5042 Deer Trail Dr · Augusta-Richmond County consolidated government (balance), GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 73.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +15.0/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$21,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Wooded lot with an existing mobile home providing excellent potential for investors, builders, or buyers seeking a homesite. The mobile home is in poor condition and will require significant renovation or removal. Some items and debris have already been cleared from the property, providing a head start on cleanup efforts. Surrounded by mature trees, the property provides privacy, a peaceful setting, and plenty of space to make it your own. Whether you're looking for an investment opportunity, a future homesite, or a project property, this lot presents a variety of possibilities. Conveniently located with room to explore its full potential. Property is being sold as-is. Buyer to verify all p
Key facts
- Wooded lot
- Peaceful setting
- Existing mobile home
Tags
Property features AI
Finance
- Other: Zoning: R2
- HOA & community: Subdivision: Deer Trail Estates
Exterior
- Parking: No garage
- Utilities: Water: other; Sewer: other; No utilities specifically listed
- Home design: Manufactured home; Single-story (one level); Entry at main level; Has a view
- Construction: Slab foundation; Construction details: see remarks; Roof: see remarks; Built as a manufactured home
- Exterior features: No notable exterior features listed; No patio or porch listed; No fencing
Interior
- Kitchen: Other appliances
- Bedrooms: 3 total rooms (includes bedrooms and living areas)
- Bathrooms: 2 full bathrooms
- Heating & cooling: Natural gas heating; Other heating; No central cooling
- Interior features: Other interior features
- Laundry & utility: No basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $22k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $22k).
- Recommended offer: $21k (1.5% below list) — sets the bar for market timing.
- Cap rate 68.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Mcbean Elementary School (math 17% / reading 22%, grade F, #878 of 1,228 statewide, top 75%, 371 students, 98% FRL); Pine Hill Middle School (math 5% / reading 19%, grade F, #417 of 470 statewide, top 90%, 582 students, 98% FRL); Hephzibah High School (math 2% / reading 12%, grade F, #385 of 424 statewide, top 92%, 1,072 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.7%/yr); 370 active listings in the ZIP; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $149 of loan paydown is wiped out by about $645 of value loss. Plan a longer hold.
- Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($21k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.8% of price.
- Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 7.57% ✓
- Cap rate
- 68.47%
- Cash-on-cash
- 222.06%
- DSCR
- 10.88
- GRM
- 1.1
CMA / ARV
- ARV (median comp)
- $27,986
- List price
- $21,500
- Delta
- -30.32%
- Verdict
- UNDERPRICED
- Comps
- 2 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1468 Hephzibah Mcbean Rd | 0.54mi | 3/2.0 | 1,064 (+9%) | 6mo | $26,000 | $24 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 11.42×
- Total profit
- $62,740
- Equity at exit
- $3,206
- IRR
- —
- Equity multiple
- 22.22×
- Total profit
- $127,729
- Equity at exit
- $1,859
Cash invested: $6,020 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30815
- Home prices YoY
- -24.2%
- Rents YoY
- -0.7%
- Active inventory
- 370
- Price-to-rent
- 1.1×
Monthly cashflow live
- Estimated rent
- $1,627 medium interval (Pro) →
- Mortgage (P&I)
- −$113
- Tax from tax record
- −$49 /mo · $591/yr
- Insurance
- −$9
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$342
- Net cashflow
- $1,114
Break-even live
Sensitivity live
| Price | -10% $1,126 | -5% $1,120 | +0% $1,114 | +5% $1,108 | +10% $1,102 |
|---|---|---|---|---|---|
| Rent | -10% $986 | -5% $1,050 | +0% $1,114 | +5% $1,178 | +10% $1,243 |
| Rate | -1.0pp $1,125 | -0.5pp $1,119 | base $1,114 | +0.5pp $1,108 | +1.0pp $1,103 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $5,375
- Closing costs
- $645
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-21days on market $21,500 Active 17 DOM
-
2026-06-18days on market $21,500 Active 14 DOM
-
2026-06-17days on market $21,500 Active 13 DOM
-
2026-06-16days on market $21,500 Active 12 DOM
-
2026-06-15days on market $21,500 Active 11 DOM
-
2026-06-14days on market $21,500 Active 9 DOM
-
2026-06-10days on market $21,500 Active 6 DOM
-
2026-06-09days on market $21,500 Active 5 DOM
-
2026-06-08days on market $21,500 Active 4 DOM
-
2026-06-07remarks 699-char remark
-
2026-06-07pricestatusdays on market $21,500 Active 3 DOM
-
2026-05-11historical
-
2026-05-11historical
-
2026-04-10price $19,500
-
2026-03-28price $22,500
-
2026-03-28$24,500 Active
-
2026-03-28$19,500 Active
-
2026-03-28historical
-
2026-03-28historical
-
2026-03-11$24,500
-
2026-03-11$24,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $591 · $49/mo
- Projected year-2 tax
- $591 · $49/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 73% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,519
- − Mortgage interest
- −$1,204
- − Property taxes
- −$591
- − Insurance
- −$108
- − Repairs & maintenance
- −$1,562
- − Management
- −$1,562
- − Depreciation
- −$625
- Taxable income
- $13,867
- Est. tax owed @ 24.0%
- −$3,328
- After-tax cash flow
- $10,040/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richmond County
- NCES district ID
- 1304380
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $38,069
- Composite
- 13.43/100
- National rank
- #9524
- State rank
- #154 of 174 in GA
Livability — Augusta-Richmond County consolidated government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Augusta-Richmond County consolidated government (balance), GA
- County
- Richmond County · 190,917 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 44,109
- Household income
- $70,202
- Rent vs Own
- Severe rent burden
- 867.0
Population outlook (Richmond County) Hauer SSP2
- Today (2025)
- 200,753 people
- By 2030
- 200,232 · -0.3%
- By 2040
- 196,813 · -2.0%
- By 2050
- 190,347 · -5.2%
- By 2075
- 172,496 · -14.1%
- By 2100
- 146,284 · -27.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (62%)
- Race & ethnicity
- Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 93% English-only · Spanish 3% Other Indo-European 1% Korean 1%
Political lean MEDSL · Richmond
- 2024 margin
- Solid D (+36.1) · D 67.8% · R 31.7%
- 2008→2024 swing
- +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
- All cycles
- 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -51.74%
- Current HPI
- 162.4074
- Rent YoY
- ▼ -0.71%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
-12.2% since first listed14 events — show timeline
- 2026-06-04 Listed $21,500 Hive MLS
- 2026-06-04 Listing Removed — Hive MLS
- 2026-05-11 Listing Removed — Hive MLS
- 2026-05-11 Price Changed $21,500 Hive MLS
- 2026-05-11 Listing Removed — Hive MLS
- 2026-04-10 Price Changed $19,500 Hive MLS
- 2026-03-28 Price Changed $22,500 Hive MLS
- 2026-03-28 Listed $24,500 Hive MLS
- 2026-03-28 Listing Removed — Hive MLS
- 2026-03-28 Listing Removed — Hive MLS
- 2026-03-28 Listed $19,500 Hive MLS
- 2026-03-28 Listed $21,500 Hive MLS
- 2026-03-11 Listed $24,500 Hive MLS
- 2026-03-11 Listed $24,500 Hive MLS
Property tax history
+4.3%/yrLatest (2025): $591 · +12.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…