210 E Reynolds St · Cumberland, MD 21502

$114,999

2 bd · 1.0 ba · 728 sqft · SingleFamily public records · 357 Days on market

Built 1910 0.91 ac lot $158/sqft · 128% above area

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +7.5/15.0
• Rent growth +5.0/5.0
• DSCR +4.8/10.0
• Livability +3.9/5.0
• 1% rule +3.2/10.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

Key facts

• 0.91 acre lot
• Built 1910
• Listed 356 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

• At list price, monthly cash flow is $-9 ($-111/yr) — negative.
• To cash-flow at today's rent, offer at most $113k (1.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $94k (17.9% below list).
• Recommended offer: $94k (17.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 78/100 on livability (#64 in MD, #2,385 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Allegany County Public Schools (other): math 15% / reading 30% proficiency, ranked #18 of 24 in MD (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: West Side Elementary (math 17% / reading 27%, grade F, #297 of 860 statewide, top 38%, 305 students, 69% FRL); Washington Middle (math 7% / reading 30%, grade F, #159 of 225 statewide, top 73%, 583 students, 62% FRL); Fort Hill High (math 42% / reading 62%, grade D+, #100 of 222 statewide, top 47%, 692 students, 58% FRL) — zoned schools average 63% FRL vs 47% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+10.9%/yr); 239 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 24 units permitted in Allegany County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Allegany County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 357 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $8k; list at $115k implies a 1253% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1910 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $94,397 (17.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 357 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
3. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 6.78%
• Cash-on-cash: 1.73%
• DSCR: 1.08
• GRM: 10.2

CMA / ARV

• ARV (median comp): $75,776
• List price: $114,999
• Delta: 51.76%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
537 Fort Ave	0.20mi	2/1.0	747 (+3%)	11mo	$129,000	$173	77
901 Shades Ln	0.39mi	3/1.0 (+1)	730 (+0%)	2mo	$100,000	$137	75
518 Baltimore Ave	0.17mi	2/1.0	808 (+11%)	6mo	$55,000	$68	69
12 Schiller Ter	0.34mi	2/1.0	784 (+8%)	21mo	$14,300	$18	54
324 Reservoir Ave	0.64mi	3/1.0 (+1)	784 (+8%)	12mo	$124,900	$159	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -11.7%
• Equity multiple: 0.56×
• Total profit: $-14,245
• Equity at exit: $17,147

10-year hold

• IRR: 3.4%
• Equity multiple: 1.30×
• Total profit: $9,503
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21502

• Home prices YoY: -17.4%
• Rents YoY: 10.9%
• Active inventory: 239
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $944 medium
• Mortgage (P&I): −$603
• Tax from tax record: −$48 /mo · $581/yr
• Insurance: −$48
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$198
• Net cashflow: $-9

Break-even live

Break-even rent $956

Max offer price $113,368

Occupancy floor 96%

Sensitivity live

Price	-10% $56	-5% $23	+0% $-9	+5% $-42	+10% $-74
Rent	-10% $-84	-5% $-47	+0% $-9	+5% $28	+10% $65
Rate	-1.0pp $49	-0.5pp $20	base $-9	+0.5pp $-39	+1.0pp $-69

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
424 N Mechanic St Unit 1 Cumberland, MD	1.0	1.0	600	$950	$1.58	45d	1	1.11mi
623 Columbia Ave Unit C Cumberland, MD	1.0	1.0	600	$635	$1.06	45d	1	1.28mi

Listing history 27 events

1. 2026-06-22
   days on market $114,999 Active 357 DOM
2. 2026-06-21
   days on market $114,999 Active 356 DOM
3. 2026-06-19
   days on market $114,999 Active 354 DOM
4. 2026-06-18
   days on market $114,999 Active 353 DOM
5. 2026-06-17
   days on market $114,999 Active 352 DOM
6. 2026-06-16
   days on market $114,999 Active 351 DOM
7. 2026-06-15
   days on market $114,999 Active 350 DOM
8. 2026-06-14
   days on market $114,999 Active 348 DOM
9. 2026-06-12
   days on market $114,999 Active 347 DOM
10. 2026-06-09
    days on market $114,999 Active 344 DOM
11. 2026-06-08
    days on market $114,999 Active 343 DOM
12. 2026-06-07
    days on market $114,999 Active 342 DOM
13. 2026-06-02
    days on market $114,999 Active 337 DOM
14. 2026-06-01
    days on market $114,999 Active 336 DOM
15. 2026-05-31
    days on market $114,999 Active 335 DOM
16. 2026-05-30
    days on market $114,999 Active 334 DOM
17. 2026-05-06
    price $114,999 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

18. 2026-01-02
    price $119,000 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

19. 2026-01-02
    status Active 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

20. 2025-12-11
    historical 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

21. 2025-10-02
    price $99,900 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

22. 2025-08-22
    price $109,900 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

23. 2025-08-05
    price $114,900 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

24. 2025-07-07
    price $119,900 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

25. 2025-06-09
    listed $129,900 Active 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

26. 2025-05-29
    historical $129,900 632-char remark

    Show marketing remark (632 chars)

    VERY WELL KEPT 2 STORY COLONIAL NEAR CONSTITUTION PARK AND UPMC. THE CHARMING FLOOR PLAN HAS 2 BEDROOMS AND A FULLY EQUIPPED KITCHEN. IT HAS A COVERED FRONT PORCH AND SECOND STORY BALCONY AS WELL AS A HUGE BARN STYLE SHED WITH ELECTRICITY. THERE IS A SMALL BABBLING BROOK AND A SECLUDED FIRE PIT FOR YOUR OUTDOOR PLEASURE. COME LOOK AT THIS HOME THAT IS PRICED FOR ANY BUDGET. !!!!UPDATE!!!! KITCHEN HAS BEEN NEWLY REMODELED AND NEW LAMINATE FLOORS IN THE MAIN LIVING AREA. .88 ACRE LOT ADJACENT TO THE HOME IS INCLUDED IN THE NEW PRICE AND OFFERS PLENTY OF ROOM TO BUILD A GARAGE, CARPORT, OR USE IT AS A PARKING AREA FOR THE HOME.

27. 1985-05-27
    soldstatus $8,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $581 · $48/mo
• Projected year-2 tax: $917 · $76/mo
• Expected delta: +$336/yr (+$28/mo · 57.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,328
• − Mortgage interest: −$6,442
• − Property taxes: −$581
• − Insurance: −$1,241
• − Repairs & maintenance: −$906
• − Management: −$906
• − Depreciation: −$3,345
• Taxable loss: −$2,095
• Est. tax savings @ 24.0%: +$503
• After-tax cash flow: $392/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Allegany County Public Schools
• NCES district ID: 2400030
• Math proficiency: 15% ▼ -26.00%
• Reading proficiency: 30% ▼ -20.00%
• Median HH income: $39,760
• Composite: 18.95/100
• National rank: #8854
• State rank: #18 of 24 in MD

Livability — Cumberland

• Score: 78/100
• State rank: #64
• US rank: #2385

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cumberland, MD
• County: Allegany County · 41,015 people
• City population: 41,015
• Metro: Cumberland, MD-WV
• Population (ZIP): 41,015
• Household income: $60,725
• Rent vs Own: 28.0% rent · 72.0% own
• Severe rent burden: 824.0

Population outlook (Allegany County) Hauer SSP2

• Today (2025): 68,778 people
• By 2030: 66,766 · -2.9%
• By 2040: 62,784 · -8.7%
• By 2050: 59,179 · -14.0%
• By 2075: 50,732 · -26.2%
• By 2100: 40,837 · -40.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Black 9% Two or more races 5% Hispanic / Latino 2%
• Common ancestry: Slovak 3% Romanian 2% Italian 1%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Allegany

• 2024 margin: Solid R (+40.3) · D 28.9% · R 69.2% · Other 2.0%
• 2008→2024 swing: -14.4pp toward R · 2008: -25.9pp · 2024: -40.3pp
• All cycles: 2024: R+40.3 2020: R+38.3 2016: R+48.0 2012: R+32.9 2008: R+25.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.33%
• Current HPI: 258.6676
• Rent YoY: ▲ 10.88%
• Metro: Cumberland, MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+1252.9% since first listed

11 events — show timeline

• 2026-05-06 Price Changed $114,999 BRIGHT MLS
• 2026-01-02 Price Changed $119,000 BRIGHT MLS
• 2026-01-02 Relisted — BRIGHT MLS
• 2025-12-11 Listing Removed — BRIGHT MLS
• 2025-10-02 Price Changed $99,900 BRIGHT MLS
• 2025-08-22 Price Changed $109,900 BRIGHT MLS
• 2025-08-05 Price Changed $114,900 BRIGHT MLS
• 2025-07-07 Price Changed $119,900 BRIGHT MLS
• 2025-06-09 Listed $129,900 BRIGHT MLS
• 2025-05-29 Coming Soon $129,900 BRIGHT MLS
• 1985-05-27 Sold (Public Records) $8,500 Public Records

Property tax history

+5.8%/yr

Latest (2025): $581 · +6.7% YoY. Source: county tax records.