1979 Ski Hill Rd Unit 1206D · Breckenridge, CO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 1/10 · Minimal
- Hot days now (above 77°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.6/5.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$7,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Prime Winter Plus Float in a beautiful one bedroom master unit. Grand Lodge on Peak 7 offers the most refined, ski in ski out experience available. BreckConnect Gondola & Independence Superchair steps from the Lodge. In/Outdoor Pools, Water Features, Hot Tubs, Steam Room, Sauna, Day Spa, Concierge, Game Room, Grotto, Shuttle Service, Grilling Stations, Piano Lounge, Fitness Room, family game room & on site dining with an outdoor deck.
Key facts
- Hot tubs
- Breckconnect gondola
- Water features
Tags
Property features AI
Finance
- Other: Pets not allowed; Directions: Ski Hill Road past Crystal Peaks Lodge and Grand Colorado; resort entrance on left
- HOA & community: Homeowners association with annual fee (monthly equivalent listed): $3,807 annually (about $317.25/month); Association amenities include fitness center and snow removal; Community features include clubhouse and pool; Building offers elevators, on-site management and a reception area; Building name: Grand Lodge on Peak 7
Exterior
- Parking: Basement parking
- Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available; Water available; Sewer available
- Home design: Residential timeshare; Multi-family zoning
- Construction: Asphalt roof; Other/see remarks construction materials; 706 square feet
- Exterior features: Deck; Private pool; Community pool; Paved road
Interior
- Kitchen: Cooktop; Range; Microwave; Dishwasher; Disposal; Refrigerator
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Heating provided
- Interior features: Furnished; Gas fireplace; Has view
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath timeshare listed at $8k.
Deal economics
- At list price, monthly cash flow is $2k ($19k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $8k).
- Recommended offer: $7k (12.0% below list) — sets the bar for market timing.
- Cap rate 241.8% vs local median 0.7% in Breckenridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#62 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing B; Watch: health & safety C-, crime D, amenities F.
- Summit School District No. RE-1 (rural): math 27% / reading 43% proficiency, ranked #35 of 86 in CO (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 614 active listings in the ZIP; high-income renter base; 308 units permitted in Summit County in 2024 (123 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $55 of loan paydown is wiped out by about $237 of value loss. Plan a longer hold.
- Summit County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $2k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 735 days — a 12% lower offer ($7k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 735 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 30.80% ✓
- Cap rate
- 241.83%
- Cash-on-cash
- 841.20%
- DSCR
- 38.43
- GRM
- 0.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 45.17×
- Total profit
- $97,711
- Equity at exit
- $1,178
- IRR
- —
- Equity multiple
- 97.38×
- Total profit
- $213,194
- Equity at exit
- $683
Cash invested: $2,212 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 80424
- Active inventory
- 614
- Price-to-rent
- 0.3×
Monthly cashflow live
- Estimated rent
- $2,433 medium interval (Pro) →
- Mortgage (P&I)
- −$41
- Tax est. 1.5%
- −$10 /mo · $118/yr
- Insurance
- −$3
- HOA
- −$317
- Vacancy / Maint / Mgmt
- −$511
- Net cashflow
- $1,551
Break-even live
Sensitivity live
| Price | -10% $1,556 | -5% $1,553 | +0% $1,551 | +5% $1,548 | +10% $1,545 |
|---|---|---|---|---|---|
| Rent | -10% $1,358 | -5% $1,455 | +0% $1,551 | +5% $1,647 | +10% $1,743 |
| Rate | -1.0pp $1,555 | -0.5pp $1,553 | base $1,551 | +0.5pp $1,549 | +1.0pp $1,546 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,975
- Closing costs
- $237
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $317 · $3,804/yr
- Likely covers
- waterpooldoorman
Listing history 17 events
-
2026-06-19days on market $7,900 Active 735 DOM
-
2026-06-18days on market $7,900 Active 734 DOM
-
2026-06-17days on market $7,900 Active 733 DOM
-
2026-06-16days on market $7,900 Active 732 DOM
-
2026-06-15days on market $7,900 Active 731 DOM
-
2026-06-14days on market $7,900 Active 729 DOM
-
2026-06-12days on market $7,900 Active 728 DOM
-
2026-06-09days on market $7,900 Active 725 DOM
-
2026-06-08days on market $7,900 Active 724 DOM
-
2026-06-07days on market $7,900 Active 723 DOM
-
2026-06-05days on market $7,900 Active 720 DOM
-
2026-06-02days on market $7,900 Active 718 DOM
-
2026-06-01days on market $7,900 Active 717 DOM
-
2026-05-31days on market $7,900 Active 716 DOM
-
2026-05-30days on market $7,900 Active 715 DOM
-
2026-01-16price $7,900
-
2024-06-14$25,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 1/10 Low 7 d/yr ≥77°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,198
- − Mortgage interest
- −$443
- − Property taxes
- −$118
- − Insurance
- −$40
- − Repairs & maintenance
- −$2,336
- − Management
- −$2,336
- − HOA
- −$3,804
- − Depreciation
- −$230
- Taxable income
- $19,892
- Est. tax owed @ 24.0%
- −$4,774
- After-tax cash flow
- $13,833/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Summit School District No. RE-1
- NCES district ID
- 0806810
- Math proficiency
- 27% ▼ -7.00%
- Reading proficiency
- 43% ▼ -7.00%
- Median HH income
- $67,591
- Composite
- 31.97/100
- National rank
- #5840
- State rank
- #35 of 86 in CO
Livability — Breckenridge
- Score
- 72/100
- State rank
- #62
- US rank
- #6014
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Breckenridge, CO
- County
- Summit County · 31,352 people
- City population
- 9,764
- Metro
- Breckenridge, CO
- Population (ZIP)
- 9,764
- Household income
- $120,907
- Rent vs Own
- Severe rent burden
- 181.0
Population outlook (Summit County) Hauer SSP2
- Today (2025)
- 35,421 people
- By 2030
- 37,983 · +7.2%
- By 2040
- 42,597 · +20.3%
- By 2050
- 46,695 · +31.8%
- By 2075
- 55,288 · +56.1%
- By 2100
- 61,033 · +72.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 11% Hispanic / Latino 7% Asian 3% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Romanian 4% Slovak 4% Scotch-Irish 3%
- Foreign-born
- 5% · Canada, Dominican Republic
- Languages at home
- 95% English-only · Spanish 5%
Political lean MEDSL · Summit
- 2024 margin
- Solid D (+37.2) · D 67.0% · R 29.9% · Other 3.1%
- 2008→2024 swing
- +4.1pp toward D · 2008: 33.0pp · 2024: 37.2pp
- All cycles
- 2024: D+37.2 2020: D+39.5 2016: D+27.6 2012: D+24.4 2008: D+33.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -389.29%
- Current HPI
- 311.0453
- Rent YoY
- —
- Metro
- Breckenridge, CO
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
|
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| Food / Agriculture | 1 | $18B |
|
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| Packaging | 1 | $14B |
|
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| Healthcare | 1 | $13B |
|
||
| Energy | 1 | $10B |
|
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| Technology | 1 | $4B |
|
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Price history
-68.4% since first listed2 events — show timeline
- 2026-01-16 Price Changed $7,900 SAR
- 2024-06-14 Listed $25,000 SAR
Property tax history
+4.3%/yrLatest (2025): $4,538 · +18.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…