4691 Highpoint Ln · East Point, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +7.9/30.0
- ARV discount +6.3/15.0
- Schools +4.5/10.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- 1% rule +3.0/10.0
- Rent growth +2.7/5.0
- DSCR +1.9/10.0
$260,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.
Key facts
- Private deck
- Rear-entry garage
- 3,789 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $260k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-283 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $219k (15.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (19.8% below list).
- Recommended offer: $209k (19.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 72/100 on livability (#72 in GA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
- Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lee Elementary School (math 32% / reading 42%, grade F, #485 of 1,228 statewide, top 41%, 481 students, 100% FRL); Camp Creek Middle School (math 17% / reading 32%, grade F, #301 of 470 statewide, top 66%, 644 students, 100% FRL); Westlake High School (math 27% / reading 5%, grade F, #287 of 424 statewide, top 68%, 2,461 students, 43% FRL) — zoned schools average 81% FRL vs 41% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 26% at this address vs 51% district-wide (-25 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 655 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
- This rent runs 37% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 44 days — a 3% lower offer ($252k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 44 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 4.99%
- Cash-on-cash
- -4.66%
- DSCR
- 0.79
- GRM
- 10.4
CMA / ARV
- ARV (on-the-fly)
- $253,119
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4691 Highpoint Ln | 0.00mi | 3/2.5 | 1,821 (0%) | 1mo | $253,000 | $139 | 99 |
| 4764 Highpoint Way | 0.03mi | 3/2.5 | 1,706 (-6%) | 5mo | $258,000 | $151 | 84 |
| 4581 Parkway Cir | 0.24mi | 3/2.5 | 1,840 (+1%) | 4mo | $250,000 | $136 | 84 |
| 4811 Westgate Blvd | 0.15mi | 4/2.5 (+1) | 2,074 (+14%) | 12mo | $285,000 | $137 | 55 |
| 4595 Fradon Ct | 0.68mi | 3/2.0 | 1,665 (-9%) | 13mo | $269,999 | $162 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.95% rent growth · sell at horizon
- IRR
- 20.4%
- Equity multiple
- 2.64×
- Total profit
- $119,504
- Equity at exit
- $234,229
- IRR
- 18.1%
- Equity multiple
- 5.92×
- Total profit
- $358,441
- Equity at exit
- $505,123
Cash invested: $72,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30349
- Home prices YoY
- 4.6%
- Rents YoY
- 0.9%
- Active inventory
- 655
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,085 high interval (Pro) →
- Mortgage (P&I)
- −$1,363
- Tax est. 1.5%
- −$325 /mo · $3,900/yr
- Insurance
- −$108
- HOA
- −$133
- Vacancy / Maint / Mgmt
- −$438
- Net cashflow
- $-283
Break-even live
Sensitivity live
| Price | -10% $-103 | -5% $-193 | +0% $-283 | +5% $-372 | +10% $-462 |
|---|---|---|---|---|---|
| Rent | -10% $-447 | -5% $-365 | +0% $-283 | +5% $-200 | +10% $-118 |
| Rate | -1.0pp $-152 | -0.5pp $-216 | base $-283 | +0.5pp $-350 | +1.0pp $-418 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $65,000
- Closing costs
- $7,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4683 Highpoint Way Atlanta, GA | 3.0 | 2.5 | 1575 | $1,885 | $1.20 | 26d | 1 | 0.06mi |
| 4761 Highpoint Way #139 Atlanta, GA | 3.0 | 2.5 | 1670 | $2,500 | $1.50 | 7d | 1 | 0.07mi |
| 4779 Highpoint Way College Park, GA | 4.0 | 2.5 | 1950 | $2,201 | $1.13 | 7d | 1 | 0.08mi |
| 4910 Heritage Cir Atlanta, GA | 4.0 | 2.0 | 2229 | $2,355 | $1.06 | 26d | 1 | 0.11mi |
| 4709 Tradition Pkwy #2 Atlanta, GA | 4.0 | 2.5 | 1868 | $2,200 | $1.18 | 45d | 1 | 0.13mi |
| 4209 Legacy Sq Atlanta, GA | 3.0 | 2.5 | 1520 | $1,750 | $1.15 | 45d | 1 | 0.14mi |
| 4820 W Park Cir Atlanta, GA | 3.0 | 2.5 | 1392 | $1,649 | $1.18 | 22d | 1 | 0.14mi |
| 3740 Will Lee Rd Atlanta, GA | 3.0 | 2.0 | 1542 | $2,010 | $1.30 | 20d | 1 | 0.16mi |
| 3730 Will Lee Rd Atlanta, GA | 3.0 | 2.0 | 1462 | $1,939 | $1.33 | 7d | 1 | 0.18mi |
| 4569 Parkway Cir Atlanta, GA | 3.0 | 2.5 | 1622 | $2,150 | $1.33 | 45d | 1 | 0.25mi |
| 4561 Parkway Cir Atlanta, GA | 3.0 | 2.5 | 1773 | $1,950 | $1.10 | 7d | 1 | 0.28mi |
| 4524 Parkway Cir Atlanta, GA | 4.0 | 2.0 | 2610 | $2,215 | $0.85 | 0d | 1 | 0.38mi |
| 3730 Las Olas Dr Atlanta, GA | 3.0 | 2.5 | 1533 | $2,100 | $1.37 | 45d | 1 | 0.61mi |
| 3635 Las Olas Dr Atlanta, GA | 3.0 | 2.5 | 1788 | $1,599 | $0.89 | 14d | 1 | 0.63mi |
| 3605 Las Olas Dr Atlanta, GA | 3.0 | 2.0 | 1543 | $1,786 | $1.16 | 0d | 1 | 0.66mi |
| 435 Skif Pond Ct Atlanta, GA | 4.0 | 3.0 | 1567 | $2,228 | $1.42 | 0d | 1 | 0.89mi |
| 3369 The Way Pl Atlanta, GA | 3.0 | 2.5 | 1830 | $2,395 | $1.31 | 45d | 1 | 0.98mi |
| 3361 The Way Pl Atlanta, GA | 3.0 | 2.5 | 1968 | $3,500 | $1.78 | 45d | 1 | 0.99mi |
| 4555 Washington Rd Atlanta, GA | 1.0–3.0 | 1.0–2.5 | 1145 | $1,275 | $1.11 | 0d | 15 | 1.07mi |
| 4001 Virginia Ln Atlanta, GA | 3.0–4.0 | 2.0–2.5 | 1375 | $2,000 | $1.45 | 0d | 8 | 1.23mi |
| 4550 Washington Rd Atlanta, GA | 2.0 | 1.5 | 1350 | $1,450 | $1.07 | 45d | 1 | 1.26mi |
| 4401 Stone Gate Way Atlanta, GA | 3.0 | 2.5 | 1498 | $1,750 | $1.17 | 18d | 1 | 1.32mi |
| 4394 Stone Gate Way East Point, GA | 3.0 | 2.5 | 1485 | $1,645 | $1.11 | 26d | 1 | 1.32mi |
| 4249 High Park Ln Atlanta, GA | 3.0 | 2.5 | 1504 | $1,650 | $1.10 | 7d | 1 | 1.33mi |
| 5100 Welcome All Rd SW Atlanta, GA | 1.0–3.0 | 1.0–2.5 | 1057 | $1,600 | $1.51 | 7d | 5 | 1.36mi |
| — Atlanta, GA | 3.0 | 2.5 | 1498 | $1,750 | $1.17 | 20d | 1 | 1.38mi |
| 1414 Canopy Dr Unit 1 East Point, GA | 3.0 | 2.5 | 1660 | $3,000 | $1.81 | 26d | 1 | 1.40mi |
| 1410 Canopy Dr Unit 1 East Point, GA | 3.0 | 2.5 | 1600 | $1,600 | $1.00 | 14d | 1 | 1.41mi |
HOA detail
- Monthly dues
- $133 · $1,596/yr
Listing history 4 events
-
2026-04-18status Under Contract 960-char remark
Show marketing remark (960 chars)
This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.
-
2026-04-18status Pending
Show marketing remark (960 chars)
This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.
-
2026-03-05$260,000 New 960-char remark
Show marketing remark (960 chars)
This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.
-
2026-03-05$260,000 Active
Show marketing remark (960 chars)
This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $25,021
- − Mortgage interest
- −$14,564
- − Property taxes
- −$3,900
- − Insurance
- −$1,300
- − Repairs & maintenance
- −$2,002
- − Management
- −$2,002
- − HOA
- −$1,596
- − Depreciation
- −$7,564
- Taxable loss
- −$7,906
- Est. tax savings @ 24.0%
- +$1,897
- After-tax cash flow
- $-1,494/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This beautifully renovated two-story home is move-in ready with fresh LVP flooring, freshly painted interior, and a well-maintained exterior. It offers a good investment opportunity with potential for further value enhancement.
Value-add opportunities
- Both Landscaping improvements — Enhances curb appeal and property value
- Both Interior lighting upgrades — Improves ambiance and energy efficiency
- Both Smart home integration — Enhances convenience and marketability
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping improvements — Enhances curb appeal and property value ↑
- Both Interior lighting upgrades — Improves ambiance and energy efficiency ↑
- Both Smart home integration — Enhances convenience and marketability ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fulton County
- NCES district ID
- 1302280
- Math proficiency
- 49% ▼ -2.00%
- Reading proficiency
- 53% ▬ 0.00%
- Median HH income
- $68,035
- Composite
- 45.33/100
- National rank
- #2640
- State rank
- #12 of 174 in GA
Livability — East Point
- Score
- 72/100
- State rank
- #72
- US rank
- #6314
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- East Point, GA
- County
- Fulton County · 1,094,430 people
- City population
- 35,456
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 79,872
- Household income
- $67,023
- Rent vs Own
- Severe rent burden
- 4258.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (89%)
- Race & ethnicity
- Black 89% Hispanic / Latino 5% Two or more races 4% White 3%
- Foreign-born
- 9% · Canada
- Languages at home
- 88% English-only · Spanish 6% French/Haitian/Cajun 1%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 18.01%
- Current HPI
- 407.99
- Rent YoY
- ▲ 0.95%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+0.0% since first listed4 events — show timeline
- 2026-04-18 Pending — GAMLS
- 2026-04-18 Pending — FMLS
- 2026-03-05 Listed $260,000 FMLS
- 2026-03-05 Listed $260,000 GAMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…