CashFlowRE
Sign in Sign up
3726 Sunnyville Dr
D Composite 41.18
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.9/30.0
  • ARV discount +6.8/15.0
  • 1% rule +4.4/10.0
  • Schools +3.9/10.0
  • Livability +3.9/5.0
  • DSCR +3.8/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$196,000

3726 Sunnyville Dr · Corpus Christi, TX 78410
3 bd · 2.0 ba · 1,162 sqft · SingleFamily public records · 13 Days on market
Built 2004 4,500 sqft lot Est $193k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Stunning 3 bedroom, 2 bath house located in a quiet Calallen neighborhood! Step inside to a beautiful home that features an open floor plan! This immaculate house features vaulted ceilings and numerous upgrades, including elegant new light fixtures. A large kitchen boasts gorgeous wooden cabinets, allowing for plenty of storage space. Neutral color schemes throughout allow for a move-in ready home! Located in the Calallen School District, a fenced backyard and quiet street make this the ideal location for families. A brick patio in the fenced backyard makes the perfect gathering spot for friends and family. Landscaping includes mature trees and gardens. Spend your afternoons at the nearby park, located just a block away! Homes like this are hard to find, and never stay available for long!

Key facts

  • New flooring
  • New appliances
  • Outdoor space

Tags

NEW FLOORINGFRESH INTERIOR PAINTNEW APPLIANCESOUTDOOR SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $196k.

Deal economics

  • At list price, monthly cash flow is $-16 ($-187/yr) — negative.
  • To cash-flow at today's rent, offer at most $193k (1.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (6.3% below list).
  • Recommended offer: $184k (6.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.6% in Corpus Christi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#66 in TX, #2,404 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Calallen ISD (urban): math 42% / reading 44% proficiency, ranked #249 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Calallen East El (math 22% / reading 22%, grade F, #3,333 of 4,322 statewide, top 80%, 475 students, 74% FRL); Calallen Middle (math 40% / reading 40%, grade F, #646 of 1,662 statewide, top 40%, 968 students, 53% FRL); Calallen H S (math 47% / reading 59%, grade C-, #437 of 1,632 statewide, top 27%, 1,180 students, 51% FRL) — zoned schools average 59% FRL vs 43% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.0%/yr); 339 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,397 units permitted in Nueces County in 2024 (47 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Nueces County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 22y ago; this cycle's ask is 10495% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $183,741 (6.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.20%
Cash-on-cash
-0.34%
DSCR
0.98
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$192,892
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3726 Sunnyville Dr 0.00mi 3/2.0 1,162 (0%) 1mo $196,000 $169 99
3830 Brookhill Dr 0.16mi 3/2.0 1,159 (-0%) 4mo $186,000 $160 89
13201 Oglethorpe Dr 0.09mi 3/2.0 1,193 (+3%) 5mo $179,900 $151 87
3625 Rushing Blvd 0.39mi 3/1.5 1,179 (+2%) 1mo $100,000 $85 76
13205 Oglethorpe Dr 0.10mi 3/2.0 1,012 (-13%) 1mo $172,900 $171 73
3241 El Dorado Dr 0.54mi 3/2.0 1,204 (+4%) 6mo $255,000 $212 64
3201 Wrangler St 0.59mi 3/2.0 1,219 (+5%) 2mo $193,000 $158 63
13205 Hearn Rd 0.31mi 3/3.0 1,262 (+9%) 5mo $135,000 $107 63
13282 Silverado Dr 0.65mi 3/2.0 1,226 (+6%) 4mo $225,000 $184 57
13225 Roadrunner St 0.64mi 3/2.0 1,260 (+8%) 4mo $204,999 $163 53
13213 Roadrunner St 0.64mi 3/2.0 1,260 (+8%) 7mo $228,999 $182 50
13254 Silverado Dr 0.67mi 3/2.0 1,260 (+8%) 6mo $208,999 $166 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.98% rent growth · sell at horizon

5-year hold
IRR
-18.0%
Equity multiple
0.37×
Total profit
$-34,522
Equity at exit
$29,224
10-year hold
IRR
-12.4%
Equity multiple
0.30×
Total profit
$-38,449
Equity at exit
$16,946

Cash invested: $54,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78410

Rents YoY
2.0%
Active inventory
339
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,837 medium interval (Pro) →
Mortgage (P&I)
$1,028
Tax from tax record
$358 /mo · $4,291/yr
Insurance
$82
HOA
$0
Vacancy / Maint / Mgmt
$386
Net cashflow
$-16

Break-even live

Break-even rent $1,857
Max offer price $193,249
Occupancy floor 96%

Sensitivity live

Price -10% $95 -5% $40 +0% $-16 +5% $-71 +10% $-127
Rent -10% $-161 -5% $-88 +0% $-16 +5% $57 +10% $130
Rate -1.0pp $83 -0.5pp $34 base $-16 +0.5pp $-66 +1.0pp $-118

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,000
Closing costs
$5,880
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13665 Teague Ln Corpus Christi, TX 2.0 2.0 1214 $1,550 $1.28 15d 1 0.77mi
11934 Hearn Rd Unit 1351574P Corpus Christi, TX 2.0 2.0 1022 $2,613 $2.56 45d 1 1.30mi

Listing history 12 events

  1. 2026-04-20
    status Pending
  2. 2026-04-10
    historical
  3. 2026-04-10
    historical $1,850
  4. 2026-03-31
    listed $1,850
  5. 2026-03-27
    listed $196,000 Active
  6. 2014-05-01
    soldstatus
  7. 2014-04-30
    soldstatus 799-char remark
    Show marketing remark (799 chars)

    Stunning 3 bedroom, 2 bath house located in a quiet Calallen neighborhood! Step inside to a beautiful home that features an open floor plan! This immaculate house features vaulted ceilings and numerous upgrades, including elegant new light fixtures. A large kitchen boasts gorgeous wooden cabinets, allowing for plenty of storage space. Neutral color schemes throughout allow for a move-in ready home! Located in the Calallen School District, a fenced backyard and quiet street make this the ideal location for families. A brick patio in the fenced backyard makes the perfect gathering spot for friends and family. Landscaping includes mature trees and gardens. Spend your afternoons at the nearby park, located just a block away! Homes like this are hard to find, and never stay available for long!

  8. 2014-03-24
    listed $124,900 799-char remark
    Show marketing remark (799 chars)

    Stunning 3 bedroom, 2 bath house located in a quiet Calallen neighborhood! Step inside to a beautiful home that features an open floor plan! This immaculate house features vaulted ceilings and numerous upgrades, including elegant new light fixtures. A large kitchen boasts gorgeous wooden cabinets, allowing for plenty of storage space. Neutral color schemes throughout allow for a move-in ready home! Located in the Calallen School District, a fenced backyard and quiet street make this the ideal location for families. A brick patio in the fenced backyard makes the perfect gathering spot for friends and family. Landscaping includes mature trees and gardens. Spend your afternoons at the nearby park, located just a block away! Homes like this are hard to find, and never stay available for long!

  9. 2005-06-24
    soldstatus 89-char remark
    Show marketing remark (89 chars)

    NEW CONSTRUCTION, 3/2 WITH OPEN FLOORPLAN, CAULTED CEILINGS. WHY RENT? CALALLEN SCHOOLS!

  10. 2005-02-04
    listed $92,900 89-char remark
    Show marketing remark (89 chars)

    NEW CONSTRUCTION, 3/2 WITH OPEN FLOORPLAN, CAULTED CEILINGS. WHY RENT? CALALLEN SCHOOLS!

  11. 2004-07-22
    listed $94,500
  12. 2004-06-24
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,291 · $358/mo
Projected year-2 tax
$4,291 · $358/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,049
− Mortgage interest
−$10,979
− Property taxes
−$4,291
− Insurance
−$980
− Repairs & maintenance
−$1,764
− Management
−$1,764
− Depreciation
−$5,702
Taxable loss
−$3,431
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$823
After-tax cash flow
$637/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calallen ISD
NCES district ID
4812420
Math proficiency
42% ▼ -15.00%
Reading proficiency
44% ▼ -9.00%
Median HH income
$73,780
Composite
39.25/100
National rank
#4004
State rank
#249 of 826 in TX

Livability — Corpus Christi

Score
78/100
State rank
#66
US rank
#2404

Category grades

Amenities C Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Corpus Christi, TX
County
Nueces County · 296,836 people
City population
296,836
Metro
Corpus Christi, TX
Population (ZIP)
29,040
Household income
$79,308
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
324.0

Population outlook (Nueces County) Hauer SSP2

Today (2025)
418,037 people
By 2030
447,123 · +7.0%
By 2040
505,911 · +21.0%
By 2050
567,522 · +35.8%
By 2075
729,686 · +74.6%
By 2100
847,087 · +102.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (59%)
Race & ethnicity
Hispanic / Latino 59% White 38% Two or more races 35% Black 1%
Hispanic origin (detail)
Mexican 54% Puerto Rican 2%
Common ancestry
Slovak 1% Lithuanian 1% Iranian 1%
Foreign-born
6% · Canada
Languages at home
71% English-only · Spanish 28%

Political lean MEDSL · Nueces

2024 margin
R (+11.5) · D 43.8% · R 55.3%
2008→2024 swing
-7.1pp toward R · 2008: -4.4pp · 2024: -11.5pp
All cycles
2024: R+11.5 2020: R+2.9 2016: R+1.5 2012: R+3.2 2008: R+4.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.45%
Current HPI
174.0462
Rent YoY
▲ 1.98%
Metro
Corpus Christi, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-98.0% since first listed
12 events — show timeline
  • 2026-04-20 Pending CBMLS
  • 2026-04-10 Delisted CBMLS
  • 2026-04-10 Rental Removed $1,850 CBMLS
  • 2026-03-31 Listed for Rent $1,850 CBMLS
  • 2026-03-27 Listed $196,000 CBMLS
  • 2014-05-01 Sold (Public Records) Public Records
  • 2014-04-30 Sold (MLS) CBMLS
  • 2014-03-24 Listed $124,900 CBMLS
  • 2005-06-24 Sold (MLS) CBMLS
  • 2005-02-04 Listed $92,900 CBMLS
  • 2004-07-22 Listed $94,500 CBMLS
  • 2004-06-24 Sold (Public Records) Public Records

Property tax history

+4.6%/yr

Latest (2025): $4,291 · +11.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…