10914 Red Oak Dr · Baton Rouge, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$99,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great investment opportunity with tons of potential! This property is ideal for an investor looking to renovate, add to their portfolio, or create rental income. Schedule your private tour today and imagine the possibilities.
Key facts
- 2 parking spots
- Built 1983
- Listed 30 days
Property features AI
Finance
- Other: Subdivision: Weatherwood
Exterior
- Parking: Covered carport (2 spaces); Total 2 parking spaces
- Utilities: Public water; Public sewer
- Home design: Attached townhouse; 2 stories; Residential property
- Construction: Wood siding and brick exterior; Slab foundation
- Exterior features: Lot about 0.2 acres (25 x 111)
Interior
- Flooring: Tile; Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Walk-in closet(s); Wood-burning fireplace (1)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $99k.
Deal economics
- At list price, monthly cash flow is $418 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $99k).
- Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
- Cap rate 11.4% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
- East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 165 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.35%
- Cash-on-cash
- 18.08%
- DSCR
- 1.80
- GRM
- 5.9
CMA / ARV
- ARV (on-the-fly)
- $184,016
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 864 Harvey Dr | 0.25mi | 4/2.0 (+1) | 1,408 (-5%) | 8mo | $185,000 | $131 | 68 |
| 11567 E Black Oak Dr | 0.51mi | 3/2.0 | 1,394 (-6%) | 4mo | $110,000 | $79 | 63 |
| 10836 Mollylea Dr | 0.67mi | 3/2.0 | 1,460 (-2%) | 4mo | $149,000 | $102 | 63 |
| 10724 Mollylea Dr | 0.68mi | 3/2.0 | 1,406 (-5%) | 3mo | $208,800 | $149 | 57 |
| 10351 N Harvey Dr | 0.41mi | 3/2.0 | 1,325 (-11%) | 7mo | $165,000 | $125 | 57 |
| 11225 Chalice Dr | 0.46mi | 4/2.0 (+1) | 1,346 (-9%) | 2mo | $179,990 | $134 | 56 |
| 10060 Karen Dr | 0.62mi | 4/2.0 (+1) | 1,450 (-2%) | 8mo | $174,900 | $121 | 56 |
| 11555 E Black Oak Dr | 0.50mi | 4/1.5 (+1) | 1,577 (+6%) | 8mo | $89,900 | $57 | 53 |
| 10787 Darryl Dr | 0.60mi | 3/2.0 | 1,334 (-10%) | 9mo | $165,000 | $124 | 48 |
| 375 Sherwood Forest Blvd | 0.62mi | 3/2.0 | 1,697 (+14%) | 1mo | $255,000 | $150 | 46 |
| 10465 Gerald Dr | 0.61mi | 3/2.0 | 1,302 (-12%) | 9mo | $125,000 | $96 | 44 |
| 11530 Archery Dr | 0.61mi | 3/2.0 | 1,702 (+15%) | 10mo | $199,000 | $117 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.7%
- Equity multiple
- 1.38×
- Total profit
- $10,571
- Equity at exit
- $14,761
- IRR
- 18.8%
- Equity multiple
- 2.57×
- Total profit
- $43,524
- Equity at exit
- $8,560
Cash invested: $27,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70815
- Active inventory
- 165
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,389 high interval (Pro) →
- Mortgage (P&I)
- −$519
- Tax from tax record
- −$120 /mo · $1,434/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$292
- Net cashflow
- $418
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,750
- Closing costs
- $2,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11271 Florida Blvd Unit 208 Baton Rouge, LA | 2.0 | 1.0 | 925 | $950 | $1.03 | 44d | 1 | 0.30mi |
| 10950 Darryl Dr Baton Rouge, LA | 1.0–4.0 | 1.0–3.0 | 1090 | $1,269 | $1.16 | 14d | 86 | 0.52mi |
| 11440 Bard Ave Baton Rouge, LA | 1.0–3.0 | 1.0–2.0 | 1037 | $1,350 | $1.30 | 14d | 1 | 0.53mi |
| 1666 Rosedale Dr Baton Rouge, LA | 3.0 | 1.5 | 1266 | $1,500 | $1.18 | 23d | 1 | 0.60mi |
| 344 Burgess Pl Baton Rouge, LA | 3.0 | 2.0 | 1295 | $1,675 | $1.29 | 23d | 1 | 0.62mi |
| 375 Sherwood Forest Blvd Baton Rouge, LA | 3.0 | 2.0 | 1697 | $1,900 | $1.12 | 21d | 1 | 0.65mi |
| 375 Sherwood Forest Blvd Baton Rouge, LA | 3.0 | 2.0 | 1697 | $1,900 | $1.12 | 14d | 1 | 0.65mi |
| 567 Sharp Ln Baton Rouge, LA | 1.0–3.0 | 1.0–2.0 | 914 | $1,174 | $1.28 | 14d | 18 | 0.75mi |
| 260 Sharp Rd Baton Rouge, LA | 2.0 | 1.0 | 617 | $1,019 | $1.65 | 14d | 8 | 0.83mi |
| 10241 Cashel Ave Baton Rouge, LA | 2.0 | 2.0 | 1000 | $1,200 | $1.20 | 23d | 1 | 0.88mi |
| 10241 Cashel Ave Baton Rouge, LA | 2.0 | 2.0 | 1000 | $1,200 | $1.20 | 21d | 1 | 0.88mi |
| 1511 Cristy Dr Apt E Baton Rouge, LA | 2.0 | 1.5 | 1000 | $825 | $0.82 | 44d | 1 | 1.03mi |
| 1511 Cristy Dr Unit G Baton Rouge, LA | 2.0 | 1.5 | 900 | $800 | $0.89 | 23d | 1 | 1.03mi |
| 12254 La Margie Ave Baton Rouge, LA | 1.0–3.0 | 1.0–2.0 | 1001 | $979 | $0.98 | 14d | 29 | 1.10mi |
| 1547 La Annie Dr Baton Rouge, LA | 2.0 | 1.0 | 1100 | $895 | $0.81 | 14d | 1 | 1.16mi |
| 814 Lonita St Baton Rouge, LA | 3.0 | 2.0 | 1678 | $1,900 | $1.13 | 23d | 1 | 1.30mi |
| 13047 Florida Blvd Baton Rouge, LA | 1.0–2.0 | 1.0–1.5 | 754 | $1,037 | $1.38 | 14d | 4 | 1.36mi |
| 9922 N Parkview Dr Baton Rouge, LA | 3.0 | 2.0 | 1847 | $2,500 | $1.35 | 44d | 1 | 1.45mi |
Listing history 22 events
-
2026-06-18days on market $99,000 Active 30 DOM
-
2026-06-17days on market $99,000 Active 29 DOM
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2026-06-16days on market $99,000 Active 28 DOM
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2026-06-15days on market $99,000 Active 27 DOM
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2026-06-14days on market $99,000 Active 25 DOM
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2026-06-10days on market $99,000 Active 22 DOM
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2026-06-09days on market $99,000 Active 21 DOM
-
2026-06-08days on market $99,000 Active 20 DOM
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2026-06-07days on market $99,000 Active 19 DOM
-
2026-06-05days on market $99,000 Active 16 DOM
-
2026-06-03days on market $99,000 Active 15 DOM
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2026-06-02days on market $99,000 Active 14 DOM
-
2026-06-01days on market $99,000 Active 13 DOM
-
2026-05-31days on market $99,000 Active 12 DOM
-
2026-05-31days on market $99,000 Active 11 DOM
-
2026-05-19$99,000 Active
Show marketing remark (225 chars)
Great investment opportunity with tons of potential! This property is ideal for an investor looking to renovate, add to their portfolio, or create rental income. Schedule your private tour today and imagine the possibilities.
-
2026-05-19$99,000 Active 225-char remark
Show marketing remark (225 chars)
Great investment opportunity with tons of potential! This property is ideal for an investor looking to renovate, add to their portfolio, or create rental income. Schedule your private tour today and imagine the possibilities.
-
2018-09-05soldstatus 399-char remark
Show marketing remark (399 chars)
This townhome DID NOT FLOOD and is ready for its new tenants! Spacious 3 bedroom 2 Bath home with large rooms and sunroom! The master bedroom is located downstairs with dual closets and ample privacy and connected bath. The other two bedrooms are located upstairs and share a Jack & Jill bathroom. This home features a 2 Car carport and large storage with plenty of space. Convenient Location!
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2018-04-16$1,050 399-char remark
Show marketing remark (399 chars)
This townhome DID NOT FLOOD and is ready for its new tenants! Spacious 3 bedroom 2 Bath home with large rooms and sunroom! The master bedroom is located downstairs with dual closets and ample privacy and connected bath. The other two bedrooms are located upstairs and share a Jack & Jill bathroom. This home features a 2 Car carport and large storage with plenty of space. Convenient Location!
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2008-08-18soldstatus $100,000
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2008-08-04$94,900
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1984-12-21soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,434 · $120/mo
- Projected year-2 tax
- $1,434 · $120/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,671
- − Mortgage interest
- −$5,546
- − Property taxes
- −$1,434
- − Insurance
- −$495
- − Repairs & maintenance
- −$1,334
- − Management
- −$1,334
- − Depreciation
- −$2,880
- Taxable income
- $3,649
- Est. tax owed @ 24.0%
- −$876
- After-tax cash flow
- $4,135/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- East Baton Rouge Parish
- NCES district ID
- 2200540
- Math proficiency
- 22% ▼ -36.00%
- Reading proficiency
- 34% ▼ -31.00%
- Median HH income
- $46,263
- Composite
- 24.14/100
- National rank
- #7745
- State rank
- #47 of 98 in LA
Livability — Baton Rouge
- Score
- 74/100
- State rank
- #24
- US rank
- #4535
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baton Rouge, LA
- County
- East Baton Rouge Parish · 399,686 people
- City population
- 351,868
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 31,024
- Household income
- $59,254
- Rent vs Own
- Severe rent burden
- 1461.0
Population outlook (East Baton Rouge County) Hauer SSP2
- Today (2025)
- 464,810 people
- By 2030
- 472,137 · +1.6%
- By 2040
- 480,243 · +3.3%
- By 2050
- 484,422 · +4.2%
- By 2075
- 492,069 · +5.9%
- By 2100
- 476,347 · +2.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Black 48% White 25% Hispanic / Latino 16% Asian 6% Two or more races 6%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Lithuanian 5% Estonian 1% Iranian 1%
- Foreign-born
- 18% · Canada, Vietnam, China
- Languages at home
- 76% English-only · Spanish 14% Vietnamese 5% Arabic 2%
Political lean MEDSL · East Baton Rouge
- 2024 margin
- D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
- 2008→2024 swing
- +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
- All cycles
- 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -145.28%
- Current HPI
- 181.3654
- Rent YoY
- —
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+4.3% since first listed7 events — show timeline
- 2026-05-19 Listed $99,000 AcadianaMLS
- 2026-05-19 Listed $99,000 GBRMLS
- 2018-09-05 Sold (MLS) — GBRMLS
- 2018-04-16 Listed $1,050 GBRMLS
- 2008-08-18 Sold (Public Records) $100,000 Public Records
- 2008-08-04 Listed $94,900 AcadianaMLS
- 1984-12-21 Sold (Public Records) — Public Records
Property tax history
+11.5%/yrLatest (2025): $1,434 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…