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3153 Polly Rd
C+ Composite 63.03
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.8/10.0
  • 1% rule +6.1/10.0
  • Schools +5.0/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$116,666

3153 Polly Rd · Streetsboro, OH 44266
3 bd · 1.0 ba · 864 sqft · SingleFamily public records · 30 Days on market
Built 1960 0.25 ac lot Est $158k · 26% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful mature trees grace the front of this Desirable 3 bedroom home nicely located in Shalersville Twp. This light and airy home features a beamed cathedral ceiling in the living room and a 4 season room off the kitchen as well as a spacious attached 2 car garage with 220 electric hookup and dual garage door openers. The yard features mature trees that provide beautiful shade as well as beautiful flowering trees and shrubs and a large vinyl sided shed in the fenced back yard. Crestwood Schools. Extensive work has been done on the mechanicals of the home. The list includes: Fresh paint throughout. New whole home insulation. (blown in cellulose in walls) New high efficiency gas hot water tank. New high efficiency Carrier furnace, Sunroom remodeled 2023 with the Floor resealed and walls insulated. Attic access in hallway with fold down stairs. Roof & gutter system replaced 2016. Water softener with reverse osmosis under sink in kitchen (2016). Electric updated 2016 with new panel and box. Energy efficient double pane Windows were replaced in 2016

Key facts

  • 0.25 acre lot
  • 2 garage spots
  • Built 1960

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $117k.

Deal economics

  • At list price, monthly cash flow is $171 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $117k).
  • Recommended offer: $115k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 3.6% in Streetsboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#194 in OH, #2,965 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Crestwood Local (rural): math 51% / reading 64% proficiency, ranked #313 of 656 in OH (top 48%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 159 active listings in the ZIP; 196 units permitted in Portage County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $806 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($115k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $114,916 (1.5% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
8.05%
Cash-on-cash
6.27%
DSCR
1.28
GRM
7.5

CMA / ARV

ARV (on-the-fly)
$158,112
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3079 Polly Rd 0.14mi 3/1.0 864 (0%) 13mo $158,000 $183 82
3047 Shelly Rd 0.21mi 3/1.0 864 (0%) 11mo $153,000 $177 81
3058 State Route 303 0.22mi 3/1.0 864 (0%) 12mo $155,000 $179 80
3054 Douglas St 0.26mi 3/1.0 864 (0%) 13mo $164,000 $190 77
2972 Douglas St 0.39mi 2/1.0 (-1) 864 (0%) 8mo $178,000 $206 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.6%
Equity multiple
0.76×
Total profit
$-7,978
Equity at exit
$17,395
10-year hold
IRR
3.1%
Equity multiple
1.22×
Total profit
$7,258
Equity at exit
$10,087

Cash invested: $32,666 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44266

Active inventory
159
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,296 medium interval (Pro) →
Mortgage (P&I)
$612
Tax from tax record
$193 /mo · $2,315/yr
Insurance
$49
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$171

Break-even live

Break-even rent $1,080
Max offer price $116,666
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,166
Closing costs
$3,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 27 events

  1. 2026-04-05
    status Pending
  2. 2026-03-04
    listed $116,666 Active
  3. 2024-07-10
    status Pending 1074-char remark
    Show marketing remark (1074 chars)

    Beautiful mature trees grace the front of this Desirable 3 bedroom home nicely located in Shalersville Twp. This light and airy home features a beamed cathedral ceiling in the living room and a 4 season room off the kitchen as well as a spacious attached 2 car garage with 220 electric hookup and dual garage door openers. The yard features mature trees that provide beautiful shade as well as beautiful flowering trees and shrubs and a large vinyl sided shed in the fenced back yard. Crestwood Schools. Extensive work has been done on the mechanicals of the home. The list includes: Fresh paint throughout. New whole home insulation. (blown in cellulose in walls) New high efficiency gas hot water tank. New high efficiency Carrier furnace, Sunroom remodeled 2023 with the Floor resealed and walls insulated. Attic access in hallway with fold down stairs. Roof & gutter system replaced 2016. Water softener with reverse osmosis under sink in kitchen (2016). Electric updated 2016 with new panel and box. Energy efficient double pane Windows were replaced in 2016

  4. 2024-07-09
    soldstatus $172,000 Closed 1074-char remark
    Show marketing remark (1074 chars)

    Beautiful mature trees grace the front of this Desirable 3 bedroom home nicely located in Shalersville Twp. This light and airy home features a beamed cathedral ceiling in the living room and a 4 season room off the kitchen as well as a spacious attached 2 car garage with 220 electric hookup and dual garage door openers. The yard features mature trees that provide beautiful shade as well as beautiful flowering trees and shrubs and a large vinyl sided shed in the fenced back yard. Crestwood Schools. Extensive work has been done on the mechanicals of the home. The list includes: Fresh paint throughout. New whole home insulation. (blown in cellulose in walls) New high efficiency gas hot water tank. New high efficiency Carrier furnace, Sunroom remodeled 2023 with the Floor resealed and walls insulated. Attic access in hallway with fold down stairs. Roof & gutter system replaced 2016. Water softener with reverse osmosis under sink in kitchen (2016). Electric updated 2016 with new panel and box. Energy efficient double pane Windows were replaced in 2016

  5. 2024-07-09
    soldstatus $172,000
    Show marketing remark (1074 chars)

    Beautiful mature trees grace the front of this Desirable 3 bedroom home nicely located in Shalersville Twp. This light and airy home features a beamed cathedral ceiling in the living room and a 4 season room off the kitchen as well as a spacious attached 2 car garage with 220 electric hookup and dual garage door openers. The yard features mature trees that provide beautiful shade as well as beautiful flowering trees and shrubs and a large vinyl sided shed in the fenced back yard. Crestwood Schools. Extensive work has been done on the mechanicals of the home. The list includes: Fresh paint throughout. New whole home insulation. (blown in cellulose in walls) New high efficiency gas hot water tank. New high efficiency Carrier furnace, Sunroom remodeled 2023 with the Floor resealed and walls insulated. Attic access in hallway with fold down stairs. Roof & gutter system replaced 2016. Water softener with reverse osmosis under sink in kitchen (2016). Electric updated 2016 with new panel and box. Energy efficient double pane Windows were replaced in 2016

  6. 2024-06-05
    historical Contingent 1074-char remark
    Show marketing remark (1074 chars)

    Beautiful mature trees grace the front of this Desirable 3 bedroom home nicely located in Shalersville Twp. This light and airy home features a beamed cathedral ceiling in the living room and a 4 season room off the kitchen as well as a spacious attached 2 car garage with 220 electric hookup and dual garage door openers. The yard features mature trees that provide beautiful shade as well as beautiful flowering trees and shrubs and a large vinyl sided shed in the fenced back yard. Crestwood Schools. Extensive work has been done on the mechanicals of the home. The list includes: Fresh paint throughout. New whole home insulation. (blown in cellulose in walls) New high efficiency gas hot water tank. New high efficiency Carrier furnace, Sunroom remodeled 2023 with the Floor resealed and walls insulated. Attic access in hallway with fold down stairs. Roof & gutter system replaced 2016. Water softener with reverse osmosis under sink in kitchen (2016). Electric updated 2016 with new panel and box. Energy efficient double pane Windows were replaced in 2016

  7. 2024-06-01
    listed $171,900 Active 1074-char remark
    Show marketing remark (1074 chars)

    Beautiful mature trees grace the front of this Desirable 3 bedroom home nicely located in Shalersville Twp. This light and airy home features a beamed cathedral ceiling in the living room and a 4 season room off the kitchen as well as a spacious attached 2 car garage with 220 electric hookup and dual garage door openers. The yard features mature trees that provide beautiful shade as well as beautiful flowering trees and shrubs and a large vinyl sided shed in the fenced back yard. Crestwood Schools. Extensive work has been done on the mechanicals of the home. The list includes: Fresh paint throughout. New whole home insulation. (blown in cellulose in walls) New high efficiency gas hot water tank. New high efficiency Carrier furnace, Sunroom remodeled 2023 with the Floor resealed and walls insulated. Attic access in hallway with fold down stairs. Roof & gutter system replaced 2016. Water softener with reverse osmosis under sink in kitchen (2016). Electric updated 2016 with new panel and box. Energy efficient double pane Windows were replaced in 2016

  8. 2016-11-15
    soldstatus $85,000 Sold 495-char remark
    Show marketing remark (495 chars)

    This is a must see!! Fantastic updates and this home has a lot of space! Some of the fabulous features are a new kitchen, new bath, new flooring throughout the whole home, new roof and windows, as well as new siding on the front of the home. The home also has new plumbing! For the price, this home is a steal! This house also features a nice addition on the rear that can be used as a nice four seasons room. Fenced in backyard with 2 sheds, attached 2 car garage and some nice trees for shade!

  9. 2016-11-15
    soldstatus $87,000
    Show marketing remark (495 chars)

    This is a must see!! Fantastic updates and this home has a lot of space! Some of the fabulous features are a new kitchen, new bath, new flooring throughout the whole home, new roof and windows, as well as new siding on the front of the home. The home also has new plumbing! For the price, this home is a steal! This house also features a nice addition on the rear that can be used as a nice four seasons room. Fenced in backyard with 2 sheds, attached 2 car garage and some nice trees for shade!

  10. 2016-10-07
    status Pending 495-char remark
    Show marketing remark (495 chars)

    This is a must see!! Fantastic updates and this home has a lot of space! Some of the fabulous features are a new kitchen, new bath, new flooring throughout the whole home, new roof and windows, as well as new siding on the front of the home. The home also has new plumbing! For the price, this home is a steal! This house also features a nice addition on the rear that can be used as a nice four seasons room. Fenced in backyard with 2 sheds, attached 2 car garage and some nice trees for shade!

  11. 2016-09-27
    status Active 495-char remark
    Show marketing remark (495 chars)

    This is a must see!! Fantastic updates and this home has a lot of space! Some of the fabulous features are a new kitchen, new bath, new flooring throughout the whole home, new roof and windows, as well as new siding on the front of the home. The home also has new plumbing! For the price, this home is a steal! This house also features a nice addition on the rear that can be used as a nice four seasons room. Fenced in backyard with 2 sheds, attached 2 car garage and some nice trees for shade!

  12. 2016-09-13
    status Pending 495-char remark
    Show marketing remark (495 chars)

    This is a must see!! Fantastic updates and this home has a lot of space! Some of the fabulous features are a new kitchen, new bath, new flooring throughout the whole home, new roof and windows, as well as new siding on the front of the home. The home also has new plumbing! For the price, this home is a steal! This house also features a nice addition on the rear that can be used as a nice four seasons room. Fenced in backyard with 2 sheds, attached 2 car garage and some nice trees for shade!

  13. 2016-08-26
    price $89,900 495-char remark
    Show marketing remark (495 chars)

    This is a must see!! Fantastic updates and this home has a lot of space! Some of the fabulous features are a new kitchen, new bath, new flooring throughout the whole home, new roof and windows, as well as new siding on the front of the home. The home also has new plumbing! For the price, this home is a steal! This house also features a nice addition on the rear that can be used as a nice four seasons room. Fenced in backyard with 2 sheds, attached 2 car garage and some nice trees for shade!

  14. 2016-08-09
    listed $98,900 Active 495-char remark
    Show marketing remark (495 chars)

    This is a must see!! Fantastic updates and this home has a lot of space! Some of the fabulous features are a new kitchen, new bath, new flooring throughout the whole home, new roof and windows, as well as new siding on the front of the home. The home also has new plumbing! For the price, this home is a steal! This house also features a nice addition on the rear that can be used as a nice four seasons room. Fenced in backyard with 2 sheds, attached 2 car garage and some nice trees for shade!

  15. 2016-04-18
    soldstatus $34,000 Sold
  16. 2016-03-16
    status Pending
  17. 2016-03-16
    historical
  18. 2016-03-02
    price $43,500
  19. 2016-03-02
    status Active
  20. 2016-03-01
    historical
  21. 2016-02-03
    status Active
  22. 2016-01-27
    status Pending
  23. 2016-01-06
    listed $48,500 Active
  24. 2015-12-17
    historical
  25. 2015-10-05
    price $66,780
  26. 2015-08-16
    listed $66,880 Active
  27. 2002-02-27
    soldstatus $94,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,315 · $193/mo
Projected year-2 tax
$2,315 · $193/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,557
− Mortgage interest
−$6,535
− Property taxes
−$2,315
− Insurance
−$583
− Repairs & maintenance
−$1,245
− Management
−$1,245
− Depreciation
−$3,394
Taxable income
$240
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$58
After-tax cash flow
$1,992/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Crestwood Local
NCES district ID
3904918
Math proficiency
51% ▼ -16.00%
Reading proficiency
64% ▼ -5.00%
Median HH income
$58,483
Composite
49.77/100
National rank
#1961
State rank
#313 of 656 in OH

Livability — Streetsboro

Score
77/100
State rank
#194
US rank
#2965

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Portage County · 70,400 people
City population
18,355
Metro
Akron, OH
Population (ZIP)
32,612
Household income
$64,918
Rent vs Own
31.3% rent · 68.7% own
Severe rent burden
1468.0

Population outlook (Portage County) Hauer SSP2

Today (2025)
166,109 people
By 2030
167,752 · +1.0%
By 2040
168,640 · +1.5%
By 2050
167,469 · +0.8%
By 2075
170,131 · +2.4%
By 2100
167,958 · +1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 6% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Romanian 3% Italian 2% Slovak 2%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Portage

2024 margin
R (+15.5) · D 41.8% · R 57.3%
2008→2024 swing
-24.5pp toward R · 2008: 9.0pp · 2024: -15.5pp
All cycles
2024: R+15.5 2020: R+12.5 2016: R+10.2 2012: D+4.9 2008: D+9.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.76%
Current HPI
196.8027
Rent YoY
Metro
Akron, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+22.9% since first listed
27 events — show timeline
  • 2026-04-05 Pending MLSNOW
  • 2026-03-04 Listed $116,666 MLSNOW
  • 2024-07-10 Pending MLSNOW
  • 2024-07-09 Sold (Public Records) $172,000 Public Records
  • 2024-07-09 Sold (MLS) $172,000 MLSNOW
  • 2024-06-05 Contingent MLSNOW
  • 2024-06-01 Listed $171,900 MLSNOW
  • 2016-11-15 Sold (Public Records) $87,000 Public Records
  • 2016-11-15 Sold (MLS) $85,000 MLSNOW
  • 2016-10-07 Pending MLSNOW
  • 2016-09-27 Relisted MLSNOW
  • 2016-09-13 Pending MLSNOW
  • 2016-08-26 Price Changed $89,900 MLSNOW
  • 2016-08-09 Listed $98,900 MLSNOW
  • 2016-04-18 Sold (MLS) $34,000 MLSNOW
  • 2016-03-16 Pending MLSNOW
  • 2016-03-16 Listing Removed MLSNOW
  • 2016-03-02 Price Changed $43,500 MLSNOW
  • 2016-03-02 Relisted MLSNOW
  • 2016-03-01 Listing Removed MLSNOW
  • 2016-02-03 Relisted MLSNOW
  • 2016-01-27 Pending MLSNOW
  • 2016-01-06 Listed $48,500 MLSNOW
  • 2015-12-17 Listing Removed MLSNOW
  • 2015-10-05 Price Changed $66,780 MLSNOW
  • 2015-08-16 Listed $66,880 MLSNOW
  • 2002-02-27 Sold (Public Records) $94,900 Public Records

Property tax history

+1.8%/yr

Latest (2025): $2,315 · +36.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…