6718 Springdale Rd · Taylor Creek, OH 45247

$275,000

3 bd · 2.0 ba · 3,358 sqft · SingleFamily public records · 2 Days on market

Built 1955 1.21 ac lot Est $437k · 37% under

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.2/30.0
• ARV discount +15.0/15.0
• DSCR +8.3/10.0
• 1% rule +6.6/10.0
• Schools +3.7/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Coming this Friday! LARGE renovated ranch home ready for your furniture! Waterproofed finished basement offers full bath. Hardwood floors throughout main level. Updated kitchen and baths are a few upgrades. Formal dining & living room. 1 car attached garage and long driveway for great parking opportunity. Home sits on 1.2 acres which is perfect for those who love the outdoors.

Key facts

• New siding
• New gutters
• Long driveway

Tags

• FINISHED LOWER LEVEL
• ATTACHED ONE-CAR GARAGE
• LONG DRIVEWAY
• NEW SIDING
• NEW SOFFITS
• NEW GUTTERS

Property features AI

Finance

• Other: Lease not considered
• HOA & community: No HOA

Exterior

• Parking: Attached front garage with 1 garage space; Driveway
• Utilities: Public water; Septic tank sewer; Natural gas
• Home design: Ranch single-family home; One level; Poured foundation
• Construction: Brick construction; Shingle roof
• Exterior features: Patio; Irregular 1.21-acre lot

Interior

• Kitchen: Eat-in kitchen with wood cabinets and marble/granite/ slate surfaces; Includes dishwasher, microwave, oven/range, refrigerator
• Bedrooms: Three bedrooms — Primary bedroom 13 x 13 (level 1); Bedroom 2 13 x 9 (level 1); Bedroom 3 9 x 10 (level 1)
• Flooring: Wood floors in living and dining areas; Wall-to-wall carpet in family room and finished basement
• Bathrooms: Two full bathrooms — one full bath on level 1 and one full bath on the lower level
• Heating & cooling: Forced air heating (oil); Central air conditioning; Gas water heating
• Interior features: Ceiling fan; Smoke alarm; Finished basement with wall-to-wall carpet and glass block windows; 8 total rooms
• Laundry & utility: Lower-level laundry room (10 x 6); Washer and dryer included; Sump pump

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $615 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $275k).

Location & tenants

• Location reads 64/100 on livability (#794 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools D-, amenities F, commute F.
• Northwest Local (suburban): math 38% / reading 46% proficiency, ranked #508 of 656 in OH (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 50 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
• This rent runs 40% of the median local income ($96k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.

Negotiation context

• Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $210k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $275,000

Questions for the listing agent

1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 8.98%
• Cash-on-cash: 9.58%
• DSCR: 1.43
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $436,540
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7007 Boulder Path Dr	0.61mi	2/3.0 (-1)	3,042 (-9%)	1mo	$395,000	$130	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.8%
• Equity multiple: 0.93×
• Total profit: $-5,338
• Equity at exit: $41,003

10-year hold

• IRR: 7.9%
• Equity multiple: 1.60×
• Total profit: $46,008
• Equity at exit: $23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 45247

• Active inventory: 50
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $3,195 medium
• Mortgage (P&I): −$1,442
• Tax from tax record: −$352 /mo · $4,228/yr
• Insurance: −$115
• HOA: −$0
• Vacancy / Maint / Mgmt: −$671
• Net cashflow: $615

Break-even live

Break-even rent $2,416

Max offer price $275,000

Occupancy floor 76%

Sensitivity live

Price	-10% $771	-5% $693	+0% $615	+5% $537	+10% $459
Rent	-10% $363	-5% $489	+0% $615	+5% $741	+10% $867
Rate	-1.0pp $754	-0.5pp $685	base $615	+0.5pp $544	+1.0pp $471

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,750
• Closing costs: $8,250
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8453 Forest Valley Dr Cincinnati, OH	4.0	2.5	2404	$3,195	$1.33	2d	1	0.59mi

Listing history 3 events

1. 2026-06-21
   statusdays on market $275,000 Contingency Pending 2 DOM
2. 2026-06-18
   remarks 677-char remark
3. 2026-06-18
   listed $275,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $4,228 · $352/mo
• Projected year-2 tax: $4,259 · $355/mo
• Expected delta: +$31/yr (+$3/mo · 0.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,340
• − Mortgage interest: −$15,404
• − Property taxes: −$4,228
• − Insurance: −$1,375
• − Repairs & maintenance: −$3,067
• − Management: −$3,067
• − Depreciation: −$8,000
• Taxable income: $3,198
• Est. tax owed @ 24.0%: −$768
• After-tax cash flow: $6,613/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Northwest Local
• NCES district ID: 3904736
• Math proficiency: 38% ▼ -18.00%
• Reading proficiency: 46% ▼ -10.00%
• Median HH income: $58,765
• Composite: 36.97/100
• National rank: #4528
• State rank: #508 of 656 in OH

Livability — Taylor Creek

• Score: 64/100
• State rank: #794
• US rank: #14500

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor Creek, OH
• County: Hamilton · 838,887 people
• City population: 23,588
• Metro: Cincinnati, OH-KY-IN
• Population (ZIP): 23,588
• Household income: $95,810
• Rent vs Own: 18.9% rent · 81.1% own
• Severe rent burden: 10.7

Population outlook (Hamilton County) Hauer SSP2

• Today (2025): 826,054 people
• By 2030: 830,947 · +0.6%
• By 2040: 832,319 · +0.8%
• By 2050: 822,428 · -0.4%
• By 2075: 788,688 · -4.5%
• By 2100: 710,674 · -14.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Black 7% Two or more races 4%
• Common ancestry: Romanian 3% Lithuanian 2% Italian 2%
• Foreign-born: 3% · China
• Languages at home: 96% English-only · Arabic 1% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Hamilton

• 2024 margin: D (+14.9) · D 57.0% · R 42.1%
• 2008→2024 swing: +7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
• All cycles: 2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -126.31%
• Current HPI: 204.334
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+111.5% since first listed

12 events — show timeline

• 2026-06-18 Listed $275,000 Cincy MLS
• 2020-07-14 Sold (Public Records) $209,500 Public Records
• 2020-07-07 Sold (MLS) $209,500 Cincy MLS
• 2020-05-30 Contingent — Cincy MLS
• 2020-05-27 Listed $209,500 Cincy MLS
• 2015-08-29 Listing Removed — Cincy MLS
• 2015-08-17 Listed $105,000 Cincy MLS
• 2015-08-16 Listing Removed — Cincy MLS
• 2015-07-23 Price Changed $112,500 Cincy MLS
• 2015-06-13 Price Changed $119,900 Cincy MLS
• 2015-04-20 Price Changed $125,000 Cincy MLS
• 2015-02-16 Listed $130,000 Cincy MLS

Property tax history

+4.8%/yr

Latest (2025): $4,228 · +7.8% YoY. Source: county tax records.