330 W Chubbuck Rd #37 Rd · Chubbuck, ID 83202

$64,900

2 bd · 2.0 ba · 0 sqft · Manufactured public records · 91 Days on market

Built 1971 $475/mo HOA · 41% of rent ↓ 13% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.9/30.0
• 1% rule +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +4.3/5.0
• DSCR +3.5/10.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

Key facts

• Garage
• Built 1971
• Listed 90 days

Property features AI

Finance

• HOA & community: Homeowners association with a $475 monthly fee

Exterior

• Parking: 1-car garage
• Utilities: Public water; Public sewer
• Home design: Manufactured home (manufactured without land); Residential property
• Exterior features: Shed(s)

Interior

• Kitchen: Range; Oven; Dishwasher; Refrigerator
• Bedrooms: 2 bedrooms on the main level
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Natural gas heating with forced air; Central air conditioning
• Interior features: Dishwasher; Range; Oven; Refrigerator; Electric water heater
• Laundry & utility: Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $65k.

Deal economics

• At list price, monthly cash flow is $-17 ($-205/yr) — negative.
• To cash-flow at today's rent, offer at most $62k (3.8% below list).
• Meets the 1% rule at list price ($1k rent vs $65k).
• Recommended offer: $59k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 86/100 on livability (#4 in ID, #454 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-.
• Pocatello District (urban): math 45% / reading 58% proficiency, ranked #26 of 92 in ID (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Rulon M Ellis Elementary School (math 56% / reading 63%, grade B-, #75 of 357 statewide, top 23%, 380 students, 44% FRL); Hawthorne Middle School (math 35% / reading 54%, grade D, #52 of 109 statewide, top 51%, 674 students, 48% FRL); Highland High School (math 45% / reading 57%, grade D+, #38 of 169 statewide, top 22%, 1,589 students, 22% FRL) — zoned schools at 38% FRL track the district average.
• Market conditions: Rents rising (+3.1%/yr); 212 active listings in the ZIP; 325 units permitted in Bannock County in 2024 (6 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 41% of rent.

Recommended offer $59,059 (9.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.77% ✓
• Cap rate: 5.98%
• Cash-on-cash: -1.13%
• DSCR: 0.95
• GRM: 4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.14% rent growth · sell at horizon

5-year hold

• IRR: -17.2%
• Equity multiple: 0.39×
• Total profit: $-11,135
• Equity at exit: $9,677

10-year hold

• IRR: -7.7%
• Equity multiple: 0.50×
• Total profit: $-9,176
• Equity at exit: $5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 91 Strongly Landlord-Friendly
• State Idaho: 91 Strongly Landlord-Friendly · R+18
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; minimal tenant protections.

Methodology + full state rankings →

ZIP-level market 83202

• Rents YoY: 3.1%
• Active inventory: 212
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,147 medium
• Mortgage (P&I): −$340
• Tax est. 1.5%: −$81 /mo · $974/yr
• Insurance: −$27
• HOA: −$475
• Vacancy / Maint / Mgmt: −$241
• Net cashflow: $-17

Break-even live

Break-even rent $1,169

Max offer price $62,425

Occupancy floor 96%

Sensitivity live

Price	-10% $28	-5% $5	+0% $-17	+5% $-40	+10% $-62
Rent	-10% $-108	-5% $-62	+0% $-17	+5% $28	+10% $74
Rate	-1.0pp $16	-0.5pp $-1	base $-17	+0.5pp $-34	+1.0pp $-51

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,225
• Closing costs: $1,947
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $475 · $5,700/yr

Listing history 25 events

1. 2026-06-19
   days on market $64,900 Active 91 DOM
2. 2026-06-18
   days on market $64,900 Active 90 DOM
3. 2026-06-17
   days on market $64,900 Active 89 DOM
4. 2026-06-16
   days on market $64,900 Active 88 DOM
5. 2026-06-15
   days on market $64,900 Active 87 DOM
6. 2026-06-14
   days on market $64,900 Active 85 DOM
7. 2026-06-13
   days on market $64,900 Active 84 DOM
8. 2026-06-10
   days on market $64,900 Active 82 DOM
9. 2026-06-09
   days on market $64,900 Active 81 DOM
10. 2026-06-08
    days on market $64,900 Active 80 DOM
11. 2026-06-07
    days on market $64,900 Active 79 DOM
12. 2026-06-03
    days on market $64,900 Active 75 DOM
13. 2026-06-03
    remarks 211-char remark
14. 2026-06-02
    days on market $64,900 Active 74 DOM
15. 2026-06-01
    days on market $64,900 Active 73 DOM
16. 2026-05-31
    days on market $64,900 Active 72 DOM
17. 2026-05-30
    days on market $64,900 Active 71 DOM
18. 2026-05-15
    price $64,900 240-char remark

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

19. 2026-05-15
    price $64,900

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

20. 2026-05-07
    price $69,900 240-char remark

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

21. 2026-05-07
    price $69,900

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

22. 2026-04-24
    price $71,900 240-char remark

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

23. 2026-04-24
    price $71,900

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

24. 2026-03-20
    listed $74,900 Active 240-char remark

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

25. 2026-03-20
    listed $74,900 Active

    Show marketing remark (240 chars)

    This adorble 2 bed, 2 bath home has lots to offer! Nice & open living room, updated kitchen, dining area, primary suite with bath, covered carport, plus storage shed! Lot rent is $475 a month. Call to schedule a private showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $13,768
• − Mortgage interest: −$3,635
• − Property taxes: −$974
• − Insurance: −$324
• − Repairs & maintenance: −$1,101
• − Management: −$1,101
• − HOA: −$5,700
• − Depreciation: −$1,888
• Taxable loss: −$956
• Est. tax savings @ 24.0%: +$229
• After-tax cash flow: $24/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocatello District
• NCES district ID: 1602640
• Math proficiency: 45% ▼ -6.00%
• Reading proficiency: 58% ▼ -1.00%
• Median HH income: $44,478
• Composite: 43.46/100
• National rank: #3003
• State rank: #26 of 92 in ID

Livability — Chubbuck

• Score: 86/100
• State rank: #4
• US rank: #454

Category grades

Amenities B- Commute A+ Cost of living A+ Crime C- Employment B Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Chubbuck, ID
• County: Bannock County · 82,995 people
• City population: 24,513
• Metro: Pocatello, ID
• Population (ZIP): 24,513
• Household income: $70,423
• Rent vs Own: 27.0% rent · 73.0% own
• Severe rent burden: 510.0

Population outlook (Bannock County) Hauer SSP2

• Today (2025): 86,173 people
• By 2030: 86,575 · +0.5%
• By 2040: 86,235 · +0.1%
• By 2050: 86,090 · -0.1%
• By 2075: 85,032 · -1.3%
• By 2100: 85,103 · -1.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 13% Native American 9% Two or more races 6%
• Hispanic origin (detail): Mexican 12%
• Common ancestry: Portuguese 3% Slovak 3% Italian 2%
• Foreign-born: 2% · Canada
• Languages at home: 92% English-only · Spanish 6%

Political lean MEDSL · Bannock

• 2024 margin: Strong R (+25.1) · D 35.8% · R 60.9% · Other 3.3%
• 2008→2024 swing: -12.1pp toward R · 2008: -13.0pp · 2024: -25.1pp
• All cycles: 2024: R+25.1 2020: R+21.9 2016: R+20.5 2012: R+22.1 2008: R+13.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -140.31%
• Current HPI: 229.4622
• Rent YoY: ▲ 3.14%
• Metro: Pocatello, ID
• State GDP YoY: ▲ 4.51%
• F500 in state: 6

Industry mix (Fortune 500 HQ in ID)

Industry	F500 HQs	Revenue
▸Retail	1	$79B
▸Technology	1	$25B
▸Food / Agriculture	1	$6B

Price history

-13.4% since first listed

8 events — show timeline

• 2026-05-15 Price Changed $64,900 SRMLS
• 2026-05-15 Price Changed $64,900 PCTMLS
• 2026-05-07 Price Changed $69,900 SRMLS
• 2026-05-07 Price Changed $69,900 PCTMLS
• 2026-04-24 Price Changed $71,900 SRMLS
• 2026-04-24 Price Changed $71,900 PCTMLS
• 2026-03-20 Listed $74,900 PCTMLS
• 2026-03-20 Listed $74,900 SRMLS