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1225 Taft Hwy #5
C+ Composite 62.7
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.9/5.0
  • Schools +3.4/10.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$139,900

1225 Taft Hwy #5 · Bakersfield, CA 93307
3 bd · 2.0 ba · 1,320 sqft · Manufactured public records · 31 Days on market
Built 2014 $106/sqft · 27% above area Est $110k · 27% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Retire in style with this 55+ West Hills Mobile Home Park home. This 2014 built Champion Home Builders Bradford Model Manufacture Home is clean and loaded with lots of upgrades. Which includes 3 bedrooms 2 full bathrooms, 2 living areas, open kitchen with granites counters, including a island, wood cabinetry, Whirlpool black appliances, recessed led lighting and a built in panty. Other features include vaulted ceilings, indoor laundry, wood look vinyl laminate flooring and much more. The outside includes a spacious covered balcony decking, upgraded concrete, mature landscaping and a storage shed. This home is in near new condition, bring your picky buyer and call your favorite Realtor to schedule your appointment.

Key facts

  • Upgraded concrete
  • Storage shed
  • Mature landscaping

Tags

UPGRADED CONCRETESPACIOUS COVERED BALCONYMATURE LANDSCAPINGSTORAGE SHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $140k.

Deal economics

  • At list price, monthly cash flow is $782 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 3.6% in Bakersfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#716 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: health & safety D, schools D-, crime F.
  • Kern High (urban): math 21% / reading 51% proficiency, ranked #860 of 1,400 in CA (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.7%/yr); 311 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.7% rent growth), your $39k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $100k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,703 (3.0% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
13.00%
Cash-on-cash
23.97%
DSCR
2.07
GRM
5.5

CMA / ARV

ARV (median comp)
$109,833
List price
$139,900
Delta
34.30%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1301 Taft Hwy #96 0.30mi 3/2.0 1,316 (-0%) 9mo $99,900 $76 78
1301 Taft #91 0.20mi 3/2.0 1,243 (-6%) 6mo $75,000 $60 76
1225 Taft Hwy #13 0.00mi 3/2.0 1,456 (+10%) 23mo $123,700 $85 64
1301 Taft Hwy #58 0.20mi 3/2.0 1,152 (-13%) 9mo $100,000 $87 62
1301 Taft Hwy #163 0.20mi 3/1.8 1,152 (-13%) 16mo $60,000 $52 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
20.1%
Equity multiple
1.84×
Total profit
$33,058
Equity at exit
$20,860
10-year hold
IRR
30.0%
Equity multiple
4.03×
Total profit
$118,554
Equity at exit
$12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93307

Rents YoY
5.7%
Active inventory
311
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$2,114 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$96 /mo · $1,146/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$444
Net cashflow
$782

Break-even live

Break-even rent $1,123
Max offer price $139,900
Occupancy floor 58%

Sensitivity live

Price -10% $861 -5% $822 +0% $782 +5% $743 +10% $703
Rent -10% $615 -5% $699 +0% $782 +5% $866 +10% $949
Rate -1.0pp $853 -0.5pp $818 base $782 +0.5pp $746 +1.0pp $709

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9118 Davedaly Ct Bakersfield, CA 3.0 2.0 1700 $2,300 $1.35 3d 1 0.78mi
265 Hudson Dr Bakersfield, CA 4.0 2.0 1766 $2,900 $1.64 3d 1 0.79mi
1408 Interlaken Dr Bakersfield, CA 3.0 2.0 1159 $2,250 $1.94 22d 1 0.87mi
8914 S Union Ave Bakersfield, CA 3.0 2.0 1500 $1,950 $1.30 3d 1 0.88mi
8602 Vincenso Way Bakersfield, CA 3.0 2.0 1607 $2,550 $1.59 3d 1 1.13mi
600 Hosking Ave Unit 47B Bakersfield, CA 2.0 1.5 1008 $1,650 $1.64 11d 1 1.19mi
600 Hosking Ave Apt 69A Bakersfield, CA 3.0 2.0 1208 $1,850 $1.53 19d 1 1.19mi
600 Hosking Ave Unit 47C Bakersfield, CA 2.0 1.5 1008 $1,650 $1.64 3d 1 1.19mi
600 Hosking Ave Unit 56A Bakersfield, CA 3.0 2.0 1200 $1,750 $1.46 3d 1 1.19mi
600 Hosking Ave Unit 51D Bakersfield, CA 3.0 2.0 1200 $1,800 $1.50 4d 1 1.19mi
600 Hosking Ave Unit 75B Bakersfield, CA 2.0 1.5 1008 $1,650 $1.64 22d 1 1.19mi
600 Hosking Ave Unit 73D Bakersfield, CA 3.0 2.0 1230 $1,850 $1.50 44d 1 1.19mi
600 Hosking Ave Unit 43B Bakersfield, CA 2.0 1.5 1050 $1,650 $1.57 44d 1 1.19mi
301 Alysheba Dr Bakersfield, CA 4.0 2.5 1864 $2,650 $1.42 11d 1 1.24mi
1305 Quartz Hill Rd Bakersfield, CA 3.0 2.0 1351 $2,250 $1.67 3d 1 1.31mi
1318 Evadonna Rd Bakersfield, CA 3.0 2.0 1012 $2,200 $2.17 11d 1 1.40mi

Listing history 45 events

  1. 2026-06-18
    days on market $139,900 Active 31 DOM
  2. 2026-06-17
    days on market $139,900 Active 30 DOM
  3. 2026-06-16
    days on market $139,900 Active 29 DOM
  4. 2026-06-15
    days on market $139,900 Active 28 DOM
  5. 2026-06-14
    days on market $139,900 Active 26 DOM
  6. 2026-06-13
    days on market $139,900 Active 25 DOM
  7. 2026-06-10
    days on market $139,900 Active 23 DOM
  8. 2026-06-09
    days on market $139,900 Active 22 DOM
  9. 2026-06-08
    days on market $139,900 Active 21 DOM
  10. 2026-06-07
    days on market $139,900 Active 20 DOM
  11. 2026-06-05
    days on market $139,900 Active 17 DOM
  12. 2026-06-03
    days on market $139,900 Active 16 DOM
  13. 2026-06-03
    days on market $139,900 Active 15 DOM
  14. 2026-06-01
    days on market $139,900 Active 14 DOM
  15. 2026-05-31
    days on market $139,900 Active 13 DOM
  16. 2026-05-18
    listed $139,900 Active 723-char remark
    Show marketing remark (723 chars)

    Retire in style with this 55+ West Hills Mobile Home Park home. This 2014 built Champion Home Builders Bradford Model Manufacture Home is clean and loaded with lots of upgrades. Which includes 3 bedrooms 2 full bathrooms, 2 living areas, open kitchen with granites counters, including a island, wood cabinetry, Whirlpool black appliances, recessed led lighting and a built in panty. Other features include vaulted ceilings, indoor laundry, wood look vinyl laminate flooring and much more. The outside includes a spacious covered balcony decking, upgraded concrete, mature landscaping and a storage shed. This home is in near new condition, bring your picky buyer and call your favorite Realtor to schedule your appointment.

  17. 2026-05-15
    price $139,900 723-char remark
    Show marketing remark (723 chars)

    Retire in style with this 55+ West Hills Mobile Home Park home. This 2014 built Champion Home Builders Bradford Model Manufacture Home is clean and loaded with lots of upgrades. Which includes 3 bedrooms 2 full bathrooms, 2 living areas, open kitchen with granites counters, including a island, wood cabinetry, Whirlpool black appliances, recessed led lighting and a built in panty. Other features include vaulted ceilings, indoor laundry, wood look vinyl laminate flooring and much more. The outside includes a spacious covered balcony decking, upgraded concrete, mature landscaping and a storage shed. This home is in near new condition, bring your picky buyer and call your favorite Realtor to schedule your appointment.

  18. 2026-01-20
    listed $147,500 Active 723-char remark
    Show marketing remark (723 chars)

    Retire in style with this 55+ West Hills Mobile Home Park home. This 2014 built Champion Home Builders Bradford Model Manufacture Home is clean and loaded with lots of upgrades. Which includes 3 bedrooms 2 full bathrooms, 2 living areas, open kitchen with granites counters, including a island, wood cabinetry, Whirlpool black appliances, recessed led lighting and a built in panty. Other features include vaulted ceilings, indoor laundry, wood look vinyl laminate flooring and much more. The outside includes a spacious covered balcony decking, upgraded concrete, mature landscaping and a storage shed. This home is in near new condition, bring your picky buyer and call your favorite Realtor to schedule your appointment.

  19. 2025-11-03
    price $144,500
  20. 2025-08-21
    price $148,000
  21. 2025-07-02
    price $149,500
  22. 2025-05-09
    listed $155,000 Active
  23. 2021-05-28
    soldstatus $99,500 Sold
  24. 2021-05-26
    status Pending Sale
  25. 2021-05-26
    soldstatus $99,500 Closed Sale
  26. 2021-04-29
    status Pending
  27. 2021-04-28
    historical Active Under Contract
  28. 2021-04-20
    listed $99,500 Active
  29. 2021-04-19
    listed $99,500 Active
  30. 2020-07-26
    price $80,000
  31. 2020-07-24
    soldstatus $80,000 Sold
  32. 2020-06-15
    status Pending
  33. 2020-06-15
    price $85,000
  34. 2020-02-13
    price $85,000
  35. 2019-10-02
    listed $89,000 Active
  36. 2018-08-04
    price $75,000
  37. 2018-08-03
    soldstatus $75,000 Sold
  38. 2018-06-19
    status Pending
  39. 2018-06-19
    price $82,500
  40. 2018-05-07
    price $82,500
  41. 2018-04-03
    price $85,000
  42. 2018-02-07
    listed $95,000 Active
  43. 2017-09-01
    price $109,900
  44. 2017-07-10
    price $114,900
  45. 2017-06-07
    price $119,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,146 · $96/mo
Projected year-2 tax
$1,146 · $96/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 33 unhealthy d/yr today · 37 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,364
− Mortgage interest
−$7,837
− Property taxes
−$1,146
− Insurance
−$700
− Repairs & maintenance
−$2,029
− Management
−$2,029
− Depreciation
−$4,070
Taxable income
$7,553
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,813
After-tax cash flow
$7,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kern High
NCES district ID
0619540
Math proficiency
21% ▬ 0.00%
Reading proficiency
51% ▲ 2.00%
Median HH income
$49,686
Composite
33.68/100
National rank
#10443
State rank
#860 of 1400 in CA

Livability — Bakersfield

Score
58/100
State rank
#716
US rank
#21355

Category grades

Amenities F Commute F Cost of living F Crime F Employment C+ Housing A+ Health & safety D User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bakersfield, CA
County
Kern County · 710,371 people
City population
499,124
Metro
Bakersfield, CA
Population (ZIP)
85,945
Household income
$56,446
Rent vs Own
53.0% rent · 47.0% own
Severe rent burden
3246.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (80%)
Race & ethnicity
Hispanic / Latino 80% Two or more races 12% White 10% Black 6% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 73%
Common ancestry
Lithuanian 0%
Foreign-born
31% · Canada
Languages at home
28% English-only · Spanish 69% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -263.59%
Current HPI
447.1746
Rent YoY
▲ 5.71%
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+16.7% since first listed
30 events — show timeline
  • 2026-05-18 Listed $139,900 CRMLS
  • 2026-05-15 Price Changed $139,900 GEMLS
  • 2026-01-20 Listed $147,500 GEMLS
  • 2025-11-03 Price Changed $144,500 GEMLS
  • 2025-08-21 Price Changed $148,000 GEMLS
  • 2025-07-02 Price Changed $149,500 GEMLS
  • 2025-05-09 Listed $155,000 GEMLS
  • 2021-05-28 Sold (MLS) $99,500 GEMLS
  • 2021-05-26 Pending CRMLS
  • 2021-05-26 Sold (MLS) $99,500 CRMLS
  • 2021-04-29 Pending GEMLS
  • 2021-04-28 Contingent CRMLS
  • 2021-04-20 Listed $99,500 CRMLS
  • 2021-04-19 Listed $99,500 GEMLS
  • 2020-07-26 Price Changed $80,000 GEMLS
  • 2020-07-24 Sold (MLS) $80,000 GEMLS
  • 2020-06-15 Pending GEMLS
  • 2020-06-15 Price Changed $85,000 GEMLS
  • 2020-02-13 Price Changed $85,000 GEMLS
  • 2019-10-02 Listed $89,000 GEMLS
  • 2018-08-04 Price Changed $75,000 GEMLS
  • 2018-08-03 Sold (MLS) $75,000 GEMLS
  • 2018-06-19 Pending GEMLS
  • 2018-06-19 Price Changed $82,500 GEMLS
  • 2018-05-07 Price Changed $82,500 GEMLS
  • 2018-04-03 Price Changed $85,000 GEMLS
  • 2018-02-07 Listed $95,000 GEMLS
  • 2017-09-01 Price Changed $109,900 GEMLS
  • 2017-07-10 Price Changed $114,900 GEMLS
  • 2017-06-07 Price Changed $119,900 GEMLS

Property tax history

+0.5%/yr

Latest (2025): $1,146 · +5.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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