3726 Sunnyville Dr · Corpus Christi, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.9/30.0
- ARV discount +6.8/15.0
- 1% rule +4.4/10.0
- Schools +3.9/10.0
- Livability +3.9/5.0
- DSCR +3.8/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$196,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Stunning 3 bedroom, 2 bath house located in a quiet Calallen neighborhood! Step inside to a beautiful home that features an open floor plan! This immaculate house features vaulted ceilings and numerous upgrades, including elegant new light fixtures. A large kitchen boasts gorgeous wooden cabinets, allowing for plenty of storage space. Neutral color schemes throughout allow for a move-in ready home! Located in the Calallen School District, a fenced backyard and quiet street make this the ideal location for families. A brick patio in the fenced backyard makes the perfect gathering spot for friends and family. Landscaping includes mature trees and gardens. Spend your afternoons at the nearby park, located just a block away! Homes like this are hard to find, and never stay available for long!
Key facts
- New flooring
- New appliances
- Outdoor space
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $196k.
Deal economics
- At list price, monthly cash flow is $-16 ($-187/yr) — negative.
- To cash-flow at today's rent, offer at most $193k (1.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (6.3% below list).
- Recommended offer: $184k (6.3% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 3.6% in Corpus Christi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#66 in TX, #2,404 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Calallen ISD (urban): math 42% / reading 44% proficiency, ranked #249 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Calallen East El (math 22% / reading 22%, grade F, #3,333 of 4,322 statewide, top 80%, 475 students, 74% FRL); Calallen Middle (math 40% / reading 40%, grade F, #646 of 1,662 statewide, top 40%, 968 students, 53% FRL); Calallen H S (math 47% / reading 59%, grade C-, #437 of 1,632 statewide, top 27%, 1,180 students, 51% FRL) — zoned schools average 59% FRL vs 43% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.0%/yr); 339 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,397 units permitted in Nueces County in 2024 (47 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Nueces County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 22y ago; this cycle's ask is 10495% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 6.20%
- Cash-on-cash
- -0.34%
- DSCR
- 0.98
- GRM
- 8.9
CMA / ARV
- ARV (on-the-fly)
- $192,892
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3726 Sunnyville Dr | 0.00mi | 3/2.0 | 1,162 (0%) | 1mo | $196,000 | $169 | 99 |
| 3830 Brookhill Dr | 0.16mi | 3/2.0 | 1,159 (-0%) | 4mo | $186,000 | $160 | 89 |
| 13201 Oglethorpe Dr | 0.09mi | 3/2.0 | 1,193 (+3%) | 5mo | $179,900 | $151 | 87 |
| 3625 Rushing Blvd | 0.39mi | 3/1.5 | 1,179 (+2%) | 1mo | $100,000 | $85 | 76 |
| 13205 Oglethorpe Dr | 0.10mi | 3/2.0 | 1,012 (-13%) | 1mo | $172,900 | $171 | 73 |
| 3241 El Dorado Dr | 0.54mi | 3/2.0 | 1,204 (+4%) | 6mo | $255,000 | $212 | 64 |
| 3201 Wrangler St | 0.59mi | 3/2.0 | 1,219 (+5%) | 2mo | $193,000 | $158 | 63 |
| 13205 Hearn Rd | 0.31mi | 3/3.0 | 1,262 (+9%) | 5mo | $135,000 | $107 | 63 |
| 13282 Silverado Dr | 0.65mi | 3/2.0 | 1,226 (+6%) | 4mo | $225,000 | $184 | 57 |
| 13225 Roadrunner St | 0.64mi | 3/2.0 | 1,260 (+8%) | 4mo | $204,999 | $163 | 53 |
| 13213 Roadrunner St | 0.64mi | 3/2.0 | 1,260 (+8%) | 7mo | $228,999 | $182 | 50 |
| 13254 Silverado Dr | 0.67mi | 3/2.0 | 1,260 (+8%) | 6mo | $208,999 | $166 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.98% rent growth · sell at horizon
- IRR
- -18.0%
- Equity multiple
- 0.37×
- Total profit
- $-34,522
- Equity at exit
- $29,224
- IRR
- -12.4%
- Equity multiple
- 0.30×
- Total profit
- $-38,449
- Equity at exit
- $16,946
Cash invested: $54,880 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78410
- Rents YoY
- 2.0%
- Active inventory
- 339
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,837 medium interval (Pro) →
- Mortgage (P&I)
- −$1,028
- Tax from tax record
- −$358 /mo · $4,291/yr
- Insurance
- −$82
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$386
- Net cashflow
- $-16
Break-even live
Sensitivity live
| Price | -10% $95 | -5% $40 | +0% $-16 | +5% $-71 | +10% $-127 |
|---|---|---|---|---|---|
| Rent | -10% $-161 | -5% $-88 | +0% $-16 | +5% $57 | +10% $130 |
| Rate | -1.0pp $83 | -0.5pp $34 | base $-16 | +0.5pp $-66 | +1.0pp $-118 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,000
- Closing costs
- $5,880
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13665 Teague Ln Corpus Christi, TX | 2.0 | 2.0 | 1214 | $1,550 | $1.28 | 15d | 1 | 0.77mi |
| 11934 Hearn Rd Unit 1351574P Corpus Christi, TX | 2.0 | 2.0 | 1022 | $2,613 | $2.56 | 45d | 1 | 1.30mi |
Listing history 12 events
-
2026-04-20status Pending
-
2026-04-10historical
-
2026-04-10historical $1,850
-
2026-03-31$1,850
-
2026-03-27$196,000 Active
-
2014-05-01soldstatus
-
2014-04-30soldstatus 799-char remark
Show marketing remark (799 chars)
Stunning 3 bedroom, 2 bath house located in a quiet Calallen neighborhood! Step inside to a beautiful home that features an open floor plan! This immaculate house features vaulted ceilings and numerous upgrades, including elegant new light fixtures. A large kitchen boasts gorgeous wooden cabinets, allowing for plenty of storage space. Neutral color schemes throughout allow for a move-in ready home! Located in the Calallen School District, a fenced backyard and quiet street make this the ideal location for families. A brick patio in the fenced backyard makes the perfect gathering spot for friends and family. Landscaping includes mature trees and gardens. Spend your afternoons at the nearby park, located just a block away! Homes like this are hard to find, and never stay available for long!
-
2014-03-24$124,900 799-char remark
Show marketing remark (799 chars)
Stunning 3 bedroom, 2 bath house located in a quiet Calallen neighborhood! Step inside to a beautiful home that features an open floor plan! This immaculate house features vaulted ceilings and numerous upgrades, including elegant new light fixtures. A large kitchen boasts gorgeous wooden cabinets, allowing for plenty of storage space. Neutral color schemes throughout allow for a move-in ready home! Located in the Calallen School District, a fenced backyard and quiet street make this the ideal location for families. A brick patio in the fenced backyard makes the perfect gathering spot for friends and family. Landscaping includes mature trees and gardens. Spend your afternoons at the nearby park, located just a block away! Homes like this are hard to find, and never stay available for long!
-
2005-06-24soldstatus 89-char remark
Show marketing remark (89 chars)
NEW CONSTRUCTION, 3/2 WITH OPEN FLOORPLAN, CAULTED CEILINGS. WHY RENT? CALALLEN SCHOOLS!
-
2005-02-04$92,900 89-char remark
Show marketing remark (89 chars)
NEW CONSTRUCTION, 3/2 WITH OPEN FLOORPLAN, CAULTED CEILINGS. WHY RENT? CALALLEN SCHOOLS!
-
2004-07-22$94,500
-
2004-06-24soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,291 · $358/mo
- Projected year-2 tax
- $4,291 · $358/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,049
- − Mortgage interest
- −$10,979
- − Property taxes
- −$4,291
- − Insurance
- −$980
- − Repairs & maintenance
- −$1,764
- − Management
- −$1,764
- − Depreciation
- −$5,702
- Taxable loss
- −$3,431
- Est. tax savings @ 24.0%
- +$823
- After-tax cash flow
- $637/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Calallen ISD
- NCES district ID
- 4812420
- Math proficiency
- 42% ▼ -15.00%
- Reading proficiency
- 44% ▼ -9.00%
- Median HH income
- $73,780
- Composite
- 39.25/100
- National rank
- #4004
- State rank
- #249 of 826 in TX
Livability — Corpus Christi
- Score
- 78/100
- State rank
- #66
- US rank
- #2404
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Corpus Christi, TX
- County
- Nueces County · 296,836 people
- City population
- 296,836
- Metro
- Corpus Christi, TX
- Population (ZIP)
- 29,040
- Household income
- $79,308
- Rent vs Own
- Severe rent burden
- 324.0
Population outlook (Nueces County) Hauer SSP2
- Today (2025)
- 418,037 people
- By 2030
- 447,123 · +7.0%
- By 2040
- 505,911 · +21.0%
- By 2050
- 567,522 · +35.8%
- By 2075
- 729,686 · +74.6%
- By 2100
- 847,087 · +102.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (59%)
- Race & ethnicity
- Hispanic / Latino 59% White 38% Two or more races 35% Black 1%
- Hispanic origin (detail)
- Mexican 54% Puerto Rican 2%
- Common ancestry
- Slovak 1% Lithuanian 1% Iranian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 71% English-only · Spanish 28%
Political lean MEDSL · Nueces
- 2024 margin
- R (+11.5) · D 43.8% · R 55.3%
- 2008→2024 swing
- -7.1pp toward R · 2008: -4.4pp · 2024: -11.5pp
- All cycles
- 2024: R+11.5 2020: R+2.9 2016: R+1.5 2012: R+3.2 2008: R+4.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -145.45%
- Current HPI
- 174.0462
- Rent YoY
- ▲ 1.98%
- Metro
- Corpus Christi, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-98.0% since first listed12 events — show timeline
- 2026-04-20 Pending — CBMLS
- 2026-04-10 Delisted — CBMLS
- 2026-04-10 Rental Removed $1,850 CBMLS
- 2026-03-31 Listed for Rent $1,850 CBMLS
- 2026-03-27 Listed $196,000 CBMLS
- 2014-05-01 Sold (Public Records) — Public Records
- 2014-04-30 Sold (MLS) — CBMLS
- 2014-03-24 Listed $124,900 CBMLS
- 2005-06-24 Sold (MLS) — CBMLS
- 2005-02-04 Listed $92,900 CBMLS
- 2004-07-22 Listed $94,500 CBMLS
- 2004-06-24 Sold (Public Records) — Public Records
Property tax history
+4.6%/yrLatest (2025): $4,291 · +11.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…