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201 Williams St
D- Composite 39.53
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +6.3/15.0
  • Schools +4.5/10.0
  • DSCR +3.9/10.0
  • Livability +3.7/5.0
  • Rent growth +2.8/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,900

201 Williams St · Grovetown, GA 30813
3 bd · 1.0 ba · 1,912 sqft · SingleFamily public records · 42 Days on market
Built 1969 0.47 ac lot $131/sqft · at area comps Est $243k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 3-Bed Home in the Heart of Grovetown -- Minutes from Fort Gordon Welcome to this inviting 4-bedroom, 2-bath house located in the heart of Grovetown. Bright, large eat-in kitchen perfect for family meals and casual entertaining. Spacious living areas and a practical layout that's move-in ready. Outdoor living shines on a large, flat lot featuring two storage buildings, a private backyard with gazebo and patio, and a full privacy fence -- ideal for kids, pets, and weekend gatherings. Conveniently close to schools, shopping, recreation, and restaurants, and just minutes from Fort Gordon.

Key facts

  • Full privacy fence
  • Private backyard
  • Storage buildings

Tags

EAT-IN KITCHENLARGE FLAT LOTPRIVATE BACKYARDSTORAGE BUILDINGSFULL PRIVACY FENCE

Property features AI

Finance

  • Other: Zoning: R-2
  • HOA & community: Street lights

Exterior

  • Parking: Concrete parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence; One story; Entry level: 1
  • Construction: Brick construction; See remarks for additional construction details; Composition roof; Slab foundation; Built (year not provided)
  • Exterior features: Covered patio/porch; Front porch; Rear porch; Privacy fencing; Fenced yard; Outbuilding; Has view

Interior

  • Kitchen: Refrigerator; Range; Dishwasher
  • Flooring: Carpet; Laminate; Vinyl; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Ceiling fan(s); Natural gas heating; Fireplace(s)
  • Interior features: Walk-in closet(s); Pantry; Eat-in kitchen; Window coverings; Smoke detector(s)
  • Laundry & utility: Washer; Dryer; Washer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-7 ($-81/yr) — negative.
  • To cash-flow at today's rent, offer at most $249k (0.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (22.9% below list).
  • Recommended offer: $193k (22.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.6% in Grovetown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Grovetown Elementary School (math 39% / reading 31%, grade F, #523 of 1,228 statewide, top 43%, 979 students, 56% FRL); Grovetown Middle School (math 25% / reading 38%, grade F, #234 of 470 statewide, top 50%, 1,080 students, 49% FRL); Grovetown High School (math 15% / reading 25%, grade F, #232 of 424 statewide, top 56%, 2,236 students, 34% FRL) — zoned schools average 46% FRL vs 26% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 29% at this address vs 50% district-wide (-22 pts) — the specific schools serving this property underperform the Columbia County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.1%/yr); 736 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 26y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,598 (22.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.26%
Cash-on-cash
-0.12%
DSCR
0.99
GRM
10.8

CMA / ARV

ARV (median comp)
$243,294
List price
$249,900
Delta
2.72%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
106 Walton Dr 0.28mi 3/2.0 1,792 (-6%) 1mo $308,000 $172 72
100 Buck Ave 0.32mi 3/2.0 1,817 (-5%) 8mo $259,000 $143 67
116 Bennett St 0.29mi 3/2.0 1,630 (-15%) 1mo $293,400 $180 57
4917 Cavan Pl 0.27mi 3/2.0 1,659 (-13%) 6mo $230,000 $139 56
4612 Martha Way 0.63mi 3/2.5 1,880 (-2%) 13mo $271,300 $144 51
649 Butler Springs Cir 0.70mi 3/2.0 2,064 (+8%) 0mo $280,000 $136 50
115 Wadsworth Ct 0.73mi 4/2.0 (+1) 1,866 (-2%) 10mo $255,000 $137 45
115 Summerfield Cir 0.61mi 3/2.0 1,722 (-10%) 10mo $260,000 $151 42
4308 Felmellow Dr 0.57mi 3/2.0 1,681 (-12%) 9mo $245,000 $146 42
636 Butler Springs Cir 0.71mi 3/2.0 1,728 (-10%) 7mo $265,000 $153 41
3916 Nantucket Circle Cir 0.67mi 4/2.0 (+1) 2,030 (+6%) 10mo $278,000 $137 41
211 Whiskey Rd 0.72mi 3/2.0 1,680 (-12%) 6mo $299,900 $179 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-18.4%
Equity multiple
0.36×
Total profit
$-44,538
Equity at exit
$37,261
10-year hold
IRR
-14.4%
Equity multiple
0.23×
Total profit
$-53,633
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
736
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$1,926 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$114 /mo · $1,364/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$404
Net cashflow
$-7

Break-even live

Break-even rent $1,935
Max offer price $248,707
Occupancy floor 95%

Sensitivity live

Price -10% $135 -5% $64 +0% $-7 +5% $-77 +10% $-148
Rent -10% $-159 -5% $-83 +0% $-7 +5% $69 +10% $145
Rate -1.0pp $119 -0.5pp $57 base $-7 +0.5pp $-72 +1.0pp $-137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
134 Barbara St Grovetown, GA 4.0 2.5 1701 $1,820 $1.07 46d 1 0.12mi
302 Dorn St Grovetown, GA 4.0 3.0 1698 $1,960 $1.15 46d 1 0.19mi
1010 Salford Pl Grovetown, GA 3.0 2.0 1527 $1,800 $1.18 23d 1 0.38mi
4003 Hidden Crossing Ln Grovetown, GA 3.0 2.5 1970 $1,995 $1.01 16d 2 0.57mi
630 Butler Springs Cir Grovetown, GA 3.0 2.0 1513 $1,895 $1.25 46d 1 0.76mi
301 Hazelnut Dr Grovetown, GA 3.0 2.0 1572 $1,500 $0.95 26d 1 0.85mi
301 Hazelnut Dr Grovetown, GA 3.0 2.0 1572 $1,500 $0.95 46d 1 0.85mi
707 Porter Ln Grovetown, GA 4.0 3.0 2160 $1,950 $0.90 16d 1 0.89mi
611 Butler Springs Cir Grovetown, GA 3.0 2.0 1780 $1,800 $1.01 16d 1 0.89mi
664 Butler Springs Cir Grovetown, GA 3.0 2.0 1542 $1,825 $1.18 46d 1 0.91mi
701 Benelli Ct Unit 00 740 Grovetown, GA 3.0 2.5 1500 $1,750 $1.17 46d 1 0.95mi
937 Arbor Springs Cir Grovetown, GA 4.0 2.0 1438 $2,000 $1.39 46d 1 0.97mi
937 Arbor Springs Cir Grovetown, GA 4.0 2.0 1438 $1,950 $1.36 26d 1 0.97mi
620 Goodale Ln Grovetown, GA 2.0 2.5 1500 $1,550 $1.03 46d 1 0.98mi
620 Goodale Ln Grovetown, GA 2.0 2.5 1500 $1,495 $1.00 26d 1 0.98mi
359 Washington St Grovetown, GA 4.0 2.0 1930 $1,775 $0.92 46d 1 1.03mi
345 Washington St Grovetown, GA 3.0 2.0 1455 $1,961 $1.35 23d 1 1.13mi
1000 Station Dr Grovetown, GA 1.0–3.0 1.0–2.5 1226 $2,435 $1.99 16d 26 1.14mi
2053 Lotus Dr Grovetown, GA 2.0 2.5 1244 $1,565 $1.26 46d 1 1.21mi
2027 Lotus Dr Grovetown, GA 2.0 2.5 1241 $1,515 $1.22 23d 1 1.25mi
7025 Hummingbird Dr Grovetown, GA 2.0 2.5 1244 $1,565 $1.26 46d 1 1.25mi
7026 Hummingbird Dr Grovetown, GA 2.0 2.5 1225 $1,515 $1.24 46d 1 1.27mi
5036 Mimosa Dr Grovetown, GA 2.0 2.5 1225 $1,515 $1.24 16d 1 1.27mi
2009 Lotus Dr Grovetown, GA 2.0 2.5 1244 $1,565 $1.26 46d 1 1.27mi
444 Madison St Grovetown, GA 3.0 2.0 1546 $1,700 $1.10 23d 1 1.28mi
444 Madison St Grovetown, GA 3.0 2.0 1546 $1,750 $1.13 46d 1 1.28mi
8022 Battle St Grovetown, GA 4.0 2.5 2461 $2,200 $0.89 46d 1 1.31mi
445 Northrop Pl Grovetown, GA 3.0 2.0 1300 $1,535 $1.18 26d 1 1.37mi
410 Northrop Pl Grovetown, GA 2.0 2.0 1366 $1,575 $1.15 16d 1 1.39mi
4007 Corners Way Unit Na Grovetown, GA 4.0 3.0 2226 $2,295 $1.03 16d 1 1.41mi
1913 Butternut Dr Grovetown, GA 2.0 2.5 1260 $1,785 $1.42 16d 1 1.42mi
135 Brighton Landing Dr Grovetown, GA 3.0 2.0 1588 $1,925 $1.21 26d 1 1.45mi
4046 Corners Way Grovetown, GA 4.0 2.5 2034 $2,025 $1.00 26d 1 1.45mi
4046 Corners Way Grovetown, GA 4.0 2.5 2034 $2,025 $1.00 46d 1 1.45mi
2057 Lake Forest Dr Grovetown, GA 4.0 2.0 1737 $1,825 $1.05 16d 1 1.49mi

Listing history 42 events

  1. 2026-06-23
    days on market $249,900 Active 42 DOM
  2. 2026-06-22
    days on market $249,900 Active 41 DOM
  3. 2026-06-18
    days on market $249,900 Active 38 DOM
  4. 2026-06-17
    days on market $249,900 Active 37 DOM
  5. 2026-06-16
    days on market $249,900 Active 36 DOM
  6. 2026-06-15
    days on market $249,900 Active 35 DOM
  7. 2026-06-14
    days on market $249,900 Active 33 DOM
  8. 2026-06-13
    days on market $249,900 Active 32 DOM
  9. 2026-06-10
    days on market $249,900 Active 30 DOM
  10. 2026-06-09
    days on market $249,900 Active 29 DOM
  11. 2026-06-08
    days on market $249,900 Active 28 DOM
  12. 2026-06-07
    pricedays on market $249,900 Active 27 DOM
  13. 2026-06-03
    days on market $259,900 Active 23 DOM
  14. 2026-06-02
    days on market $259,900 Active 22 DOM
  15. 2026-06-01
    days on market $259,900 Active 21 DOM
  16. 2026-05-31
    days on market $259,900 Active 20 DOM
  17. 2026-05-30
    days on market $259,900 Active 19 DOM
  18. 2026-04-28
    status Active
  19. 2026-04-22
    status Pending
  20. 2026-04-22
    historical
  21. 2026-04-08
    price $259,900
  22. 2026-03-12
    listed $264,900 Active
  23. 2026-03-12
    listed $259,900 Active 603-char remark
  24. 2026-02-21
    status Active
  25. 2026-02-20
    historical
  26. 2026-02-13
    price $59,900
  27. 2026-01-22
    status Active
  28. 2025-09-18
    historical
  29. 2025-09-18
    historical
  30. 2025-09-18
    historical
  31. 2025-09-16
    listed $270,000
  32. 2025-09-16
    listed $270,000
  33. 2021-10-26
    soldstatus $221,999
  34. 2021-10-26
    soldstatus $221,999
  35. 2021-09-27
    listed $214,900
  36. 2021-09-27
    listed $214,900
  37. 2019-07-24
    soldstatus $58,000
  38. 2019-06-12
    soldstatus $120,000
  39. 2019-06-05
    listed $89,900
  40. 2000-09-29
    soldstatus $58,000 Closed
  41. 2000-09-29
    soldstatus $58,000
  42. 2000-09-07
    listed $59,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,364 · $114/mo
Projected year-2 tax
$2,299 · $192/mo
Expected delta
+$935/yr (+$78/mo · 68.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,112
− Mortgage interest
−$13,998
− Property taxes
−$1,364
− Insurance
−$1,250
− Repairs & maintenance
−$1,849
− Management
−$1,849
− Depreciation
−$7,270
Taxable loss
−$4,467
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,072
After-tax cash flow
$991/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA

Livability — Grovetown

Score
73/100
State rank
#57
US rank
#5433

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Grovetown, GA
County
Columbia County · 154,184 people
City population
52,466
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
960.0

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Italian 2% Serbian 1% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.24%
Current HPI
233.821
Rent YoY
▲ 1.15%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+317.2% since first listed
26 events — show timeline
  • 2026-06-04 Price Changed $249,900 Hive MLS
  • 2026-04-28 Relisted Hive MLS
  • 2026-04-22 Pending Hive MLS
  • 2026-04-22 Listing Removed Hive MLS
  • 2026-04-08 Price Changed $259,900 Hive MLS
  • 2026-03-12 Listed $264,900 Hive MLS
  • 2026-03-12 Listed $259,900 Hive MLS
  • 2026-02-21 Relisted Hive MLS
  • 2026-02-20 Listing Removed Hive MLS
  • 2026-02-13 Price Changed $59,900 Hive MLS
  • 2026-01-22 Relisted Hive MLS
  • 2025-09-18 Listing Removed Hive MLS
  • 2025-09-18 Listing Removed Hive MLS
  • 2025-09-18 Listing Removed Hive MLS
  • 2025-09-16 Listed $270,000 Hive MLS
  • 2025-09-16 Listed $270,000 Hive MLS
  • 2021-10-26 Sold (MLS) $221,999 Hive MLS
  • 2021-10-26 Sold (MLS) $221,999 Hive MLS
  • 2021-09-27 Listed $214,900 Hive MLS
  • 2021-09-27 Listed $214,900 Hive MLS
  • 2019-07-24 Sold (MLS) $58,000 Hive MLS
  • 2019-06-12 Sold (Public Records) $120,000 Public Records
  • 2019-06-05 Listed $89,900 Hive MLS
  • 2000-09-29 Sold (MLS) $58,000 Hive MLS
  • 2000-09-29 Sold (MLS) $58,000 Hive MLS
  • 2000-09-07 Listed $59,900 Hive MLS

Property tax history

+4.2%/yr

Latest (2019): $1,364 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…