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2915 Stratton Heights Ln
D- Composite 38.24
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.6/30.0
  • Condition / age +4.8/5.0
  • ARV discount +4.1/15.0
  • DSCR +3.8/10.0
  • 1% rule +3.6/10.0
  • Livability +3.5/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$279,490

2915 Stratton Heights Ln · Sealy, TX 77474
4 bd · 2.0 ba · 1,655 sqft · SingleFamily · 42 Days on market
Built 2026 Excellent condition Est $260k · 8% over ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

ESTIMATED COMPLETION DATE JULY 2026. Welcome to the Austin floorplan at Westward Pointe. This 1,655 sq. ft. single-story home that blends open living with comfortable private spaces The welcoming foyer leads into a light-filled family room, creating a natural gathering space at the heart of the home. Just beyond, the kitchen delivers both style and function with premium countertops, sleek cabinetry, stainless steel appliances, and a smooth connection to the dining area for everyday meals or casual hosting. The primary suite is set apart for privacy and comfort, featuring a walk-in closet and a well-appointed en-suite bath. Secondary bedrooms are thoughtfully placed and versatile, sharing a

Key facts

  • 2 garage spots
  • Built 2026
  • Listed 42 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $279k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-35 ($-426/yr) — negative.
  • To cash-flow at today's rent, offer at most $274k (1.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (14.1% below list).
  • Recommended offer: $240k (14.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 2.6% in Sealy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#342 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
  • Sealy ISD (rural): math 39% / reading 39% proficiency, ranked #405 of 826 in TX (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Selman El (math 31% / reading 36%, grade F, #2,174 of 4,322 statewide, top 51%, 639 students, 71% FRL); Sealy J H (math 38% / reading 38%, grade F, #717 of 1,662 statewide, top 44%, 664 students, 63% FRL); Sealy H S (math 42% / reading 44%, grade F, #713 of 1,632 statewide, top 44%, 903 students, 61% FRL).
  • Market conditions: 312 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 410 units permitted in Austin County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Austin County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $240,000 (14.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.14%
Cash-on-cash
-0.54%
DSCR
0.98
GRM
9.7

CMA / ARV

ARV (on-the-fly)
$259,835
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1281 Thornbird Trl 0.35mi 4/2.0 1,778 (+7%) 1mo $295,000 $166 70
2205 Laurel Bloom Ln 0.19mi 4/2.0 1,778 (+7%) 12mo $278,990 $157 69
2021 Woodlark Way 0.24mi 4/2.0 1,778 (+7%) 15mo $249,990 $141 64
1147 Buffalograss Trl 0.41mi 4/2.5 1,817 (+10%) 3mo $289,000 $159 60
2227 Laurel Bloom Ln 0.19mi 4/2.5 1,831 (+11%) 16mo $254,990 $139 58
1259 Waterside Trce 0.38mi 4/2.5 1,831 (+11%) 6mo $289,000 $158 58
2030 Woodlark Way 0.21mi 4/2.5 1,831 (+11%) 16mo $254,990 $139 57
1105 Sundown Prairie Dr 0.38mi 4/2.0 1,778 (+7%) 16mo $276,990 $156 57
1108 Sundown Prairie Dr 0.39mi 4/2.5 1,817 (+10%) 9mo $305,000 $168 56
2027 Woodlark Way 0.23mi 4/2.5 1,831 (+11%) 16mo $254,990 $139 56
2007 Woodlark Way 0.28mi 4/2.5 1,831 (+11%) 15mo $251,990 $138 55
214 White Wing Ln 0.62mi 4/2.0 1,845 (+12%) 15mo $325,000 $176 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.2%
Equity multiple
0.39×
Total profit
$-47,514
Equity at exit
$41,673
10-year hold
IRR
-9.1%
Equity multiple
0.44×
Total profit
$-44,138
Equity at exit
$24,165

Cash invested: $78,257 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77474

Active inventory
312
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,400 medium interval (Pro) →
Mortgage (P&I)
$1,466
Tax est. 1.5%
$349 /mo · $4,192/yr
Insurance
$116
HOA
$0
Vacancy / Maint / Mgmt
$504
Net cashflow
$-35

Break-even live

Break-even rent $2,445
Max offer price $274,354
Occupancy floor 96%

Sensitivity live

Price -10% $158 -5% $61 +0% $-35 +5% $-132 +10% $-229
Rent -10% $-225 -5% $-130 +0% $-35 +5% $59 +10% $154
Rate -1.0pp $105 -0.5pp $36 base $-35 +0.5pp $-108 +1.0pp $-182

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,872
Closing costs
$8,385
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 Morning Dove Trl Sealy, TX 4.0 2.0 1845 $2,400 $1.30 0d 1 0.67mi

Listing history 15 events

  1. 2026-06-04
    days on market $279,490 Active 42 DOM
  2. 2026-06-03
    days on market $279,490 Active 41 DOM
  3. 2026-06-02
    days on market $279,490 Active 40 DOM
  4. 2026-06-01
    days on market $279,490 Active 39 DOM
  5. 2026-05-31
    days on market $279,490 Active 38 DOM
  6. 2026-05-17
    price $278,990 901-char remark
  7. 2026-05-02
    price $276,990 901-char remark
  8. 2026-05-01
    price $269,990 901-char remark
  9. 2026-04-29
    price $269,990 906-char remark
  10. 2026-04-29
    price $266,990 901-char remark
  11. 2026-04-29
    price $266,990 906-char remark
  12. 2026-04-24
    price $271,990 901-char remark
  13. 2026-04-24
    price $271,990 906-char remark
  14. 2026-04-23
    listed $276,990 Active 901-char remark
  15. 2026-04-22
    listed $276,990 Active 906-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,800
− Mortgage interest
−$15,656
− Property taxes
−$4,192
− Insurance
−$1,397
− Repairs & maintenance
−$2,304
− Management
−$2,304
− Depreciation
−$8,131
Taxable loss
−$5,184
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,244
After-tax cash flow
$818/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This single-story home is in excellent condition with modern finishes and a well-maintained exterior. It offers a good investment opportunity with minimal needed improvements.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both Add smart home automation — Smart home features can increase both resale and rental value by making the home more modern and convenient.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both Add smart home automation — Smart home features can increase both resale and rental value by making the home more modern and convenient.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Sealy ISD
NCES district ID
4839630
Math proficiency
39% ▼ -6.00%
Reading proficiency
39% ▼ -2.00%
Median HH income
$57,842
Composite
34.42/100
National rank
#5200
State rank
#405 of 826 in TX

Livability — Sealy

Score
70/100
State rank
#342
US rank
#7463

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C Housing A+ Health & safety B User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sealy, TX
Population (ZIP)
14,846

Population outlook (Austin County) Hauer SSP2

Today (2025)
32,206 people
By 2030
33,459 · +3.9%
By 2040
35,809 · +11.2%
By 2050
37,933 · +17.8%
By 2075
44,179 · +37.2%
By 2100
47,870 · +48.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 56% Hispanic / Latino 32% Black 9% Two or more races 8% Asian 1%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Romanian 2% Lithuanian 1% Serbian 1%
Foreign-born
12% · Canada
Languages at home
73% English-only · Spanish 24% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Austin

2024 margin
Solid R (+62.7) · D 18.3% · R 81.0%
2008→2024 swing
-11.8pp toward R · 2008: -50.9pp · 2024: -62.7pp
All cycles
2024: R+62.7 2020: R+58.4 2016: R+59.7 2012: R+60.3 2008: R+50.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.57%
Current HPI
195.9491
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-2.5% since first listed
5 events — show timeline
  • 2026-05-20 Listing Removed HARMLS
  • 2026-04-29 Price Changed $269,990 HARMLS
  • 2026-04-29 Price Changed $266,990 HARMLS
  • 2026-04-24 Price Changed $271,990 HARMLS
  • 2026-04-22 Listed $276,990 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…