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3475 N Country Club Dr #409
C Composite 55.11
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.3/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.7/10.0
  • Schools +5.0/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$167,000

3475 N Country Club Dr #409 · Aventura, FL 33180
1 bd · 1.0 ba · 741 sqft · Condo public records · 58 Days on market
Built 1971 $746/mo HOA · 28% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Prime Aventura Location, Great opportunity best deal in the building: beautiful, remodeled, furnished, vacant and ready to move in 1 bedroom, 1.1/2 bathrooms apt in the heart of the city for Excellence!. Motorized shades in living room and bedroom, speakers to listen to music in the whole apt: kitchen, living room, bedroom and bathrooms. Conveniently located, walking distance to Aventura Mall, Waterways Shoppes, and close to the beaches, parks and Aventura Hospital. 20 minutes to Fort Lauderdale and Miami Airports. HOA includes cable, internet, hot water. Easy to show, please text Listing Agent.

Key facts

  • Close to parks
  • Close to beaches
  • $746 HOA

Tags

CLOSE TO BEACHESCLOSE TO PARKSCLOSE TO AVENTURA HOSPITAL20 MINUTES TO FORT LAUDERDALE20 MINUTES TO MIAMI AIRPORTS

Property features AI

Finance

  • Financial info: Pets not allowed / pet restrictions
  • HOA & community: Association fee $746 monthly; Association fee covers hot water, internet, laundry, grounds maintenance, parking, pest control, sewer, security, trash, and water; Community amenities include billiard room, fitness center, laundry, library, barbecue/picnic area, pool, storage, trash service, and elevators; Community of 276 units

Exterior

  • Parking: Assigned parking; Guest parking; 1 covered/garage space
  • Security: Secured lobby; Security guard; Smoke detectors
  • Utilities: Cable available
  • Home design: Condominium in a multi-story building (8 stories); Faces north; Entry on level 4; Updated/remodeled; Attached property
  • Construction: Block construction; Effective year built
  • Exterior features: Balcony (screened); Barbecue; Storm/security shutters; Canal-front location; Association pool

Interior

  • Kitchen: Electric range; Microwave; Refrigerator
  • Bedrooms: Primary suite with sitting area (entry level)
  • Flooring: Tile flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Blinds on windows; Furnished; Main living area on entry level; Sitting area in primary suite; Tub with shower; Walk-in closet(s)
  • Laundry & utility: Laundry in common area; Storage room; Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $167k.

Deal economics

  • At list price, monthly cash flow is $-275 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $118k (29.1% below list).
  • Meets the 1% rule at list price ($3k rent vs $167k).
  • Recommended offer: $118k (29.1% below list) — sets the bar for cash-flow.
  • Cap rate 7.4% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: health & safety A+, amenities A, commute A; Watch: crime D+, cost of living F.
  • Zoned schools: Aventura Waterways K-8 Center (math 56% / reading 65%, grade B-, #664 of 2,144 statewide, top 32%, 2,168 students, 32% FRL); Highland Oaks Middle School (math 28% / reading 51%, grade F, #373 of 571 statewide, top 66%, 774 students, 50% FRL); Dr. Michael M. Krop Senior High (math 21% / reading 46%, grade F, #400 of 667 statewide, top 61%, 2,235 students, 49% FRL).
  • Market conditions: Rents soft (-1.5%/yr); 993 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $100k; list at $167k implies a 67% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 28% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,399 (29.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
  3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.58%
Cap rate
7.38%
Cash-on-cash
3.89%
DSCR
1.17
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-36.2%
Equity multiple
-0.10×
Total profit
$-51,552
Equity at exit
$24,900
10-year hold
IRR
Equity multiple
-1.02×
Total profit
$-94,229
Equity at exit
$14,439

Cash invested: $46,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33180

Rents YoY
-1.5%
Active inventory
993
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$2,645 medium interval (Pro) →
Mortgage (P&I)
$876
Tax from tax record
$247 /mo · $2,965/yr
Insurance
$70
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$746
Vacancy / Maint / Mgmt
$556
Net cashflow
$-275

Break-even live

Break-even rent $2,994
Max offer price $118,399
Occupancy floor

Sensitivity live

Price -10% $-181 -5% $-228 +0% $-275 +5% $-322 +10% $-370
Rent -10% $-484 -5% $-380 +0% $-275 +5% $-171 +10% $-66
Rate -1.0pp $-191 -0.5pp $-233 base $-275 +0.5pp $-318 +1.0pp $-362

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,750
Closing costs
$5,010
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $2,465 $2.92 5d 2 1.23mi
2602 E Hallandale Beach Blvd Unit 1227270P Hallandale Beach, FL 2.0 1.0–2.0 640 $3,224 $5.04 0d 3 1.39mi
2601 E Hallandale Beach Blvd Unit 1227344P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $2,465 $2.92 3d 2 1.40mi

HOA detail condo

Monthly dues
$746 · $8,952/yr
Likely covers
waterinternetcable
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 24 events

  1. 2026-06-21
    days on market $167,000 Active 58 DOM
  2. 2026-06-18
    days on market $167,000 Active 55 DOM
  3. 2026-06-17
    days on market $167,000 Active 54 DOM
  4. 2026-06-16
    days on market $167,000 Active 53 DOM
  5. 2026-06-15
    days on market $167,000 Active 52 DOM
  6. 2026-06-13
    days on market $167,000 Active 50 DOM
  7. 2026-06-09
    days on market $167,000 Active 46 DOM
  8. 2026-06-08
    days on market $167,000 Active 45 DOM
  9. 2026-06-07
    pricedays on market $167,000 Active 44 DOM
  10. 2026-06-04
    days on market $187,000 Active 41 DOM
  11. 2026-06-03
    days on market $187,000 Active 40 DOM
  12. 2026-06-02
    days on market $187,000 Active 39 DOM
  13. 2026-06-01
    days on market $187,000 Active 38 DOM
  14. 2026-05-31
    days on market $187,000 Active 37 DOM
  15. 2026-04-24
    listed $187,000 Active
  16. 2026-04-01
    historical $1,800
  17. 2026-03-18
    listed $1,800
  18. 2026-02-19
    historical
  19. 2026-01-28
    listed $1,900 Active
  20. 2026-01-01
    historical $1,900
  21. 2025-10-30
    listed $1,900
  22. 2003-09-22
    soldstatus $100,000
  23. 1999-08-25
    soldstatus $49,000
  24. 1979-12-01
    soldstatus $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,965 · $247/mo
Projected year-2 tax
$2,965 · $247/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 6 d/yr ≥103°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,744
− Mortgage interest
−$9,355
− Property taxes
−$2,965
− Insurance
−$5,954
− Repairs & maintenance
−$2,540
− Management
−$2,540
− HOA
−$8,952
− Depreciation
−$4,858
Taxable loss
−$5,418
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,300
After-tax cash flow
$-2,001/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Aventura

Score
80/100
State rank
#127
US rank
#1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aventura, FL
County
Miami-Dade County · 2,697,751 people
City population
34,147
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
34,147
Household income
$91,055
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1838.0

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
Common ancestry
Scotch-Irish 5% Romanian 5% Italian 3%
Foreign-born
52% · Canada, Jamaica, Dominican Republic
Languages at home
30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.81%
Current HPI
234.7715
Rent YoY
▼ -1.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+259.6% since first listed
10 events — show timeline
  • 2026-04-24 Listed $187,000 MARMLS
  • 2026-04-01 Rental Removed $1,800 MARMLS
  • 2026-03-18 Listed for Rent $1,800 MARMLS
  • 2026-02-19 Listing Removed MARMLS
  • 2026-01-28 Listed $1,900 MARMLS
  • 2026-01-01 Rental Removed $1,900 MARMLS
  • 2025-10-30 Listed for Rent $1,900 MARMLS
  • 2003-09-22 Sold (Public Records) $100,000 Public Records
  • 1999-08-25 Sold (Public Records) $49,000 Public Records
  • 1979-12-01 Sold (Public Records) $52,000 Public Records

Property tax history

+12.5%/yr

Latest (2025): $2,965 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…