CashFlowRE
Sign in Sign up
719 Beck St
B Composite 70.77
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$67,500

719 Beck St · Summerville, SC 29485
3 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 37 Days on market
Built 1995

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

1995 Horton Echo Mobile home for sale in Crestview Mobile Home Park (Aged 55 plus community) located in Summerville, SC. Approx 1400sq feet with attached storage and shed. 3 bedroom, 2 bath furnished. Must be approved by community. Lot rent/HOA is $683/month. Gated entrance, pool, clubhouse and many weekly activities. Clean title. Asking $67,500 obo. As is.

Key facts

  • Clubhouse
  • Weekly activities
  • Gated entrance

Tags

GATED ENTRANCEPOOLCLUBHOUSEWEEKLY ACTIVITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $68k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $68k).
  • Recommended offer: $65k (3.0% below list) — sets the bar for market timing.
  • Cap rate 26.6% vs local median 4.0% in Summerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#167 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, schools B+, cost of living B+; Watch: amenities F, commute F, health & safety F.
  • Dorchester 02 (suburban): math 40% / reading 55% proficiency, ranked #12 of 80 in SC (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.9%/yr); 691 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,199 units permitted in Dorchester County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $467 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Dorchester County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.9% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($65k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,475 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.94%
Cap rate
26.57%
Cash-on-cash
72.41%
DSCR
4.22
GRM
2.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.93% rent growth · sell at horizon

5-year hold
IRR
73.1%
Equity multiple
4.36×
Total profit
$63,575
Equity at exit
$10,064
10-year hold
IRR
77.2%
Equity multiple
9.29×
Total profit
$156,746
Equity at exit
$5,836

Cash invested: $18,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29485

Rents YoY
3.9%
Active inventory
691
Price-to-rent
2.8×

Monthly cashflow live

Estimated rent
$1,984 high interval (Pro) →
Mortgage (P&I)
$354
Tax from tax record
$45 /mo · $540/yr
Insurance
$28
HOA
$0
Vacancy / Maint / Mgmt
$417
Net cashflow
$1,140

Break-even live

Break-even rent $541
Max offer price $67,500
Occupancy floor 38%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,875
Closing costs
$2,025
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
451 Martins Creek Blvd Summerville, SC 3.0 2.5 1285 $2,150 $1.67 23d 1 0.21mi
463 Martins Creek Blvd Summerville, SC 3.0 2.5 1285 $2,050 $1.60 2d 1 0.22mi
465 Martins Creek Blvd Summerville, SC 3.0 2.5 1285 $2,050 $1.60 2d 1 0.22mi
467 Martins Creek Blvd Summerville, SC 3.0 2.5 1285 $2,050 $1.60 2d 1 0.23mi
305 Chessington Cir Summerville, SC 3.0 2.0 1472 $1,995 $1.36 10d 1 0.27mi
700 Martins Creek Blvd Summerville, SC 1.0–2.0 1.0–2.0 895 $1,673 $1.87 2d 20 0.28mi
136 Susan Dr Unit A Summerville, SC 2.0 1.5 922 $1,495 $1.62 2d 1 0.47mi
137 Susan Dr Unit A Summerville, SC 2.0 1.5 922 $1,400 $1.52 23d 1 0.49mi
137 Susan Dr Unit B Summerville, SC 3.0 2.5 1300 $1,550 $1.19 23d 1 0.49mi
137 Susan Dr Summerville, SC 3.0 3.0 1300 $1,550 $1.19 23d 1 0.49mi
109 Terry Ave Summerville, SC 3.0 2.0 1450 $2,061 $1.42 18d 1 0.58mi
163 Rosefield Ct Summerville, SC 3.0 2.5 1436 $2,000 $1.39 23d 1 0.69mi
101 Bridge Pointe Ln Summerville, SC 3.0 3.0 1668 $2,267 $1.36 14d 1 0.81mi
101 Bridge Pointe Ln Summerville, SC 2.0 3.0 1181 $2,040 $1.73 23d 1 0.81mi
101 Bridge Pointe Ln Summerville, SC 2.0 2.0 1154 $1,598 $1.38 2d 1 0.81mi
226 Saint Catherines CT Summerville, SC 2.0–3.0 2.5 1421 $2,275 $1.60 2d 8 0.82mi
1425 Old Trolley Rd Summerville, SC 1.0–2.0 1.0–2.0 875 $1,631 $1.86 2d 10 0.91mi
124 Miley Dr Summerville, SC 3.0 2.0 1460 $1,900 $1.30 23d 1 0.91mi
300 Miles Jamison Rd Summerville, SC 2.0 1.5 1200 $1,425 $1.19 23d 1 0.92mi
117 Lynches River Dr Summerville, SC 3.0 2.5 1470 $1,999 $1.36 23d 1 0.97mi
1 Bosquet Ct Summerville, SC 1.0–3.0 1.0–1.5 940 $1,823 $1.94 2d 15 1.03mi
211 Congaree River Dr Summerville, SC 3.0 2.5 1650 $2,995 $1.82 23d 1 1.04mi
160 Wainwright Mnr Summerville, SC 3.0 2.5 1867 $2,500 $1.34 23d 1 1.13mi
202 Seneca River Dr Summerville, SC 3.0 2.5 1680 $2,295 $1.37 11d 1 1.24mi
112 Stewart Pl Summerville, SC 2.0 2.0 979 $1,700 $1.74 23d 1 1.26mi
950 Travelers Blvd Summerville, SC 2.0 1.0 695 $1,509 $2.17 2d 4 1.29mi
106 Kimeran Ln Summerville, SC 2.0 1.5 1000 $1,350 $1.35 18d 1 1.41mi
101 Timber Ln Unit C Summerville, SC 2.0 1.5 1000 $1,375 $1.38 23d 1 1.42mi
903 Peacock Pl Unit 1 Summerville, SC 3.0 2.0 1156 $1,850 $1.60 11d 1 1.42mi
903 Peacock Pl Unit 1 Summerville, SC 3.0 2.0 1156 $1,850 $1.60 23d 1 1.42mi
125 Tiffany Ln Summerville, SC 4.0 2.0 1365 $2,000 $1.47 2d 1 1.43mi
114 Jedi Ln Unit A Summerville, SC 3.0 2.0 1200 $1,695 $1.41 2d 1 1.44mi
328 Seneca River Dr Summerville, SC 3.0 2.0 1270 $2,000 $1.57 2d 1 1.45mi
101 Langley Dr Unit C Summerville, SC 3.0 2.5 1315 $1,800 $1.37 2d 1 1.46mi
101 Langley Dr Unit C Summerville, SC 3.0 2.5 1320 $1,800 $1.36 23d 1 1.46mi
1925 Bacons Bridge Rd Summerville, SC 3.0 2.0 1152 $1,524 $1.32 2d 1 1.46mi
101 Langley Dr Unit D Summerville, SC 3.0 2.5 1315 $1,900 $1.44 23d 1 1.46mi
325 Midland Pkwy Summerville, SC 1.0–3.0 1.0–2.0 1040 $2,039 $1.96 2d 21 1.46mi
236 Spencer Cir Summerville, SC 4.0 3.0 1542 $2,225 $1.44 23d 1 1.50mi

Listing history 14 events

  1. 2026-06-18
    days on market $67,500 Active 37 DOM
  2. 2026-06-17
    days on market $67,500 Active 36 DOM
  3. 2026-06-16
    days on market $67,500 Active 35 DOM
  4. 2026-06-15
    days on market $67,500 Active 34 DOM
  5. 2026-06-13
    days on market $67,500 Active 32 DOM
  6. 2026-06-13
    days on market $67,500 Active 31 DOM
  7. 2026-06-10
    days on market $67,500 Active 29 DOM
  8. 2026-06-09
    days on market $67,500 Active 28 DOM
  9. 2026-06-08
    days on market $67,500 Active 27 DOM
  10. 2026-06-07
    days on market $67,500 Active 26 DOM
  11. 2026-06-03
    days on market $67,500 Active 22 DOM
  12. 2026-06-01
    days on market $67,500 Active 20 DOM
  13. 2026-05-31
    days on market $67,500 Active 19 DOM
  14. 2026-05-12
    listed $67,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$540 · $45/mo
Projected year-2 tax
$540 · $45/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,810
− Mortgage interest
−$3,781
− Property taxes
−$540
− Insurance
−$338
− Repairs & maintenance
−$1,905
− Management
−$1,905
− Depreciation
−$1,964
Taxable income
$13,378
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,211
After-tax cash flow
$10,474/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dorchester 02
NCES district ID
4502010
Math proficiency
40% ▼ -13.00%
Reading proficiency
55% ▼ -4.00%
Median HH income
$57,937
Composite
41.41/100
National rank
#3475
State rank
#12 of 80 in SC

Livability — Summerville

Score
63/100
State rank
#167
US rank
#15058

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment C Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Summerville, SC
County
Dorchester County · 182,866 people
City population
171,668
Metro
Charleston-North Charleston, SC
Population (ZIP)
58,507
Household income
$82,987
Rent vs Own
25.9% rent · 74.1% own
Severe rent burden
1302.0

Population outlook (Dorchester County) Hauer SSP2

Today (2025)
186,982 people
By 2030
203,967 · +9.1%
By 2040
237,160 · +26.8%
By 2050
267,479 · +43.1%
By 2075
333,025 · +78.1%
By 2100
366,560 · +96.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 7% Two or more races 7% Asian 3% Pacific Islander 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
7% · Canada, China, Vietnam
Languages at home
92% English-only · Spanish 4% Chinese 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Dorchester

2024 margin
R (+14.6) · D 41.8% · R 56.4% · Other 1.9%
2008→2024 swing
+0.9pp no change · 2008: -15.5pp · 2024: -14.6pp
All cycles
2024: R+14.6 2020: R+10.5 2016: R+17.5 2012: R+16.0 2008: R+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -305.43%
Current HPI
210.8607
Rent YoY
▲ 3.93%
Metro
Charleston-North Charleston, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-12 Listed $67,500 FSBO.com

Property tax history

+1.5%/yr

Latest (2017): $540 · +3.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…