780 W 1125 N #17 · Cedar City, UT 84721

$145,000

3 bd · 2.0 ba · 1,075 sqft · SingleFamily · 101 Days on market

Built 2002 Good condition

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.4/30.0
• DSCR +8.4/10.0
• ARV discount +7.5/15.0
• 1% rule +6.7/10.0
• Condition / age +4.0/5.0
• Rent growth +3.8/5.0
• Schools +3.5/10.0
• Livability +3.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautifully remodeled 3-bedroom, 2-bath manufactured home in a desirable, well-maintained trailer park community. This move-in-ready home features an open floor plan, fresh interior paint, new flooring, and a fully updated kitchen with modern countertops, cabinetry, and fixtures. Spacious primary suite with private bath, plus two additional bedrooms for guests or office space. Both bathrooms have been tastefully renovated. Low-maintenance yard and covered parking. Clean, quiet community with pride of ownership throughout. Lot rent is $350.00+95.00 for the water, sewer, and trash for the first years.

Key facts

• Low-maintenance yard
• Remodeled
• Open floor plan

Tags

• REMODELED
• OPEN FLOOR PLAN
• UPDATED KITCHEN
• RENOVATED BATHROOMS
• LOW-MAINTENANCE YARD
• COVERED PARKING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $145k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $334 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $132k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 64/100 on livability (#170 in UT) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D, amenities F, commute F.
• Iron District (town): math 40% / reading 44% proficiency, ranked #42 of 80 in UT (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+5.0%/yr); 831 active listings in the ZIP; 655 units permitted in Iron County in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Iron County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 5.0% rent growth), your $41k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 101 days — a 9% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,950 (9.0% below list)

Questions for the listing agent

1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.06%
• Cash-on-cash: 9.87%
• DSCR: 1.44
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.02% rent growth · sell at horizon

5-year hold

• IRR: 0.8%
• Equity multiple: 1.03×
• Total profit: $1,313
• Equity at exit: $21,620

10-year hold

• IRR: 12.4%
• Equity multiple: 2.07×
• Total profit: $43,642
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 86 Strongly Landlord-Friendly
• State Utah: 86 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

3-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 84721

• Rents YoY: 5.0%
• Active inventory: 831
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,691 medium
• Mortgage (P&I): −$760
• Tax est. 1.5%: −$181 /mo · $2,175/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$355
• Net cashflow: $334

Break-even live

Break-even rent $1,268

Max offer price $145,000

Occupancy floor 75%

Sensitivity live

Price	-10% $434	-5% $384	+0% $334	+5% $284	+10% $234
Rent	-10% $200	-5% $267	+0% $334	+5% $401	+10% $468
Rate	-1.0pp $407	-0.5pp $371	base $334	+0.5pp $296	+1.0pp $258

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Listing history 20 events

1. 2026-06-21
   days on market $145,000 Active 101 DOM
2. 2026-06-19
   days on market $145,000 Active 99 DOM
3. 2026-06-18
   days on market $145,000 Active 98 DOM
4. 2026-06-17
   days on market $145,000 Active 97 DOM
5. 2026-06-16
   days on market $145,000 Active 96 DOM
6. 2026-06-15
   days on market $145,000 Active 95 DOM
7. 2026-06-14
   days on market $145,000 Active 93 DOM
8. 2026-06-12
   days on market $145,000 Active 92 DOM
9. 2026-06-09
   days on market $145,000 Active 89 DOM
10. 2026-06-08
    days on market $145,000 Active 88 DOM
11. 2026-06-07
    days on market $145,000 Active 87 DOM
12. 2026-06-05
    days on market $145,000 Active 84 DOM
13. 2026-06-03
    days on market $145,000 Active 83 DOM
14. 2026-06-02
    days on market $145,000 Active 82 DOM
15. 2026-06-01
    days on market $145,000 Active 81 DOM
16. 2026-05-31
    days on market $145,000 Active 80 DOM
17. 2026-05-30
    days on market $145,000 Active 79 DOM
18. 2026-05-07
    status Active 606-char remark

    Show marketing remark (606 chars)

    Beautifully remodeled 3-bedroom, 2-bath manufactured home in a desirable, well-maintained trailer park community. This move-in-ready home features an open floor plan, fresh interior paint, new flooring, and a fully updated kitchen with modern countertops, cabinetry, and fixtures. Spacious primary suite with private bath, plus two additional bedrooms for guests or office space. Both bathrooms have been tastefully renovated. Low-maintenance yard and covered parking. Clean, quiet community with pride of ownership throughout. Lot rent is $350.00+95.00 for the water, sewer, and trash for the first years.

19. 2026-04-25
    status Pending 606-char remark

    Show marketing remark (606 chars)

    Beautifully remodeled 3-bedroom, 2-bath manufactured home in a desirable, well-maintained trailer park community. This move-in-ready home features an open floor plan, fresh interior paint, new flooring, and a fully updated kitchen with modern countertops, cabinetry, and fixtures. Spacious primary suite with private bath, plus two additional bedrooms for guests or office space. Both bathrooms have been tastefully renovated. Low-maintenance yard and covered parking. Clean, quiet community with pride of ownership throughout. Lot rent is $350.00+95.00 for the water, sewer, and trash for the first years.

20. 2026-02-27
    listed $145,000 Active 606-char remark

    Show marketing remark (606 chars)

    Beautifully remodeled 3-bedroom, 2-bath manufactured home in a desirable, well-maintained trailer park community. This move-in-ready home features an open floor plan, fresh interior paint, new flooring, and a fully updated kitchen with modern countertops, cabinetry, and fixtures. Spacious primary suite with private bath, plus two additional bedrooms for guests or office space. Both bathrooms have been tastefully renovated. Low-maintenance yard and covered parking. Clean, quiet community with pride of ownership throughout. Lot rent is $350.00+95.00 for the water, sewer, and trash for the first years.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major 73% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 22 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,296
• − Mortgage interest: −$8,122
• − Property taxes: −$2,175
• − Insurance: −$725
• − Repairs & maintenance: −$1,624
• − Management: −$1,624
• − Depreciation: −$4,218
• Taxable income: $1,808
• Est. tax owed @ 24.0%: −$434
• After-tax cash flow: $3,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This move-in-ready home features an open floor plan, fresh interior paint, new flooring, and a fully updated kitchen. It is located in a desirable, well-maintained trailer park community with low-maintenance yard and covered parking.

Value-add opportunities

• Both Landscaping — Enhances curb appeal and adds value
• Both Painting exterior — Fresh paint improves curb appeal and value
• Both Landscaping and curb appeal — Improves overall curb appeal and value

Renovation cost estimate screening

Value-add ROI direction

• Both Landscaping — Enhances curb appeal and adds value ↑
• Both Painting exterior — Fresh paint improves curb appeal and value ↑
• Both Landscaping and curb appeal — Improves overall curb appeal and value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Iron District
• NCES district ID: 4900390
• Math proficiency: 40% ▼ -9.00%
• Reading proficiency: 44% ▼ -6.00%
• Median HH income: $43,150
• Composite: 35.49/100
• National rank: #4922
• State rank: #42 of 80 in UT

Livability — Cedar City

• Score: 64/100
• State rank: #170
• US rank: #13398

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cedar City, UT
• County: Iron County · 56,349 people
• City population: 56,349
• Metro: Cedar City, UT
• Population (ZIP): 30,641
• Household income: $67,299
• Rent vs Own: 31.4% rent · 68.6% own
• Severe rent burden: 736.0

Population outlook (Iron County) Hauer SSP2

• Today (2025): 53,029 people
• By 2030: 55,084 · +3.9%
• By 2040: 58,269 · +9.9%
• By 2050: 60,462 · +14.0%
• By 2075: 61,312 · +15.6%
• By 2100: 57,973 · +9.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 12% Two or more races 6% Native American 1%
• Hispanic origin (detail): Mexican 10%
• Common ancestry: Italian 6% Slovak 5% Portuguese 2%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 92% English-only · Spanish 6%

Political lean MEDSL · Iron

• 2024 margin: Solid R (+57.0) · D 20.4% · R 77.4% · Other 2.2%
• 2008→2024 swing: -0.7pp no change · 2008: -56.3pp · 2024: -57.0pp
• All cycles: 2024: R+57.0 2020: R+56.6 2016: R+51.6 2012: R+71.8 2008: R+56.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -144.58%
• Current HPI: 239.3105
• Rent YoY: ▲ 5.02%
• Metro: Cedar City, UT
• State GDP YoY: ▲ 3.54%
• F500 in state: 2

Industry mix (Fortune 500 HQ in UT)

Industry	F500 HQs	Revenue
▸Financial Services	1	$3B

Price history

3 events — show timeline

• 2026-05-07 Relisted — ICBORMLS
• 2026-04-25 Pending — ICBORMLS
• 2026-02-27 Listed $145,000 ICBORMLS