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1256 NE Ball Park Ave
C+ Composite 60.59
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.0/30.0
  • DSCR +8.1/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.8/10.0
  • 1% rule +5.7/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.8/10.0

$139,000

1256 NE Ball Park Ave · Dawson, GA 39842
3 bd · 2.0 ba · 1,152 sqft · SingleFamily public records · 129 Days on market
Built 2016 0.29 ac lot $121/sqft · 116% above area ↓ 36% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful 3-bedroom 2 bath home in Dawson, GA! Popular Terrell County! This is a newer home having been built in 2016! Open floor plan! Easy to care for LVP hardwood floors throughout much of the home! Excellent location and neighborhood! A fantastic buy!

Key facts

  • 0.29 acre lot
  • Built 2016
  • Listed 128 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $139k.

Deal economics

  • At list price, monthly cash flow is $302 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $139k).
  • Recommended offer: $122k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 55/100 on livability (#508 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A-; Watch: crime D+, schools F, amenities F.
  • Terrell County (rural): math 7% / reading 13% proficiency, ranked #167 of 174 in GA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 35 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2 units permitted in Terrell County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($961 loan paydown + $2k appreciation (1.6% local appreciation)).
  • Terrell County population projected at -33% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.6% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago; this cycle's ask has dropped $24k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.90%
Cash-on-cash
9.31%
DSCR
1.41
GRM
7.8

CMA / ARV

ARV (median comp)
$64,295
List price
$139,000
Delta
116.19%
Verdict
OVERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

1.56% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.5%
Equity multiple
1.66×
Total profit
$25,668
Equity at exit
$51,580
10-year hold
IRR
15.6%
Equity multiple
3.00×
Total profit
$77,958
Equity at exit
$71,859

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 39842

Home prices YoY
0.8%
Active inventory
35
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,481 medium interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$81 /mo · $972/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$311
Net cashflow
$302

Break-even live

Break-even rent $1,099
Max offer price $139,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1239 Askew Dr NE Dawson, GA 3.0 2.0 1204 $1,500 $1.25 21d 1 0.07mi
1404 Georgia Ave SE Dawson, GA 3.0 2.0 1310 $1,235 $0.94 43d 1 1.17mi

Listing history 23 events

  1. 2026-06-19
    days on market $139,000 Active 129 DOM
  2. 2026-06-18
    days on market $139,000 Active 128 DOM
  3. 2026-06-17
    days on market $139,000 Active 127 DOM
  4. 2026-06-16
    days on market $139,000 Active 126 DOM
  5. 2026-06-15
    days on market $139,000 Active 125 DOM
  6. 2026-06-14
    days on market $139,000 Active 123 DOM
  7. 2026-06-13
    days on market $139,000 Active 122 DOM
  8. 2026-06-10
    days on market $139,000 Active 120 DOM
  9. 2026-06-09
    days on market $139,000 Active 119 DOM
  10. 2026-06-08
    days on market $139,000 Active 118 DOM
  11. 2026-06-07
    days on market $139,000 Active 117 DOM
  12. 2026-06-05
    days on market $139,000 Active 114 DOM
  13. 2026-06-03
    days on market $139,000 Active 113 DOM
  14. 2026-06-02
    days on market $139,000 Active 112 DOM
  15. 2026-06-01
    days on market $139,000 Active 111 DOM
  16. 2026-05-31
    days on market $139,000 Active 110 DOM
  17. 2026-05-30
    days on market $139,000 Active 109 DOM
  18. 2026-03-11
    price $159,000 256-char remark
    Show marketing remark (256 chars)

    Wonderful 3-bedroom 2 bath home in Dawson, GA! Popular Terrell County! This is a newer home having been built in 2016! Open floor plan! Easy to care for LVP hardwood floors throughout much of the home! Excellent location and neighborhood! A fantastic buy!

  19. 2025-11-11
    listed $163,000 Active 256-char remark
    Show marketing remark (256 chars)

    Wonderful 3-bedroom 2 bath home in Dawson, GA! Popular Terrell County! This is a newer home having been built in 2016! Open floor plan! Easy to care for LVP hardwood floors throughout much of the home! Excellent location and neighborhood! A fantastic buy!

  20. 2023-10-03
    soldstatus $230,000
  21. 2022-04-12
    status Active
  22. 2022-03-04
    historical
  23. 2022-02-26
    listed $250,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$972 · $81/mo
Projected year-2 tax
$1,279 · $107/mo
Expected delta
+$306/yr (+$26/mo · 31.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,768
− Mortgage interest
−$7,786
− Property taxes
−$972
− Insurance
−$695
− Repairs & maintenance
−$1,421
− Management
−$1,421
− Depreciation
−$4,044
Taxable income
$1,428
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$343
After-tax cash flow
$3,279/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Terrell County
NCES district ID
1304860
Math proficiency
7% ▼ -14.00%
Reading proficiency
13% ▼ -9.00%
Median HH income
$31,887
Composite
7.87/100
National rank
#9928
State rank
#167 of 174 in GA

Livability — Dawson

Score
55/100
State rank
#508
US rank
#23135

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dawson, GA
Population (ZIP)
7,780

Population outlook (Terrell County) Hauer SSP2

Today (2025)
8,041 people
By 2030
7,444 · -7.4%
By 2040
6,339 · -21.2%
By 2050
5,415 · -32.7%
By 2075
4,220 · -47.5%
By 2100
3,750 · -53.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 33% Hispanic / Latino 2%
Common ancestry
Serbian 1% Lithuanian 1% Italian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Terrell

2024 margin
Toss-up / Even · D 51.9% · R 47.8%
2008→2024 swing
-9.7pp toward R · 2008: 13.8pp · 2024: 4.1pp
All cycles
2024: D+4.1 2020: D+8.4 2016: D+9.4 2012: D+16.1 2008: D+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.56%
Current HPI
190.252
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-36.4% since first listed
6 events — show timeline
  • 2026-03-11 Price Changed $159,000 SWGABOR
  • 2025-11-11 Listed $163,000 SWGABOR
  • 2023-10-03 Sold (Public Records) $230,000 Public Records
  • 2022-04-12 Relisted GAMLS
  • 2022-03-04 Listing Removed GAMLS
  • 2022-02-26 Listed $250,000 GAMLS

Property tax history

+0.7%/yr

Latest (2025): $972 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…