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5042 Deer Trail Dr
D+ Composite 48.67
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$21,500

5042 Deer Trail Dr · Augusta-Richmond County consolidated government (balance), GA 30815
3 bd · 2.0 ba · 980 sqft · Manufactured public records · 17 Days on market
Built 1976 0.42 ac lot $22/sqft · 23% below area Est $28k · 23% under ↓ 12% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Wooded lot with an existing mobile home providing excellent potential for investors, builders, or buyers seeking a homesite. The mobile home is in poor condition and will require significant renovation or removal. Some items and debris have already been cleared from the property, providing a head start on cleanup efforts. Surrounded by mature trees, the property provides privacy, a peaceful setting, and plenty of space to make it your own. Whether you're looking for an investment opportunity, a future homesite, or a project property, this lot presents a variety of possibilities. Conveniently located with room to explore its full potential. Property is being sold as-is. Buyer to verify all p

Key facts

  • Wooded lot
  • Peaceful setting
  • Existing mobile home

Tags

WOODED LOTEXISTING MOBILE HOMESIGNIFICANT RENOVATIONMATURE TREESPEACEFUL SETTINGINVESTMENT OPPORTUNITY

Property features AI

Finance

  • Other: Zoning: R2
  • HOA & community: Subdivision: Deer Trail Estates

Exterior

  • Parking: No garage
  • Utilities: Water: other; Sewer: other; No utilities specifically listed
  • Home design: Manufactured home; Single-story (one level); Entry at main level; Has a view
  • Construction: Slab foundation; Construction details: see remarks; Roof: see remarks; Built as a manufactured home
  • Exterior features: No notable exterior features listed; No patio or porch listed; No fencing

Interior

  • Kitchen: Other appliances
  • Bedrooms: 3 total rooms (includes bedrooms and living areas)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating; Other heating; No central cooling
  • Interior features: Other interior features
  • Laundry & utility: No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $22k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $22k).
  • Recommended offer: $21k (1.5% below list) — sets the bar for market timing.
  • Cap rate 68.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mcbean Elementary School (math 17% / reading 22%, grade F, #878 of 1,228 statewide, top 75%, 371 students, 98% FRL); Pine Hill Middle School (math 5% / reading 19%, grade F, #417 of 470 statewide, top 90%, 582 students, 98% FRL); Hephzibah High School (math 2% / reading 12%, grade F, #385 of 424 statewide, top 92%, 1,072 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.7%/yr); 370 active listings in the ZIP; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $149 of loan paydown is wiped out by about $645 of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($21k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price.
  • Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $21,177 (1.5% below list)

Questions for the listing agent

  1. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.57%
Cap rate
68.47%
Cash-on-cash
222.06%
DSCR
10.88
GRM
1.1

CMA / ARV

ARV (median comp)
$27,986
List price
$21,500
Delta
-30.32%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1468 Hephzibah Mcbean Rd 0.54mi 3/2.0 1,064 (+9%) 6mo $26,000 $24 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
11.42×
Total profit
$62,740
Equity at exit
$3,206
10-year hold
IRR
Equity multiple
22.22×
Total profit
$127,729
Equity at exit
$1,859

Cash invested: $6,020 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30815

Home prices YoY
-24.2%
Rents YoY
-0.7%
Active inventory
370
Price-to-rent
1.1×

Monthly cashflow live

Estimated rent
$1,627 medium interval (Pro) →
Mortgage (P&I)
$113
Tax from tax record
$49 /mo · $591/yr
Insurance
$9
HOA
$0
Vacancy / Maint / Mgmt
$342
Net cashflow
$1,114

Break-even live

Break-even rent $216
Max offer price $21,500
Occupancy floor 27%

Sensitivity live

Price -10% $1,126 -5% $1,120 +0% $1,114 +5% $1,108 +10% $1,102
Rent -10% $986 -5% $1,050 +0% $1,114 +5% $1,178 +10% $1,243
Rate -1.0pp $1,125 -0.5pp $1,119 base $1,114 +0.5pp $1,108 +1.0pp $1,103

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$5,375
Closing costs
$645
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-21
    days on market $21,500 Active 17 DOM
  2. 2026-06-18
    days on market $21,500 Active 14 DOM
  3. 2026-06-17
    days on market $21,500 Active 13 DOM
  4. 2026-06-16
    days on market $21,500 Active 12 DOM
  5. 2026-06-15
    days on market $21,500 Active 11 DOM
  6. 2026-06-14
    days on market $21,500 Active 9 DOM
  7. 2026-06-10
    days on market $21,500 Active 6 DOM
  8. 2026-06-09
    days on market $21,500 Active 5 DOM
  9. 2026-06-08
    days on market $21,500 Active 4 DOM
  10. 2026-06-07
    remarks 699-char remark
  11. 2026-06-07
    pricestatusdays on marketlisting id $21,500 Active 3 DOM
  12. 2026-05-11
    historical
  13. 2026-05-11
    historical
  14. 2026-04-10
    price $19,500
  15. 2026-03-28
    price $22,500
  16. 2026-03-28
    listed $24,500 Active
  17. 2026-03-28
    listed $19,500 Active
  18. 2026-03-28
    historical
  19. 2026-03-28
    historical
  20. 2026-03-11
    listed $24,500
  21. 2026-03-11
    listed $24,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$591 · $49/mo
Projected year-2 tax
$591 · $49/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 73% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,519
− Mortgage interest
−$1,204
− Property taxes
−$591
− Insurance
−$108
− Repairs & maintenance
−$1,562
− Management
−$1,562
− Depreciation
−$625
Taxable income
$13,867
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,328
After-tax cash flow
$10,040/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
44,109
Household income
$70,202
Rent vs Own
28.4% rent · 71.6% own
Severe rent burden
867.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (62%)
Race & ethnicity
Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
Foreign-born
4% · Canada, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.74%
Current HPI
162.4074
Rent YoY
▼ -0.71%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-12.2% since first listed
14 events — show timeline
  • 2026-06-04 Listed $21,500 Hive MLS
  • 2026-06-04 Listing Removed Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-11 Price Changed $21,500 Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-10 Price Changed $19,500 Hive MLS
  • 2026-03-28 Price Changed $22,500 Hive MLS
  • 2026-03-28 Listed $24,500 Hive MLS
  • 2026-03-28 Listing Removed Hive MLS
  • 2026-03-28 Listing Removed Hive MLS
  • 2026-03-28 Listed $19,500 Hive MLS
  • 2026-03-28 Listed $21,500 Hive MLS
  • 2026-03-11 Listed $24,500 Hive MLS
  • 2026-03-11 Listed $24,500 Hive MLS

Property tax history

+4.3%/yr

Latest (2025): $591 · +12.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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