772 County Road 2191 · Cleveland, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.7/30.0
- Rent growth +3.5/5.0
- Schools +3.5/10.0
- DSCR +3.1/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- 1% rule +2.0/10.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
Key facts
- Privacy
- Open floor plan
- Double wide
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $-98 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $193k (8.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $146k (30.4% below list).
- Recommended offer: $146k (30.4% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 4.7% in Cleveland — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 61/100 on livability (#1,013 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, crime D-, amenities F.
- Tarkington ISD (rural): math 43% / reading 38% proficiency, ranked #373 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.0%/yr); 1574 active listings in the ZIP; 1,321 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Liberty County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 201 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 201 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.70% ✗
- Cap rate
- 5.73%
- Cash-on-cash
- -2.01%
- DSCR
- 0.91
- GRM
- 12.0
CMA / ARV
- ARV (median comp)
- $280,201
- List price
- $210,000
- Delta
- -25.05%
- Verdict
- UNDERPRICED
- Comps
- 15 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 4.0% rent growth · sell at horizon
- IRR
- -18.7%
- Equity multiple
- 0.34×
- Total profit
- $-38,913
- Equity at exit
- $31,312
- IRR
- -9.7%
- Equity multiple
- 0.39×
- Total profit
- $-36,143
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77327
- Home prices YoY
- -5.2%
- Rents YoY
- 4.0%
- Active inventory
- 1574
- Price-to-rent
- 12.0×
Monthly cashflow live
- Estimated rent
- $1,462 medium interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$64 /mo · $771/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$307
- Net cashflow
- $-98
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 16 events
-
2026-05-12status Pending 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2026-05-09status Pending 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2026-04-08price $210,000 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2026-03-12price $214,400 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2026-02-24price $214,500 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2026-02-04price $214,997 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2026-01-15price $214,998 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2026-01-06price $214,999 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-12-11price $215,000 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-12-06price $221,000 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-11-28price $222,000 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-11-20price $224,998 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-11-13price $224,999 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-11-04price $225,000 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-10-26price $229,999 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
-
2025-10-22$230,000 Active 552-char remark
Show marketing remark (552 chars)
This charming 3 bed, 2 bath double wide home sits on just over 1 acre in Tarkington ISD with No Flood Plain! Enjoy privacy in a peaceful country setting in North Cleveland. The open floor plan offers a spacious living room, ample cabinets, and family dining space. Situated on a cul-de-sac, the large cleared lot ensures no through traffic. With no HOA or restrictions, this property boasts a water well and aerobic septic system. Relax on the huge covered deck in the fenced front yard. Don't miss the chance to make this beautiful property your home!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $771 · $64/mo
- Projected year-2 tax
- $3,843 · $320/mo
- Expected delta
- +$3,072/yr (+$256/mo · 398.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,538
- − Mortgage interest
- −$11,763
- − Property taxes
- −$771
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,403
- − Management
- −$1,403
- − Depreciation
- −$6,109
- Taxable loss
- −$4,961
- Est. tax savings @ 24.0%
- +$1,191
- After-tax cash flow
- $10/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tarkington ISD
- NCES district ID
- 4842210
- Math proficiency
- 43% ▼ -6.00%
- Reading proficiency
- 38% ▼ -4.00%
- Median HH income
- $50,895
- Composite
- 35.02/100
- National rank
- #5044
- State rank
- #373 of 826 in TX
Livability — Cleveland
- Score
- 61/100
- State rank
- #1013
- US rank
- #17943
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 82,189 people
- City population
- 17,208
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 42,685
- Household income
- $62,219
- Rent vs Own
- Severe rent burden
- 437.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 87,956 people
- By 2030
- 92,161 · +4.8%
- By 2040
- 100,784 · +14.6%
- By 2050
- 109,471 · +24.5%
- By 2075
- 133,470 · +51.7%
- By 2100
- 147,372 · +67.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Hispanic / Latino 54% White 36% Two or more races 18% Black 8% Native American 2%
- Hispanic origin (detail)
- Mexican 42%
- Common ancestry
- Lithuanian 2% Serbian 1% Slovak 0%
- Foreign-born
- 22% · Canada
- Languages at home
- 51% English-only · Spanish 48%
Political lean MEDSL · Liberty
- 2024 margin
- Solid R (+61.6) · D 19.0% · R 80.6%
- 2008→2024 swing
- -17.9pp toward R · 2008: -43.7pp · 2024: -61.6pp
- All cycles
- 2024: R+61.6 2020: R+59.7 2016: R+58.0 2012: R+53.3 2008: R+43.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.39%
- Current HPI
- 224.9222
- Rent YoY
- ▲ 4.00%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
-8.7% since first listed16 events — show timeline
- 2026-05-12 Pending — HARMLS
- 2026-05-09 Pending — HARMLS
- 2026-04-08 Price Changed $210,000 HARMLS
- 2026-03-12 Price Changed $214,400 HARMLS
- 2026-02-24 Price Changed $214,500 HARMLS
- 2026-02-04 Price Changed $214,997 HARMLS
- 2026-01-15 Price Changed $214,998 HARMLS
- 2026-01-06 Price Changed $214,999 HARMLS
- 2025-12-11 Price Changed $215,000 HARMLS
- 2025-12-06 Price Changed $221,000 HARMLS
- 2025-11-28 Price Changed $222,000 HARMLS
- 2025-11-20 Price Changed $224,998 HARMLS
- 2025-11-13 Price Changed $224,999 HARMLS
- 2025-11-04 Price Changed $225,000 HARMLS
- 2025-10-26 Price Changed $229,999 HARMLS
- 2025-10-22 Listed $230,000 HARMLS
Property tax history
+4.9%/yrLatest (2025): $771 · -64.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…