,000 Public Records

Property tax history

+7.7%/yr

Latest (2025): $1,429 · +1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…