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109 Oakdale St
C+ Composite 62.98
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.8/30.0
  • DSCR +9.8/10.0
  • 1% rule +7.8/10.0
  • ARV discount +4.9/15.0
  • Condition / age +4.0/5.0
  • Schools +3.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$251,200

109 Oakdale St · Carlyss, LA 70665
3 bd · 2.0 ba · 1,521 sqft · SingleFamily · 136 Days on market
Built 2026 Good condition 6,536 sqft lot $165/sqft · 6% above area Est $237k · 6% over $38/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Receive up to $10,000 in incentives and a FREE refrigerator and FREE blinds on this new construction home! This Energy Star-certified, new construction home located in The Cedars is waiting for you! Featuring the Segura Cottage floorplan with 3 bedrooms and 2 bathrooms across 1,521 square feet of living space. Up to 10 pallets of sod enhance the exterior, while a solid beam lintel separates the living and dining areas, adding definition and architectural interest. The kitchen is equipped with custom cabinetry featuring soft-close cabinet doors and included hardware, slab countertops, a 30-inch freestanding range with a microwave hoodvent combo, a deep under-mount equal bowl sink, and a garbage disposal. Vinyl plank flooring extends throughout the home, offering durability and a cohesive look. In the primary bathroom, a garden tub with tile surround is paired with a fiberglass shower insert that includes a glass door and built in seat. The primary bedroom features a vaulted ceiling, creating an open and comfortable atmosphere. Additional highlights include drop-in porcelain sinks in the bathrooms and a tankless gas water heater, rounding out a thoughtfully designed home with unique finishes and everyday convenience.

Key facts

  • Custom cabinetry
  • Solid beam lintel
  • 6,536 sq ft lot

Tags

ENERGY STAR CERTIFIEDNEW CONSTRUCTION HOMESEGURA COTTAGE FLOORPLANSOLID BEAM LINTELCUSTOM CABINETRYSOFT-CLOSE CABINET DOORS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $251k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $765 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $251k).
  • Recommended offer: $221k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 8.3% in Carlyss — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 61/100 on livability (#237 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: W. T. Henning Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 397 students, 56% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 236 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 136 days — a 12% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $221,056 (12.0% below list)

Questions for the listing agent

  1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
9.95%
Cash-on-cash
13.05%
DSCR
1.58
GRM
6.5

CMA / ARV

ARV (median comp)
$237,467
List price
$251,200
Delta
5.78%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
300 Oak Hampton Dr 0.33mi 3/2.0 1,508 (-1%) 15mo $199,900 $133 71
277 Paisley Pkwy 0.57mi 3/2.0 1,616 (+6%) 2mo $214,000 $132 62
305 Paisley Pkwy 0.53mi 3/2.0 1,618 (+6%) 4mo $217,000 $134 61
235 Aston Ln 0.58mi 3/2.0 1,563 (+3%) 10mo $214,000 $137 60
224 Pipers Ln 0.56mi 3/2.0 1,641 (+8%) 12mo $233,900 $143 50
216 Pipers Ln 0.58mi 3/2.0 1,738 (+14%) 3mo $240,000 $138 47
200 Pipers Ln 0.63mi 3/2.0 1,703 (+12%) 15mo $235,000 $138 39
336 Fallon Dr 0.64mi 3/2.0 1,697 (+12%) 15mo $228,000 $134 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.0%
Equity multiple
1.11×
Total profit
$8,074
Equity at exit
$37,455
10-year hold
IRR
12.6%
Equity multiple
2.00×
Total profit
$70,042
Equity at exit
$21,719

Cash invested: $70,336 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70665

Active inventory
236
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$3,214 medium interval (Pro) →
Mortgage (P&I)
$1,317
Tax est. 1.5%
$314 /mo · $3,768/yr
Insurance
$105
HOA
$38
Vacancy / Maint / Mgmt
$675
Net cashflow
$765

Break-even live

Break-even rent $2,246
Max offer price $251,200
Occupancy floor 71%

Sensitivity live

Price -10% $938 -5% $852 +0% $765 +5% $678 +10% $591
Rent -10% $511 -5% $638 +0% $765 +5% $892 +10% $1,019
Rate -1.0pp $891 -0.5pp $829 base $765 +0.5pp $700 +1.0pp $633

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,800
Closing costs
$7,536
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
293 Sawyer Dr Sulphur, LA 4.0 2.0 2079 $4,400 $2.12 45d 1 0.52mi
1000 E Carlyss Blvd Sulphur, LA 1.0–3.0 1.0–2.0 966 $2,296 $2.38 14d 10 0.67mi
1141 Mosswood Dr Sulphur, LA 2.0–3.0 2.0–3.5 1332 $2,195 $1.65 45d 1 1.12mi

HOA detail

Monthly dues
$38 · $456/yr
Likely covers
watertrashgas

Listing history 19 events

  1. 2026-06-21
    days on market $251,200 Active 136 DOM
  2. 2026-06-19
    days on market $251,200 Active 134 DOM
  3. 2026-06-18
    days on market $251,200 Active 133 DOM
  4. 2026-06-17
    days on market $251,200 Active 132 DOM
  5. 2026-06-16
    days on market $251,200 Active 131 DOM
  6. 2026-06-15
    days on market $251,200 Active 130 DOM
  7. 2026-06-14
    days on market $251,200 Active 128 DOM
  8. 2026-06-13
    days on market $251,200 Active 127 DOM
  9. 2026-06-10
    days on market $251,200 Active 125 DOM
  10. 2026-06-09
    days on market $251,200 Active 124 DOM
  11. 2026-06-08
    days on market $251,200 Active 123 DOM
  12. 2026-06-07
    days on market $251,200 Active 122 DOM
  13. 2026-06-05
    days on market $251,200 Active 119 DOM
  14. 2026-06-02
    days on market $251,200 Active 117 DOM
  15. 2026-06-01
    days on market $251,200 Active 116 DOM
  16. 2026-05-31
    days on market $251,200 Active 115 DOM
  17. 2026-05-30
    days on market $251,200 Active 114 DOM
  18. 2026-03-04
    listed $251,200 Active 1236-char remark
    Show marketing remark (1236 chars)

    * Receive up to $10,000 in incentives and a FREE refrigerator and FREE blinds on this new construction home! This Energy Star-certified, new construction home located in The Cedars is waiting for you! Featuring the Segura Cottage floorplan with 3 bedrooms and 2 bathrooms across 1,521 square feet of living space. Up to 10 pallets of sod enhance the exterior, while a solid beam lintel separates the living and dining areas, adding definition and architectural interest. The kitchen is equipped with custom cabinetry featuring soft-close cabinet doors and included hardware, slab countertops, a 30-inch freestanding range with a microwave hoodvent combo, a deep under-mount equal bowl sink, and a garbage disposal. Vinyl plank flooring extends throughout the home, offering durability and a cohesive look. In the primary bathroom, a garden tub with tile surround is paired with a fiberglass shower insert that includes a glass door and built in seat. The primary bedroom features a vaulted ceiling, creating an open and comfortable atmosphere. Additional highlights include drop-in porcelain sinks in the bathrooms and a tankless gas water heater, rounding out a thoughtfully designed home with unique finishes and everyday convenience.

  19. 2026-02-05
    listed $251,200 Active 1232-char remark
    Show marketing remark (1232 chars)

    * Receive up to $10,000 in incentives and a FREE refrigerator and FREE blinds on this MOVE IN READY new construction home! This Energy Star-certified home located in The Cedars is waiting for you! Featuring the Segura Cottage floorplan with 3 bedrooms and 2 bathrooms across 1,521 square feet of living space. Up to 10 pallets of sod enhance the exterior, while a solid beam lintel separates the living and dining areas, adding definition and architectural interest. The kitchen is equipped with custom cabinetry featuring soft-close cabinet doors and included hardware, slab countertops, a 30-inch freestanding range with a microwave hoodvent combo, a deep under-mount equal bowl sink, and a garbage disposal. Vinyl plank flooring extends throughout the home, offering durability and a cohesive look. In the primary bathroom, a garden tub with tile surround is paired with a fiberglass shower insert that includes a glass door and built in seat. The primary bedroom features a vaulted ceiling, creating an open and comfortable atmosphere. Additional highlights include drop-in porcelain sinks in the bathrooms and a tankless gas water heater, rounding out a thoughtfully designed home with unique finishes and everyday convenience.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (shaded) · 21% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,563
− Mortgage interest
−$14,071
− Property taxes
−$3,768
− Insurance
−$1,256
− Repairs & maintenance
−$3,085
− Management
−$3,085
− HOA
−$456
− Depreciation
−$7,308
Taxable income
$5,534
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,328
After-tax cash flow
$7,849/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This Energy Star-certified new construction home is move-in ready with a good condition score and minimal maintenance required.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Install smart home devices — Improves home automation and energy efficiency
  • Both Add outdoor lighting — Enhances safety and curb appeal

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Install smart home devices — Improves home automation and energy efficiency
  • Both Add outdoor lighting — Enhances safety and curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Carlyss

Score
61/100
State rank
#237
US rank
#18031

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Carlyss, LA
Population (ZIP)
12,891

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 8% Italian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.65%
Current HPI
99.2379
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-03-04 Listed $251,200 Zillow
  • 2026-02-05 Listed $251,200 SWLAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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