4060 55th St N #1209 · Kenneth City, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.21%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.1/30.0
- 1% rule +10.0/10.0
- DSCR +9.4/10.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- Livability +4.2/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$98,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming and Cozy as can Be. .. .! Clean as a Whistle. .. .and MOVE In Ready. .. ! Just bring your toothbrush . .! 2 Bedroom Condo with Peaceful Courtyard Views! The covered front entry leads to spacious Living and Dining Area and a lots of windows for natural light. Comfy and Cozy kitchen offers loads of cabinetry and pantry and overlooks the oversized Floridaroom with peaceful views of the courtyard. The Floridaroom includes the laundry center with full size washer dryer and laundry sink. The Floridaroom is great place to enjoy your morning coffee or read your favorite book with views of the courtyard. The Spacious Master is large enough to accommodate all of your furniture, has a large wall to wall closet and also overlooks the Floridaroom with views of the courtyard. The main bathroom features a tub and shower combo and tile floor. The Guest Bedroom is spacious and comfy for any your out of town guests. Watch out . .. they may not want to leave . .. ! Clearview Oaks is a popular 55+ Community with loads of activities such as shuffleboard courts, Clubhouse w/ library, game station, large screen TV, stage with sound system & large pull-down projection screen, kitchen, pool table, ping pong, dart board, & covered patio w/ rocking chairs. Stroll by the community lake with serenity fountain. And a car washing station for residents to use as well. The low monthly condo fees includes Internet, WiFi, Cable TV, Water, Sewer, Trash. A wonderful place to call Home for your everyday Home or for your second, vacation Home. Call today for your personal showing. Or for a FaceTime Realtime viewing. Professional Photo Shoot is schedule. Watch for Photos and Video coming soon . .. ! Condo can be purchased with all current and existing furniture and house hold goods. Just ask . .. !
Key facts
- Pool-table
- Two exterior doors
- Shuffleboard court
Tags
Property features AI
Finance
- Other: Living area approximately 875 square feet; Unit located in building Z26; Third-party listing; Directions: From 38th Ave N., North on 58th St., East on 40th Ave N., North on 55th St to the address.
- Financial info: Monthly condo fee $500
- HOA & community: Has HOA; Monthly condo fee $500 (includes cable TV, internet, maintenance of grounds, sewer, trash, water); Total annual fees $6,000; Buyer approval required; Senior community; Storage available; Sidewalks in community; Pets allowed (cats and dogs; number and size limits apply; max pet weight 25 lbs)
Exterior
- Parking: Assigned parking
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Cable connected; Public utilities
- Home design: Condominium; Single-story (one level); Faces east; Second-floor unit
- Construction: Block construction; Other construction materials; Other roof type; Slab foundation; Building Z26
- Exterior features: Rain gutters; Sidewalk; Landscaped grounds; Near public transit
Interior
- Kitchen: Built-in oven; Cooktop; Refrigerator; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Ceramic tile; Laminate; Other
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Living room / dining room combination; Florida room
- Laundry & utility: Washer and dryer inside unit
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $99k.
Deal economics
- At list price, monthly cash flow is $281 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $99k).
- Recommended offer: $87k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.7% vs local median 6.7% in Kenneth City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#47 in FL, #874 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities D.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Westgate Elementary School (math 59% / reading 50%, grade C, #892 of 2,144 statewide, top 44%, 541 students, 70% FRL); Tyrone Middle School (math 35% / reading 28%, grade F, #453 of 571 statewide, top 81%, 847 students, 68% FRL); Dixie M. Hollins High School (math 30% / reading 40%, grade F, #379 of 667 statewide, top 58%, 1,822 students, 56% FRL) — zoned schools average 65% FRL vs 48% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 311 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 41% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 267 days — a 12% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 15y ago; this cycle's ask has dropped $9k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 27% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 267 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.85% ✓
- Cap rate
- 9.70%
- Cash-on-cash
- 12.18%
- DSCR
- 1.54
- GRM
- 4.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.99% rent growth · sell at horizon
- IRR
- -1.4%
- Equity multiple
- 0.95×
- Total profit
- $-1,432
- Equity at exit
- $14,746
- IRR
- 5.0%
- Equity multiple
- 1.32×
- Total profit
- $8,814
- Equity at exit
- $8,551
Cash invested: $27,692 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33709
- Rents YoY
- 1.0%
- Active inventory
- 311
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,830 high interval (Pro) →
- Mortgage (P&I)
- −$519
- Tax from tax record
- −$105 /mo · $1,257/yr
- Insurance
- −$41
- HOA
- −$500
- Vacancy / Maint / Mgmt
- −$384
- Net cashflow
- $281
Break-even live
Sensitivity live
| Price | -10% $337 | -5% $309 | +0% $281 | +5% $253 | +10% $225 |
|---|---|---|---|---|---|
| Rent | -10% $136 | -5% $209 | +0% $281 | +5% $353 | +10% $426 |
| Rate | -1.0pp $331 | -0.5pp $306 | base $281 | +0.5pp $255 | +1.0pp $229 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,725
- Closing costs
- $2,967
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 34 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4000 58th St N Kenneth City, FL | 2.0 | 1.0 | 900 | $1,649 | $1.83 | 16d | 4 | 0.28mi |
| 5870 38th Ave N #40 Saint Petersburg, FL | 2.0 | 1.0 | 985 | $1,800 | $1.83 | 18d | 1 | 0.41mi |
| 2819 53rd St N Saint Petersburg, FL | 2.0 | 1.0 | 900 | $1,995 | $2.22 | 6d | 1 | 0.81mi |
| 6190 36th Ave N Saint Petersburg, FL | 2.0 | 1.0 | 1008 | $2,500 | $2.48 | 6d | 1 | 0.82mi |
| 5323 59th Cir W Kenneth City, FL | 1.0–2.0 | 1.0 | 800 | $1,375 | $1.72 | 4d | 4 | 0.91mi |
| 3910 44th St N Unit C9 Saint Petersburg, FL | 2.0 | 1.0 | 965 | $1,395 | $1.45 | 15d | 1 | 0.92mi |
| 5457 59th St N Unit NA St. Petersburg, FL | 2.0 | 1.0 | 800 | $2,400 | $3.00 | 26d | 1 | 0.97mi |
| 5540 59th St N Saint Petersburg, FL | 2.0 | 1.0 | 824 | $2,100 | $2.55 | 6d | 1 | 1.04mi |
| 5255 62nd St N Kenneth City, FL | 1.0–3.0 | 1.0–2.0 | 1000 | $1,538 | $1.54 | 4d | 2 | 1.04mi |
| 3980 64th St N Saint Petersburg, FL | 1.0–2.0 | 1.0–2.0 | 707 | $1,500 | $2.12 | 5d | 6 | 1.05mi |
| 5870 56th Ave N Kenneth City, FL | 2.0 | 1.0–2.0 | 850 | $1,595 | $1.88 | 5d | 7 | 1.07mi |
| 6423 34th Ter N Saint Petersburg, FL | 3.0 | 1.0 | 900 | $2,200 | $2.44 | 6d | 1 | 1.09mi |
| 4082 38th Ave N Saint Petersburg, FL | 2.0 | 1.0 | 775 | $2,400 | $3.10 | 6d | 1 | 1.15mi |
| 6538 42nd Ave N Unit 7 Kenneth City, FL | 2.0 | 1.0 | 648 | $2,000 | $3.09 | 26d | 1 | 1.21mi |
| 5541 Lown St N Apt S St. Petersburg, FL | 2.0 | 1.0 | 850 | $1,600 | $1.88 | 9d | 1 | 1.22mi |
| 5701 21st Ave N Saint Petersburg, FL | 1.0–2.0 | 1.0 | 775 | $1,899 | $2.45 | 9d | 3 | 1.23mi |
| 5860 22nd Ave N Apt 5 St. Petersburg, FL | 2.0 | 1.0 | 800 | $1,300 | $1.62 | 26d | 1 | 1.25mi |
| 5900 22nd Ave N Saint Petersburg, FL | 3.0 | 1.0 | 1100 | $1,950 | $1.77 | 6d | 1 | 1.26mi |
| 5900 22nd Ave N Unit 14 St. Petersburg, FL | 2.0 | 1.0 | 1000 | $1,650 | $1.65 | 16d | 1 | 1.26mi |
| 5900 22nd Ave N Unit 1 St. Petersburg, FL | 3.0 | 2.0 | 1100 | $1,999 | $1.82 | 19d | 1 | 1.26mi |
| 2176 Winchester Rd N #2 Saint Petersburg, FL | 3.0 | 2.0 | 1080 | $2,250 | $2.08 | 16d | 1 | 1.29mi |
| 4083 30th Ave N Saint Petersburg, FL | 2.0 | 1.0 | 924 | $1,750 | $1.89 | 19d | 1 | 1.31mi |
| 3947 Mohr Ave N Unit 1 St. Petersburg, FL | 2.0 | 1.0 | 767 | $1,450 | $1.89 | 16d | 1 | 1.31mi |
| 3556 66th St N St. Petersburg, FL | 1.0 | 1.0 | 610 | $1,300 | $2.13 | 16d | 1 | 1.33mi |
| 6080 22nd Ave N #5 Saint Petersburg, FL | 2.0 | 2.0 | 890 | $1,725 | $1.94 | 26d | 1 | 1.35mi |
| 6080 22nd Ave N #3 Saint Petersburg, FL | 2.0 | 2.0 | 890 | $1,825 | $2.05 | 26d | 1 | 1.35mi |
| 6080 22nd Ave N #3 Saint Petersburg, FL | 2.0 | 2.0 | 900 | $1,825 | $2.03 | 6d | 1 | 1.35mi |
| 6215 58th Ave N Saint Petersburg, FL | 2.0 | 1.0 | 850 | $1,900 | $2.24 | 6d | 1 | 1.35mi |
| 6522 54th Ave N Saint Petersburg, FL | 1.0–3.0 | 1.0–2.0 | 892 | $1,600 | $1.79 | 3d | 10 | 1.37mi |
| 4719 21st Ave N Saint Petersburg, FL | 2.0 | 1.0 | 672 | $1,800 | $2.68 | 26d | 1 | 1.39mi |
| 6524 54th Ave N Unit 2 St. Petersburg, FL | 2.0 | 1.0 | 840 | $1,360 | $1.62 | 26d | 1 | 1.40mi |
| 3733 42nd Ave N Saint Petersburg, FL | 2.0 | 1.0 | 608 | $1,695 | $2.79 | 26d | 1 | 1.43mi |
| 5301 40th St N Saint Petersburg, FL | 2.0 | 1.0 | 720 | $1,950 | $2.71 | 3d | 1 | 1.48mi |
| 4218 24th Ave N Saint Petersburg, FL | 2.0 | 1.0 | 1121 | $1,925 | $1.72 | 6d | 1 | 1.49mi |
HOA detail condo
- Monthly dues
- $500 · $6,000/yr
- Likely covers
- watersewertrashinternetcablepool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 23 events
-
2026-06-22days on market $98,900 Active 267 DOM
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2026-06-18days on market $98,900 Active 264 DOM
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2026-06-17days on market $98,900 Active 263 DOM
-
2026-06-16days on market $98,900 Active 262 DOM
-
2026-06-15days on market $98,900 Active 261 DOM
-
2026-06-13days on market $98,900 Active 259 DOM
-
2026-06-09days on market $98,900 Active 255 DOM
-
2026-06-08days on market $98,900 Active 254 DOM
-
2026-06-07days on market $98,900 Active 253 DOM
-
2026-06-04days on market $98,900 Active 250 DOM
-
2026-06-03days on market $98,900 Active 249 DOM
-
2026-06-01days on market $98,900 Active 247 DOM
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2026-05-31days on market $98,900 Active 246 DOM
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2026-04-17price $98,900
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2025-12-10status Active
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2025-02-10$107,500 Active
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2022-02-04soldstatus $101,000 Closed 1810-char remark
Show marketing remark (1810 chars)
Charming and Cozy as can Be. .. .! Clean as a Whistle. .. .and MOVE In Ready. .. ! Just bring your toothbrush . .! 2 Bedroom Condo with Peaceful Courtyard Views! The covered front entry leads to spacious Living and Dining Area and a lots of windows for natural light. Comfy and Cozy kitchen offers loads of cabinetry and pantry and overlooks the oversized Floridaroom with peaceful views of the courtyard. The Floridaroom includes the laundry center with full size washer dryer and laundry sink. The Floridaroom is great place to enjoy your morning coffee or read your favorite book with views of the courtyard. The Spacious Master is large enough to accommodate all of your furniture, has a large wall to wall closet and also overlooks the Floridaroom with views of the courtyard. The main bathroom features a tub and shower combo and tile floor. The Guest Bedroom is spacious and comfy for any your out of town guests. Watch out . .. they may not want to leave . .. ! Clearview Oaks is a popular 55+ Community with loads of activities such as shuffleboard courts, Clubhouse w/ library, game station, large screen TV, stage with sound system & large pull-down projection screen, kitchen, pool table, ping pong, dart board, & covered patio w/ rocking chairs. Stroll by the community lake with serenity fountain. And a car washing station for residents to use as well. The low monthly condo fees includes Internet, WiFi, Cable TV, Water, Sewer, Trash. A wonderful place to call Home for your everyday Home or for your second, vacation Home. Call today for your personal showing. Or for a FaceTime Realtime viewing. Professional Photo Shoot is schedule. Watch for Photos and Video coming soon . .. ! Condo can be purchased with all current and existing furniture and house hold goods. Just ask . .. !
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2022-01-05status Pending 1810-char remark
Show marketing remark (1810 chars)
Charming and Cozy as can Be. .. .! Clean as a Whistle. .. .and MOVE In Ready. .. ! Just bring your toothbrush . .! 2 Bedroom Condo with Peaceful Courtyard Views! The covered front entry leads to spacious Living and Dining Area and a lots of windows for natural light. Comfy and Cozy kitchen offers loads of cabinetry and pantry and overlooks the oversized Floridaroom with peaceful views of the courtyard. The Floridaroom includes the laundry center with full size washer dryer and laundry sink. The Floridaroom is great place to enjoy your morning coffee or read your favorite book with views of the courtyard. The Spacious Master is large enough to accommodate all of your furniture, has a large wall to wall closet and also overlooks the Floridaroom with views of the courtyard. The main bathroom features a tub and shower combo and tile floor. The Guest Bedroom is spacious and comfy for any your out of town guests. Watch out . .. they may not want to leave . .. ! Clearview Oaks is a popular 55+ Community with loads of activities such as shuffleboard courts, Clubhouse w/ library, game station, large screen TV, stage with sound system & large pull-down projection screen, kitchen, pool table, ping pong, dart board, & covered patio w/ rocking chairs. Stroll by the community lake with serenity fountain. And a car washing station for residents to use as well. The low monthly condo fees includes Internet, WiFi, Cable TV, Water, Sewer, Trash. A wonderful place to call Home for your everyday Home or for your second, vacation Home. Call today for your personal showing. Or for a FaceTime Realtime viewing. Professional Photo Shoot is schedule. Watch for Photos and Video coming soon . .. ! Condo can be purchased with all current and existing furniture and house hold goods. Just ask . .. !
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2021-12-31$99,900 Active 1810-char remark
Show marketing remark (1810 chars)
Charming and Cozy as can Be. .. .! Clean as a Whistle. .. .and MOVE In Ready. .. ! Just bring your toothbrush . .! 2 Bedroom Condo with Peaceful Courtyard Views! The covered front entry leads to spacious Living and Dining Area and a lots of windows for natural light. Comfy and Cozy kitchen offers loads of cabinetry and pantry and overlooks the oversized Floridaroom with peaceful views of the courtyard. The Floridaroom includes the laundry center with full size washer dryer and laundry sink. The Floridaroom is great place to enjoy your morning coffee or read your favorite book with views of the courtyard. The Spacious Master is large enough to accommodate all of your furniture, has a large wall to wall closet and also overlooks the Floridaroom with views of the courtyard. The main bathroom features a tub and shower combo and tile floor. The Guest Bedroom is spacious and comfy for any your out of town guests. Watch out . .. they may not want to leave . .. ! Clearview Oaks is a popular 55+ Community with loads of activities such as shuffleboard courts, Clubhouse w/ library, game station, large screen TV, stage with sound system & large pull-down projection screen, kitchen, pool table, ping pong, dart board, & covered patio w/ rocking chairs. Stroll by the community lake with serenity fountain. And a car washing station for residents to use as well. The low monthly condo fees includes Internet, WiFi, Cable TV, Water, Sewer, Trash. A wonderful place to call Home for your everyday Home or for your second, vacation Home. Call today for your personal showing. Or for a FaceTime Realtime viewing. Professional Photo Shoot is schedule. Watch for Photos and Video coming soon . .. ! Condo can be purchased with all current and existing furniture and house hold goods. Just ask . .. !
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2013-12-17soldstatus $42,000 663-char remark
Show marketing remark (663 chars)
Fully furnished 2 bedroom, 1 bath condo in well maintained 55 and over community of Clearview Oaks. This 2nd floor, interior unit comes fully furnished and is located nice and quiet at the end of the subdivision. Everything stays! All you need to bring is your toothbrush. The condo features a screened in balcony with additional room for storage, a fully equipped kitchen, 2 nice size bedrooms, living room dining room combo with an electric fireplace and much more. Pride of owner ship shows in this cozy, well maintained condo. Fantastic location. Within walking distance to banks, grocery stores, pharmacies, public transportation, restaurants and recreation.
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2013-12-16soldstatus $42,000
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2011-06-29$45,000 663-char remark
Show marketing remark (663 chars)
Fully furnished 2 bedroom, 1 bath condo in well maintained 55 and over community of Clearview Oaks. This 2nd floor, interior unit comes fully furnished and is located nice and quiet at the end of the subdivision. Everything stays! All you need to bring is your toothbrush. The condo features a screened in balcony with additional room for storage, a fully equipped kitchen, 2 nice size bedrooms, living room dining room combo with an electric fireplace and much more. Pride of owner ship shows in this cozy, well maintained condo. Fantastic location. Within walking distance to banks, grocery stores, pharmacies, public transportation, restaurants and recreation.
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1999-03-09soldstatus $21,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,257 · $105/mo
- Projected year-2 tax
- $1,257 · $105/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 6 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,958
- − Mortgage interest
- −$5,540
- − Property taxes
- −$1,257
- − Insurance
- −$494
- − Repairs & maintenance
- −$1,757
- − Management
- −$1,757
- − HOA
- −$6,000
- − Depreciation
- −$2,877
- Taxable income
- $2,277
- Est. tax owed @ 24.0%
- −$546
- After-tax cash flow
- $2,826/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Kenneth City
- Score
- 83/100
- State rank
- #47
- US rank
- #874
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kenneth City, FL
- County
- Pinellas County · 939,478 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 25,050
- Household income
- $53,501
- Rent vs Own
- Severe rent burden
- 712.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 11% Two or more races 10% Black 5% Asian 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Lithuanian 3% Romanian 3% Slovak 2%
- Foreign-born
- 14% · Canada, Vietnam, Jamaica
- Languages at home
- 84% English-only · Spanish 9% Other Indo-European 2% Vietnamese 2%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -416.74%
- Current HPI
- 391.368
- Rent YoY
- ▲ 0.99%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+371.0% since first listed10 events — show timeline
- 2026-04-17 Price Changed $98,900 Stellar MLS as Distributed by MLS Grid
- 2025-12-10 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-02-10 Listed $107,500 Stellar MLS as Distributed by MLS Grid
- 2022-02-04 Sold (MLS) $101,000 Stellar MLS as Distributed by MLS Grid
- 2022-01-05 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-12-31 Listed $99,900 Stellar MLS as Distributed by MLS Grid
- 2013-12-17 Sold (MLS) $42,000 Stellar MLS as Distributed by MLS Grid
- 2013-12-16 Sold (Public Records) $42,000 Public Records
- 2011-06-29 Listed $45,000 Stellar MLS as Distributed by MLS Grid
- 1999-03-09 Sold (Public Records) $21,000 Public Records
Property tax history
+8.0%/yrLatest (2025): $1,257 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…