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4691 Highpoint Ln
D Composite 43.95
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.9/30.0
  • ARV discount +6.3/15.0
  • Schools +4.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.7/5.0
  • DSCR +1.9/10.0

$260,000

4691 Highpoint Ln · East Point, GA 30349
3 bd · 2.5 ba · 1,821 sqft · SingleFamily · 44 Days on market
Built 2006 Good condition 3,789 sqft lot Est $253k · at est. $133/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.

Key facts

  • Private deck
  • Rear-entry garage
  • 3,789 sq ft lot

Tags

LUXURY VINYL PLANK FLOORINGFRESHLY PAINTED CABINETRYPRIVATE DECKREAR-ENTRY GARAGEEASY ACCESS TO SHOPPING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $260k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-283 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $219k (15.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (19.8% below list).
  • Recommended offer: $209k (19.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#72 in GA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Lee Elementary School (math 32% / reading 42%, grade F, #485 of 1,228 statewide, top 41%, 481 students, 100% FRL); Camp Creek Middle School (math 17% / reading 32%, grade F, #301 of 470 statewide, top 66%, 644 students, 100% FRL); Westlake High School (math 27% / reading 5%, grade F, #287 of 424 statewide, top 68%, 2,461 students, 43% FRL) — zoned schools average 81% FRL vs 41% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 51% district-wide (-25 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 655 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 44 days — a 3% lower offer ($252k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,509 (19.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
4.99%
Cash-on-cash
-4.66%
DSCR
0.79
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$253,119
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4691 Highpoint Ln 0.00mi 3/2.5 1,821 (0%) 1mo $253,000 $139 99
4764 Highpoint Way 0.03mi 3/2.5 1,706 (-6%) 5mo $258,000 $151 84
4581 Parkway Cir 0.24mi 3/2.5 1,840 (+1%) 4mo $250,000 $136 84
4811 Westgate Blvd 0.15mi 4/2.5 (+1) 2,074 (+14%) 12mo $285,000 $137 55
4595 Fradon Ct 0.68mi 3/2.0 1,665 (-9%) 13mo $269,999 $162 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.95% rent growth · sell at horizon

5-year hold
IRR
20.4%
Equity multiple
2.64×
Total profit
$119,504
Equity at exit
$234,229
10-year hold
IRR
18.1%
Equity multiple
5.92×
Total profit
$358,441
Equity at exit
$505,123

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30349

Home prices YoY
4.6%
Rents YoY
0.9%
Active inventory
655
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,085 high interval (Pro) →
Mortgage (P&I)
$1,363
Tax est. 1.5%
$325 /mo · $3,900/yr
Insurance
$108
HOA
$133
Vacancy / Maint / Mgmt
$438
Net cashflow
$-283

Break-even live

Break-even rent $2,443
Max offer price $219,110
Occupancy floor

Sensitivity live

Price -10% $-103 -5% $-193 +0% $-283 +5% $-372 +10% $-462
Rent -10% $-447 -5% $-365 +0% $-283 +5% $-200 +10% $-118
Rate -1.0pp $-152 -0.5pp $-216 base $-283 +0.5pp $-350 +1.0pp $-418

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,000
Closing costs
$7,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4683 Highpoint Way Atlanta, GA 3.0 2.5 1575 $1,885 $1.20 26d 1 0.06mi
4761 Highpoint Way #139 Atlanta, GA 3.0 2.5 1670 $2,500 $1.50 7d 1 0.07mi
4779 Highpoint Way College Park, GA 4.0 2.5 1950 $2,201 $1.13 7d 1 0.08mi
4910 Heritage Cir Atlanta, GA 4.0 2.0 2229 $2,355 $1.06 26d 1 0.11mi
4709 Tradition Pkwy #2 Atlanta, GA 4.0 2.5 1868 $2,200 $1.18 45d 1 0.13mi
4209 Legacy Sq Atlanta, GA 3.0 2.5 1520 $1,750 $1.15 45d 1 0.14mi
4820 W Park Cir Atlanta, GA 3.0 2.5 1392 $1,649 $1.18 22d 1 0.14mi
3740 Will Lee Rd Atlanta, GA 3.0 2.0 1542 $2,010 $1.30 20d 1 0.16mi
3730 Will Lee Rd Atlanta, GA 3.0 2.0 1462 $1,939 $1.33 7d 1 0.18mi
4569 Parkway Cir Atlanta, GA 3.0 2.5 1622 $2,150 $1.33 45d 1 0.25mi
4561 Parkway Cir Atlanta, GA 3.0 2.5 1773 $1,950 $1.10 7d 1 0.28mi
4524 Parkway Cir Atlanta, GA 4.0 2.0 2610 $2,215 $0.85 0d 1 0.38mi
3730 Las Olas Dr Atlanta, GA 3.0 2.5 1533 $2,100 $1.37 45d 1 0.61mi
3635 Las Olas Dr Atlanta, GA 3.0 2.5 1788 $1,599 $0.89 14d 1 0.63mi
3605 Las Olas Dr Atlanta, GA 3.0 2.0 1543 $1,786 $1.16 0d 1 0.66mi
435 Skif Pond Ct Atlanta, GA 4.0 3.0 1567 $2,228 $1.42 0d 1 0.89mi
3369 The Way Pl Atlanta, GA 3.0 2.5 1830 $2,395 $1.31 45d 1 0.98mi
3361 The Way Pl Atlanta, GA 3.0 2.5 1968 $3,500 $1.78 45d 1 0.99mi
4555 Washington Rd Atlanta, GA 1.0–3.0 1.0–2.5 1145 $1,275 $1.11 0d 15 1.07mi
4001 Virginia Ln Atlanta, GA 3.0–4.0 2.0–2.5 1375 $2,000 $1.45 0d 8 1.23mi
4550 Washington Rd Atlanta, GA 2.0 1.5 1350 $1,450 $1.07 45d 1 1.26mi
4401 Stone Gate Way Atlanta, GA 3.0 2.5 1498 $1,750 $1.17 18d 1 1.32mi
4394 Stone Gate Way East Point, GA 3.0 2.5 1485 $1,645 $1.11 26d 1 1.32mi
4249 High Park Ln Atlanta, GA 3.0 2.5 1504 $1,650 $1.10 7d 1 1.33mi
5100 Welcome All Rd SW Atlanta, GA 1.0–3.0 1.0–2.5 1057 $1,600 $1.51 7d 5 1.36mi
Atlanta, GA 3.0 2.5 1498 $1,750 $1.17 20d 1 1.38mi
1414 Canopy Dr Unit 1 East Point, GA 3.0 2.5 1660 $3,000 $1.81 26d 1 1.40mi
1410 Canopy Dr Unit 1 East Point, GA 3.0 2.5 1600 $1,600 $1.00 14d 1 1.41mi

HOA detail

Monthly dues
$133 · $1,596/yr

Listing history 4 events

  1. 2026-04-18
    status Under Contract 960-char remark
    Show marketing remark (960 chars)

    This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.

  2. 2026-04-18
    status Pending
    Show marketing remark (960 chars)

    This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.

  3. 2026-03-05
    listed $260,000 New 960-char remark
    Show marketing remark (960 chars)

    This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.

  4. 2026-03-05
    listed $260,000 Active
    Show marketing remark (960 chars)

    This beautifully renovated two-story home is eligible for down payment assistance and is truly move-in ready. The home features brand-new luxury vinyl plank (LVP) flooring throughout with no carpet and has been freshly painted, creating a modern and welcoming feel. The spacious floor plan offers 3 bedrooms and 2.5 bathrooms, along with plenty of room for every day living and entertaining. The kitchen includes freshly painted cabinetry paired perfectly with a stylish backsplash. The main level features a family room, breakfast area, and a dedicated office space; providing flexibility for work or relaxation. Upstairs, the owner's suite includes a private deck, the perfect place to unwind and enjoy quiet moments. The home also features a rear-entry, two car garage, adding both convenience and curb appeal. Located just minutes from I-285 and I-85. Easy access to shopping, dining, and the airport. This home is an absolute jewel you don't want to miss.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,021
− Mortgage interest
−$14,564
− Property taxes
−$3,900
− Insurance
−$1,300
− Repairs & maintenance
−$2,002
− Management
−$2,002
− HOA
−$1,596
− Depreciation
−$7,564
Taxable loss
−$7,906
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,897
After-tax cash flow
$-1,494/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 Cosmetic rehab

This beautifully renovated two-story home is move-in ready with fresh LVP flooring, freshly painted interior, and a well-maintained exterior. It offers a good investment opportunity with potential for further value enhancement.

Value-add opportunities

  • Both Landscaping improvements — Enhances curb appeal and property value
  • Both Interior lighting upgrades — Improves ambiance and energy efficiency
  • Both Smart home integration — Enhances convenience and marketability

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping improvements — Enhances curb appeal and property value
  • Both Interior lighting upgrades — Improves ambiance and energy efficiency
  • Both Smart home integration — Enhances convenience and marketability

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — East Point

Score
72/100
State rank
#72
US rank
#6314

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
East Point, GA
County
Fulton County · 1,094,430 people
City population
35,456
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,872
Household income
$67,023
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
4258.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (89%)
Race & ethnicity
Black 89% Hispanic / Latino 5% Two or more races 4% White 3%
Foreign-born
9% · Canada
Languages at home
88% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 18.01%
Current HPI
407.99
Rent YoY
▲ 0.95%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-04-18 Pending GAMLS
  • 2026-04-18 Pending FMLS
  • 2026-03-05 Listed $260,000 FMLS
  • 2026-03-05 Listed $260,000 GAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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