711 S 25th St · Copperas Cove, TX 76522

$149,900

3 bd · 2.0 ba · 1,355 sqft · SingleFamily public records · 77 Days on market

Built 1971 8,189 sqft lot $111/sqft · 5% below area Est $158k · 5% under ↓ 6% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.4/30.0
• ARV discount +9.9/15.0
• DSCR +3.7/10.0
• Schools +3.6/10.0
• 1% rule +3.5/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

You‘ll love this home situated in a quiet family-friendly neighborhood, less than a five (5) minute drive to shopping, restaurants, and family activities! This is the exact home for someone who wants to enjoy spending time with family and friends by relaxing or enjoying a beautiful Texas summer and some good BBQ! This 3-bedroom, 2-bathroom, 2-car-garage home offers 1,355 sq ft of generous space, within walking distance of Copperas Cove High School, it features a workshop in the private backyard and this is the perfect home for the first-time homebuyer, savvy investor, or baby boomers who want to enjoy relaxing in their private oasis. If you want to know if this is the future home for you and your family, contact me to schedule a private showing. Some images in this listing have been virtually staged.

Key facts

• 8,189 sq ft lot
• 2 garage spots
• Built 1971

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $-26 ($-309/yr) — negative.
• To cash-flow at today's rent, offer at most $145k (3.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (15.1% below list).
• Recommended offer: $127k (15.1% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.4% in Copperas Cove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#706 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D+, amenities F.
• Copperas Cove ISD (suburban): math 41% / reading 42% proficiency, ranked #340 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.2%/yr); 605 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 386 units permitted in Coryell County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago; this cycle's ask has dropped $20k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 50% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $127,208 (15.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.09%
• Cash-on-cash: -0.74%
• DSCR: 0.97
• GRM: 9.8

CMA / ARV

• ARV (median comp): $158,180
• List price: $149,900
• Delta: -5.23%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
802 S 23rd St	0.03mi	3/1.5	1,506 (+11%)	1mo	$93,730	$62	77
2004 Veterans Ave	0.22mi	4/1.5 (+1)	1,286 (-5%)	3mo	$160,000	$124	71
2110 Terrace Dr	0.56mi	3/1.0	1,377 (+2%)	4mo	$165,000	$120	64
2115 Urbantke Ln	0.41mi	2/1.5 (-1)	1,397 (+3%)	6mo	$159,900	$114	63
117 Myra Lou Ave	0.46mi	3/2.0	1,252 (-8%)	4mo	$135,000	$108	63
2809 Mountain Ave	0.74mi	3/2.0	1,396 (+3%)	0mo	$155,000	$111	60
514 Mary St	0.49mi	3/1.5	1,296 (-4%)	9mo	$49,000	$38	60
505 Curry Ave	0.63mi	3/1.5	1,338 (-1%)	8mo	$77,000	$58	60
609 S 11th St	0.34mi	2/1.0 (-1)	1,464 (+8%)	3mo	$83,000	$57	59
514 S 11th St	0.31mi	2/1.0 (-1)	1,464 (+8%)	6mo	$112,000	$77	58
605 W Washington Ave	0.72mi	4/2.0 (+1)	1,366 (+1%)	7mo	$200,000	$146	54
2215 Terrace	0.64mi	3/1.5	1,451 (+7%)	8mo	$209,000	$144	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.9%
• Equity multiple: 0.29×
• Total profit: $-29,644
• Equity at exit: $22,351

10-year hold

• IRR: -23.1%
• Equity multiple: -0.01×
• Total profit: $-42,270
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76522

• Home prices YoY: -22.4%
• Rents YoY: -0.2%
• Active inventory: 605
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $1,272 high
• Mortgage (P&I): −$786
• Tax from tax record: −$182 /mo · $2,186/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$267
• Net cashflow: $-26

Break-even live

Break-even rent $1,305

Max offer price $145,346

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
806 S 25th St Copperas Cove, TX	3.0	2.0	1400	$1,400	$1.00	43d	1	0.06mi
1006 S 21st St Copperas Cove, TX	4.0	2.0	1445	$1,100	$0.76	43d	1	0.22mi
1005 S 19th St Copperas Cove, TX	3.0	1.5	1356	$1,100	$0.81	43d	1	0.23mi
915 S 15th St Copperas Cove, TX	3.0	2.0	1008	$850	$0.84	13d	1	0.24mi
1007 S 29th St Copperas Cove, TX	3.0	2.0	1176	$1,400	$1.19	13d	1	0.30mi
604 S 11th St Copperas Cove, TX	3.0	2.0	1119	$1,300	$1.16	43d	1	0.32mi
1005 S 11th St Copperas Cove, TX	4.0	2.0	1236	$1,090	$0.88	43d	1	0.37mi
1008 S 31st St Copperas Cove, TX	3.0	2.0	1350	$1,145	$0.85	13d	1	0.38mi
1208 S 19th St Copperas Cove, TX	3.0	1.5	1010	$1,525	$1.51	23d	1	0.40mi
502 S 9th St Copperas Cove, TX	3.0	1.5	1479	$1,150	$0.78	43d	1	0.41mi
309 Myra Lou Ave Copperas Cove, TX	3.0	2.0	1269	$1,125	$0.89	43d	1	0.42mi
1302 S 23rd St Copperas Cove, TX	4.0	1.5	1453	$1,320	$0.91	43d	1	0.42mi
403 S 7th St Copperas Cove, TX	3.0	1.0	910	$1,100	$1.21	43d	1	0.47mi
2104 Brantley Ave Copperas Cove, TX	3.0	1.0	1140	$1,495	$1.31	43d	1	0.48mi
504 Highway Ave Unit B Copperas Cove, TX	2.0	1.0	1500	$700	$0.47	43d	1	0.48mi
903 Curry Ave Copperas Cove, TX	3.0	2.5	1285	$1,200	$0.93	23d	1	0.49mi
808 Mary St Copperas Cove, TX	3.0	1.0	1028	$1,300	$1.26	43d	1	0.49mi
1201 S 9th St Copperas Cove, TX	3.0	2.0	1172	$1,100	$0.94	23d	1	0.50mi
904 Mary St Copperas Cove, TX	3.0	2.0	1041	$1,052	$1.01	43d	1	0.50mi
1004 S 3rd St Copperas Cove, TX	3.0	1.0	940	$950	$1.01	23d	1	0.52mi
1204 S 7th St Copperas Cove, TX	3.0	2.0	1202	$1,295	$1.08	43d	1	0.52mi
603 Westview Cir Unit A Copperas Cove, TX	2.0	1.0	1537	$700	$0.46	43d	1	0.54mi
607 Curry Ave Copperas Cove, TX	3.0	1.5	1192	$935	$0.78	23d	1	0.56mi
1010 Georgetown Rd Copperas Cove, TX	3.0	1.0	1018	$995	$0.98	43d	1	0.57mi
1202 S 3rd St Copperas Cove, TX	3.0	2.0	1056	$1,175	$1.11	43d	1	0.59mi
509 West Avenue B Copperas Cove, TX	3.0	2.0	1339	$1,175	$0.88	23d	1	0.63mi
1307 Sherry Ln Unit B Copperas Cove, TX	2.0	1.0	1775	$1,299	$0.73	43d	1	0.64mi
414 West Avenue C Unit C Copperas Cove, TX	3.0	2.0	1343	$1,600	$1.19	43d	1	0.65mi
412 West Avenue C Unit C Copperas Cove, TX	3.0	2.0	1343	$1,600	$1.19	21d	1	0.65mi
204 West Avenue F Unit A Copperas Cove, TX	2.0	1.0	895	$725	$0.81	43d	1	0.65mi
204 West Avenue F Unit B Copperas Cove, TX	2.0	1.0	895	$705	$0.79	43d	1	0.65mi
1002 W Avenue B Unit B Copperas Cove, TX	2.0	2.0	1842	$975	$0.53	43d	1	0.71mi
605 N 11th St Copperas Cove, TX	3.0	2.0	1432	$1,575	$1.10	43d	1	0.79mi
1202 S FM 116 Copperas Cove, TX	1.0–3.0	1.0–2.0	922	$1,560	$1.69	13d	12	0.89mi
611 N 21st St Copperas Cove, TX	3.0	2.0	1128	$1,250	$1.11	13d	1	0.90mi
614 N 21st St Copperas Cove, TX	3.0	2.0	1683	$1,300	$0.77	23d	1	0.91mi
910 Hill St Copperas Cove, TX	3.0	1.0	1036	$995	$0.96	23d	1	0.92mi
914 Chalk St Copperas Cove, TX	3.0	2.0	1107	$1,200	$1.08	23d	1	1.03mi
204 W Truman Ave Unit D Copperas Cove, TX	2.0	1.0	895	$800	$0.89	43d	1	1.04mi
806 N 3rd St Unit A Copperas Cove, TX	3.0	2.0	1130	$1,150	$1.02	43d	1	1.05mi

Listing history 25 events

1. 2026-06-18
   days on market $149,900 Active 77 DOM
2. 2026-06-17
   days on market $149,900 Active 76 DOM
3. 2026-06-16
   days on market $149,900 Active 75 DOM
4. 2026-06-15
   days on market $149,900 Active 74 DOM
5. 2026-06-14
   days on market $149,900 Active 72 DOM
6. 2026-06-13
   pricedays on market $149,900 Active 71 DOM
7. 2026-06-10
   days on market $159,900 Active 69 DOM
8. 2026-06-09
   days on market $159,900 Active 68 DOM
9. 2026-06-08
   days on market $159,900 Active 67 DOM
10. 2026-06-07
    days on market $159,900 Active 66 DOM
11. 2026-06-05
    days on market $159,900 Active 63 DOM
12. 2026-06-03
    days on market $159,900 Active 62 DOM
13. 2026-06-02
    days on market $159,900 Active 61 DOM
14. 2026-06-01
    days on market $159,900 Active 60 DOM
15. 2026-05-31
    days on market $159,900 Active 59 DOM
16. 2026-05-30
    days on market $159,900 Active 58 DOM
17. 2026-05-01
    price $159,900 818-char remark

    Show marketing remark (818 chars)

    You‘ll love this home situated in a quiet family-friendly neighborhood, less than a five (5) minute drive to shopping, restaurants, and family activities! This is the exact home for someone who wants to enjoy spending time with family and friends by relaxing or enjoying a beautiful Texas summer and some good BBQ! This 3-bedroom, 2-bathroom, 2-car-garage home offers 1,355 sq ft of generous space, within walking distance of Copperas Cove High School, it features a workshop in the private backyard and this is the perfect home for the first-time homebuyer, savvy investor, or baby boomers who want to enjoy relaxing in their private oasis. If you want to know if this is the future home for you and your family, contact me to schedule a private showing. Some images in this listing have been virtually staged.

18. 2026-04-02
    status Active 818-char remark

    Show marketing remark (818 chars)

    You‘ll love this home situated in a quiet family-friendly neighborhood, less than a five (5) minute drive to shopping, restaurants, and family activities! This is the exact home for someone who wants to enjoy spending time with family and friends by relaxing or enjoying a beautiful Texas summer and some good BBQ! This 3-bedroom, 2-bathroom, 2-car-garage home offers 1,355 sq ft of generous space, within walking distance of Copperas Cove High School, it features a workshop in the private backyard and this is the perfect home for the first-time homebuyer, savvy investor, or baby boomers who want to enjoy relaxing in their private oasis. If you want to know if this is the future home for you and your family, contact me to schedule a private showing. Some images in this listing have been virtually staged.

19. 2026-03-20
    historical 818-char remark

    Show marketing remark (818 chars)

    You‘ll love this home situated in a quiet family-friendly neighborhood, less than a five (5) minute drive to shopping, restaurants, and family activities! This is the exact home for someone who wants to enjoy spending time with family and friends by relaxing or enjoying a beautiful Texas summer and some good BBQ! This 3-bedroom, 2-bathroom, 2-car-garage home offers 1,355 sq ft of generous space, within walking distance of Copperas Cove High School, it features a workshop in the private backyard and this is the perfect home for the first-time homebuyer, savvy investor, or baby boomers who want to enjoy relaxing in their private oasis. If you want to know if this is the future home for you and your family, contact me to schedule a private showing. Some images in this listing have been virtually staged.

20. 2026-03-19
    listed $169,900 818-char remark

    Show marketing remark (818 chars)

    You‘ll love this home situated in a quiet family-friendly neighborhood, less than a five (5) minute drive to shopping, restaurants, and family activities! This is the exact home for someone who wants to enjoy spending time with family and friends by relaxing or enjoying a beautiful Texas summer and some good BBQ! This 3-bedroom, 2-bathroom, 2-car-garage home offers 1,355 sq ft of generous space, within walking distance of Copperas Cove High School, it features a workshop in the private backyard and this is the perfect home for the first-time homebuyer, savvy investor, or baby boomers who want to enjoy relaxing in their private oasis. If you want to know if this is the future home for you and your family, contact me to schedule a private showing. Some images in this listing have been virtually staged.

21. 2025-01-16
    soldstatus
22. 2025-01-15
    status Pending
23. 2025-01-15
    status Active
24. 2024-12-19
    historical Active Under Contract
25. 2024-12-02
    listed $169,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,186 · $182/mo
• Projected year-2 tax: $2,743 · $229/mo
• Expected delta: +$557/yr (+$46/mo · 25.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 50% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,265
• − Mortgage interest: −$8,397
• − Property taxes: −$2,186
• − Insurance: −$750
• − Repairs & maintenance: −$1,221
• − Management: −$1,221
• − Depreciation: −$4,361
• Taxable loss: −$2,870
• Est. tax savings @ 24.0%: +$689
• After-tax cash flow: $380/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Copperas Cove ISD
• NCES district ID: 4815240
• Math proficiency: 41% ▼ -6.00%
• Reading proficiency: 42% ▼ -2.00%
• Median HH income: $51,072
• Composite: 35.85/100
• National rank: #4822
• State rank: #340 of 826 in TX

Livability — Copperas Cove

• Score: 65/100
• State rank: #706
• US rank: #13158

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Copperas Cove, TX
• County: Coryell County · 61,053 people
• City population: 42,118
• Metro: Killeen-Temple, TX
• Population (ZIP): 42,118
• Household income: $72,206
• Rent vs Own: 37.9% rent · 62.1% own
• Severe rent burden: 1019.0

Population outlook (Coryell County) Hauer SSP2

• Today (2025): 75,485 people
• By 2030: 75,627 · +0.2%
• By 2040: 74,898 · -0.8%
• By 2050: 74,221 · -1.7%
• By 2075: 72,688 · -3.7%
• By 2100: 66,862 · -11.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: White 53% Hispanic / Latino 21% Two or more races 20% Black 14% Asian 2%
• Hispanic origin (detail): Mexican 11% Puerto Rican 6%
• Common ancestry: Romanian 2% Italian 2% Lithuanian 2%
• Foreign-born: 7% · Canada, South Korea
• Languages at home: 85% English-only · Spanish 10% German/W. Germanic 2% Other Asian/Pacific 1%

Political lean MEDSL · Coryell

• 2024 margin: Solid R (+40.7) · D 29.1% · R 69.8% · Other 1.1%
• 2008→2024 swing: -13.8pp toward R · 2008: -26.9pp · 2024: -40.7pp
• All cycles: 2024: R+40.7 2020: R+33.5 2016: R+39.5 2012: R+36.6 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.11%
• Current HPI: 183.9452
• Rent YoY: ▼ -0.25%
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-5.9% since first listed

9 events — show timeline

• 2026-05-01 Price Changed $159,900 CTXMLS
• 2026-04-02 Relisted — CTXMLS
• 2026-03-20 Listing Removed — CTXMLS
• 2026-03-19 Listed $169,900 CTXMLS
• 2025-01-16 Sold (Public Records) — Public Records
• 2025-01-15 Pending — CTXMLS
• 2025-01-15 Relisted — CTXMLS
• 2024-12-19 Contingent — CTXMLS
• 2024-12-02 Listed $169,900 CTXMLS

Property tax history

+0.7%/yr

Latest (2025): $2,186 · +11.9% YoY. Source: county tax records.