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199 Braudrick Ln
B- Composite 66.34
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$75,000

199 Braudrick Ln · Blue, OK 74701
3 bd · 2.0 ba · 1,664 sqft · SingleFamily public records · 19 Days on market
Built 1978 2.33 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Price Reduced! Looking for space to breathe? This 3 bedroom, 2 bath home setting on 1+ acres is a blank canvas waiting for the right owner to restore it. It needs some work, but offers a solid layout and great bones. Come take a look before it's gone!

Key facts

  • 2.33 acre lot
  • Garage
  • Built 1978

Property features AI

Exterior

  • Parking: Attached garage with 1 parking space
  • Security: No safety shelter
  • Utilities: Electricity available; Septic tank; Rural water source
  • Home design: Single-story home; Faces north; Crawlspace foundation
  • Construction: Brick construction; Asphalt/fiberglass roof
  • Exterior features: Chain link fencing; Mature trees on the lot; No other exterior features listed

Interior

  • Kitchen: Range; Stove
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating
  • Interior features: Aluminum window frames; Laminate counters; No additional interior amenities listed
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $427 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 52/100 on livability (#627 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
  • Rock Creek (rural): math 17% / reading 13% proficiency, ranked #225 of 270 in OK (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.1%/yr); 309 active listings in the ZIP; 176 units permitted in Bryan County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Bryan County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

  1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.73%
Cap rate
13.12%
Cash-on-cash
24.39%
DSCR
2.09
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
14.0%
Equity multiple
1.54×
Total profit
$11,308
Equity at exit
$11,183
10-year hold
IRR
20.2%
Equity multiple
2.45×
Total profit
$30,470
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74701

Home prices YoY
-11.3%
Rents YoY
-0.1%
Active inventory
309
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,294 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$171 /mo · $2,049/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$427

Break-even live

Break-even rent $754
Max offer price $75,000
Occupancy floor 62%

Sensitivity live

Price -10% $469 -5% $448 +0% $427 +5% $406 +10% $384
Rent -10% $325 -5% $376 +0% $427 +5% $478 +10% $529
Rate -1.0pp $465 -0.5pp $446 base $427 +0.5pp $407 +1.0pp $388

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-19
    days on market $75,000 Active 19 DOM
  2. 2026-06-18
    days on market $75,000 Active 18 DOM
  3. 2026-06-17
    days on market $75,000 Active 17 DOM
  4. 2026-06-16
    days on market $75,000 Active 16 DOM
  5. 2026-06-15
    days on market $75,000 Active 15 DOM
  6. 2026-06-14
    days on market $75,000 Active 13 DOM
  7. 2026-06-12
    days on market $75,000 Active 12 DOM
  8. 2026-06-09
    days on market $75,000 Active 9 DOM
  9. 2026-06-09
    remarks 252-char remark
  10. 2026-06-09
    pricestatus $75,000 Active 8 DOM
  11. 2026-05-21
    status Pending
  12. 2026-05-12
    listed $89,900 Active
  13. 2020-06-18
    soldstatus $208,500
  14. 2015-05-27
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,049 · $171/mo
Projected year-2 tax
$2,049 · $171/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,526
− Mortgage interest
−$4,201
− Property taxes
−$2,049
− Insurance
−$375
− Repairs & maintenance
−$1,242
− Management
−$1,242
− Depreciation
−$2,182
Taxable income
$4,235
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,016
After-tax cash flow
$4,106/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rock Creek
NCES district ID
4033601
Math proficiency
17% ▼ -9.00%
Reading proficiency
13% ▼ -9.00%
Median HH income
$39,039
Composite
12.74/100
National rank
#9602
State rank
#225 of 270 in OK

Livability — Blue

Score
52/100
State rank
#627
US rank
#24548

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bryan County · 27,497 people
Metro
Durant, OK
Population (ZIP)
27,497
Household income
$58,036
Rent vs Own
43.3% rent · 56.7% own
Severe rent burden
759.0

Population outlook (Bryan County) Hauer SSP2

Today (2025)
50,265 people
By 2030
52,866 · +5.2%
By 2040
58,018 · +15.4%
By 2050
63,073 · +25.5%
By 2075
74,439 · +48.1%
By 2100
81,743 · +62.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 65% Native American 14% Two or more races 13% Hispanic / Latino 9% Black 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 1% Slovak 1% Serbian 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Bryan

2024 margin
Solid R (+58.5) · D 20.0% · R 78.6% · Other 1.4%
2008→2024 swing
-23.0pp toward R · 2008: -35.5pp · 2024: -58.5pp
All cycles
2024: R+58.5 2020: R+56.5 2016: R+55.6 2012: R+44.5 2008: R+35.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.66%
Current HPI
303.3877
Rent YoY
▼ -0.13%
Metro
Durant, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+799.0% since first listed
4 events — show timeline
  • 2026-05-21 Pending MLS Technology, Inc.
  • 2026-05-12 Listed $89,900 MLS Technology, Inc.
  • 2020-06-18 Sold (Public Records) $208,500 Public Records
  • 2015-05-27 Sold (Public Records) $10,000 Public Records

Property tax history

+55.8%/yr

Latest (2025): $2,049 · +8.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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