9515 Spring Rose Dr · Sienna, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.6/15.0
- Cash flow +6.4/30.0
- Schools +4.5/10.0
- Appreciation +4.2/10.0
- 1% rule +3.5/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +0.7/10.0
$524,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully maintained home in Sienna Village zoned to highly regarded schools. This well-designed floor plan offers an open-concept living, dining, and kitchen space filled with natural light, plus a private study just off the main living area—ideal for working from home. The kitchen features ample cabinetry, granite counters, and a large island for gathering. The spacious primary suite includes a spa-like bath and an oversized walk-in closet. Step outside to a covered back patio perfect for relaxing or entertaining, overlooking a backyard with no rear neighbors—just peaceful wooded views. A charming, move-in ready home in a prime location. Also, with easy access back to Sienna Parkway. Don't miss out on this beautiful home by scheduling a showing today!
Key facts
- Spa-like bath
- Ample cabinetry
- Large island
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $525k.
Deal economics
- At list price, monthly cash flow is $-919 ($-11k/yr) — negative.
- To cash-flow at today's rent, offer at most $363k (30.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $445k (15.2% below list).
- Recommended offer: $363k (30.9% below list) — sets the bar for cash-flow.
- Cap rate 4.2% vs local median 3.3% in Sienna — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Ridge Point H S (math 61% / reading 69%, grade B, #198 of 1,632 statewide, top 12%, 3,170 students, 31% FRL) — zoned schools average 50% FRL vs 35% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.1%/yr); 1229 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 41% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.7%/yr); year-one equity from $4k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 89 days — a 6% lower offer ($493k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.0% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 89 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 4.19%
- Cash-on-cash
- -7.50%
- DSCR
- 0.67
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $607,869
- List price
- $524,900
- Delta
- -13.65%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10018 Foggy Riv | 0.46mi | 3/3.5 | 2,944 (-0%) | 1mo | $449,999 | $153 | 76 |
| 2610 Lazy Vine Ln | 0.29mi | 4/4.5 (+1) | 2,907 (-2%) | 1mo | $715,000 | $246 | 72 |
| 9507 Shaded Tree Dr | 0.44mi | 4/3.5 (+1) | 2,935 (-1%) | 4mo | $445,000 | $152 | 68 |
| 10023 Starhill Ct | 0.51mi | 4/3.0 (+1) | 2,930 (-1%) | 4mo | $450,000 | $154 | 66 |
| 9418 San Marco Dr | 0.17mi | 4/4.5 (+1) | 3,266 (+10%) | 4mo | $745,000 | $228 | 60 |
| 9010 Bayou Spring Ct | 0.49mi | 4/3.0 (+1) | 3,180 (+8%) | 1mo | $605,000 | $190 | 59 |
| 10143 Deerpark Dr | 0.65mi | 4/3.5 (+1) | 2,874 (-3%) | 2mo | $475,000 | $165 | 56 |
| 10039 Cypress Path | 0.36mi | 4/3.5 (+1) | 3,348 (+13%) | 0mo | $585,000 | $175 | 54 |
| 1506 Country Air Ln | 0.73mi | 4/3.5 (+1) | 2,808 (-5%) | 4mo | $425,000 | $151 | 48 |
| 1939 Creekwood Cv | 0.43mi | 4/4.0 (+1) | 3,344 (+13%) | 2mo | $594,990 | $178 | 47 |
| 8815 Iron Forge Rd | 0.57mi | 4/3.5 (+1) | 3,275 (+11%) | 2mo | $535,000 | $163 | 46 |
| 8726 Windsong Trail Dr | 0.69mi | 4/3.0 (+1) | 2,517 (-15%) | 5mo | $359,900 | $143 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.67% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.3%
- Equity multiple
- 0.14×
- Total profit
- $-126,170
- Equity at exit
- $110,087
- IRR
- -21.3%
- Equity multiple
- -0.40×
- Total profit
- $-206,248
- Equity at exit
- $101,967
Cash invested: $146,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77459
- Home prices YoY
- -0.8%
- Rents YoY
- -0.1%
- Active inventory
- 1229
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $4,453 high interval (Pro) →
- Mortgage (P&I)
- −$2,753
- Tax from tax record
- −$1,334 /mo · $16,006/yr
- Insurance
- −$219
- HOA
- −$132
- Vacancy / Maint / Mgmt
- −$935
- Net cashflow
- $-919
Break-even live
Sensitivity live
| Price | -10% $-622 | -5% $-771 | +0% $-919 | +5% $-1,068 | +10% $-1,216 |
|---|---|---|---|---|---|
| Rent | -10% $-1,271 | -5% $-1,095 | +0% $-919 | +5% $-743 | +10% $-567 |
| Rate | -1.0pp $-655 | -0.5pp $-786 | base $-919 | +0.5pp $-1,055 | +1.0pp $-1,194 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $131,225
- Closing costs
- $15,747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9006 Meadow Bridge Dr Missouri City, TX | 4.0 | 3.5 | 3958 | $6,580 | $1.66 | 5d | 1 | 0.55mi |
| 2142 Ironwood Pass Dr Missouri City, TX | 4.0 | 3.0 | 2140 | $6,000 | $2.80 | 0d | 1 | 0.55mi |
| 8719 Fox Trail Dr Missouri City, TX | 4.0 | 3.5 | 2143 | $6,000 | $2.80 | 24d | 1 | 0.68mi |
| 1714 Forest Mist Dr Missouri City, TX | 3.0 | 3.0 | 1979 | $3,000 | $1.52 | 45d | 1 | 0.84mi |
| 2718 Van Gogh Ln Missouri City, TX | 4.0 | 2.5 | 3036 | $3,595 | $1.18 | 12d | 1 | 0.86mi |
HOA detail
- Monthly dues
- $132 · $1,584/yr
Listing history 19 events
-
2026-06-21days on market $524,900 Active 89 DOM
-
2026-06-18days on market $524,900 Active 86 DOM
-
2026-06-17days on market $524,900 Active 85 DOM
-
2026-06-16days on market $524,900 Active 84 DOM
-
2026-06-15days on market $524,900 Active 83 DOM
-
2026-06-13days on market $524,900 Active 81 DOM
-
2026-06-09days on market $524,900 Active 77 DOM
-
2026-06-07days on market $524,900 Active 75 DOM
-
2026-06-04days on market $524,900 Active 72 DOM
-
2026-06-03days on market $524,900 Active 71 DOM
-
2026-06-02days on market $524,900 Active 70 DOM
-
2026-06-01days on market $524,900 Active 69 DOM
-
2026-05-31days on market $524,900 Active 68 DOM
-
2026-05-13price $524,900 777-char remark
Show marketing remark (777 chars)
Beautifully maintained home in Sienna Village zoned to highly regarded schools. This well-designed floor plan offers an open-concept living, dining, and kitchen space filled with natural light, plus a private study just off the main living area—ideal for working from home. The kitchen features ample cabinetry, granite counters, and a large island for gathering. The spacious primary suite includes a spa-like bath and an oversized walk-in closet. Step outside to a covered back patio perfect for relaxing or entertaining, overlooking a backyard with no rear neighbors—just peaceful wooded views. A charming, move-in ready home in a prime location. Also, with easy access back to Sienna Parkway. Don't miss out on this beautiful home by scheduling a showing today!
-
2026-03-24$549,990 Active 777-char remark
Show marketing remark (777 chars)
Beautifully maintained home in Sienna Village zoned to highly regarded schools. This well-designed floor plan offers an open-concept living, dining, and kitchen space filled with natural light, plus a private study just off the main living area—ideal for working from home. The kitchen features ample cabinetry, granite counters, and a large island for gathering. The spacious primary suite includes a spa-like bath and an oversized walk-in closet. Step outside to a covered back patio perfect for relaxing or entertaining, overlooking a backyard with no rear neighbors—just peaceful wooded views. A charming, move-in ready home in a prime location. Also, with easy access back to Sienna Parkway. Don't miss out on this beautiful home by scheduling a showing today!
-
2016-04-20soldstatus Sold 507-char remark
Show marketing remark (507 chars)
Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.
-
2015-12-15status Pending 507-char remark
Show marketing remark (507 chars)
Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.
-
2015-12-12price $507,885 507-char remark
Show marketing remark (507 chars)
Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.
-
2015-12-01$493,650 Active 507-char remark
Show marketing remark (507 chars)
Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $16,006 · $1,334/mo
- Projected year-2 tax
- $16,006 · $1,334/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $53,438
- − Mortgage interest
- −$29,403
- − Property taxes
- −$16,006
- − Insurance
- −$2,624
- − Repairs & maintenance
- −$4,275
- − Management
- −$4,275
- − HOA
- −$1,584
- − Depreciation
- −$15,270
- Taxable loss
- −$19,999
- Est. tax savings @ 24.0%
- +$4,800
- After-tax cash flow
- $-6,230/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Sienna
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Sienna, TX
- County
- Fort Bend County · 836,777 people
- City population
- 123,513
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 84,221
- Household income
- $129,151
- Rent vs Own
- Severe rent burden
- 1004.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 21% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.67%
- Current HPI
- 212.3573
- Rent YoY
- ▼ -0.15%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+6.3% since first listed6 events — show timeline
- 2026-05-13 Price Changed $524,900 HARMLS
- 2026-03-24 Listed $549,990 HARMLS
- 2016-04-20 Sold (MLS) — HARMLS
- 2015-12-15 Pending — HARMLS
- 2015-12-12 Price Changed $507,885 HARMLS
- 2015-12-01 Listed $493,650 HARMLS
Property tax history
+8.3%/yrLatest (2025): $16,006 · +2.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…