10 Brookway Ln · Gibson, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.0/30.0
- ARV discount +7.5/15.0
- DSCR +6.3/10.0
- 1% rule +4.5/10.0
- Rent growth +3.7/5.0
- Livability +3.2/5.0
- Schools +2.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
sold before listed
Key facts
- Move-in ready
- Brand-new flooring
- Updated countertops
Tags
Property features AI
Exterior
- Parking: Attached garage for one car
- Utilities: Public sewer; Public water; Electric service (municipal/Entergy); Natural gas
- Home design: Brick and frame combination exterior; Located inside city limits; In a subdivision
- Construction: Slab foundation; Composition roof
- Exterior features: Fully fenced yard with chain-link fencing; Outside storage area; Paved road access
Interior
- Kitchen: Free-standing stove; Gas range; Microwave; Dishwasher; Garbage disposal
- Flooring: Luxury vinyl; No carpet specified
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Central gas heat; Central electric cooling
- Interior features: Ceiling fans
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $165k.
Deal economics
- At list price, monthly cash flow is $203 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (5.3% below list).
- Recommended offer: $156k (5.3% below list) — sets the bar for 1% rule.
- Cap rate 7.8% vs local median 6.0% in Gibson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 64/100 on livability (#165 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: amenities F, commute F, health & safety F.
- Pulaski County Spec. School District (rural): math 27% / reading 31% proficiency, ranked #150 of 238 in AR (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Sylvan Hills Elementary School (math 37% / reading 27%, grade F, #278 of 454 statewide, top 64%, 462 students, 47% FRL); Sylvan Hills Middle School (math 26% / reading 30%, grade F, #150 of 201 statewide, top 76%, 1,122 students, 52% FRL); Sylvan Hills High School (math 16% / reading 29%, grade F, #211 of 292 statewide, top 73%, 1,017 students, 38% FRL) — zoned schools at 46% FRL track the district average.
- Market conditions: Rents rising fast (+4.8%/yr); 248 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $72k; list at $165k implies a 129% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.77%
- Cash-on-cash
- 5.28%
- DSCR
- 1.23
- GRM
- 8.8
CMA / ARV
- ARV (on-the-fly)
- $104,860
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10 Brookway Ln | 0.00mi | 3/1.0 (-1) | 1,070 (0%) | 3mo | $72,000 | $67 | 93 |
| 17508 Batesville Pike | 0.16mi | 3/1.5 (-1) | 1,000 (-6%) | 1mo | $145,000 | $145 | 74 |
| 6 Parkridge Dr | 0.15mi | 3/1.5 (-1) | 1,222 (+14%) | 15mo | $85,000 | $70 | 50 |
| 4 Santiago Dr | 0.23mi | 3/2.0 (-1) | 1,230 (+15%) | 20mo | $120,000 | $98 | 39 |
| 1 Fairfield Dr | 0.73mi | 3/2.0 (-1) | 1,137 (+6%) | 20mo | $169,999 | $150 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.81% rent growth · sell at horizon
- IRR
- -6.3%
- Equity multiple
- 0.76×
- Total profit
- $-10,949
- Equity at exit
- $24,602
- IRR
- 5.3%
- Equity multiple
- 1.42×
- Total profit
- $19,277
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72120
- Rents YoY
- 4.8%
- Active inventory
- 248
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,562 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$97 /mo · $1,162/yr
- Insurance
- −$69
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$328
- Net cashflow
- $203
Break-even live
Sensitivity live
| Price | -10% $297 | -5% $250 | +0% $203 | +5% $156 | +10% $110 |
|---|---|---|---|---|---|
| Rent | -10% $80 | -5% $141 | +0% $203 | +5% $265 | +10% $327 |
| Rate | -1.0pp $286 | -0.5pp $245 | base $203 | +0.5pp $160 | +1.0pp $117 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8 Brookway Ln Sherwood, AR | 3.0 | 2.0 | 1170 | $1,300 | $1.11 | 45d | 1 | 0.01mi |
| 16 Brookway Ln Sherwood, AR | 3.0 | 2.0 | 1206 | $1,295 | $1.07 | 25d | 1 | 0.05mi |
| 21 Brookway Ln Sherwood, AR | 3.0 | 1.5 | 1024 | $1,195 | $1.17 | 45d | 1 | 0.10mi |
| 38 Compass Point St Sherwood, AR | 3.0 | 2.0 | 1167 | $1,050 | $0.90 | 25d | 1 | 1.30mi |
| 59 Aloha Cir Sherwood, AR | 4.0 | 2.0 | 1200 | $1,195 | $1.00 | 20d | 1 | 1.31mi |
| 500 Oakdale Rd Sherwood, AR | 3.0 | 2.5 | 1499 | $1,750 | $1.17 | 45d | 1 | 1.34mi |
Listing history 25 events
-
2026-06-21days on market $165,000 Active 26 DOM
-
2026-06-18days on market $165,000 Active 23 DOM
-
2026-06-17days on market $165,000 Active 22 DOM
-
2026-06-16days on market $165,000 Active 21 DOM
-
2026-06-15days on market $165,000 Active 20 DOM
-
2026-06-14days on market $165,000 Active 18 DOM
-
2026-06-13days on market $165,000 Active 17 DOM
-
2026-06-10days on market $165,000 Active 15 DOM
-
2026-06-09days on market $165,000 Active 14 DOM
-
2026-06-08days on market $165,000 Active 13 DOM
-
2026-06-07days on market $165,000 Active 12 DOM
-
2026-06-05days on market $165,000 Active 9 DOM
-
2026-06-03days on market $165,000 Active 8 DOM
-
2026-06-02statusdays on market $165,000 Active 7 DOM
-
2026-06-01days on market $165,000 New Listing 6 DOM
-
2026-05-31days on market $165,000 New Listing 5 DOM
-
2026-05-31days on market $165,000 New Listing 4 DOM
-
2026-05-26$165,000 New Listing
-
2026-04-07soldstatus $72,000
-
2026-04-02soldstatus $72,000 18-char remark
Show marketing remark (18 chars)
sold before listed
-
2026-02-24$90,000 18-char remark
Show marketing remark (18 chars)
sold before listed
-
2016-08-29soldstatus $76,900
-
2016-08-15soldstatus $76,900 Sold 333-char remark
Show marketing remark (333 chars)
Great home in a great neighborhood. This home features 3 bedroom 1.5 bath. One car garage with a bonus room that could be an extra bedroom. Home has been remodeled, just need to move in. Storage/hobby room for those that need a good size work area. This house is priced to sell, Bring offers. Sq. Ft. approx. measuring is encouraged.
-
2016-07-18status Under Contract 333-char remark
Show marketing remark (333 chars)
Great home in a great neighborhood. This home features 3 bedroom 1.5 bath. One car garage with a bonus room that could be an extra bedroom. Home has been remodeled, just need to move in. Storage/hobby room for those that need a good size work area. This house is priced to sell, Bring offers. Sq. Ft. approx. measuring is encouraged.
-
2016-07-08$76,900 New Listing 333-char remark
Show marketing remark (333 chars)
Great home in a great neighborhood. This home features 3 bedroom 1.5 bath. One car garage with a bonus room that could be an extra bedroom. Home has been remodeled, just need to move in. Storage/hobby room for those that need a good size work area. This house is priced to sell, Bring offers. Sq. Ft. approx. measuring is encouraged.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $1,162 · $97/mo
- Projected year-2 tax
- $1,162 · $97/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,744
- − Mortgage interest
- −$9,243
- − Property taxes
- −$1,162
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,499
- − Management
- −$1,499
- − Depreciation
- −$4,800
- Taxable loss
- −$285
- Est. tax savings @ 24.0%
- +$68
- After-tax cash flow
- $2,506/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pulaski County Spec. School District
- NCES district ID
- 0511850
- Math proficiency
- 27% ▼ -13.00%
- Reading proficiency
- 31% ▼ -10.00%
- Median HH income
- $53,218
- Composite
- 25.67/100
- National rank
- #7394
- State rank
- #150 of 238 in AR
Livability — Gibson
- Score
- 64/100
- State rank
- #165
- US rank
- #13982
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Gibson, AR
- County
- Pulaski County · 372,764 people
- City population
- 33,393
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 34,365
- Household income
- $76,598
- Rent vs Own
- Severe rent burden
- 774.0
Population outlook (Pulaski County) Hauer SSP2
- Today (2025)
- 415,378 people
- By 2030
- 423,720 · +2.0%
- By 2040
- 435,182 · +4.8%
- By 2050
- 440,904 · +6.1%
- By 2075
- 445,521 · +7.3%
- By 2100
- 419,173 · +0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Black 26% Two or more races 5% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 2% · Canada, South Korea
- Languages at home
- 96% English-only · Spanish 2% Korean 1%
Political lean MEDSL · Pulaski
- 2024 margin
- Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
- 2008→2024 swing
- +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
- All cycles
- 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -134.93%
- Current HPI
- 198.9456
- Rent YoY
- ▲ 4.81%
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
+114.6% since first listed8 events — show timeline
- 2026-05-26 Listed $165,000 CARMLS
- 2026-04-07 Sold (Public Records) $72,000 Public Records
- 2026-04-02 Sold (MLS) $72,000 CARMLS
- 2026-02-24 Listed $90,000 CARMLS
- 2016-08-29 Sold (Public Records) $76,900 Public Records
- 2016-08-15 Sold (MLS) $76,900 CARMLS
- 2016-07-18 Pending — CARMLS
- 2016-07-08 Listed $76,900 CARMLS
Property tax history
+5.6%/yrLatest (2025): $1,162 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…