25436 Blossom Ct · Todd Mission, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.2/30.0
- ARV discount +13.6/15.0
- DSCR +5.4/10.0
- 1% rule +3.9/10.0
- Schools +3.9/10.0
- Livability +3.4/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$224,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen-featuring a center island and corner pantry-overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
Key facts
- Single-story layout
- Inviting kitchen
- Spacious great room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath land listed at $225k.
Deal economics
- At list price, monthly cash flow is $162 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (11.3% below list).
- Recommended offer: $198k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.2% vs local median 2.9% in Todd Mission — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#549 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
- Magnolia ISD (rural): math 42% / reading 45% proficiency, ranked #247 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 2283 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 122 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 122 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 7.16%
- Cash-on-cash
- 3.08%
- DSCR
- 1.14
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $259,968
- List price
- $224,900
- Delta
- -13.49%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.4% rent growth · sell at horizon
- IRR
- -14.2%
- Equity multiple
- 0.50×
- Total profit
- $-31,296
- Equity at exit
- $33,533
- IRR
- -9.9%
- Equity multiple
- 0.46×
- Total profit
- $-34,046
- Equity at exit
- $19,445
Cash invested: $62,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77316
- Home prices YoY
- -10.7%
- Rents YoY
- 0.4%
- Active inventory
- 2283
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $1,996 medium interval (Pro) →
- Mortgage (P&I)
- −$1,179
- Tax from tax record
- −$96 /mo · $1,149/yr
- Insurance
- −$94
- HOA
- −$46
- Vacancy / Maint / Mgmt
- −$419
- Net cashflow
- $162
Break-even live
Sensitivity live
| Price | -10% $289 | -5% $225 | +0% $162 | +5% $98 | +10% $34 |
|---|---|---|---|---|---|
| Rent | -10% $4 | -5% $83 | +0% $162 | +5% $240 | +10% $319 |
| Rate | -1.0pp $275 | -0.5pp $219 | base $162 | +0.5pp $103 | +1.0pp $44 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,225
- Closing costs
- $6,747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 25553 Blossom Ct Montgomery, TX | 3.0 | 2.0 | 1249 | $1,690 | $1.35 | 3d | 1 | 0.28mi |
HOA detail
- Monthly dues
- $46 · $552/yr
Listing history 9 events
-
2026-05-07price $224,900 502-char remark
Show marketing remark (502 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen-featuring a center island and corner pantry-overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2026-05-06price $224,900 514-char remark
Show marketing remark (514 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen—featuring a center island and corner pantry—overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2026-03-22price $242,900 502-char remark
Show marketing remark (502 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen-featuring a center island and corner pantry-overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2026-03-20price $242,900 514-char remark
Show marketing remark (514 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen—featuring a center island and corner pantry—overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2026-02-26price $244,900 514-char remark
Show marketing remark (502 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen-featuring a center island and corner pantry-overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2026-02-26price $244,900 502-char remark
Show marketing remark (502 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen-featuring a center island and corner pantry-overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2026-01-27$249,900 Active 514-char remark
Show marketing remark (514 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen—featuring a center island and corner pantry—overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2025-12-30price $249,900 502-char remark
Show marketing remark (502 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen-featuring a center island and corner pantry-overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
-
2025-11-04$262,900 Active 502-char remark
Show marketing remark (502 chars)
Featuring a thoughtfully designed single-story layout, the Buchanan offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen-featuring a center island and corner pantry-overlooks an open-concept area with a spacious great room and elegant dining area, providing access to a comfortable covered patio. Completing the home, a lavish primary suite includes a large walk-in closet and a private bath.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,149 · $96/mo
- Projected year-2 tax
- $4,116 · $343/mo
- Expected delta
- +$2,966/yr (+$247/mo · 258.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,946
- − Mortgage interest
- −$12,598
- − Property taxes
- −$1,149
- − Insurance
- −$1,124
- − Repairs & maintenance
- −$1,916
- − Management
- −$1,916
- − HOA
- −$552
- − Depreciation
- −$6,543
- Taxable loss
- −$1,851
- Est. tax savings @ 24.0%
- +$444
- After-tax cash flow
- $2,383/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Magnolia ISD
- NCES district ID
- 4828740
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $71,692
- Composite
- 39.46/100
- National rank
- #3958
- State rank
- #247 of 826 in TX
Livability — Todd Mission
- Score
- 67/100
- State rank
- #549
- US rank
- #10627
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Montgomery County · 663,713 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 34,694
- Household income
- $124,055
- Rent vs Own
- Severe rent burden
- 273.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 713,896 people
- By 2030
- 805,263 · +12.8%
- By 2040
- 992,708 · +39.1%
- By 2050
- 1,179,590 · +65.2%
- By 2075
- 1,628,084 · +128.1%
- By 2100
- 1,937,880 · +171.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Hispanic / Latino 14% Two or more races 11% Black 1% Asian 1%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Lithuanian 6% Slovak 3% Romanian 3%
- Foreign-born
- 6% · Canada
- Languages at home
- 90% English-only · Spanish 8%
Political lean MEDSL · Montgomery
- 2024 margin
- Solid R (+45.5) · D 26.8% · R 72.3%
- 2008→2024 swing
- +7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
- All cycles
- 2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -31.44%
- Current HPI
- 262.6973
- Rent YoY
- ▲ 0.40%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-14.5% since first listed9 events — show timeline
- 2026-05-07 Price Changed $224,900 Zillow
- 2026-05-06 Price Changed $224,900 HARMLS
- 2026-03-22 Price Changed $242,900 Zillow
- 2026-03-20 Price Changed $242,900 HARMLS
- 2026-02-26 Price Changed $244,900 HARMLS
- 2026-02-26 Price Changed $244,900 Zillow
- 2026-01-27 Listed $249,900 HARMLS
- 2025-12-30 Price Changed $249,900 Zillow
- 2025-11-04 Listed $262,900 Zillow
Property tax history
-0.1%/yrLatest (2025): $1,149 · -0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…