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16711 Marsh Creek Rd #158
B+ Composite 77.24
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +14.2/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.3/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,000

16711 Marsh Creek Rd #158 · Antioch, CA 94517
3 bd · 2.0 ba · 1,320 sqft · Manufactured · 296 Days on market
Built 2001 Est $234k · 15% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-In Ready, Beautifully maintained, spacious 3 Bedroom,2 Bath w/Generous Living Space. Dining Room & Kitchen has Cherry Laminate Floors, Breakfast bar & vaulted Ceilings. Large backyard with automatic sprinklers & views of green rolling hills. Feels like home! Best Buy in Clayton Palms Park.

Key facts

  • Large backyard
  • Storage shed
  • Automatic sprinklers

Tags

RICH CHERRY LAMINATE FLOORSBREAKFAST BARVAULTED CEILINGSLARGE BACKYARDAUTOMATIC SPRINKLERSSTORAGE SHED

Property features AI

Finance

  • HOA & community: Pets allowed; Community clubhouse; Playground; Community pool; Located in Clayton Regency park

Exterior

  • Parking: Carport for 2 or more vehicles
  • Utilities: Public water; Public sewer
  • Home design: Manufactured in-park (mobile home); Double wide; Model: Suncrest
  • Construction: Wood siding
  • Exterior features: Porch with steps; Back yard; Automatic sprinklers; Storage shed(s); Community pool

Interior

  • Kitchen: Breakfast bar; Tile counters; Dishwasher; Disposal; Microwave; Free-standing range/oven; Skylight(s)
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate; Carpet
  • Bathrooms: 2 bathrooms (2 full)
  • Heating & cooling: Forced air heating; Central air conditioning; Ceiling fan(s)
  • Interior features: Breakfast bar; Dining area; Skylight(s)
  • Laundry & utility: Laundry room with washer and dryer hookups; 220-volt outlet; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $199k.

Deal economics

  • At list price, monthly cash flow is $2k ($19k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $199k).
  • Recommended offer: $175k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.3% vs local median 3.9% in Antioch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#782 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A+, housing A+, health & safety A; Watch: schools F, crime F, amenities F.
  • Brentwood Union Elementary (suburban): math 51% / reading 59% proficiency, ranked #268 of 1,400 in CA (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 56 active listings in the ZIP; 2,169 units permitted in Contra Costa County in 2024 (896 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Contra Costa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 296 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 23y ago; this cycle's ask has dropped $26k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $115k; list at $199k implies a 73% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wildfire risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 296 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.79%
Cap rate
16.27%
Cash-on-cash
35.61%
DSCR
2.58
GRM
4.7

CMA / ARV

ARV (on-the-fly)
$233,640
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16711 Marsh Creek Rd #126 0.00mi 3/2.0 1,300 (-2%) 10mo $182,000 $140 89
16711 Marsh Creek Rd #63 0.00mi 3/2.0 1,300 (-2%) 14mo $245,000 $188 86
16711 Marsh Creek Rd #66 0.10mi 3/2.0 1,352 (+2%) 10mo $255,000 $189 83
16711 Marsh Creek Rd #88 0.00mi 3/2.0 1,368 (+4%) 14mo $185,000 $135 82
16711 Marsh Creek Rd #52 0.00mi 3/2.0 1,416 (+7%) 15mo $250,000 $177 75
16711 Marsh Creek Rd #135 0.00mi 3/2.0 1,248 (-6%) 20mo $221,000 $177 74
16711 Marsh Creek Rd #68 0.10mi 4/2.0 (+1) 1,404 (+6%) 8mo $260,000 $185 73
16711 Marsh Creek Rd #54 0.00mi 3/2.0 1,188 (-10%) 16mo $240,000 $202 70
16711 Marsh Creek Rd #175 0.00mi 4/2.0 (+1) 1,460 (+11%) 17mo $216,000 $148 63
16711 Marsh Creek Rd #65 0.10mi 2/2.0 (-1) 1,426 (+8%) 18mo $249,999 $175 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.6%
Equity multiple
2.23×
Total profit
$68,809
Equity at exit
$29,672
10-year hold
IRR
36.9%
Equity multiple
4.41×
Total profit
$189,940
Equity at exit
$17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94517

Active inventory
56
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$3,562 medium interval (Pro) →
Mortgage (P&I)
$1,044
Tax from tax record
$34 /mo · $408/yr
Insurance
$83
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$748
Net cashflow
$1,587

Break-even live

Break-even rent $1,553
Max offer price $199,000
Occupancy floor 50%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-18
    days on market $199,000 Active 296 DOM
  2. 2026-06-17
    days on market $199,000 Active 295 DOM
  3. 2026-06-16
    days on market $199,000 Active 294 DOM
  4. 2026-06-15
    days on market $199,000 Active 293 DOM
  5. 2026-06-13
    days on market $199,000 Active 291 DOM
  6. 2026-06-13
    days on market $199,000 Active 290 DOM
  7. 2026-06-09
    days on market $199,000 Active 287 DOM
  8. 2026-06-08
    days on market $199,000 Active 286 DOM
  9. 2026-06-07
    days on market $199,000 Active 285 DOM
  10. 2026-06-04
    days on market $199,000 Active 282 DOM
  11. 2026-06-03
    days on market $199,000 Active 281 DOM
  12. 2026-06-02
    days on market $199,000 Active 280 DOM
  13. 2026-06-01
    days on market $199,000 Active 279 DOM
  14. 2026-05-31
    days on market $199,000 Active 278 DOM
  15. 2026-04-27
    price $199,000
  16. 2026-01-31
    price $210,000
  17. 2025-08-26
    listed $225,000 Active
  18. 2017-04-27
    soldstatus $115,000 Sold 308-char remark
    Show marketing remark (308 chars)

    Move-In Ready, Beautifully maintained, spacious 3 Bedroom,2 Bath w/Generous Living Space. Dining Room & Kitchen has Cherry Laminate Floors, Breakfast bar & vaulted Ceilings. Large backyard with automatic sprinklers & views of green rolling hills. Feels like home! Best Buy in Clayton Palms Park.

  19. 2017-02-11
    status Pending 308-char remark
    Show marketing remark (308 chars)

    Move-In Ready, Beautifully maintained, spacious 3 Bedroom,2 Bath w/Generous Living Space. Dining Room & Kitchen has Cherry Laminate Floors, Breakfast bar & vaulted Ceilings. Large backyard with automatic sprinklers & views of green rolling hills. Feels like home! Best Buy in Clayton Palms Park.

  20. 2017-02-04
    listed $115,000 New 308-char remark
    Show marketing remark (308 chars)

    Move-In Ready, Beautifully maintained, spacious 3 Bedroom,2 Bath w/Generous Living Space. Dining Room & Kitchen has Cherry Laminate Floors, Breakfast bar & vaulted Ceilings. Large backyard with automatic sprinklers & views of green rolling hills. Feels like home! Best Buy in Clayton Palms Park.

  21. 2011-10-13
    soldstatus $55,000 Sold 320-char remark
    Show marketing remark (320 chars)

    Beautiful Modular, Move-In Ready & Like New. 3 Spacious Bedrooms & 2 Full Bathrooms. Jetted Tub, Shower Stall & Walk-In Closet in Master. Gorgeous Cherry Laminate in Kitchen & Dining Room. Large Lot with Gorgeous Backyard with Lawn, Garden Area, Patio, Storage Shed & Auto Irrigation. A Must See!

  22. 2011-08-12
    status Pending 320-char remark
    Show marketing remark (320 chars)

    Beautiful Modular, Move-In Ready & Like New. 3 Spacious Bedrooms & 2 Full Bathrooms. Jetted Tub, Shower Stall & Walk-In Closet in Master. Gorgeous Cherry Laminate in Kitchen & Dining Room. Large Lot with Gorgeous Backyard with Lawn, Garden Area, Patio, Storage Shed & Auto Irrigation. A Must See!

  23. 2011-06-23
    listed $79,900 New 320-char remark
    Show marketing remark (320 chars)

    Beautiful Modular, Move-In Ready & Like New. 3 Spacious Bedrooms & 2 Full Bathrooms. Jetted Tub, Shower Stall & Walk-In Closet in Master. Gorgeous Cherry Laminate in Kitchen & Dining Room. Large Lot with Gorgeous Backyard with Lawn, Garden Area, Patio, Storage Shed & Auto Irrigation. A Must See!

  24. 2003-09-30
    soldstatus $99,000
  25. 2003-08-22
    listed $109,980
  26. 2003-08-22
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$408 · $34/mo
Projected year-2 tax
$1,512 · $126/mo
Expected delta
+$1,104/yr (+$92/mo · 270.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 5/10 Major 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 17 unhealthy d/yr today · 18 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$42,748
− Mortgage interest
−$11,147
− Property taxes
−$408
− Insurance
−$1,792
− Repairs & maintenance
−$3,420
− Management
−$3,420
− Depreciation
−$5,789
Taxable income
$16,771
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,025
After-tax cash flow
$15,022/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brentwood Union Elementary
NCES district ID
0605910
Math proficiency
51% ▲ 1.00%
Reading proficiency
59% ▬ 0.00%
Median HH income
$91,644
Composite
52.7/100
National rank
#3320
State rank
#268 of 1400 in CA

Livability — Antioch

Score
56/100
State rank
#782
US rank
#22472

Category grades

Amenities F Commute F Cost of living F Crime F Employment A+ Housing A+ Health & safety A User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
116,477
Population (ZIP)
12,164

Population outlook (Contra Costa County) Hauer SSP2

Today (2025)
1,287,720 people
By 2030
1,364,937 · +6.0%
By 2040
1,506,209 · +17.0%
By 2050
1,624,373 · +26.1%
By 2075
1,853,193 · +43.9%
By 2100
1,901,231 · +47.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (67%)
Race & ethnicity
White 67% Two or more races 13% Hispanic / Latino 13% Asian 11% Black 3%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Italian 3% Scotch-Irish 2% Lithuanian 2%
Foreign-born
13% · Canada, China, Philippines
Languages at home
87% English-only · Spanish 4% Russian/Polish/Slavic 2% Other Indo-European 2%

Political lean MEDSL · Contra Costa

2024 margin
Solid D (+38.0) · D 67.3% · R 29.4% · Other 3.3%
2008→2024 swing
+0.2pp no change · 2008: 37.8pp · 2024: 38.0pp
All cycles
2024: D+38.0 2020: D+45.3 2016: D+43.5 2012: D+33.7 2008: D+37.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -693.84%
Current HPI
144.7139
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+80.9% since first listed
12 events — show timeline
  • 2026-04-27 Price Changed $199,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-01-31 Price Changed $210,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-08-26 Listed $225,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2017-04-27 Sold (MLS) $115,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2017-02-11 Pending bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2017-02-04 Listed $115,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2011-10-13 Sold (MLS) $55,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2011-08-12 Pending bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2011-06-23 Listed $79,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2003-09-30 Sold (MLS) $99,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2003-08-22 Listed $109,980 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2003-08-22 Listing Removed bridgeMLS, Bay East AOR, or Contra Costa AOR

Property tax history

-1.1%/yr

Latest (2025): $408 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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