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460 Marty Allen Loop
C Composite 56.4
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.4/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.4/10.0
  • DSCR +5.4/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Schools +2.6/10.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$166,000

460 Marty Allen Loop · Jarrell, TX 76537
4 bd · 2.5 ba · 1,287 sqft · SingleFamily public records · 65 Days on market
Built 2023 Good condition 4,403 sqft lot Garage $129/sqft · 20% below area Est $207k · 20% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to a well-maintained 2-story home that's just right! This gem features an open floorplan with the living area and kitchen on the main floor. All bedrooms are on the upper level and are carpeted. The main bedroom features a bathroom and walk-in closet.

Key facts

  • 4,403 sq ft lot
  • Garage
  • Built 2023

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $166k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $124 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $166k).
  • Recommended offer: $156k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.2% vs local median 4.7% in Jarrell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#313 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
  • Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Jarrell El (math 19% / reading 27%, grade F, #3,277 of 4,322 statewide, top 77%, 785 students, 62% FRL); Jarrell Middle (math 21% / reading 29%, grade F, #1,258 of 1,662 statewide, top 77%, 741 students, 64% FRL); Jarrell H S (math 22% / reading 37%, grade F, #1,112 of 1,632 statewide, top 70%, 868 students, 58% FRL).
  • Market conditions: Rents soft (-1.7%/yr); 915 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 62d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($156k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
Recommended offer $156,040 (6.0% below list)

Questions for the listing agent

  1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
7.19%
Cash-on-cash
3.20%
DSCR
1.14
GRM
7.3

CMA / ARV

ARV (median comp)
$206,502
List price
$166,000
Delta
-14.77%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
649 Marty Allen Loop 0.17mi 3/2.0 (-1) 1,300 (+1%) 1mo $204,000 $157 83
215 Carmel Canyon Trl 0.38mi 3/2.5 (-1) 1,308 (+2%) 3mo $249,900 $191 72
132 Desert Hare Dr 0.37mi 3/2.5 (-1) 1,308 (+2%) 4mo $245,900 $188 72
207 Carmel Canyon Trl 0.37mi 3/2.5 (-1) 1,308 (+2%) 5mo $242,900 $186 71
317 Carmel Canyon Trl 0.38mi 3/2.5 (-1) 1,308 (+2%) 5mo $245,900 $188 71
208 Carmel Canyon Trl 0.40mi 3/2.5 (-1) 1,308 (+2%) 6mo $242,900 $186 68
140 Wirepass Crst 0.52mi 3/2.0 (-1) 1,305 (+1%) 2mo $283,900 $218 64
539 Commander Abbott Dr 0.24mi 3/2.5 (-1) 1,462 (+14%) 0mo $179,999 $123 61
129 Paria Ct 0.57mi 3/2.0 (-1) 1,305 (+1%) 5mo $279,900 $214 60
313 Carmel Canyon Trl 0.37mi 3/2.5 (-1) 1,413 (+10%) 2mo $259,900 $184 59
211 Carmel Canyon Trl 0.38mi 3/2.5 (-1) 1,413 (+10%) 4mo $255,900 $181 57
204 Carmel Canyon Trl 0.39mi 3/2.5 (-1) 1,413 (+10%) 7mo $252,900 $179 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-15.2%
Equity multiple
0.48×
Total profit
$-24,388
Equity at exit
$24,751
10-year hold
IRR
-14.1%
Equity multiple
0.32×
Total profit
$-31,834
Equity at exit
$14,353

Cash invested: $46,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
24 active · 12 under contract
Months of supply
8.0 mo (12%/mo absorbed)
Median asking
$286,400 ($193/sqft)
Median days on market
283 d
This list price
lowest-priced of the active set
ARV vs active asking
-17.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76537

Home prices YoY
-14.4%
Rents YoY
-1.7%
Active inventory
915
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,893 high interval (Pro) →
Mortgage (P&I)
$871
Tax from tax record
$432 /mo · $5,178/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$397
Net cashflow
$124

Break-even live

Break-even rent $1,736
Max offer price $166,000
Occupancy floor 88%

Sensitivity live

Price -10% $218 -5% $171 +0% $124 +5% $77 +10% $30
Rent -10% $-26 -5% $49 +0% $124 +5% $199 +10% $273
Rate -1.0pp $208 -0.5pp $166 base $124 +0.5pp $81 +1.0pp $37

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,500
Closing costs
$4,980
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
451 Marty Allen Loop Jarrell, TX 3.0 2.0 1300 $1,750 $1.35 61d 1 0.02mi
704 Commander Abbott Dr Jarrell, TX 4.0 2.5 1625 $1,550 $0.95 93d 1 0.05mi
604 Marty Allen Loop Jarrell, TX 3.0 2.0 1300 $1,525 $1.17 41d 1 0.10mi
344 Marty Allen Loop Jarrell, TX 3.0 2.0 1360 $1,595 $1.17 61d 1 0.12mi
313 Marty Allen Loop Jarrell, TX 3.0 2.0 1325 $1,800 $1.36 23d 1 0.15mi
583 Commander Abbott Dr Jarrell, TX 3.0 2.0 1125 $1,595 $1.42 93d 1 0.15mi
309 Marty Allen Loop Jarrell, TX 3.0 2.5 1286 $1,545 $1.20 61d 1 0.16mi
212 Marty Allen Loop Jarrell, TX 3.0 2.0 1400 $1,700 $1.21 17d 1 0.20mi
128 Desert Hare Dr Jarrell, TX 3.0 2.5 1413 $1,940 $1.37 65d 1 0.36mi
101 W Luna Blue Ln Jarrell, TX 2.0–4.0 2.0–3.0 1906 $3,710 $1.95 9d 1 0.44mi
129 Scarborough Bnd Jarrell, TX 3.0 2.0 1347 $1,625 $1.21 21d 1 0.90mi
137 Scarborough Bnd Jarrell, TX 4.0 2.0 1794 $1,840 $1.03 21d 1 0.91mi
509 Scarborough Cv Jarrell, TX 3.0 2.0 1525 $1,895 $1.24 61d 1 0.94mi
152 Scarborough Bnd Jarrell, TX 3.0 2.0 1347 $1,545 $1.15 93d 1 0.95mi
520 Locksley Cv Jarrell, TX 4.0 2.0 1803 $1,750 $0.97 41d 1 0.96mi
225 Wincanton Ln Jarrell, TX 4.0 2.0 1794 $1,645 $0.92 73d 1 0.98mi
364 Crescent Park Dr Jarrell, TX 4.0 2.0 1794 $1,895 $1.06 53d 1 0.99mi
364 Crescent Park Dr Jarrell, TX 4.0 2.0 1794 $1,725 $0.96 24d 1 0.99mi
113 Sunnymeade Ln Jarrell, TX 3.0 2.5 1428 $1,650 $1.16 47d 1 1.00mi
116 Somerdale Pass Jarrell, TX 4.0 2.0 1794 $1,645 $0.92 71d 1 1.00mi
100 Stratton Ln Jarrell, TX 3.0 2.5 1438 $1,630 $1.13 73d 1 1.00mi
217 Sunnymeade Ln Jarrell, TX 4.0 2.0 1794 $1,695 $0.94 47d 1 1.03mi
217 Sunnymeade Ln Jarrell, TX 4.0 2.0 1794 $1,695 $0.94 22d 1 1.03mi
132 Somerdale Pass Jarrell, TX 3.0 2.5 1438 $1,675 $1.16 41d 1 1.03mi
117 Stratton Ln Jarrell, TX 3.0 2.5 1436 $1,630 $1.14 67d 1 1.05mi
132 Stratton Ln Jarrell, TX 3.0 2.5 1438 $1,630 $1.13 67d 1 1.06mi
133 DuPont Pass Jarrell, TX 3.0 2.0 1525 $1,595 $1.05 17d 1 1.07mi
220 Crescent Park Dr Jarrell, TX 3.0 2.5 1438 $1,715 $1.19 36d 1 1.07mi
217 Riverdale Dr Jarrell, TX 4.0 2.0 1794 $1,645 $0.92 93d 1 1.07mi
309 Riverdale Dr Jarrell, TX 3.0 2.0 1536 $1,645 $1.07 24d 1 1.10mi
101 Fairfax Ln Jarrell, TX 4.0 2.0 1794 $1,595 $0.89 18d 1 1.10mi
313 Riverdale Dr Jarrell, TX 3.0 2.5 1428 $1,500 $1.05 67d 1 1.10mi
329 Sunnymeade Ln Jarrell, TX 3.0 2.0 1525 $1,595 $1.05 67d 1 1.10mi
317 Riverdale Dr Jarrell, TX 4.0 2.0 1794 $1,725 $0.96 16d 1 1.11mi
317 Riverdale Dr Jarrell, TX 4.0 2.0 1794 $1,725 $0.96 9d 1 1.11mi
108 Allington Cir Jarrell, TX 4.0 2.0 1794 $1,750 $0.98 39d 1 1.12mi
604 Double Vision Rd Jarrell, TX 4.0 2.0 1644 $1,795 $1.09 63d 1 1.12mi
604 Double Vision Rd Jarrell, TX 4.0 2.0 1644 $1,795 $1.09 69d 1 1.12mi
100 Bailey Kay Ct Unit B Jarrell, TX 3.0 2.0 1527 $1,600 $1.05 93d 1 1.12mi
405 Riverdale Dr Jarrell, TX 3.0 2.5 1428 $1,550 $1.09 73d 1 1.12mi

Property features AI

Finance

HOA & community
Part of Cielo Gardens HOA

Exterior

Parking
Garage with 1 car space
Utilities
Electricity availablePublic water
Home design
Two-story homeHardiPlank-type exterior
Construction
Shingle/composition roofSlab foundationBuilt (year source: assessor)
Exterior features
Back yard with wood fencingAsphalt road accessCity lot, less than quarter acre

Interior

Kitchen
Electric rangeRangeMicrowaveDishwasherSome electric appliances
Bedrooms
Three bedrooms on the upper level
Flooring
CarpetLuxury vinyl plank
Bathrooms
Two full bathroomsOne half bathroom
Heating & cooling
Central heating (electric)Central air (one unit)
Interior features
All bedrooms are on the upper levelKitchen/dining comboTub/showerVanityWalk-in closet(s)Solid surface counters
Laundry & utility
Stacked laundry

Listing history 50 events

  1. 2026-08-08
    remarks 264-char remark
  2. 2026-08-08
    pricedays on market $166,000 Active 65 DOM
  3. 2026-08-06
    days on market $176,000 Active 63 DOM
  4. 2026-08-05
    days on market $176,000 Active 62 DOM
  5. 2026-08-04
    days on market $176,000 Active 61 DOM
  6. 2026-08-03
    days on market $176,000 Active 60 DOM
  7. 2026-07-31
    days on market $176,000 Active 57 DOM
  8. 2026-07-30
    days on market $176,000 Active 56 DOM
  9. 2026-07-30
    days on market $176,000 Active 55 DOM
  10. 2026-07-28
    days on market $176,000 Active 54 DOM
  11. 2026-07-26
    days on market $176,000 Active 52 DOM
  12. 2026-07-24
    days on market $176,000 Active 50 DOM
  13. 2026-07-23
    days on market $176,000 Active 49 DOM
  14. 2026-07-22
    days on market $176,000 Active 48 DOM
  15. 2026-07-21
    days on market $176,000 Active 47 DOM
  16. 2026-07-20
    days on market $176,000 Active 46 DOM
  17. 2026-07-18
    days on market $176,000 Active 44 DOM
  18. 2026-07-18
    days on market $176,000 Active 43 DOM
  19. 2026-07-16
    days on market $176,000 Active 42 DOM
  20. 2026-07-15
    days on market $176,000 Active 41 DOM
  21. 2026-07-14
    days on market $176,000 Active 40 DOM
  22. 2026-07-13
    days on market $176,000 Active 39 DOM
  23. 2026-07-13
    days on market $176,000 Active 38 DOM
  24. 2026-07-11
    days on market $176,000 Active 37 DOM
  25. 2026-07-10
    days on market $176,000 Active 36 DOM
  26. 2026-07-09
    days on market $176,000 Active 35 DOM
  27. 2026-07-07
    price $176,000 Active 33 DOM
  28. 2026-07-07
    days on market $186,000 Active 33 DOM
  29. 2026-07-06
    days on market $186,000 Active 32 DOM
  30. 2026-07-05
    days on market $186,000 Active 31 DOM
  31. 2026-07-03
    days on market $186,000 Active 29 DOM
  32. 2026-07-02
    days on market $186,000 Active 28 DOM
  33. 2026-07-01
    days on market $186,000 Active 27 DOM
  34. 2026-06-30
    days on market $186,000 Active 26 DOM
  35. 2026-06-29
    days on market $186,000 Active 25 DOM
  36. 2026-06-28
    days on market $186,000 Active 24 DOM
  37. 2026-06-27
    days on market $186,000 Active 23 DOM
  38. 2026-06-26
    days on market $186,000 Active 22 DOM
  39. 2026-06-24
    days on market $186,000 Active 20 DOM
  40. 2026-06-22
    days on market $186,000 Active 18 DOM
  41. 2026-06-21
    days on market $186,000 Active 17 DOM
  42. 2026-06-18
    days on market $186,000 Active 14 DOM
  43. 2026-06-17
    days on market $186,000 Active 13 DOM
  44. 2026-06-16
    days on market $186,000 Active 12 DOM
  45. 2026-06-15
    days on market $186,000 Active 11 DOM
  46. 2026-06-13
    days on market $186,000 Active 9 DOM
  47. 2026-06-09
    days on market $186,000 Active 5 DOM
  48. 2026-06-08
    days on market $186,000 Active 4 DOM
  49. 2026-06-07
    remarks 259-char remark
  50. 2026-06-07
    listed $186,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,178 · $432/mo
Projected year-2 tax
$5,178 · $432/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,710
− Mortgage interest
−$9,299
− Property taxes
−$5,178
− Insurance
−$830
− Repairs & maintenance
−$1,817
− Management
−$1,817
− Depreciation
−$4,829
Taxable loss
−$1,059
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$254
After-tax cash flow
$1,741/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 80/100 Cosmetic rehab Est. rehab $6,435–$19,305 screening

This well-maintained 2-story home features an open floorplan and is ready for immediate move-in. Minor updates to the exterior trim and blinds would further enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior trim — Enhances curb appeal and value
  • Both Replace blinds — Improves natural light and aesthetics

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Jarrell El F TX #3,277/4,322 Nat'l #31,702/41,679 Middle Jarrell Middle F TX #1,258/1,662 Nat'l #10,338/14,009 High Jarrell H S F TX #1,112/1,632 Nat'l #11,215/17,239

Schools (NCES district)

District
Jarrell ISD
NCES district ID
4824600
Math proficiency
19% ▼ -18.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$57,132
Composite
21.47/100
National rank
#8335
State rank
#713 of 826 in TX
B Composite livability gradescore 71/100

Livability — Jarrell

Score
71/100
State rank
#313
US rank
#7020

Category grades

Amenities F Commute F Cost of living A Crime A Employment A+ Housing A+ Health & safety B User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Williamson County · 699,027 people
City population
16,272
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
16,272
Household income
$98,199
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
6% of renters

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 30% Puerto Rican 5%
Common ancestry
Romanian 3% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Price history

+11525.0% since first listed
5 events — show timeline
  • 2026-06-04 Listed $186,000 CTXMLS
  • 2026-03-11 Rental Removed $1,599 ACTRIS
  • 2025-10-08 Price Changed $1,599 ACTRIS
  • 2025-09-11 Listed for Rent $1,600 ACTRIS
  • 2025-07-23 Listed Unlock MLS

Property tax history

+0.7%/yr

Latest (2026): $5,178 · -0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…