9081 Sunrise Lakes Blvd #108 · Sunrise, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above threshold)
- 4 days/yr
- Hot days in 30 yrs
- 4 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$75,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Amazing 55+ community with great amenities a heated pool, Billiards, Bingo nights , comedy Shows , Party , sauna, jacuzzi, BBQ area , Cabanas, Bus service , pest control , internet, cable TV, Reserves, and so much more included in you maintenance. This condo is located on the first floor with a Florida room that has been converted into a guest room or an office or your choice as a Multi purpose room. This condo has been updated and is ready for its new owner.
Key facts
- Updated
- Sauna
- Florida room
Tags
Property features AI
Finance
- Financial info: Pets allowed
- HOA & community: Monthly association fee; Association fee includes cable TV, HVAC, and structure maintenance; Association amenities: billiard room, cabana, clubhouse, fitness center, golf course, laundry, pool, sauna, tennis court(s), transportation service; Golf course community; Senior community
Exterior
- Parking: Assigned parking; Guest parking; One assigned space
- Security: Security guard; Smoke detector(s)
- Utilities: Utilities include HVAC (see association); Cable TV (included in association)
- Home design: 2 stories; Resale property; Entry on level 1
- Construction: Block construction
- Exterior features: Tennis court(s); Association pool; Has a view; Has property attached
Interior
- Kitchen: Electric range; Refrigerator
- Bedrooms: Bedroom on main level
- Flooring: Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: Bedroom on main level; Dining area; First floor entry; Living/dining room; Florida room
- Laundry & utility: Common area laundry; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $76k.
Deal economics
- At list price, monthly cash flow is $354 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $76k).
- Cap rate 11.9% vs local median 4.9% in Sunrise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#56 in FL, #986 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 559 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $525 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.6% rent growth), your $21k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $23k; list at $76k implies a 230% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.32% ✓
- Cap rate
- 11.89%
- Cash-on-cash
- 19.99%
- DSCR
- 1.89
- GRM
- 3.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.6% rent growth · sell at horizon
- IRR
- 8.1%
- Equity multiple
- 1.30×
- Total profit
- $6,448
- Equity at exit
- $11,332
- IRR
- 13.9%
- Equity multiple
- 1.93×
- Total profit
- $19,831
- Equity at exit
- $6,571
Cash invested: $21,280 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33322
- Home prices YoY
- -33.3%
- Rents YoY
- 0.6%
- Active inventory
- 559
- Price-to-rent
- 3.6×
Monthly cashflow live
- Estimated rent
- $1,760 high interval (Pro) →
- Mortgage (P&I)
- −$399
- Tax from tax record
- −$26 /mo · $310/yr
- Insurance
- −$32
- HOA
- −$580
- Vacancy / Maint / Mgmt
- −$370
- Net cashflow
- $354
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,000
- Closing costs
- $2,280
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8590 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,475 | $2.30 | 24d | 1 | 0.44mi |
| 8595 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 1d | 1 | 0.46mi |
| 8595 Sunrise Lakes Blvd #207 Sunrise, FL | 1.0 | 1.0 | 640 | $1,700 | $2.66 | 24d | 1 | 0.46mi |
| 8595 Sunrise Lakes Blvd Sunrise, FL | 1.0 | 1.0 | 640 | $1,550 | $2.42 | 20d | 2 | 0.47mi |
| 8465 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,450 | $2.27 | 24d | 1 | 0.56mi |
| 8400 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 24d | 1 | 0.60mi |
| 8400 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 7d | 1 | 0.60mi |
| 9720 NW 24th Pl Unit B Sunrise, FL | 1.0 | 1.0 | 700 | $1,750 | $2.50 | 24d | 1 | 0.69mi |
| 8285 Sunrise Lakes Blvd #208 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 7d | 1 | 0.71mi |
| 8285 Sunrise Lakes Blvd #208 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 24d | 1 | 0.71mi |
| 8798 NW 38th St Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 893 | $1,826 | $2.04 | 7d | 1 | 0.73mi |
| 8135 Sunrise Lakes Blvd Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 745 | $1,500 | $2.01 | 24d | 2 | 0.84mi |
| 3935 NW 87th Ave Sunrise, FL | 1.0 | 1.0 | 595 | $1,600 | $2.69 | 24d | 1 | 0.85mi |
| 9823 Nob Hill Ct #9823 Sunrise, FL | 1.0 | 1.0 | 744 | $1,850 | $2.49 | 11d | 1 | 0.85mi |
| 9968 Nob Hill Ln #9968 Sunrise, FL | 1.0 | 1.0 | 744 | $1,800 | $2.42 | 24d | 1 | 0.85mi |
| 9943 Nob Hill Pl #9943 Sunrise, FL | 1.0 | 1.0 | 744 | $1,875 | $2.52 | 10d | 1 | 0.85mi |
| 9934 Nob Hill Pl #9934 Sunrise, FL | 1.0 | 1.0 | 744 | $1,790 | $2.41 | 1d | 1 | 0.85mi |
| 9934 Nob Hill Pl #9934 Sunrise, FL | 1.0 | 1.0 | 744 | $1,850 | $2.49 | 24d | 1 | 0.85mi |
| 4028 NW 87th Ave #4028 Sunrise, FL | 1.0 | 1.0 | 595 | $1,700 | $2.86 | 24d | 1 | 0.86mi |
| 8775 NW 39th St #8775 Sunrise, FL | 2.0 | 1.0 | 731 | $1,845 | $2.52 | 13d | 1 | 0.86mi |
| 4072 NW 87th Ave Unit 4072 Sunrise, FL | 1.0 | 1.0 | 595 | $1,690 | $2.84 | 16d | 1 | 0.86mi |
| 3973 NW 87th Ave #3973 Sunrise, FL | 2.0 | 1.0 | 731 | $1,899 | $2.60 | 24d | 1 | 0.86mi |
| 4071 NW 87th Ave Sunrise, FL | 1.0 | 1.0 | 595 | $1,699 | $2.86 | 24d | 1 | 0.86mi |
| 8110 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,500 | $2.34 | 17d | 1 | 0.87mi |
| 8110 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,500 | $2.34 | 2d | 1 | 0.87mi |
| 8100 Sunrise Lakes Blvd Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 745 | $1,380 | $1.85 | 10d | 2 | 0.88mi |
| 3968 NW 87th Ave #3968 Sunrise, FL | 1.0 | 1.0 | 595 | $1,625 | $2.73 | 24d | 1 | 0.88mi |
| 3968 NW 87th Ave #3968 Sunrise, FL | 1.0 | 1.0 | 595 | $1,625 | $2.73 | 7d | 1 | 0.88mi |
| 4044 NW 87th Ave #4044 Sunrise, FL | 1.0 | 1.0 | 630 | $1,649 | $2.62 | 24d | 1 | 0.91mi |
| 4096 N Pine Island Rd #2102 Sunrise, FL | 1.0 | 1.0 | 595 | $1,625 | $2.73 | 24d | 1 | 0.93mi |
| 8083-8093 W Oakland Park Blvd Sunrise, FL | 1.0–3.0 | 1.0–2.0 | 1054 | $2,620 | $2.48 | 24d | 37 | 1.02mi |
| 8053 W Oakland Park Blvd Unit 1-204 Sunrise, FL | 1.0 | 1.0 | 735 | $2,450 | $3.33 | 24d | 1 | 1.05mi |
| 8053 W Oakland Park Blvd Unit 6-307 Sunrise, FL | 1.0 | 1.0 | 727 | $2,618 | $3.60 | 24d | 1 | 1.05mi |
| 2347 NW 107th Ave Unit B Sunrise, FL | — | 1.0 | 364 | $1,300 | $3.57 | 24d | 1 | 1.31mi |
| 4001 N University Dr Sunrise, FL | — | 1.0 | 600 | $1,388 | $2.31 | 12d | 1 | 1.43mi |
| 3048 Sunrise Lakes Dr E Unit 411 Sunrise, FL | 1.0 | 1.0 | 725 | $1,650 | $2.28 | 20d | 1 | 1.49mi |
| 3048 Sunrise Lakes Dr E Unit 411 Sunrise, FL | 1.0 | 1.0 | 725 | $1,600 | $2.21 | 3d | 1 | 1.49mi |
| 3048 E Sunrise Lakes Dr #412 Sunrise, FL | 1.0 | 1.0 | 725 | $1,400 | $1.93 | 21d | 1 | 1.49mi |
HOA detail condo
- Monthly dues
- $580 · $6,960/yr
- Likely covers
- internetcablepool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 2 events
-
2026-06-18remarks 463-char remark
-
2026-06-18$75,999 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $310 · $26/mo
- Projected year-2 tax
- $631 · $53/mo
- Expected delta
- +$321/yr (+$27/mo · 103.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,120
- − Mortgage interest
- −$4,257
- − Property taxes
- −$310
- − Insurance
- −$380
- − Repairs & maintenance
- −$1,690
- − Management
- −$1,690
- − HOA
- −$6,960
- − Depreciation
- −$2,211
- Taxable income
- $3,624
- Est. tax owed @ 24.0%
- −$870
- After-tax cash flow
- $3,383/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Sunrise
- Score
- 83/100
- State rank
- #56
- US rank
- #986
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sunrise, FL
- County
- Broward County · 1,963,430 people
- City population
- 77,492
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 41,128
- Household income
- $71,755
- Rent vs Own
- Severe rent burden
- 931.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Hispanic / Latino 35% White 32% Black 24% Two or more races 22% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 5% Cuban 6% Dominican 2% Salvadoran 1%
- Common ancestry
- Hispanic 5% Romanian 2% Scotch-Irish 2%
- Foreign-born
- 41% · Canada, Jamaica, South Korea
- Languages at home
- 58% English-only · Spanish 30% French/Haitian/Cajun 6% Other Indo-European 1%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -203.34%
- Current HPI
- 407.5452
- Rent YoY
- ▲ 0.60%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+230.4% since first listed2 events — show timeline
- 2026-06-17 Listed $75,999 MARMLS
- 1991-09-05 Sold (Public Records) $23,000 Public Records
Property tax history
-1.9%/yrLatest (2025): $310 · +10.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…