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9515 Spring Rose Dr
D Composite 40.24
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.6/15.0
  • Cash flow +6.4/30.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • 1% rule +3.5/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +0.7/10.0

$524,900

9515 Spring Rose Dr · Sienna, TX 77459
3 bd · 3.0 ba · 2,955 sqft · SingleFamily public records · 89 Days on market
Built 2015 7,919 sqft lot $178/sqft · 14% below area Est $608k · 14% under $132/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully maintained home in Sienna Village zoned to highly regarded schools. This well-designed floor plan offers an open-concept living, dining, and kitchen space filled with natural light, plus a private study just off the main living area—ideal for working from home. The kitchen features ample cabinetry, granite counters, and a large island for gathering. The spacious primary suite includes a spa-like bath and an oversized walk-in closet. Step outside to a covered back patio perfect for relaxing or entertaining, overlooking a backyard with no rear neighbors—just peaceful wooded views. A charming, move-in ready home in a prime location. Also, with easy access back to Sienna Parkway. Don't miss out on this beautiful home by scheduling a showing today!

Key facts

  • Spa-like bath
  • Ample cabinetry
  • Large island

Tags

OPEN-CONCEPT LIVINGPRIVATE STUDYAMPLE CABINETRYGRANITE COUNTERSLARGE ISLANDSPA-LIKE BATH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $525k.

Deal economics

  • At list price, monthly cash flow is $-919 ($-11k/yr) — negative.
  • To cash-flow at today's rent, offer at most $363k (30.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $445k (15.2% below list).
  • Recommended offer: $363k (30.9% below list) — sets the bar for cash-flow.
  • Cap rate 4.2% vs local median 3.3% in Sienna — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Ridge Point H S (math 61% / reading 69%, grade B, #198 of 1,632 statewide, top 12%, 3,170 students, 31% FRL) — zoned schools average 50% FRL vs 35% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.1%/yr); 1229 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $4k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($493k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $362,528 (30.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
4.19%
Cash-on-cash
-7.50%
DSCR
0.67
GRM
9.8

CMA / ARV

ARV (median comp)
$607,869
List price
$524,900
Delta
-13.65%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10018 Foggy Riv 0.46mi 3/3.5 2,944 (-0%) 1mo $449,999 $153 76
2610 Lazy Vine Ln 0.29mi 4/4.5 (+1) 2,907 (-2%) 1mo $715,000 $246 72
9507 Shaded Tree Dr 0.44mi 4/3.5 (+1) 2,935 (-1%) 4mo $445,000 $152 68
10023 Starhill Ct 0.51mi 4/3.0 (+1) 2,930 (-1%) 4mo $450,000 $154 66
9418 San Marco Dr 0.17mi 4/4.5 (+1) 3,266 (+10%) 4mo $745,000 $228 60
9010 Bayou Spring Ct 0.49mi 4/3.0 (+1) 3,180 (+8%) 1mo $605,000 $190 59
10143 Deerpark Dr 0.65mi 4/3.5 (+1) 2,874 (-3%) 2mo $475,000 $165 56
10039 Cypress Path 0.36mi 4/3.5 (+1) 3,348 (+13%) 0mo $585,000 $175 54
1506 Country Air Ln 0.73mi 4/3.5 (+1) 2,808 (-5%) 4mo $425,000 $151 48
1939 Creekwood Cv 0.43mi 4/4.0 (+1) 3,344 (+13%) 2mo $594,990 $178 47
8815 Iron Forge Rd 0.57mi 4/3.5 (+1) 3,275 (+11%) 2mo $535,000 $163 46
8726 Windsong Trail Dr 0.69mi 4/3.0 (+1) 2,517 (-15%) 5mo $359,900 $143 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-22.3%
Equity multiple
0.14×
Total profit
$-126,170
Equity at exit
$110,087
10-year hold
IRR
-21.3%
Equity multiple
-0.40×
Total profit
$-206,248
Equity at exit
$101,967

Cash invested: $146,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1229
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$4,453 high interval (Pro) →
Mortgage (P&I)
$2,753
Tax from tax record
$1,334 /mo · $16,006/yr
Insurance
$219
HOA
$132
Vacancy / Maint / Mgmt
$935
Net cashflow
$-919

Break-even live

Break-even rent $5,617
Max offer price $362,528
Occupancy floor

Sensitivity live

Price -10% $-622 -5% $-771 +0% $-919 +5% $-1,068 +10% $-1,216
Rent -10% $-1,271 -5% $-1,095 +0% $-919 +5% $-743 +10% $-567
Rate -1.0pp $-655 -0.5pp $-786 base $-919 +0.5pp $-1,055 +1.0pp $-1,194

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$131,225
Closing costs
$15,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9006 Meadow Bridge Dr Missouri City, TX 4.0 3.5 3958 $6,580 $1.66 5d 1 0.55mi
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 0d 1 0.55mi
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 24d 1 0.68mi
1714 Forest Mist Dr Missouri City, TX 3.0 3.0 1979 $3,000 $1.52 45d 1 0.84mi
2718 Van Gogh Ln Missouri City, TX 4.0 2.5 3036 $3,595 $1.18 12d 1 0.86mi

HOA detail

Monthly dues
$132 · $1,584/yr

Listing history 19 events

  1. 2026-06-21
    days on market $524,900 Active 89 DOM
  2. 2026-06-18
    days on market $524,900 Active 86 DOM
  3. 2026-06-17
    days on market $524,900 Active 85 DOM
  4. 2026-06-16
    days on market $524,900 Active 84 DOM
  5. 2026-06-15
    days on market $524,900 Active 83 DOM
  6. 2026-06-13
    days on market $524,900 Active 81 DOM
  7. 2026-06-09
    days on market $524,900 Active 77 DOM
  8. 2026-06-07
    days on market $524,900 Active 75 DOM
  9. 2026-06-04
    days on market $524,900 Active 72 DOM
  10. 2026-06-03
    days on market $524,900 Active 71 DOM
  11. 2026-06-02
    days on market $524,900 Active 70 DOM
  12. 2026-06-01
    days on market $524,900 Active 69 DOM
  13. 2026-05-31
    days on market $524,900 Active 68 DOM
  14. 2026-05-13
    price $524,900 777-char remark
    Show marketing remark (777 chars)

    Beautifully maintained home in Sienna Village zoned to highly regarded schools. This well-designed floor plan offers an open-concept living, dining, and kitchen space filled with natural light, plus a private study just off the main living area—ideal for working from home. The kitchen features ample cabinetry, granite counters, and a large island for gathering. The spacious primary suite includes a spa-like bath and an oversized walk-in closet. Step outside to a covered back patio perfect for relaxing or entertaining, overlooking a backyard with no rear neighbors—just peaceful wooded views. A charming, move-in ready home in a prime location. Also, with easy access back to Sienna Parkway. Don't miss out on this beautiful home by scheduling a showing today!

  15. 2026-03-24
    listed $549,990 Active 777-char remark
    Show marketing remark (777 chars)

    Beautifully maintained home in Sienna Village zoned to highly regarded schools. This well-designed floor plan offers an open-concept living, dining, and kitchen space filled with natural light, plus a private study just off the main living area—ideal for working from home. The kitchen features ample cabinetry, granite counters, and a large island for gathering. The spacious primary suite includes a spa-like bath and an oversized walk-in closet. Step outside to a covered back patio perfect for relaxing or entertaining, overlooking a backyard with no rear neighbors—just peaceful wooded views. A charming, move-in ready home in a prime location. Also, with easy access back to Sienna Parkway. Don't miss out on this beautiful home by scheduling a showing today!

  16. 2016-04-20
    soldstatus Sold 507-char remark
    Show marketing remark (507 chars)

    Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.

  17. 2015-12-15
    status Pending 507-char remark
    Show marketing remark (507 chars)

    Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.

  18. 2015-12-12
    price $507,885 507-char remark
    Show marketing remark (507 chars)

    Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.

  19. 2015-12-01
    listed $493,650 Active 507-char remark
    Show marketing remark (507 chars)

    Downsize, don't Downgrade! Trendmaker's popular Villas Patio Homes have arrived in Sienna Plantation! This 1 story home features a stucco and stucco elevation, enlarged patio, an open-concept living and dining space, plentiful storage, a 3-Car Garage, stone fireplace to ceiling w/ raised hearth. The Designer Kitchen finishes include granite countertop, marble backsplash, double oven, stainless steel appliances & pot filler. Wood flooring in entry, powder, study, family, kitchen & breakfast.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$16,006 · $1,334/mo
Projected year-2 tax
$16,006 · $1,334/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$53,438
− Mortgage interest
−$29,403
− Property taxes
−$16,006
− Insurance
−$2,624
− Repairs & maintenance
−$4,275
− Management
−$4,275
− HOA
−$1,584
− Depreciation
−$15,270
Taxable loss
−$19,999
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,800
After-tax cash flow
$-6,230/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 836,777 people
City population
123,513
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+6.3% since first listed
6 events — show timeline
  • 2026-05-13 Price Changed $524,900 HARMLS
  • 2026-03-24 Listed $549,990 HARMLS
  • 2016-04-20 Sold (MLS) HARMLS
  • 2015-12-15 Pending HARMLS
  • 2015-12-12 Price Changed $507,885 HARMLS
  • 2015-12-01 Listed $493,650 HARMLS

Property tax history

+8.3%/yr

Latest (2025): $16,006 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…