CashFlowRE
Sign in Sign up
5701 Lanty
C Composite 55.95
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.9/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +3.7/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$228,000

5701 Lanty · New Woodville, OK 73439
2 bd · 1.0 ba · 912 sqft · SingleFamily public records · 12 Days on market
Built 1982 2.50 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

2.5 acres M/L Lanty Ln. In need of repair. Interior of home shows no visible signs of cracks, the inside garage has visible cracks in floor & ceiling. The exterior will need to be completely replaced. Seller has 1981 Mercruiser, 19' 4 sale.

Key facts

  • 2.5 acres
  • 2.5 acre lot
  • 2 garage spots

Tags

2.5 ACRES

Property features AI

Finance

  • Other: Existing property; 2.5-acre lot
  • Financial info: Loan qualification: eligible; Not assumable
  • HOA & community: No mandatory association dues

Exterior

  • Parking: 2-car garage
  • Utilities: Address uses manual geocode
  • Home design: Single family residence; One-level home; Residential property
  • Construction: Frame construction; Metal roof; Conventional foundation
  • Exterior features: Open deck; Wooded lot

Interior

  • Bedrooms: 2 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating
  • Interior features: Open living area; One fireplace (electric)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $228k.

Deal economics

  • At list price, monthly cash flow is $233 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $198k (13.2% below list).
  • Recommended offer: $198k (13.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 49/100 on livability (#680 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, employment B+; Watch: amenities F, commute F, health & safety F.
  • Kingston (rural): math 27% / reading 32% proficiency, ranked #70 of 270 in OK (top 26%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Kingston Es (math 33% / reading 32%, grade F, #210 of 845 statewide, top 25%, 620 students, 0% FRL); Kingston Hs (math 22% / reading 27%, grade F, #150 of 447 statewide, top 48%, 362 students, 0% FRL) — zoned schools average 0% FRL vs 76% district-wide (76 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 435 active listings in the ZIP; 42 units permitted in Marshall County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Marshall County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $48k; list at $228k implies a 380% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $197,898 (13.2% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
7.52%
Cash-on-cash
4.38%
DSCR
1.20
GRM
9.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.4%
Equity multiple
3.18×
Total profit
$138,904
Equity at exit
$205,400
10-year hold
IRR
23.9%
Equity multiple
7.22×
Total profit
$397,130
Equity at exit
$442,954

Cash invested: $63,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73439

Home prices YoY
12.3%
Active inventory
435
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,979 medium interval (Pro) →
Mortgage (P&I)
$1,196
Tax from tax record
$40 /mo · $475/yr
Insurance
$95
HOA
$0
Vacancy / Maint / Mgmt
$416
Net cashflow
$233

Break-even live

Break-even rent $1,684
Max offer price $228,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,000
Closing costs
$6,840
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-06-01
    statusdays on market $228,000 Pending 12 DOM
  2. 2026-05-31
    days on market $228,000 Active 11 DOM
  3. 2026-05-30
    days on market $228,000 Active 10 DOM
  4. 2026-05-20
    listed $228,000 Active
  5. 2017-07-13
    soldstatus $47,500 244-char remark
    Show marketing remark (244 chars)

    2.5 acres M/L Lanty Ln. In need of repair. Interior of home shows no visible signs of cracks, the inside garage has visible cracks in floor & ceiling. The exterior will need to be completely replaced. Seller has 1981 Mercruiser, 19' 4 sale.

  6. 2017-03-16
    listed $59,900 244-char remark
    Show marketing remark (244 chars)

    2.5 acres M/L Lanty Ln. In need of repair. Interior of home shows no visible signs of cracks, the inside garage has visible cracks in floor & ceiling. The exterior will need to be completely replaced. Seller has 1981 Mercruiser, 19' 4 sale.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$475 · $40/mo
Projected year-2 tax
$2,052 · $171/mo
Expected delta
+$1,577/yr (+$131/mo · 332.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,748
− Mortgage interest
−$12,772
− Property taxes
−$475
− Insurance
−$1,140
− Repairs & maintenance
−$1,900
− Management
−$1,900
− Depreciation
−$6,633
Taxable loss
−$1,071
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$257
After-tax cash flow
$3,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kingston
NCES district ID
4016590
Math proficiency
27% ▼ -7.00%
Reading proficiency
32% ▼ -7.00%
Median HH income
$40,655
Composite
24.88/100
National rank
#7585
State rank
#70 of 270 in OK

Livability — New Woodville

Score
49/100
State rank
#680
US rank
#25850

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B+ Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,011

Population outlook (Marshall County) Hauer SSP2

Today (2025)
17,405 people
By 2030
18,038 · +3.6%
By 2040
19,513 · +12.1%
By 2050
21,283 · +22.3%
By 2075
27,884 · +60.2%
By 2100
35,435 · +103.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 16% Native American 5% Hispanic / Latino 4%
Common ancestry
Lithuanian 3% Italian 2% Serbian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Marshall

2024 margin
Solid R (+63.4) · D 17.7% · R 81.2% · Other 1.1%
2008→2024 swing
-24.6pp toward R · 2008: -38.8pp · 2024: -63.4pp
All cycles
2024: R+63.4 2020: R+62.5 2016: R+56.6 2012: R+45.7 2008: R+38.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 26.96%
Current HPI
246.2253
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+280.6% since first listed
3 events — show timeline
  • 2026-05-20 Listed $228,000 MLSOK
  • 2017-07-13 Sold (MLS) $47,500 MLS Technology, Inc.
  • 2017-03-16 Listed $59,900 MLS Technology, Inc.

Property tax history

+0.4%/yr

Latest (2025): $475 · +6.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…