CashFlowRE
Sign in Sign up
4484 Northridge Trl
D Composite 41.18
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.4/30.0
  • ARV discount +11.7/15.0
  • DSCR +3.7/10.0
  • Rent growth +3.6/5.0
  • Livability +3.2/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$300,000

4484 Northridge Trl · Forest Park, GA 30294
3 bd · 3.0 ba · 1,808 sqft · SingleFamily public records · 21 Days on market
Built 1999 0.50 ac lot $166/sqft · 9% below area Est $331k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing 4484 Northridge Trl, recently updated with fresh interior paint and new flooring throughout the home. New appliances, including stainless steel options, complement an accent backsplash in the kitchen. A comfortable fireplace adds warmth to the living area. The primary bedroom contains a walk in closet, while its attached bathroom features double sinks and a separate tub and shower. Exterior enjoyment is provided by a spacious deck. This home is a must-see for a truly updated lifestyle.. Included 100-Day Home Warranty with buyer activation

Key facts

  • New flooring
  • Walk in closet
  • Fresh interior paint

Tags

FRESH INTERIOR PAINTNEW FLOORINGSTAINLESS STEEL APPLIANCESACCENT BACKSPLASHCOMFORTABLE FIREPLACEWALK IN CLOSET

Property features AI

Exterior

  • Parking: Attached garage and driveway; Two garage spaces; Open parking available
  • Utilities: Public water; Septic tank sewer; Electric service (110 volts); Electricity available; Natural gas available
  • Home design: One level; Resale property
  • Construction: Brick veneer and vinyl siding with other materials; Composition roof; Slab foundation
  • Exterior features: Other exterior features; Paved road frontage

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Pantry; Other surface counters
  • Bedrooms: Three bedrooms on the upper level; Bedroom features: none specified
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms; One half bathroom; Master bath with double vanity and separate tub and shower
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One fireplace with gas starter in the family room; Finished basement; Other interior features
  • Laundry & utility: Laundry closet; Laundry located in basement and in hall; Other laundry features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-47 ($-569/yr) — negative.
  • To cash-flow at today's rent, offer at most $292k (2.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (23.6% below list).
  • Recommended offer: $229k (23.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#209 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime F, commute F, employment D-.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Anderson Elementary School (math 2% / reading 12%, grade F, #1,144 of 1,228 statewide, top 94%, 504 students, 90% FRL); Adamson Middle School (math 15% / reading 32%, grade F, #319 of 470 statewide, top 68%, 557 students, 90% FRL); Morrow High School (math 12% / reading 22%, grade F, #277 of 424 statewide, top 67%, 1,980 students, 91% FRL).
  • Market conditions: Rents rising fast (+4.6%/yr); 254 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $258k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $229,086 (23.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.10%
Cash-on-cash
-0.68%
DSCR
0.97
GRM
10.9

CMA / ARV

ARV (median comp)
$330,753
List price
$300,000
Delta
-9.30%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4390 Northridge Trl 0.24mi 4/3.0 (+1) 1,828 (+1%) 4mo $300,000 $164 78
4425 Northwind Dr 0.13mi 4/2.5 (+1) 1,902 (+5%) 2mo $325,000 $171 77
4335 Northwind Dr 0.05mi 3/3.0 1,649 (-9%) 12mo $330,500 $200 73
4437 Mitchell Ln 0.34mi 4/2.5 (+1) 1,954 (+8%) 1mo $309,000 $158 63
2621 Manor Pl 0.44mi 3/2.0 1,729 (-4%) 8mo $227,000 $131 61
4337 Northridge Trl 0.34mi 4/2.5 (+1) 1,762 (-2%) 19mo $338,000 $192 57
1501 Pineview Ter 0.45mi 4/2.5 (+1) 1,972 (+9%) 2mo $250,000 $127 55
4551 Mitchells Meadow Ln 0.46mi 3/2.5 1,680 (-7%) 12mo $291,775 $174 54
3289 Rowden Rd 0.44mi 3/1.5 1,642 (-9%) 6mo $155,000 $94 54
4249 Northwind Dr 0.19mi 4/2.5 (+1) 2,014 (+11%) 15mo $349,990 $174 53
4115 Northwind Dr 0.24mi 3/2.5 2,014 (+11%) 20mo $340,990 $169 51
409 Hunting Ridge Way 0.58mi 4/2.0 (+1) 2,041 (+13%) 9mo $355,000 $174 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.56% rent growth · sell at horizon

5-year hold
IRR
-15.9%
Equity multiple
0.43×
Total profit
$-48,081
Equity at exit
$44,731
10-year hold
IRR
-5.3%
Equity multiple
0.63×
Total profit
$-30,688
Equity at exit
$25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30294

Home prices YoY
-25.0%
Rents YoY
4.6%
Active inventory
254
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,291 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$159 /mo · $1,908/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$481
Net cashflow
$-47

Break-even live

Break-even rent $2,351
Max offer price $291,620
Occupancy floor 97%

Sensitivity live

Price -10% $122 -5% $37 +0% $-47 +5% $-132 +10% $-217
Rent -10% $-228 -5% $-138 +0% $-47 +5% $43 +10% $134
Rate -1.0pp $104 -0.5pp $29 base $-47 +0.5pp $-125 +1.0pp $-204

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
228 Solomon Dr Ellenwood, GA 3.0 2.5 2005 $2,150 $1.07 45d 1 0.28mi
3981 Ivy Trace Ln Ellenwood, GA 3.0 2.5 1608 $2,184 $1.36 26d 1 0.77mi
4595 Westminster Dr Ellenwood, GA 3.0 2.5 1689 $2,055 $1.22 22d 1 0.83mi
4095 Gracewood Park Dr Ellenwood, GA 4.0 2.0 2394 $2,389 $1.00 24d 1 0.85mi
101 Bond Lake Dr Ellenwood, GA 3.0 2.5 2514 $2,604 $1.04 21d 1 0.88mi
4798 Moss Trce Ellenwood, GA 3.0 2.5 1730 $1,990 $1.15 26d 1 0.95mi
4153 Ward Lake Trl Ellenwood, GA 3.0 2.0 1460 $1,930 $1.32 45d 1 0.96mi
2882 Ward Lake Way Ellenwood, GA 3.0 2.5 1685 $1,676 $0.99 45d 1 1.09mi
3912 Old Ivy Ct Ellenwood, GA 3.0 1.5 1718 $2,000 $1.16 45d 1 1.15mi

Listing history 18 events

  1. 2026-04-30
    listed $300,000 Active
    Show marketing remark (556 chars)

    Introducing 4484 Northridge Trl, recently updated with fresh interior paint and new flooring throughout the home. New appliances, including stainless steel options, complement an accent backsplash in the kitchen. A comfortable fireplace adds warmth to the living area. The primary bedroom contains a walk in closet, while its attached bathroom features double sinks and a separate tub and shower. Exterior enjoyment is provided by a spacious deck. This home is a must-see for a truly updated lifestyle.. Included 100-Day Home Warranty with buyer activation

  2. 2026-04-30
    listed $300,000 New 556-char remark
    Show marketing remark (556 chars)

    Introducing 4484 Northridge Trl, recently updated with fresh interior paint and new flooring throughout the home. New appliances, including stainless steel options, complement an accent backsplash in the kitchen. A comfortable fireplace adds warmth to the living area. The primary bedroom contains a walk in closet, while its attached bathroom features double sinks and a separate tub and shower. Exterior enjoyment is provided by a spacious deck. This home is a must-see for a truly updated lifestyle.. Included 100-Day Home Warranty with buyer activation

  3. 2026-04-13
    soldstatus $257,800
  4. 2026-04-08
    soldstatus $257,800 Sold
    Show marketing remark (564 chars)

    Move-in ready 3BR/2.5BA home in the desirable Northridge Station community of Ellenwood. This 1,808 sq ft home features a modern fireplace, spacious deck, and large backyard-perfect for relaxing or entertaining. The half-basement with private entrance offers flexible space for a guest suite, home office, or rec room. Includes a 2-car garage and a 1-year-old HVAC system with a 10-year warranty. Conveniently located near I-675, I-75, and I-285, with easy access to Atlanta, the airport, parks, shopping, and dining. A great blend of comfort, space, and location!

  5. 2026-04-08
    soldstatus $257,800 Closed
    Show marketing remark (564 chars)

    Move-in ready 3BR/2.5BA home in the desirable Northridge Station community of Ellenwood. This 1,808 sq ft home features a modern fireplace, spacious deck, and large backyard-perfect for relaxing or entertaining. The half-basement with private entrance offers flexible space for a guest suite, home office, or rec room. Includes a 2-car garage and a 1-year-old HVAC system with a 10-year warranty. Conveniently located near I-675, I-75, and I-285, with easy access to Atlanta, the airport, parks, shopping, and dining. A great blend of comfort, space, and location!

  6. 2026-03-18
    status Under Contract
    Show marketing remark (564 chars)

    Move-in ready 3BR/2.5BA home in the desirable Northridge Station community of Ellenwood. This 1,808 sq ft home features a modern fireplace, spacious deck, and large backyard-perfect for relaxing or entertaining. The half-basement with private entrance offers flexible space for a guest suite, home office, or rec room. Includes a 2-car garage and a 1-year-old HVAC system with a 10-year warranty. Conveniently located near I-675, I-75, and I-285, with easy access to Atlanta, the airport, parks, shopping, and dining. A great blend of comfort, space, and location!

  7. 2026-03-18
    status Pending
    Show marketing remark (564 chars)

    Move-in ready 3BR/2.5BA home in the desirable Northridge Station community of Ellenwood. This 1,808 sq ft home features a modern fireplace, spacious deck, and large backyard-perfect for relaxing or entertaining. The half-basement with private entrance offers flexible space for a guest suite, home office, or rec room. Includes a 2-car garage and a 1-year-old HVAC system with a 10-year warranty. Conveniently located near I-675, I-75, and I-285, with easy access to Atlanta, the airport, parks, shopping, and dining. A great blend of comfort, space, and location!

  8. 2026-02-23
    price $284,999
    Show marketing remark (564 chars)

    Move-in ready 3BR/2.5BA home in the desirable Northridge Station community of Ellenwood. This 1,808 sq ft home features a modern fireplace, spacious deck, and large backyard-perfect for relaxing or entertaining. The half-basement with private entrance offers flexible space for a guest suite, home office, or rec room. Includes a 2-car garage and a 1-year-old HVAC system with a 10-year warranty. Conveniently located near I-675, I-75, and I-285, with easy access to Atlanta, the airport, parks, shopping, and dining. A great blend of comfort, space, and location!

  9. 2026-02-23
    listed $284,999 Active
    Show marketing remark (564 chars)

    Move-in ready 3BR/2.5BA home in the desirable Northridge Station community of Ellenwood. This 1,808 sq ft home features a modern fireplace, spacious deck, and large backyard-perfect for relaxing or entertaining. The half-basement with private entrance offers flexible space for a guest suite, home office, or rec room. Includes a 2-car garage and a 1-year-old HVAC system with a 10-year warranty. Conveniently located near I-675, I-75, and I-285, with easy access to Atlanta, the airport, parks, shopping, and dining. A great blend of comfort, space, and location!

  10. 2025-11-04
    historical
  11. 2025-11-04
    historical
  12. 2025-10-03
    price $314,999
  13. 2025-10-03
    price $314,999
  14. 2025-08-15
    listed $325,000 Active
  15. 2025-08-12
    historical
  16. 2025-08-04
    listed $299,999 New
  17. 2025-08-04
    listed $325,000 New
  18. 2006-04-11
    soldstatus $147,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,908 · $159/mo
Projected year-2 tax
$2,760 · $230/mo
Expected delta
+$852/yr (+$71/mo · 44.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,490
− Mortgage interest
−$16,805
− Property taxes
−$1,908
− Insurance
−$1,500
− Repairs & maintenance
−$2,199
− Management
−$2,199
− Depreciation
−$8,727
Taxable loss
−$5,848
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,403
After-tax cash flow
$834/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Forest Park

Score
65/100
State rank
#209
US rank
#12698

Category grades

Amenities C+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Henry County · 316,359 people
City population
29,210
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
41,983
Household income
$79,762
Rent vs Own
19.4% rent · 80.6% own
Severe rent burden
864.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (84%)
Race & ethnicity
Black 84% Hispanic / Latino 7% Two or more races 6% White 6% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Hispanic 1%
Foreign-born
7% · Canada, Vietnam
Languages at home
91% English-only · Spanish 6% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -70.99%
Current HPI
213.1999
Rent YoY
▲ 4.56%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+104.1% since first listed
23 events — show timeline
  • 2026-05-21 Pending FMLS
  • 2026-05-19 Relisted FMLS
  • 2026-05-19 Pending GAMLS
  • 2026-05-19 Relisted GAMLS
  • 2026-05-19 Delisted GAMLS
  • 2026-04-30 Listed $300,000 GAMLS
  • 2026-04-30 Listed $300,000 FMLS
  • 2026-04-13 Sold (Public Records) $257,800 Public Records
  • 2026-04-08 Sold (MLS) $257,800 GAMLS
  • 2026-04-08 Sold (MLS) $257,800 FMLS
  • 2026-03-18 Pending GAMLS
  • 2026-03-18 Pending FMLS
  • 2026-02-23 Price Changed $284,999 GAMLS
  • 2026-02-23 Listed $284,999 FMLS
  • 2025-11-04 Listing Removed GAMLS
  • 2025-11-04 Listing Removed FMLS
  • 2025-10-03 Price Changed $314,999 FMLS
  • 2025-10-03 Price Changed $314,999 GAMLS
  • 2025-08-15 Listed $325,000 FMLS
  • 2025-08-12 Coming Soon FMLS
  • 2025-08-04 Listed $325,000 GAMLS
  • 2025-08-04 Listed $299,999 GAMLS
  • 2006-04-11 Sold (Public Records) $147,000 Public Records

Property tax history

+1.6%/yr

Latest (2025): $1,908 · -3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…