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2755 Tanner Ln
C Composite 58.36
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • DSCR +9.1/10.0
  • 1% rule +6.9/10.0
  • Appreciation +4.6/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • ARV discount +0.0/15.0

$88,000

2755 Tanner Ln · Baton Rouge, LA 70807
2 bd · 2.0 ba · 960 sqft · SingleFamily public records · 86 Days on market
Built 1984 1,306 sqft lot $92/sqft · 45% above area Est $62k · 41% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordable, updated, and move-in ready--this 2 bedroom, 2 bathroom home in Baton Rouge is a rare find under $100K! Whether you're a first-time homebuyer or investor, this property offers incredible value in today's market. Step inside to a spacious living area, creating a comfortable and inviting space to relax or entertain. The home features no carpet throughout, making it both low-maintenance and ideal for modern living. The updated interior provides a clean, fresh feel from the moment you walk in. Both bedrooms are generously sized, offering plenty of space and flexibility, while each bathroom is well-appointed for convenience and functionality. Located in Baton Rouge with easy access to shopping, dining, and major roadways, this home combines affordability with location--an opportunity that doesn't come around often at this price point. Schedule your private showing today before it's gone!

Key facts

  • No carpet
  • Spacious living area
  • Updated interior

Tags

NO CARPETUPDATED INTERIORSPACIOUS LIVING AREAEASY ACCESS TO SHOPPINGEASY ACCESS TO DININGEASY ACCESS TO MAJOR ROADWAYS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $88k.

Deal economics

  • At list price, monthly cash flow is $237 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $88k).
  • Recommended offer: $83k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 101 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • At $1,044/mo this rent would consume 46% of the median local household income ($28k/yr) (locally 1092% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $608 of loan paydown is wiped out by about $766 of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-0.9% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($83k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 25y ago; this cycle's ask has dropped $7k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $82,720 (6.0% below list)

Questions for the listing agent

  1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
9.53%
Cash-on-cash
11.56%
DSCR
1.51
GRM
7.0

CMA / ARV

ARV (median comp)
$62,204
List price
$88,000
Delta
41.47%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2831 Andover St 0.35mi 2/1.0 1,067 (+11%) 3mo $34,999 $33 58
2834 Andover St 0.30mi 3/2.0 (+1) 1,000 (+4%) 20mo $95,000 $95 57
1677 78th Ave 0.73mi 3/1.5 (+1) 969 (+1%) 4mo $125,000 $129 54
2838 73rd Ave 0.57mi 3/2.0 (+1) 1,074 (+12%) 0mo $139,000 $129 48
2858 75th Ave 0.47mi 3/1.0 (+1) 900 (-6%) 16mo $28,200 $31 45
2799 72nd Ave 0.59mi 3/1.0 (+1) 900 (-6%) 10mo $89,900 $100 45
2188 75th Ave 0.60mi 2/1.0 1,103 (+15%) 0mo $28,900 $26 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.87% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.1%
Equity multiple
1.37×
Total profit
$9,010
Equity at exit
$21,787
10-year hold
IRR
14.2%
Equity multiple
2.42×
Total profit
$35,028
Equity at exit
$23,345

Cash invested: $24,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70807

Home prices YoY
-1.1%
Active inventory
101
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,044 high interval (Pro) →
Mortgage (P&I)
$461
Tax from tax record
$89 /mo · $1,072/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$219
Net cashflow
$237

Break-even live

Break-even rent $744
Max offer price $88,000
Occupancy floor 72%

Sensitivity live

Price -10% $287 -5% $262 +0% $237 +5% $213 +10% $188
Rent -10% $155 -5% $196 +0% $237 +5% $279 +10% $320
Rate -1.0pp $282 -0.5pp $260 base $237 +0.5pp $215 +1.0pp $191

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,000
Closing costs
$2,640
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2203 Fairchild St Baton Rouge, LA 2.0 1.0 800 $1,000 $1.25 44d 1 0.37mi
1555 Swan Ave Baton Rouge, LA 1.0 1.0 800 $900 $1.12 24d 1 0.80mi
2319 Elm Park Dr Baton Rouge, LA 2.0 1.0 800 $750 $0.94 44d 1 1.18mi
4540 Crown Ave Unit 91 Baton Rouge, LA 2.0 1.0 1000 $950 $0.95 20d 1 1.23mi
4540 Crown Ave Unit 93 Baton Rouge, LA 2.0 1.0 700 $900 $1.29 44d 1 1.23mi
4540 Crown Ave Unit 85 Baton Rouge, LA 2.0 1.0 700 $850 $1.21 44d 1 1.23mi
4540 Crown Ave Unit 94 Baton Rouge, LA 2.0 1.0 1000 $1,098 $1.10 44d 1 1.23mi
4540 Crown Ave Unit 94 Baton Rouge, LA 2.0 1.0 1000 $900 $0.90 24d 1 1.23mi
947 Grebe St Unit 4 Baton Rouge, LA 2.0 1.0 650 $1,050 $1.62 20d 1 1.26mi

Listing history 36 events

  1. 2026-06-18
    days on market $88,000 Active 86 DOM
  2. 2026-06-17
    days on market $88,000 Active 85 DOM
  3. 2026-06-16
    days on market $88,000 Active 84 DOM
  4. 2026-06-15
    days on market $88,000 Active 83 DOM
  5. 2026-06-14
    days on market $88,000 Active 81 DOM
  6. 2026-06-10
    days on market $88,000 Active 78 DOM
  7. 2026-06-09
    days on market $88,000 Active 77 DOM
  8. 2026-06-08
    days on market $88,000 Active 76 DOM
  9. 2026-06-07
    days on market $88,000 Active 75 DOM
  10. 2026-06-05
    days on market $88,000 Active 72 DOM
  11. 2026-06-03
    days on market $88,000 Active 71 DOM
  12. 2026-06-02
    days on market $88,000 Active 70 DOM
  13. 2026-06-01
    days on market $88,000 Active 69 DOM
  14. 2026-05-31
    days on market $88,000 Active 68 DOM
  15. 2026-05-31
    days on market $88,000 Active 67 DOM
  16. 2026-05-05
    price $88,000 906-char remark
    Show marketing remark (940 chars)

    Affordable, updated, and move-in ready—this 2 bedroom, 2 bathroom home in Baton Rouge is a rare find under $100K! Whether you’re a first-time homebuyer or investor, this property offers incredible value in today’s market. Step inside to a spacious living area, creating a comfortable and inviting space to relax or entertain. The home features no carpet throughout, making it both low-maintenance and ideal for modern living. The updated interior provides a clean, fresh feel from the moment you walk in. Both bedrooms are generously sized, offering plenty of space and flexibility, while each bathroom is well-appointed for convenience and functionality. Located in Baton Rouge with easy access to shopping, dining, and major roadways, this home combines affordability with location—an opportunity that doesn’t come around often at this price point. Schedule your private showing today before it’s gone!

  17. 2026-05-05
    price $88,000 940-char remark
    Show marketing remark (940 chars)

    Affordable, updated, and move-in ready—this 2 bedroom, 2 bathroom home in Baton Rouge is a rare find under $100K! Whether you’re a first-time homebuyer or investor, this property offers incredible value in today’s market. Step inside to a spacious living area, creating a comfortable and inviting space to relax or entertain. The home features no carpet throughout, making it both low-maintenance and ideal for modern living. The updated interior provides a clean, fresh feel from the moment you walk in. Both bedrooms are generously sized, offering plenty of space and flexibility, while each bathroom is well-appointed for convenience and functionality. Located in Baton Rouge with easy access to shopping, dining, and major roadways, this home combines affordability with location—an opportunity that doesn’t come around often at this price point. Schedule your private showing today before it’s gone!

  18. 2026-03-24
    listed $95,000 Active 940-char remark
    Show marketing remark (906 chars)

    Affordable, updated, and move-in ready--this 2 bedroom, 2 bathroom home in Baton Rouge is a rare find under $100K! Whether you're a first-time homebuyer or investor, this property offers incredible value in today's market. Step inside to a spacious living area, creating a comfortable and inviting space to relax or entertain. The home features no carpet throughout, making it both low-maintenance and ideal for modern living. The updated interior provides a clean, fresh feel from the moment you walk in. Both bedrooms are generously sized, offering plenty of space and flexibility, while each bathroom is well-appointed for convenience and functionality. Located in Baton Rouge with easy access to shopping, dining, and major roadways, this home combines affordability with location--an opportunity that doesn't come around often at this price point. Schedule your private showing today before it's gone!

  19. 2026-03-24
    listed $95,000 Active 906-char remark
    Show marketing remark (906 chars)

    Affordable, updated, and move-in ready--this 2 bedroom, 2 bathroom home in Baton Rouge is a rare find under $100K! Whether you're a first-time homebuyer or investor, this property offers incredible value in today's market. Step inside to a spacious living area, creating a comfortable and inviting space to relax or entertain. The home features no carpet throughout, making it both low-maintenance and ideal for modern living. The updated interior provides a clean, fresh feel from the moment you walk in. Both bedrooms are generously sized, offering plenty of space and flexibility, while each bathroom is well-appointed for convenience and functionality. Located in Baton Rouge with easy access to shopping, dining, and major roadways, this home combines affordability with location--an opportunity that doesn't come around often at this price point. Schedule your private showing today before it's gone!

  20. 2024-06-28
    soldstatus Sold
  21. 2024-06-28
    soldstatus $78,000
  22. 2024-05-28
    historical
  23. 2024-03-21
    status Active
  24. 2024-02-29
    historical
  25. 2024-02-07
    price $85,000
  26. 2023-12-12
    status Active
  27. 2023-12-08
    historical
  28. 2023-12-06
    listed $95,000 Active
  29. 2023-12-06
    listed $85,000
  30. 2009-05-08
    soldstatus $70,000
  31. 2008-11-07
    soldstatus $8,000
  32. 2006-04-28
    listed $40,000
  33. 2006-04-28
    listed $40,000
  34. 2002-10-18
    listed $7,500
  35. 2001-02-13
    listed $9,500
  36. 2001-02-13
    listed $9,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,072 · $89/mo
Projected year-2 tax
$1,072 · $89/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,531
− Mortgage interest
−$4,929
− Property taxes
−$1,072
− Insurance
−$440
− Repairs & maintenance
−$1,002
− Management
−$1,002
− Depreciation
−$2,560
Taxable income
$1,524
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$366
After-tax cash flow
$2,483/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
15,300
Household income
$27,534
Rent vs Own
56.8% rent · 43.2% own
Severe rent burden
1092.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Two or more races 6% White 3%
Common ancestry
Lithuanian 1%
Foreign-born
1% · Canada

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.87%
Current HPI
78.3629
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+826.3% since first listed
21 events — show timeline
  • 2026-05-05 Price Changed $88,000 AcadianaMLS
  • 2026-05-05 Price Changed $88,000 GBRMLS
  • 2026-03-24 Listed $95,000 GBRMLS
  • 2026-03-24 Listed $95,000 AcadianaMLS
  • 2024-06-28 Sold (Public Records) $78,000 Public Records
  • 2024-06-28 Sold (MLS) GBRMLS
  • 2024-05-28 Delisted GBRMLS
  • 2024-03-21 Relisted GBRMLS
  • 2024-02-29 Delisted GBRMLS
  • 2024-02-07 Price Changed $85,000 GBRMLS
  • 2023-12-12 Relisted GBRMLS
  • 2023-12-08 Delisted GBRMLS
  • 2023-12-06 Listed $85,000 AcadianaMLS
  • 2023-12-06 Listed $95,000 GBRMLS
  • 2009-05-08 Sold (Public Records) $70,000 Public Records
  • 2008-11-07 Sold (Public Records) $8,000 Public Records
  • 2006-04-28 Listed $40,000 AcadianaMLS
  • 2006-04-28 Listed $40,000 GBRMLS
  • 2002-10-18 Listed $7,500 AcadianaMLS
  • 2001-02-13 Listed $9,500 AcadianaMLS
  • 2001-02-13 Listed $9,500 GBRMLS

Property tax history

+2.7%/yr

Latest (2025): $1,072 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…