CashFlowRE
Sign in Sign up
10 Brookway Ln
C- Composite 50.31
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.3/10.0
  • 1% rule +4.5/10.0
  • Rent growth +3.7/5.0
  • Livability +3.2/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

10 Brookway Ln · Gibson, AR 72120
4 bd · 1.0 ba · 1,070 sqft · SingleFamily public records · 26 Days on market
Built 1973 7,840 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

sold before listed

Key facts

  • Move-in ready
  • Brand-new flooring
  • Updated countertops

Tags

UPDATED COUNTERTOPSNEW KITCHEN APPLIANCESSTYLISH NEW TILEFRESH INTERIOR PAINTBRAND-NEW FLOORINGMOVE-IN READY

Property features AI

Exterior

  • Parking: Attached garage for one car
  • Utilities: Public sewer; Public water; Electric service (municipal/Entergy); Natural gas
  • Home design: Brick and frame combination exterior; Located inside city limits; In a subdivision
  • Construction: Slab foundation; Composition roof
  • Exterior features: Fully fenced yard with chain-link fencing; Outside storage area; Paved road access

Interior

  • Kitchen: Free-standing stove; Gas range; Microwave; Dishwasher; Garbage disposal
  • Flooring: Luxury vinyl; No carpet specified
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central gas heat; Central electric cooling
  • Interior features: Ceiling fans
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $203 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (5.3% below list).
  • Recommended offer: $156k (5.3% below list) — sets the bar for 1% rule.
  • Cap rate 7.8% vs local median 6.0% in Gibson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#165 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: amenities F, commute F, health & safety F.
  • Pulaski County Spec. School District (rural): math 27% / reading 31% proficiency, ranked #150 of 238 in AR (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Sylvan Hills Elementary School (math 37% / reading 27%, grade F, #278 of 454 statewide, top 64%, 462 students, 47% FRL); Sylvan Hills Middle School (math 26% / reading 30%, grade F, #150 of 201 statewide, top 76%, 1,122 students, 52% FRL); Sylvan Hills High School (math 16% / reading 29%, grade F, #211 of 292 statewide, top 73%, 1,017 students, 38% FRL) — zoned schools at 46% FRL track the district average.
  • Market conditions: Rents rising fast (+4.8%/yr); 248 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $72k; list at $165k implies a 129% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $156,196 (5.3% below list)

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.77%
Cash-on-cash
5.28%
DSCR
1.23
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$104,860
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10 Brookway Ln 0.00mi 3/1.0 (-1) 1,070 (0%) 3mo $72,000 $67 93
17508 Batesville Pike 0.16mi 3/1.5 (-1) 1,000 (-6%) 1mo $145,000 $145 74
6 Parkridge Dr 0.15mi 3/1.5 (-1) 1,222 (+14%) 15mo $85,000 $70 50
4 Santiago Dr 0.23mi 3/2.0 (-1) 1,230 (+15%) 20mo $120,000 $98 39
1 Fairfield Dr 0.73mi 3/2.0 (-1) 1,137 (+6%) 20mo $169,999 $150 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.81% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.76×
Total profit
$-10,949
Equity at exit
$24,602
10-year hold
IRR
5.3%
Equity multiple
1.42×
Total profit
$19,277
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72120

Rents YoY
4.8%
Active inventory
248
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,562 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$97 /mo · $1,162/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$328
Net cashflow
$203

Break-even live

Break-even rent $1,305
Max offer price $165,000
Occupancy floor 82%

Sensitivity live

Price -10% $297 -5% $250 +0% $203 +5% $156 +10% $110
Rent -10% $80 -5% $141 +0% $203 +5% $265 +10% $327
Rate -1.0pp $286 -0.5pp $245 base $203 +0.5pp $160 +1.0pp $117

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8 Brookway Ln Sherwood, AR 3.0 2.0 1170 $1,300 $1.11 45d 1 0.01mi
16 Brookway Ln Sherwood, AR 3.0 2.0 1206 $1,295 $1.07 25d 1 0.05mi
21 Brookway Ln Sherwood, AR 3.0 1.5 1024 $1,195 $1.17 45d 1 0.10mi
38 Compass Point St Sherwood, AR 3.0 2.0 1167 $1,050 $0.90 25d 1 1.30mi
59 Aloha Cir Sherwood, AR 4.0 2.0 1200 $1,195 $1.00 20d 1 1.31mi
500 Oakdale Rd Sherwood, AR 3.0 2.5 1499 $1,750 $1.17 45d 1 1.34mi

Listing history 25 events

  1. 2026-06-21
    days on market $165,000 Active 26 DOM
  2. 2026-06-18
    days on market $165,000 Active 23 DOM
  3. 2026-06-17
    days on market $165,000 Active 22 DOM
  4. 2026-06-16
    days on market $165,000 Active 21 DOM
  5. 2026-06-15
    days on market $165,000 Active 20 DOM
  6. 2026-06-14
    days on market $165,000 Active 18 DOM
  7. 2026-06-13
    days on market $165,000 Active 17 DOM
  8. 2026-06-10
    days on market $165,000 Active 15 DOM
  9. 2026-06-09
    days on market $165,000 Active 14 DOM
  10. 2026-06-08
    days on market $165,000 Active 13 DOM
  11. 2026-06-07
    days on market $165,000 Active 12 DOM
  12. 2026-06-05
    days on market $165,000 Active 9 DOM
  13. 2026-06-03
    days on market $165,000 Active 8 DOM
  14. 2026-06-02
    statusdays on market $165,000 Active 7 DOM
  15. 2026-06-01
    days on market $165,000 New Listing 6 DOM
  16. 2026-05-31
    days on market $165,000 New Listing 5 DOM
  17. 2026-05-31
    days on market $165,000 New Listing 4 DOM
  18. 2026-05-26
    listed $165,000 New Listing
  19. 2026-04-07
    soldstatus $72,000
  20. 2026-04-02
    soldstatus $72,000 18-char remark
    Show marketing remark (18 chars)

    sold before listed

  21. 2026-02-24
    listed $90,000 18-char remark
    Show marketing remark (18 chars)

    sold before listed

  22. 2016-08-29
    soldstatus $76,900
  23. 2016-08-15
    soldstatus $76,900 Sold 333-char remark
    Show marketing remark (333 chars)

    Great home in a great neighborhood. This home features 3 bedroom 1.5 bath. One car garage with a bonus room that could be an extra bedroom. Home has been remodeled, just need to move in. Storage/hobby room for those that need a good size work area. This house is priced to sell, Bring offers. Sq. Ft. approx. measuring is encouraged.

  24. 2016-07-18
    status Under Contract 333-char remark
    Show marketing remark (333 chars)

    Great home in a great neighborhood. This home features 3 bedroom 1.5 bath. One car garage with a bonus room that could be an extra bedroom. Home has been remodeled, just need to move in. Storage/hobby room for those that need a good size work area. This house is priced to sell, Bring offers. Sq. Ft. approx. measuring is encouraged.

  25. 2016-07-08
    listed $76,900 New Listing 333-char remark
    Show marketing remark (333 chars)

    Great home in a great neighborhood. This home features 3 bedroom 1.5 bath. One car garage with a bonus room that could be an extra bedroom. Home has been remodeled, just need to move in. Storage/hobby room for those that need a good size work area. This house is priced to sell, Bring offers. Sq. Ft. approx. measuring is encouraged.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,162 · $97/mo
Projected year-2 tax
$1,162 · $97/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,744
− Mortgage interest
−$9,243
− Property taxes
−$1,162
− Insurance
−$825
− Repairs & maintenance
−$1,499
− Management
−$1,499
− Depreciation
−$4,800
Taxable loss
−$285
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$68
After-tax cash flow
$2,506/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pulaski County Spec. School District
NCES district ID
0511850
Math proficiency
27% ▼ -13.00%
Reading proficiency
31% ▼ -10.00%
Median HH income
$53,218
Composite
25.67/100
National rank
#7394
State rank
#150 of 238 in AR

Livability — Gibson

Score
64/100
State rank
#165
US rank
#13982

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment B Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Gibson, AR
County
Pulaski County · 372,764 people
City population
33,393
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
34,365
Household income
$76,598
Rent vs Own
28.5% rent · 71.5% own
Severe rent burden
774.0

Population outlook (Pulaski County) Hauer SSP2

Today (2025)
415,378 people
By 2030
423,720 · +2.0%
By 2040
435,182 · +4.8%
By 2050
440,904 · +6.1%
By 2075
445,521 · +7.3%
By 2100
419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Black 26% Two or more races 5% Hispanic / Latino 4% Asian 1%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
2% · Canada, South Korea
Languages at home
96% English-only · Spanish 2% Korean 1%

Political lean MEDSL · Pulaski

2024 margin
Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
2008→2024 swing
+10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
All cycles
2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.93%
Current HPI
198.9456
Rent YoY
▲ 4.81%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+114.6% since first listed
8 events — show timeline
  • 2026-05-26 Listed $165,000 CARMLS
  • 2026-04-07 Sold (Public Records) $72,000 Public Records
  • 2026-04-02 Sold (MLS) $72,000 CARMLS
  • 2026-02-24 Listed $90,000 CARMLS
  • 2016-08-29 Sold (Public Records) $76,900 Public Records
  • 2016-08-15 Sold (MLS) $76,900 CARMLS
  • 2016-07-18 Pending CARMLS
  • 2016-07-08 Listed $76,900 CARMLS

Property tax history

+5.6%/yr

Latest (2025): $1,162 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…