🌊 Lakefront
2005 Gold Lace Cactus · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 3 days/yr
- Hot days in 30 yrs
- 9 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.4/30.0
- Appreciation +6.0/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- DSCR +3.7/10.0
- 1% rule +3.6/10.0
- Schools +2.0/10.0
- Rent growth +0.7/5.0
$221,000
2005 Gold Lace Cactus · San Antonio, TX 78221
4 bd · 2.5 ba · 1,543 sqft · SingleFamily
· 146 Days on market
Built 2026
2,831 sqft lot
1-car garage
$143/sqft
· 33% below area
Est $330k · 33% under · waterfront
$15/mo HOA · 1% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
The Altaria is a charming two-story home featured at Sonora in San Antonio, TX. Featuring 2 classic front exteriors, this 4 bedroom, 2.5 bathroom home also offers 1543 square feet of living space and a 1-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an openconcept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a walk-in closet located off of the primary bathroom.
Key facts
- Gourmet kitchen
- Quality cabinets
- Quartz counter tops
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $221k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-160 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $198k (10.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (13.6% below list).
- Recommended offer: $191k (13.6% below list) — sets the bar for 1% rule.
- Cap rate 6.1% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Southside ISD (rural): math 16% / reading 25% proficiency, ranked #771 of 826 in TX (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Julian C Gallardo El (math 13% / reading 22%, grade F, #3,805 of 4,322 statewide, top 89%, 544 students, 87% FRL); Julius L Matthey Middle (math 17% / reading 25%, grade F, #1,387 of 1,662 statewide, top 85%, 604 students, 92% FRL); Southside H S (math 18% / reading 25%, grade F, #1,377 of 1,632 statewide, top 85%, 1,685 students, 85% FRL).
- Market conditions: Rents falling (-7.2%/yr); 519 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 58d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
- This rent runs 36% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $6k of equity ($2k loan paydown + $4k appreciation (2.0% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 146 days — a 12% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 3→9/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$190,859
(13.6% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 146 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.11%
- Cash-on-cash
- -0.67%
- DSCR
- 0.97
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $330,000
- List price
- $221,000
- Delta
- -33.03%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2052 Giant Cactus | 0.00mi | 4/2.5 | 1,543 (0%) | 2mo | $221,840 | $144 | 98 |
| — | 0.00mi | 3/1.0 (-1) | 1,608 (+4%) | 5mo | $90,000 | $56 | 78 |
| 11635 Boyd Bay | 0.59mi | 4/2.0 | 1,616 (+5%) | 2mo | $189,900 | $118 | 61 |
| 11742 Pelican Cv | 0.49mi | 3/2.0 (-1) | 1,635 (+6%) | 7mo | $249,995 | $153 | 55 |
| 751 Vermilion | 0.59mi | 3/2.0 (-1) | 1,454 (-6%) | 11mo | $234,999 | $162 | 47 |
| 12003 Kite Bnd | 0.61mi | 4/2.0 | 1,667 (+8%) | 14mo | $242,999 | $146 | 45 |
| 526 Lew Pass | 0.64mi | 3/2.0 (-1) | 1,474 (-4%) | 14mo | $229,343 | $156 | 44 |
| 11930 Pewee | 0.61mi | 4/2.0 | 1,683 (+9%) | 13mo | $260,000 | $154 | 44 |
| 514 Lew Pass | 0.67mi | 4/2.0 | 1,667 (+8%) | 14mo | $223,999 | $134 | 42 |
| 11219 Five Iron | 0.73mi | 3/2.0 (-1) | 1,649 (+7%) | 9mo | $185,000 | $112 | 40 |
| 714 Pelican Bch | 0.55mi | 3/2.0 (-1) | 1,714 (+11%) | 11mo | $220,000 | $128 | 40 |
| 12047 Pewee | 0.71mi | 3/2.0 (-1) | 1,718 (+11%) | 7mo | $275,000 | $160 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.03% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -0.1%
- Equity multiple
- 1.00×
- Total profit
- $-178
- Equity at exit
- $87,509
10-year hold
- IRR
- 2.7%
- Equity multiple
- 1.35×
- Total profit
- $21,679
- Equity at exit
- $126,276
Cash invested: $61,880 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 30 active · 18 under contract
- Months of supply
- 13.8 mo (7%/mo absorbed)
- Median asking
- $223,500 ($145/sqft)
- Median days on market
- 85 d
- This list price
- 47% of active listings are priced below it
- ARV vs active asking
- +47.3% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 78221
- Home prices YoY
- 0.8%
- Rents YoY
- -7.2%
- Active inventory
- 519
- Price-to-rent
- 9.6×
Monthly cashflow live
↻
- Estimated rent
- $1,909 high interval (Pro) →
- Mortgage (P&I)
- −$1,159
- Tax est. 1.5%
- −$276 /mo · $3,315/yr
- Insurance
- −$92
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$15
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$401
- Net cashflow
- $-160
Break-even live
Break-even rent
$2,111
Max offer price
$197,891
Occupancy floor
—
Sensitivity live
| Price | -10% $-7 | -5% $-83 | +0% $-160 | +5% $-236 | +10% $-312 |
|---|---|---|---|---|---|
| Rent | -10% $-310 | -5% $-235 | +0% $-160 | +5% $-84 | +10% $-9 |
| Rate | -1.0pp $-48 | -0.5pp $-103 | base $-160 | +0.5pp $-217 | +1.0pp $-275 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $55,250
- Closing costs
- $6,630
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2203 Cielo Rio, Lot 102 San Antonio, TX | 2.0–4.0 | 2.0–2.5 | 1574 | $2,845 | $1.81 | 0d | 35 | 0.02mi |
| 710 Titleist Cv San Antonio, TX | 4.0 | 2.5 | 1950 | $1,680 | $0.86 | 139d | 1 | 0.28mi |
| 11931 Fuzzy Path San Antonio, TX | 4.0 | 2.5 | 1856 | $1,950 | $1.05 | 62d | 1 | 0.46mi |
| 11942 Fuzzy Path San Antonio, TX | 3.0 | 2.0 | 1056 | $1,500 | $1.42 | 23d | 1 | 0.49mi |
| 11963 Sand Wedge Way San Antonio, TX | 3.0 | 3.5 | 1474 | $1,575 | $1.07 | 100d | 1 | 0.56mi |
| 11967 Sand Wedge Way San Antonio, TX | 4.0 | 2.5 | 1905 | $1,707 | $0.90 | 6d | 1 | 0.57mi |
| 807 Blue Lndg San Antonio, TX | 3.0 | 2.0 | 1630 | $1,700 | $1.04 | 70d | 1 | 0.62mi |
| 615 Bean Bnd San Antonio, TX | 4.0 | 2.0 | 1683 | $1,799 | $1.07 | 88d | 1 | 0.62mi |
| 615 Bean Bnd San Antonio, TX | 4.0 | 2.0 | 1683 | $1,650 | $0.98 | 67d | 1 | 0.62mi |
| 811 Blue Lndg San Antonio, TX | 4.0 | 2.0 | 1968 | $1,950 | $0.99 | 0d | 1 | 0.62mi |
| 718 Albatross Way San Antonio, TX | 3.0 | 2.0 | 1436 | $1,650 | $1.15 | 108d | 1 | 0.63mi |
| 11426 Four Iron Way San Antonio, TX | 4.0 | 2.5 | 1814 | $1,695 | $0.93 | 100d | 1 | 0.64mi |
| 606 Bean Bnd San Antonio, TX | 3.0 | 2.0 | 1462 | $1,600 | $1.09 | 9d | 1 | 0.64mi |
| 742 Haas Way San Antonio, TX | 4.0 | 2.0 | 1699 | $1,895 | $1.12 | 0d | 1 | 0.70mi |
| 742 Haas Way San Antonio, TX | 4.0 | 2.0 | 1699 | $2,100 | $1.24 | 113d | 1 | 0.70mi |
| 12026 Links Pkwy San Antonio, TX | 4.0 | 2.0 | 1699 | $2,000 | $1.18 | 40d | 1 | 0.70mi |
| 11958 Warbler San Antonio, TX | 4.0 | 2.5 | 2021 | $2,000 | $0.99 | 57d | 1 | 0.71mi |
| 11958 Warbler San Antonio, TX | 4.0 | 2.5 | 2021 | $1,900 | $0.94 | 9d | 1 | 0.71mi |
| 750 Haas Way San Antonio, TX | 3.0 | 2.0 | 1453 | $1,775 | $1.22 | 42d | 1 | 0.71mi |
| 750 Haas Way San Antonio, TX | 3.0 | 2.0 | 1453 | $1,650 | $1.14 | 9d | 1 | 0.71mi |
| 12055 Links Pkwy San Antonio, TX | 3.0 | 2.0 | 1479 | $1,525 | $1.03 | 42d | 1 | 0.73mi |
| 12055 Links Pkwy San Antonio, TX | 3.0 | 2.0 | 1479 | $1,625 | $1.10 | 119d | 1 | 0.73mi |
| 914 Albatross Way San Antonio, TX | 3.0 | 2.0 | 1226 | $1,475 | $1.20 | 7d | 1 | 0.74mi |
| 706 Red Field Way San Antonio, TX | 4.0 | 2.0 | 1695 | $1,797 | $1.06 | 70d | 1 | 0.75mi |
| 12030 Picard Bnd San Antonio, TX | 3.0 | 2.0 | 1450 | $1,395 | $0.96 | 3d | 1 | 0.79mi |
| 12038 Picard Bnd San Antonio, TX | 3.0 | 2.0 | 1450 | $1,800 | $1.24 | 23d | 1 | 0.80mi |
| 11726 Trevino Ter San Antonio, TX | 3.0 | 2.0 | 1653 | $1,850 | $1.12 | 63d | 1 | 0.81mi |
| 12015 Still Pass San Antonio, TX | 4.0 | 2.0 | 1635 | $1,600 | $0.98 | 116d | 1 | 0.82mi |
| 922 Manero Pass San Antonio, TX | 4.0 | 2.5 | 1950 | $1,850 | $0.95 | 119d | 1 | 0.90mi |
| 13415 Turnesa Ter San Antonio, TX | 3.0 | 2.0 | 1226 | $1,495 | $1.22 | 0d | 1 | 0.91mi |
| 934 Cook Bnd San Antonio, TX | 4.0 | 2.0 | 1627 | $1,445 | $0.89 | 119d | 1 | 0.93mi |
| 1003 Beck Ter San Antonio, TX | 3.0 | 2.0 | 1213 | $1,450 | $1.20 | 9d | 1 | 0.99mi |
| 13527 Turnesa Ter San Antonio, TX | 3.0 | 2.0 | 1271 | $1,528 | $1.20 | 23d | 1 | 1.02mi |
| 13422 Furyk Dr San Antonio, TX | 3.0 | 2.0 | 1354 | $1,495 | $1.10 | 23d | 1 | 1.02mi |
| 13422 Furyk Dr San Antonio, TX | 3.0 | 2.0 | 1354 | $1,495 | $1.10 | 0d | 1 | 1.02mi |
| 907 Stricker Path San Antonio, TX | 3.0 | 2.0 | 1129 | $1,450 | $1.28 | 70d | 1 | 1.02mi |
| 13106 Levi Ter San Antonio, TX | 3.0 | 2.0 | 1450 | $1,395 | $0.96 | 9d | 1 | 1.03mi |
| 13222 Dutra Rd San Antonio, TX | 3.0 | 2.0 | 1266 | $1,595 | $1.26 | 119d | 1 | 1.03mi |
| 13206 Dutra Rd San Antonio, TX | 4.0 | 2.5 | 1956 | $1,700 | $0.87 | 139d | 1 | 1.04mi |
| 13127 Levi Ter San Antonio, TX | 4.0 | 2.5 | 1953 | $1,800 | $0.92 | 76d | 1 | 1.06mi |
Property features AI
Finance
- Other
- Subdivision: SONORA
- Financial info
- Down payment resources not indicated
- HOA & community
- Mandatory HOA with annual fee of $180
Exterior
- Parking
- Attached 1-car garage
- Security
- Smoke alarm
- Utilities
- Water: SAWS (city water and sewer)Sewer: SAWSGas: CPSElectricity: CPSHERS rated
- Home design
- Single-family home (new construction by D.R. Horton)Siding and cement fiber exteriorEntry level on slab foundation
- Construction
- New constructionSlab foundationComposition roof
- Exterior features
- Privacy fenceSprinkler systemDouble pane windowsStreet paved with curbs and streetlights
Interior
- Kitchen
- Island kitchenSolid counter topsStove/RangeMicrowaveDishwasherDisposalIce maker connection
- Bedrooms
- Master bedroom on upper level with walk-in closet and full bathBedroom 2: 10 x 10Bedroom 3: 10 x 11Bedroom 4: 10 x 10Master bedroom dimensions: 13 x 11
- Flooring
- CarpetingVinyl flooring
- Bathrooms
- Total of 3 bathrooms: 2 full, 1 halfMaster bath with shower only and single vanity (dimensions 6 x 9)
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Open floor planEat-in kitchen with islandOne main living areaUtility room insideAttic with pull-down stairsHigh-speed internetAll bedrooms on upper levelLaundry room (laundry on upper level)Smoke alarmSolid countertops
- Laundry & utility
- Washer connectionDryer connectionLaundry located on upper levelElectric water heater
Listing history 50 events
-
2026-09-23days on market $221,000 Active 146 DOM
-
2026-09-22days on market $221,000 Active 145 DOM
-
2026-09-21days on market $221,000 Active 144 DOM
-
2026-09-20days on market $221,000 Active 143 DOM
-
2026-09-19days on market $221,000 Active 142 DOM
-
2026-09-18days on market $221,000 Active 141 DOM
-
2026-09-17days on market $221,000 Active 140 DOM
-
2026-09-16days on market $221,000 Active 139 DOM
-
2026-09-15days on market $221,000 Active 138 DOM
-
2026-09-14days on market $221,000 Active 137 DOM
-
2026-09-13days on market $221,000 Active 136 DOM
-
2026-09-12days on market $221,000 Active 135 DOM
-
2026-09-11days on market $221,000 Active 134 DOM
-
2026-09-05days on market $221,000 Active 128 DOM
-
2026-09-04days on market $221,000 Active 127 DOM
-
2026-09-03days on market $221,000 Active 126 DOM
-
2026-08-31days on market $221,000 Active 123 DOM
-
2026-08-30days on market $221,000 Active 122 DOM
-
2026-08-29days on market $221,000 Active 121 DOM
-
2026-08-28days on market $221,000 Active 120 DOM
-
2026-08-27days on market $221,000 Active 119 DOM
-
2026-08-25days on market $221,000 Active 117 DOM
-
2026-08-24days on market $221,000 Active 116 DOM
-
2026-08-23days on market $221,000 Active 115 DOM
-
2026-08-22days on market $221,000 Active 114 DOM
-
2026-08-21days on market $221,000 Active 113 DOM
-
2026-08-20days on market $221,000 Active 112 DOM
-
2026-08-19days on market $221,000 Active 111 DOM
-
2026-08-18days on market $221,000 Active 110 DOM
-
2026-08-17days on market $221,000 Active 109 DOM
-
2026-08-16days on market $221,000 Active 108 DOM
-
2026-08-15days on market $221,000 Active 107 DOM
-
2026-08-14days on market $221,000 Active 106 DOM
-
2026-08-13days on market $221,000 Active 105 DOM
-
2026-08-12days on market $221,000 Active 104 DOM
-
2026-08-11days on market $221,000 Active 103 DOM
-
2026-08-10days on market $221,000 Active 102 DOM
-
2026-08-09days on market $221,000 Active 101 DOM
-
2026-08-08days on market $221,000 Active 100 DOM
-
2026-08-06days on market $221,000 Active 98 DOM
-
2026-08-05days on market $221,000 Active 97 DOM
-
2026-08-04days on market $221,000 Active 96 DOM
-
2026-08-03days on market $221,000 Active 95 DOM
-
2026-07-31days on market $221,000 Active 92 DOM
-
2026-07-30days on market $221,000 Active 90 DOM
-
2026-07-28days on market $221,000 Active 89 DOM
-
2026-07-26days on market $221,000 Active 87 DOM
-
2026-07-24days on market $221,000 Active 85 DOM
-
2026-07-23days on market $221,000 Active 84 DOM
-
2026-07-22days on market $221,000 Active 83 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 3 d/yr ≥109°F today · 9 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,903
- − Mortgage interest
- −$12,379
- − Property taxes
- −$3,315
- − Insurance
- −$2,608
- − Repairs & maintenance
- −$1,832
- − Management
- −$1,832
- − HOA
- −$180
- − Depreciation
- −$6,429
- Taxable loss
- −$5,672
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,361
- After-tax cash flow
- $-555/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 7 photos
80/100
Cosmetic rehab
Est. rehab $7,715–$23,145 screening
The home is in good condition with a good exterior and interior. It has a good layout and is move-in ready. Some cosmetic upgrades could further enhance its value.
Value-add opportunities
- Both Painting the exterior siding and adding some landscaping — Painting the exterior and adding landscaping can enhance the curb appeal and increase both resale and rental value. ↑
- Resale Upgrading the kitchen appliances — Upgrading the stainless steel appliances to a more modern or energy-efficient model can increase the home's appeal to potential buyers. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 20/100
Zoned Schools
Elementary
Julian C Gallardo El
F
TX #3,805/4,322
Nat'l #34,936/41,679
Middle
Julius L Matthey Middle
F
TX #1,387/1,662
Nat'l #11,464/14,009
High
Southside H S
F
TX #1,377/1,632
Nat'l #13,899/17,239
Schools (NCES district)
- District
- Southside ISD
- NCES district ID
- 4840920
- Math proficiency
- 16% ▼ -15.00%
- Reading proficiency
- 25% ▼ -2.00%
- Median HH income
- $43,526
- Composite
- 17.68/100
- National rank
- #9027
- State rank
- #771 of 826 in TX
A
Composite livability gradescore 80/100
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Amenities A+
Commute A+
Cost of living A+
Crime F
Employment C
Housing A+
Health & safety A+
User ratings D
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- County
- Bexar County · 2,336,851 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 42,178
- Household income
- $63,811
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (89%)
- Race & ethnicity
- Hispanic / Latino 89% Two or more races 28% White 9% Native American 2%
- Hispanic origin (detail)
- Mexican 74%
- Common ancestry
- Lithuanian 1% Romanian 1%
- Foreign-born
- 16% · Canada
- Languages at home
- 45% English-only · Spanish 54%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.03%
- Current HPI
- 251.1635
- Rent YoY
- ▼ -7.21%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+0.2% since first listed2 events — show timeline
- 2026-05-05 Price Changed $221,000 LERA
- 2026-04-30 Listed $220,500 LERA
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…