🌊 Lakefront
922 Lake Destiny Rd Unit E · Altamonte Springs, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.5/30.0
- ARV discount +7.5/15.0
- 1% rule +7.1/10.0
- Schools +5.1/10.0
- Livability +4.1/5.0
- DSCR +3.4/10.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Location, location, location!!! Beautiful 2 bed/1bath condo located in the heart of Altamonte springs. Beautiful community with a Lake front, clubhouse, tennis court, private boat ramp. This unit has been recently renovated the bathroom and floors. It ha new insultes Windows, washer and dryer included. Just minutes of highway I4 and 436, restaurants, shops, and great schools! This unit is perfect for homeowners or investors!
Key facts
- Navigable lakes
- Swimming pools
- Private dock
Tags
Property features AI
Finance
- Other: Living area reported as 826 square feet; Lot roughly 0.01 acre; Zoning: MOR-1; Directions available to property
- Financial info: Total monthly fees $333 (total annual $3,996); Lease restrictions apply
- HOA & community: HOA: Destiny Springs (monthly fee $333); Condo fees include maintenance of structure, pool, and other items; Association approval required; Community clubhouse, pool, and tennis courts; Cats and dogs allowed
Exterior
- Utilities: Public water; Public sewer; Cable available; Water available; Sewer available
- Home design: Residential condominium; Second-floor unit; Northeast-facing; One level (unit is on floor 2 of a 2-story building)
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Building number 922
- Exterior features: Other exterior features; Asphalt road access
Interior
- Kitchen: Disposal; Microwave; Range; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Vinyl flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Open floor plan; 4 total rooms
- Laundry & utility: Inside laundry in a laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $120k.
Deal economics
- At list price, monthly cash flow is $-40 ($-484/yr) — negative.
- To cash-flow at today's rent, offer at most $113k (5.9% below list).
- Meets the 1% rule at list price ($1k rent vs $120k).
- Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.9% vs local median 3.4% in Altamonte Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#62 in FL, #1,095 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime D+, amenities D-.
- Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Spring Lake Elementary School (math 48% / reading 44%, grade D-, #1,234 of 2,144 statewide, top 58%, 561 students, 80% FRL); Milwee Middle School (math 55% / reading 56%, grade B-, #178 of 571 statewide, top 31%, 1,426 students, 64% FRL); Lyman High School (math 36% / reading 50%, grade F, #255 of 667 statewide, top 39%, 2,084 students, 53% FRL) — zoned schools average 66% FRL vs 38% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.8%/yr); 259 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 325 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 12y ago; this cycle's ask has dropped $25k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 23% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 325 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 5.89%
- Cash-on-cash
- -1.44%
- DSCR
- 0.94
- GRM
- 6.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -23.5%
- Equity multiple
- 0.23×
- Total profit
- $-26,038
- Equity at exit
- $17,892
- IRR
- -38.4%
- Equity multiple
- -0.23×
- Total profit
- $-41,477
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32714
- Rents YoY
- -0.8%
- Active inventory
- 259
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,456 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$178 /mo · $2,135/yr
- Insurance
- −$50
- HOA
- −$333
- Vacancy / Maint / Mgmt
- −$306
- Net cashflow
- $-40
Break-even live
Sensitivity live
| Price | -10% $28 | -5% $-6 | +0% $-40 | +5% $-74 | +10% $-108 |
|---|---|---|---|---|---|
| Rent | -10% $-155 | -5% $-98 | +0% $-40 | +5% $17 | +10% $75 |
| Rate | -1.0pp $20 | -0.5pp $-10 | base $-40 | +0.5pp $-71 | +1.0pp $-103 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 924 Lake Destiny Rd Unit A Altamonte Springs, FL | 2.0 | 1.0 | 826 | $1,300 | $1.57 | 25d | 1 | 0.01mi |
| 922 Lake Destiny Rd Altamonte Springs, FL | 2.0 | 2.0 | 897 | $1,350 | $1.51 | 25d | 1 | 0.02mi |
| 922 Lake Destiny Rd Unit C Altamonte Springs, FL | 2.0 | 2.0 | 897 | $1,325 | $1.48 | 14d | 1 | 0.02mi |
| 914 Lake Destiny Rd Unit F Altamonte Springs, FL | 3.0 | 2.0 | 1112 | $1,650 | $1.48 | 25d | 1 | 0.05mi |
| 902 Lake Destiny Rd Unit C Altamonte Springs, FL | 2.0 | 2.0 | 897 | $1,550 | $1.73 | 12d | 1 | 0.07mi |
| 940 Lake Destiny Rd Unit H Altamonte Springs, FL | 2.0 | 1.0 | 826 | $1,400 | $1.69 | 25d | 1 | 0.08mi |
| 908 Lake Destiny Rd Unit Main Altamonte Springs, FL | 3.0 | 2.0 | 1112 | $1,950 | $1.75 | 25d | 1 | 0.10mi |
| 944 Lake Destiny Rd Altamonte Springs, FL | 1.0 | 1.0 | 625 | $1,142 | $1.83 | 0d | 3 | 0.11mi |
| 944 Lake Destiny Rd Altamonte Springs, FL | 1.0 | 1.0 | 625 | $1,142 | $1.83 | 21d | 3 | 0.11mi |
| 948 Lake Destiny Rd Altamonte Springs, FL | 1.0 | 1.0 | 625 | $1,250 | $2.00 | 5d | 1 | 0.12mi |
| 948 Lake Destiny Rd Unit C Altamonte Springs, FL | 1.0 | 1.0 | 625 | $1,200 | $1.92 | 25d | 1 | 0.12mi |
| 895 Wymore Rd Altamonte Springs, FL | 1.0–4.0 | 1.0–2.5 | 1304 | $1,481 | $1.14 | 0d | 18 | 0.17mi |
| 693 Wymore Rd Altamonte Springs, FL | 1.0–2.0 | 1.0–2.0 | 860 | $1,814 | $2.11 | 0d | 16 | 0.58mi |
| 230 Country Walk Pl Altamonte Springs, FL | 1.0–3.0 | 1.0–2.5 | 1068 | $1,832 | $1.72 | 0d | 51 | 0.78mi |
| 435 Wymore Rd #207 Altamonte Springs, FL | 1.0 | 1.0 | 650 | $1,300 | $2.00 | 19d | 1 | 0.87mi |
| 351 Northlake Blvd Altamonte Springs, FL | 1.0–2.0 | 1.0–2.0 | 837 | $1,938 | $2.31 | 0d | 23 | 0.94mi |
| 115 Orienta Dr Altamonte Springs, FL | 3.0 | 2.0 | 1080 | $1,900 | $1.76 | 25d | 1 | 0.95mi |
| 355 Wymore Rd #202 Altamonte Springs, FL | 2.0 | 1.0 | 828 | $1,380 | $1.67 | 18d | 1 | 0.96mi |
| 325 Wymore Rd Unit 325-106 Altamonte Springs, FL | 1.0 | 1.0 | 651 | $1,000 | $1.54 | 25d | 1 | 1.00mi |
| 315 Wymore Rd Altamonte Springs, FL | 1.0 | 1.0 | 650 | $1,172 | $1.80 | 25d | 2 | 1.01mi |
| 315 Wymore Rd Altamonte Springs, FL | 1.0 | 1.0 | 650 | $1,150 | $1.77 | 19d | 1 | 1.01mi |
| 9000 Summit Centre Way Orlando, FL | 1.0–3.0 | 1.0–2.0 | 1116 | $2,037 | $1.82 | 0d | 15 | 1.02mi |
| 334 Wymore Rd Altamonte Springs, FL | 1.0 | 1.0 | 663 | $995 | $1.50 | 23d | 1 | 1.04mi |
| 1939 Grand Isle Cir Orlando, FL | 1.0–4.0 | 1.0–2.0 | 1157 | $1,674 | $1.45 | 3d | 36 | 1.04mi |
| 356 Wymore Rd Altamonte Springs, FL | 1.0 | 1.0 | 765 | $1,080 | $1.41 | 23d | 1 | 1.05mi |
| 8636 Villa Pt Orlando, FL | 1.0–3.0 | 1.0–2.0 | 1156 | $1,914 | $1.66 | 0d | 39 | 1.05mi |
| 304 Wymore Rd Altamonte Springs, FL | 2.0 | 1.0 | 858 | $1,428 | $1.66 | 16d | 1 | 1.05mi |
| 360 Wymore Rd Altamonte Springs, FL | 1.0–3.0 | 1.0–2.0 | 1108 | $1,349 | $1.22 | 0d | 7 | 1.06mi |
| 262 Wymore Rd Altamonte Springs, FL | 1.0 | 1.0 | 765 | $1,080 | $1.41 | 14d | 1 | 1.07mi |
| 285 Wymore Rd Unit 285-202 Altamonte Springs, FL | 2.0 | 1.0 | 828 | $1,375 | $1.66 | 25d | 1 | 1.08mi |
| 285 Wymore Rd Unit 285-104 Altamonte Springs, FL | 1.0 | 1.0 | 651 | $1,100 | $1.69 | 25d | 1 | 1.08mi |
| 282 Wymore Rd Altamonte Springs, FL | 1.0 | 1.0 | 765 | $1,075 | $1.41 | 23d | 1 | 1.08mi |
| 264 Springs Colony Cir Altamonte Springs, FL | 1.0–3.0 | 1.0–2.0 | 1000 | $1,678 | $1.68 | 4d | 9 | 1.13mi |
| 601 Trelago Way Maitland, FL | 3.0 | 1.0–2.0 | 1058 | $2,772 | $2.62 | 0d | 16 | 1.13mi |
| 912 Innovation Way Altamonte Springs, FL | 1.0–3.0 | 1.0–2.0 | 1055 | $1,996 | $1.89 | 0d | 25 | 1.14mi |
| 895 Broadstone Way Altamonte Springs, FL | 3.0 | 1.0–2.0 | 1025 | $2,396 | $2.34 | 0d | 32 | 1.16mi |
| 9301 Summit Centre Way Unit 1103 Lockhart, FL | 1.0 | 1.0 | 712 | $1,956 | $2.75 | 14d | 1 | 1.19mi |
| 375 Lake Ontario Ct Altamonte Springs, FL | 1.0 | 1.0 | 678 | $1,322 | $1.95 | 5d | 2 | 1.22mi |
| 380 Lakepointe Dr #204 Altamonte Springs, FL | 1.0 | 1.0 | 712 | $1,345 | $1.89 | 6d | 1 | 1.24mi |
| 1150 Lake Shadow Cir Maitland, FL | 2.0 | 2.0 | 1079 | $1,638 | $1.52 | 3d | 2 | 1.25mi |
HOA detail condo
- Monthly dues
- $333 · $3,996/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 36 events
-
2026-06-21days on market $120,000 Active 325 DOM
-
2026-06-18days on market $120,000 Active 322 DOM
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2026-06-17days on market $120,000 Active 321 DOM
-
2026-06-16days on market $120,000 Active 320 DOM
-
2026-06-15days on market $120,000 Active 319 DOM
-
2026-06-13days on market $120,000 Active 317 DOM
-
2026-06-09days on market $120,000 Active 313 DOM
-
2026-06-08days on market $120,000 Active 312 DOM
-
2026-06-07days on market $120,000 Active 311 DOM
-
2026-06-04days on market $120,000 Active 308 DOM
-
2026-06-03days on market $120,000 Active 307 DOM
-
2026-06-02days on market $120,000 Active 306 DOM
-
2026-06-02remarks 644-char remark
-
2026-06-02days on market $120,000 Active 305 DOM
-
2026-05-31days on market $120,000 Active 304 DOM
-
2026-04-15status Active
-
2026-04-07status Pending
-
2026-01-30price $120,000
-
2026-01-05price $128,000
-
2025-10-28price $135,000
-
2025-08-21price $139,000
-
2025-07-23$145,000 Active
-
2025-05-02historical $1,350
-
2025-04-04$1,350
-
2021-12-09soldstatus $105,500
-
2021-11-22soldstatus $105,500 Closed 428-char remark
Show marketing remark (428 chars)
Location, location, location!!! Beautiful 2 bed/1bath condo located in the heart of Altamonte springs. Beautiful community with a Lake front, clubhouse, tennis court, private boat ramp. This unit has been recently renovated the bathroom and floors. It ha new insultes Windows, washer and dryer included. Just minutes of highway I4 and 436, restaurants, shops, and great schools! This unit is perfect for homeowners or investors!
-
2021-10-23status Pending 428-char remark
Show marketing remark (428 chars)
Location, location, location!!! Beautiful 2 bed/1bath condo located in the heart of Altamonte springs. Beautiful community with a Lake front, clubhouse, tennis court, private boat ramp. This unit has been recently renovated the bathroom and floors. It ha new insultes Windows, washer and dryer included. Just minutes of highway I4 and 436, restaurants, shops, and great schools! This unit is perfect for homeowners or investors!
-
2021-10-12$105,300 Active 428-char remark
Show marketing remark (428 chars)
Location, location, location!!! Beautiful 2 bed/1bath condo located in the heart of Altamonte springs. Beautiful community with a Lake front, clubhouse, tennis court, private boat ramp. This unit has been recently renovated the bathroom and floors. It ha new insultes Windows, washer and dryer included. Just minutes of highway I4 and 436, restaurants, shops, and great schools! This unit is perfect for homeowners or investors!
-
2015-02-27soldstatus $34,000 Sold 599-char remark
Show marketing remark (599 chars)
You'll simply fall in love with this second story condo with spacious living/dining combination floor plan. Sliding glass doors open up to your own balcony, the perfect place to relax and enjoy the amazing Florida weather. The kitchen is spacious with plenty of cabinet space. Two large bedrooms offer excellent closet space. Wonderful community amenities include three pools, a tennis court and a clubhouse. You'll also enjoy lake access and nearby shopping and restaurants. Buyer to verify all HOA if applicable, as well as room measurements prior to offer. This is a Fannie Mae HomePath property.
-
2015-01-13status Pending 599-char remark
Show marketing remark (599 chars)
You'll simply fall in love with this second story condo with spacious living/dining combination floor plan. Sliding glass doors open up to your own balcony, the perfect place to relax and enjoy the amazing Florida weather. The kitchen is spacious with plenty of cabinet space. Two large bedrooms offer excellent closet space. Wonderful community amenities include three pools, a tennis court and a clubhouse. You'll also enjoy lake access and nearby shopping and restaurants. Buyer to verify all HOA if applicable, as well as room measurements prior to offer. This is a Fannie Mae HomePath property.
-
2015-01-02status Active 599-char remark
Show marketing remark (599 chars)
You'll simply fall in love with this second story condo with spacious living/dining combination floor plan. Sliding glass doors open up to your own balcony, the perfect place to relax and enjoy the amazing Florida weather. The kitchen is spacious with plenty of cabinet space. Two large bedrooms offer excellent closet space. Wonderful community amenities include three pools, a tennis court and a clubhouse. You'll also enjoy lake access and nearby shopping and restaurants. Buyer to verify all HOA if applicable, as well as room measurements prior to offer. This is a Fannie Mae HomePath property.
-
2014-12-30status Pending 599-char remark
Show marketing remark (599 chars)
You'll simply fall in love with this second story condo with spacious living/dining combination floor plan. Sliding glass doors open up to your own balcony, the perfect place to relax and enjoy the amazing Florida weather. The kitchen is spacious with plenty of cabinet space. Two large bedrooms offer excellent closet space. Wonderful community amenities include three pools, a tennis court and a clubhouse. You'll also enjoy lake access and nearby shopping and restaurants. Buyer to verify all HOA if applicable, as well as room measurements prior to offer. This is a Fannie Mae HomePath property.
-
2014-12-22price $34,900 599-char remark
Show marketing remark (599 chars)
You'll simply fall in love with this second story condo with spacious living/dining combination floor plan. Sliding glass doors open up to your own balcony, the perfect place to relax and enjoy the amazing Florida weather. The kitchen is spacious with plenty of cabinet space. Two large bedrooms offer excellent closet space. Wonderful community amenities include three pools, a tennis court and a clubhouse. You'll also enjoy lake access and nearby shopping and restaurants. Buyer to verify all HOA if applicable, as well as room measurements prior to offer. This is a Fannie Mae HomePath property.
-
2014-11-19$42,900 Active 599-char remark
Show marketing remark (599 chars)
You'll simply fall in love with this second story condo with spacious living/dining combination floor plan. Sliding glass doors open up to your own balcony, the perfect place to relax and enjoy the amazing Florida weather. The kitchen is spacious with plenty of cabinet space. Two large bedrooms offer excellent closet space. Wonderful community amenities include three pools, a tennis court and a clubhouse. You'll also enjoy lake access and nearby shopping and restaurants. Buyer to verify all HOA if applicable, as well as room measurements prior to offer. This is a Fannie Mae HomePath property.
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2004-04-20soldstatus $64,500
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1981-07-01soldstatus $28,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,135 · $178/mo
- Projected year-2 tax
- $2,135 · $178/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,466
- − Mortgage interest
- −$6,722
- − Property taxes
- −$2,135
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,397
- − Management
- −$1,397
- − HOA
- −$3,996
- − Depreciation
- −$3,491
- Taxable loss
- −$2,272
- Est. tax savings @ 24.0%
- +$545
- After-tax cash flow
- $61/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Seminole
- NCES district ID
- 1201710
- Math proficiency
- 57% ▼ -7.00%
- Reading proficiency
- 61% ▼ -1.00%
- Median HH income
- $58,478
- Composite
- 51.05/100
- National rank
- #1769
- State rank
- #13 of 73 in FL
Livability — Altamonte Springs
- Score
- 82/100
- State rank
- #62
- US rank
- #1095
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Altamonte Springs, FL
- County
- Seminole County · 436,154 people
- City population
- 62,497
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 37,905
- Household income
- $70,955
- Rent vs Own
- Severe rent burden
- 1961.0
Population outlook (Seminole County) Hauer SSP2
- Today (2025)
- 515,494 people
- By 2030
- 545,713 · +5.9%
- By 2040
- 598,068 · +16.0%
- By 2050
- 640,663 · +24.3%
- By 2075
- 724,461 · +40.5%
- By 2100
- 755,530 · +46.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- White 43% Hispanic / Latino 31% Two or more races 17% Black 17% Asian 2%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 10% Cuban 3% Dominican 2%
- Common ancestry
- Lithuanian 4% Hispanic 3% Scotch-Irish 2%
- Foreign-born
- 18% · Canada, Jamaica, South Korea
- Languages at home
- 71% English-only · Spanish 22% French/Haitian/Cajun 3% Other Indo-European 1%
Political lean MEDSL · Seminole
- 2024 margin
- Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
- 2008→2024 swing
- -0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -200.78%
- Current HPI
- 338.6894
- Rent YoY
- ▼ -0.79%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+315.2% since first listed21 events — show timeline
- 2026-04-15 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-07 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-01-30 Price Changed $120,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-05 Price Changed $128,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-28 Price Changed $135,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-21 Price Changed $139,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-23 Listed $145,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-02 Rental Removed $1,350 PROPERTYWARE
- 2025-04-04 Listed for Rent $1,350 PROPERTYWARE
- 2021-12-09 Sold (Public Records) $105,500 Public Records
- 2021-11-22 Sold (MLS) $105,500 Stellar MLS as Distributed by MLS Grid
- 2021-10-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-10-12 Listed $105,300 Stellar MLS as Distributed by MLS Grid
- 2015-02-27 Sold (MLS) $34,000 Stellar MLS as Distributed by MLS Grid
- 2015-01-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-01-02 Relisted — Stellar MLS as Distributed by MLS Grid
- 2014-12-30 Pending — Stellar MLS as Distributed by MLS Grid
- 2014-12-22 Price Changed $34,900 Stellar MLS as Distributed by MLS Grid
- 2014-11-19 Listed $42,900 Stellar MLS as Distributed by MLS Grid
- 2004-04-20 Sold (Public Records) $64,500 Public Records
- 1981-07-01 Sold (Public Records) $28,900 Public Records
Property tax history
+10.7%/yrLatest (2025): $2,135 · +8.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…