9872 Marina Blvd #1433 · Hillsboro Pines, FL 33428

$119,900

1 bd · 1.5 ba · 780 sqft · Condo public records · 102 Days on market

Built 1973 $396/mo HOA · 18% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

TURN KEY. IMMACULATE. MOVE IN CONDITION. LAKE VIEW FROM PATIO. WALK TO SHOPPING. GOLF MEMBERSHIP TO BOCA DUNES INCLUDED. NEW ROOF, NEW AC, NEW HURRICANE WINDOWS, NEW CARPET ALL INFORMATION IS DEEMED RELIABLE NOT GUARANTEED. SELLER WILL CONSIDER ALL REASONABLE OFFERS, VERY MOTIVATED!

Key facts

• Private balcony
• Community amenities
• En-suite bathroom

Tags

• PRIVATE BALCONY
• POOL AND HOT TUB VIEW
• EN-SUITE BATHROOM
• COMMUNITY AMENITIES

Property features AI

Finance

• Financial info: Pets allowed (pet restrictions possible); Community has 102 units
• HOA & community: Has association (Sandalfoot South Three Inc); HOA dues paid monthly; HOA amenities: Laundry, Parking, Pool, Spa/Hot Tub, Trash chute, Maintained community, Maintenance; HOA fee includes maintenance of grounds and structure, common areas, elevator, and reserve funds

Exterior

• Parking: Assigned parking; Guest parking; Total 1 parking space
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Condominium; One level; Faces west; Resale
• Construction: Block construction; 3 total stories
• Exterior features: Not waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 1 bedroom on main level
• Flooring: Ceramic tile; Other
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: Walk-in closet(s); Shutters
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 1-bed/1.5-bath condo listed at $120k.

Deal economics

• At list price, monthly cash flow is $367 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $109k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 78/100 on livability (#173 in FL, #2,634 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety A+; Watch: amenities F, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hammock Pointe Elementary School (math 61% / reading 63%, grade B, #608 of 2,144 statewide, top 29%, 958 students, 42% FRL); Eagles Landing Middle School (math 66% / reading 67%, grade A-, #84 of 571 statewide, top 16%, 1,508 students, 27% FRL); Olympic Heights Community High (math 52% / reading 64%, grade C, #120 of 667 statewide, top 18%, 2,602 students, 30% FRL) — zoned schools average 33% FRL vs 52% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 62% at this address vs 50% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+3.7%/yr); 268 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.7% rent growth), your $34k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 102 days — a 9% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 21y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $24k; list at $120k implies a 400% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $122/mo.
• Climate carrying-cost: in FEMA flood zone AO (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $109,109 (9.0% below list)

Questions for the listing agent

1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.80% ✓
• Cap rate: 11.19%
• Cash-on-cash: 17.50%
• DSCR: 1.78
• GRM: 4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.72% rent growth · sell at horizon

5-year hold

• IRR: 4.5%
• Equity multiple: 1.18×
• Total profit: $5,896
• Equity at exit: $17,877

10-year hold

• IRR: 15.1%
• Equity multiple: 2.29×
• Total profit: $43,239
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33428

• Rents YoY: 3.7%
• Active inventory: 268
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $2,161 high
• Mortgage (P&I): −$629
• Tax from tax record: −$142 /mo · $1,710/yr
• Insurance: −$50
• Flood insurance flood zone: −$122 /mo · $1,468/yr
• HOA: −$396
• Vacancy / Maint / Mgmt: −$454
• Net cashflow: $367

Break-even live

Break-even rent $1,696

Max offer price $119,900

Occupancy floor 78%

Sensitivity live

Price	-10% $435	-5% $401	+0% $367	+5% $333	+10% $300
Rent	-10% $197	-5% $282	+0% $367	+5% $453	+10% $538
Rate	-1.0pp $428	-0.5pp $398	base $367	+0.5pp $336	+1.0pp $305

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9826 Marina Blvd #1027 Boca Raton, FL	2.0	2.0	955	$2,500	$2.62	25d	1	0.12mi
9780 Marina Blvd #415 Boca Raton, FL	2.0	2.0	955	$2,000	$2.09	25d	1	0.18mi
1620 SW 64th Way Unit H Boca Raton, FL	2.0	2.0	1008	$2,250	$2.23	25d	1	0.37mi
9503 Boca Cove Cir #603 Boca Raton, FL	2.0	2.0	912	$2,200	$2.41	23d	1	0.41mi
5800 NW 74th Pl Coconut Creek, FL	1.0–2.0	1.0–2.0	1115	$2,020	$1.81	0d	17	0.43mi
9466 Boca Cove Cir #310 Boca Raton, FL	2.0	2.0	770	$2,000	$2.60	25d	1	0.47mi
10267 Boca Bnd W Unit G4 Boca Raton, FL	2.0	2.0	1068	$2,850	$2.67	25d	1	0.51mi
10166 Marlin Cir Unit 2 Boca Raton, FL	2.0	1.0	789	$1,450	$1.84	17d	1	0.52mi
9949 Sandalfoot Blvd #531 Boca Raton, FL	2.0	2.0	820	$2,200	$2.68	25d	1	0.52mi
9949 Sandalfoot Blvd Boca Raton, FL	2.0	1.5–2.0	818	$2,000	$2.44	13d	2	0.52mi
10323 Boca Bnd W Unit K4 Boca Raton, FL	2.0	2.0	1068	$2,500	$2.34	0d	1	0.53mi
9915 Sandalfoot Blvd Boca Raton, FL	2.0	1.0	777	$2,000	$2.57	11d	2	0.54mi
9973 Three Lakes Cir Boca Raton, FL	2.0	2.0	1026	$2,500	$2.44	25d	1	0.69mi
10457 S 228th Ln Boca Raton, FL	2.0	2.0	1104	$1,900	$1.72	8d	1	0.71mi
22605 SW 66th Ave #403 Boca Raton, FL	2.0	2.0	1030	$2,100	$2.04	25d	1	0.78mi
22605 SW 66th Ave #206 Boca Raton, FL	1.0	1.5	960	$1,650	$1.72	6d	1	0.78mi
9355 SW 8th St Boca Raton, FL	1.0–2.0	1.5–2.0	780	$1,600	$2.05	2d	4	0.82mi
5201 W Hillsboro Blvd Coconut Creek, FL	1.0–3.0	1.0–2.0	1072	$2,042	$1.90	0d	29	0.83mi
9273 SW 8th St Boca Raton, FL	1.0–2.0	1.5–2.0	878	$1,700	$1.94	4d	3	0.90mi
9370 SW 8th St #107 Boca Raton, FL	2.0	2.0	900	$2,150	$2.39	16d	1	0.95mi
9370 SW 8th St #107 Boca Raton, FL	2.0	2.0	900	$2,100	$2.33	6d	1	0.95mi
23398 Lyons Rd #309 Boca Raton, FL	2.0	2.0	988	$2,200	$2.23	15d	1	0.99mi
23398 SW 57th Ave Boca Raton, FL	2.0	2.0	988	$2,150	$2.18	6d	2	0.99mi
9233 SW 8th St #110 Boca Raton, FL	2.0	2.0	979	$1,800	$1.84	8d	1	0.99mi
11887 Anchorage Way Boca Raton, FL	2.0	2.0	960	$1,900	$1.98	25d	1	1.00mi
9440 SW 8th St Boca Raton, FL	1.0–2.0	1.5–2.0	895	$1,900	$2.12	0d	3	1.04mi
11992 Coral Pl Boca Raton, FL	2.0	1.5	720	$2,000	$2.78	25d	1	1.06mi
9235 SW 8th St Boca Raton, FL	2.0	2.0	1045	$2,175	$2.08	11d	4	1.08mi
9235 SW 8th St Boca Raton, FL	2.0	2.0	900	$2,150	$2.39	3d	2	1.08mi
11942 N Branch Rd Boca Raton, FL	2.0	2.0	900	$1,950	$2.17	25d	1	1.10mi
9260 Boca Vue Dr Boca Raton, FL	1.0–3.0	1.0–2.0	1052	$2,348	$2.23	0d	32	1.11mi
9860 SW 3rd St Boca Raton, FL	1.0–3.0	1.5–2.5	1222	$1,865	$1.53	0d	34	1.12mi
5851 Holmberg Rd Parkland, FL	1.0–3.0	1.0–2.5	1255	$2,018	$1.61	0d	30	1.13mi
9162 SW 5th St Unit A Boca Raton, FL	2.0	2.0	1039	$2,400	$2.31	25d	1	1.16mi
9374 SW 3rd St Boca Raton, FL	2.0	2.0	961	$2,250	$2.34	0d	2	1.22mi
9338 SW 3rd St #508 Boca Raton, FL	2.0	2.0	961	$2,300	$2.39	13d	1	1.26mi
9338 SW 3rd St #508 Boca Raton, FL	2.0	2.0	961	$2,300	$2.39	15d	1	1.26mi
9210 SW 3rd St #216 Boca Raton, FL	2.0	2.0	961	$2,350	$2.45	25d	1	1.29mi
9200 SW 3rd St #109 Boca Raton, FL	2.0	2.0	961	$2,250	$2.34	25d	1	1.29mi
9272 SW 3rd St #413 Boca Raton, FL	2.0	2.0	961	$2,500	$2.60	0d	1	1.29mi

HOA detail condo

• Monthly dues: $396 · $4,752/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 25 events

1. 2026-06-21
   days on market $119,900 Active 102 DOM
2. 2026-06-18
   days on market $119,900 Active 99 DOM
3. 2026-06-17
   days on market $119,900 Active 98 DOM
4. 2026-06-16
   days on market $119,900 Active 97 DOM
5. 2026-06-15
   days on market $119,900 Active 96 DOM
6. 2026-06-13
   days on market $119,900 Active 94 DOM
7. 2026-06-09
   days on market $119,900 Active 90 DOM
8. 2026-06-08
   days on market $119,900 Active 89 DOM
9. 2026-06-07
   days on market $119,900 Active 88 DOM
10. 2026-06-04
    days on market $119,900 Active 85 DOM
11. 2026-06-03
    days on market $119,900 Active 84 DOM
12. 2026-06-02
    days on market $119,900 Active 83 DOM
13. 2026-06-01
    days on market $119,900 Active 82 DOM
14. 2026-05-31
    days on market $119,900 Active 81 DOM
15. 2026-05-21
    price $119,900
16. 2026-04-09
    price $124,900
17. 2026-01-29
    listed $129,900 Active
18. 2010-02-19
    soldstatus $24,000 283-char remark

    Show marketing remark (283 chars)

    TURN KEY. IMMACULATE. MOVE IN CONDITION. LAKE VIEW FROM PATIO. WALK TO SHOPPING. GOLF MEMBERSHIP TO BOCA DUNES INCLUDED. NEW ROOF, NEW AC, NEW HURRICANE WINDOWS, NEW CARPET ALL INFORMATION IS DEEMED RELIABLE NOT GUARANTEED. SELLER WILL CONSIDER ALL REASONABLE OFFERS, VERY MOTIVATED!

19. 2010-02-03
    historical 283-char remark

    Show marketing remark (283 chars)

    TURN KEY. IMMACULATE. MOVE IN CONDITION. LAKE VIEW FROM PATIO. WALK TO SHOPPING. GOLF MEMBERSHIP TO BOCA DUNES INCLUDED. NEW ROOF, NEW AC, NEW HURRICANE WINDOWS, NEW CARPET ALL INFORMATION IS DEEMED RELIABLE NOT GUARANTEED. SELLER WILL CONSIDER ALL REASONABLE OFFERS, VERY MOTIVATED!

20. 2008-10-24
    listed $39,999 283-char remark

    Show marketing remark (283 chars)

    TURN KEY. IMMACULATE. MOVE IN CONDITION. LAKE VIEW FROM PATIO. WALK TO SHOPPING. GOLF MEMBERSHIP TO BOCA DUNES INCLUDED. NEW ROOF, NEW AC, NEW HURRICANE WINDOWS, NEW CARPET ALL INFORMATION IS DEEMED RELIABLE NOT GUARANTEED. SELLER WILL CONSIDER ALL REASONABLE OFFERS, VERY MOTIVATED!

21. 2005-09-29
    soldstatus $112,000
22. 2005-09-23
    soldstatus $112,000 1718-char remark

    Show marketing remark (1718 chars)

    1 BEDROOM 1 AND 1/2 BATHS, ROOMY, AIRY, BRIGHT. GARDEN VIEW/ SOME LAKE, ''FULLY FURNISHED, BRING YOUR TOOTHBRUSH ''''DON'T MISS THIS ONE'''''' GOLF CART INCLUDED NEW A/C , CARPET -TILE-VINYL KIT. ELEVATOR 55 1 BEDROOM, 1 AND 1/2 BATHS, ROOMY AND COMFORTABLE HOME. FULLY FURNISHED ''''''SOLD AS IS'''' FANS BEDROOM AND LIVINGROOM , A/C UNIT NEW'' ''UNIT CLEAN AND COMFORTABLE ''''MOVE RIGHT IN''''. SCREENED BALCONY FROM MASTER'' BEDROOM , HURRICANE SHUTTERS OVERLOOKING GARDEN-LAKE VIEWS. ASSOCIATION FEES INCLUDE: HOT WATER, UNLIMITED GOLF AT BOCA DUNES COUNTRY CLUB, 2 POOLS TENNIS, LIT DRIVING RANGE FOR NIGHT PLAY. 2 STOREAGE BINS, BICYCLE STOREAGE TRASH CHUTE, PEST CONTROL . ASSESSMENT FOR DECORATIVE MASARD ROOFS TO BE INITIATED WITHING 60 DAYS EACH UNIT $ 1 BEDROOM 1 AND 1/2 BATHS, ROOMY, AIRY, BRIGHT. GARDEN VIEW/ SOME LAKE, ''FULLY FURNISHED, BRING YOUR TOOTHBRUSH ''''DON'T MISS THIS ONE'''''' GOLF CART INCLUDED NEW A/C , CARPET -TILE-VINYL KIT. ELEVATOR 55 1 BEDROOM, 1 AND 1/2 BATHS, ROOMY AND COMFORTABLE HOME. FULLY FURNISHED ''''''SOLD AS IS'''' FANS BEDROOM AND LIVINGROOM , A/C UNIT NEW'' ''UNIT CLEAN AND COMFORTABLE ''''MOVE RIGHT IN''''. SCREENED BALCONY FROM MASTER'' BEDROOM , HURRICANE SHUTTERS OVERLOOKING GARDEN-LAKE VIEWS. ASSOCIATION FEES INCLUDE: HOT WATER, UNLIMITED GOLF AT BOCA DUNES COUNTRY CLUB, 2 POOLS TENNIS, LIT DRIVING RANGE FOR NIGHT PLAY. 2 STOREAGE BINS, BICYCLE STOREAGE TRASH CHUTE, PEST CONTROL . ASSESSMENT FOR DECORATIVE MASARD ROOFS TO BE INITIATED WITHING 60 DAYS EACH UNIT $ 2000-2300. PAY ONE SUM OR MONTHLY. COMMUNITY 55 , CLUBHOUSE, LADIES CLUB, BINGO, BOWLING LEAGUES, BBQ , QUIET COMMUNITY, PLENTY OF GUEST/PARKING. SELLER WILL INCLUDE GOLF CART WITH PURCHASE!

23. 2005-06-01
    listed $127,000 1718-char remark

    Show marketing remark (1718 chars)

    1 BEDROOM 1 AND 1/2 BATHS, ROOMY, AIRY, BRIGHT. GARDEN VIEW/ SOME LAKE, ''FULLY FURNISHED, BRING YOUR TOOTHBRUSH ''''DON'T MISS THIS ONE'''''' GOLF CART INCLUDED NEW A/C , CARPET -TILE-VINYL KIT. ELEVATOR 55 1 BEDROOM, 1 AND 1/2 BATHS, ROOMY AND COMFORTABLE HOME. FULLY FURNISHED ''''''SOLD AS IS'''' FANS BEDROOM AND LIVINGROOM , A/C UNIT NEW'' ''UNIT CLEAN AND COMFORTABLE ''''MOVE RIGHT IN''''. SCREENED BALCONY FROM MASTER'' BEDROOM , HURRICANE SHUTTERS OVERLOOKING GARDEN-LAKE VIEWS. ASSOCIATION FEES INCLUDE: HOT WATER, UNLIMITED GOLF AT BOCA DUNES COUNTRY CLUB, 2 POOLS TENNIS, LIT DRIVING RANGE FOR NIGHT PLAY. 2 STOREAGE BINS, BICYCLE STOREAGE TRASH CHUTE, PEST CONTROL . ASSESSMENT FOR DECORATIVE MASARD ROOFS TO BE INITIATED WITHING 60 DAYS EACH UNIT $ 1 BEDROOM 1 AND 1/2 BATHS, ROOMY, AIRY, BRIGHT. GARDEN VIEW/ SOME LAKE, ''FULLY FURNISHED, BRING YOUR TOOTHBRUSH ''''DON'T MISS THIS ONE'''''' GOLF CART INCLUDED NEW A/C , CARPET -TILE-VINYL KIT. ELEVATOR 55 1 BEDROOM, 1 AND 1/2 BATHS, ROOMY AND COMFORTABLE HOME. FULLY FURNISHED ''''''SOLD AS IS'''' FANS BEDROOM AND LIVINGROOM , A/C UNIT NEW'' ''UNIT CLEAN AND COMFORTABLE ''''MOVE RIGHT IN''''. SCREENED BALCONY FROM MASTER'' BEDROOM , HURRICANE SHUTTERS OVERLOOKING GARDEN-LAKE VIEWS. ASSOCIATION FEES INCLUDE: HOT WATER, UNLIMITED GOLF AT BOCA DUNES COUNTRY CLUB, 2 POOLS TENNIS, LIT DRIVING RANGE FOR NIGHT PLAY. 2 STOREAGE BINS, BICYCLE STOREAGE TRASH CHUTE, PEST CONTROL . ASSESSMENT FOR DECORATIVE MASARD ROOFS TO BE INITIATED WITHING 60 DAYS EACH UNIT $ 2000-2300. PAY ONE SUM OR MONTHLY. COMMUNITY 55 , CLUBHOUSE, LADIES CLUB, BINGO, BOWLING LEAGUES, BBQ , QUIET COMMUNITY, PLENTY OF GUEST/PARKING. SELLER WILL INCLUDE GOLF CART WITH PURCHASE!

24. 1996-12-30
    soldstatus $28,000
25. 1988-02-01
    soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,710 · $142/mo
• Projected year-2 tax: $1,710 · $142/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AO · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,928
• − Mortgage interest: −$6,716
• − Property taxes: −$1,710
• − Insurance: −$2,067
• − Repairs & maintenance: −$2,074
• − Management: −$2,074
• − HOA: −$4,752
• − Depreciation: −$3,488
• Taxable income: $3,046
• Est. tax owed @ 24.0%: −$731
• After-tax cash flow: $3,678/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Hillsboro Pines

• Score: 78/100
• State rank: #173
• US rank: #2634

Category grades

Amenities F Commute A Cost of living F Crime A+ Employment A+ Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach County · 1,438,312 people
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 47,588
• Household income: $88,543
• Rent vs Own: 33.4% rent · 66.6% own
• Severe rent burden: 1990.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 50% Two or more races 23% Hispanic / Latino 22% Black 7% Asian 5%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3% Cuban 2% Dominican 1%
• Common ancestry: Estonian 12% Romanian 3% Scotch-Irish 3%
• Foreign-born: 37% · Canada, Jamaica, Vietnam
• Languages at home: 55% English-only · Spanish 19% Other Indo-European 17% French/Haitian/Cajun 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -299.00%
• Current HPI: 373.2649
• Rent YoY: ▲ 3.72%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+224.1% since first listed

11 events — show timeline

• 2026-05-21 Price Changed $119,900 Beaches MLS
• 2026-04-09 Price Changed $124,900 Beaches MLS
• 2026-01-29 Listed $129,900 Beaches MLS
• 2010-02-19 Sold (MLS) $24,000 Beaches MLS
• 2010-02-03 Listing Removed — Beaches MLS
• 2008-10-24 Listed $39,999 Beaches MLS
• 2005-09-29 Sold (Public Records) $112,000 Public Records
• 2005-09-23 Sold (MLS) $112,000 Beaches MLS
• 2005-06-01 Listed $127,000 Beaches MLS
• 1996-12-30 Sold (Public Records) $28,000 Public Records
• 1988-02-01 Sold (Public Records) $37,000 Public Records

Property tax history

+8.1%/yr

Latest (2025): $1,710 · +4.7% YoY. Source: county tax records.