8 N Green Hls · McMechen, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 2/10 · Minimal
- Hot days now (above 96°F)
- 5 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.2/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$60,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This 2-bedroom, 1-bath ranch offers a great opportunity in a convenient Glen Dale location with beautiful valley views. Situated on a . 27-acre corner lot, the property features a flat yard, additional off-street parking, an eat-in kitchen, and full basement with integral one-car garage. The one-story layout offers 1,008 sq. ft. of living space with potential for updates and improvements to make it your own. Whether you're looking for your next investment property, renovation project, or value-add opportunity, this home is ready for its next chapter.
Key facts
- Glen dale location
- Full basement
- Eat-in kitchen
Tags
Property features AI
Finance
- Financial info: Annual tax amount listed
Exterior
- Parking: Detached garage with 1 garage space; Concrete and gravel parking surfaces
- Utilities: Public water; Septic sewer
- Home design: Single-family ranch/traditional style; One story
- Construction: Aluminum siding
- Exterior features: Front porch; Shingle roof; Lot is level to sloped
Interior
- Kitchen: Range; Refrigerator; Includes standard kitchen appliances
- Bedrooms: Total of 4 rooms (includes bedrooms and living areas)
- Flooring: Hardwood
- Bathrooms: 1 full bathroom
- Heating & cooling: Hot water heating (oil-fired); Ceiling fan cooling
- Interior features: Washer and dryer included; Electric water heater; Hardwood floors; Full basement
- Laundry & utility: Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $60k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $375 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $60k).
Location & tenants
- Location reads 63/100 on livability (#159 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
- Marshall County Schools (suburban): math 28% / reading 36% proficiency, ranked #21 of 55 in WV (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 17 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 6 units permitted in Marshall County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Marshall County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.67% ✓
- Cap rate
- 13.80%
- Cash-on-cash
- 26.81%
- DSCR
- 2.19
- GRM
- 5.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.7%
- Equity multiple
- 1.85×
- Total profit
- $14,199
- Equity at exit
- $8,946
- IRR
- 28.9%
- Equity multiple
- 3.57×
- Total profit
- $43,209
- Equity at exit
- $5,188
Cash invested: $16,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 26038
- Home prices YoY
- -19.0%
- Active inventory
- 17
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $1,000 medium interval (Pro) →
- Mortgage (P&I)
- −$315
- Tax est. 1.5%
- −$75 /mo · $900/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$210
- Net cashflow
- $375
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,000
- Closing costs
- $1,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1113 Marshall St McMechen, WV | 1.0 | 1.0 | 900 | $1,000 | $1.11 | 43d | 1 | 1.37mi |
Listing history 1 events
-
2026-05-22$60,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 5 d/yr ≥96°F today · 13 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,000
- − Mortgage interest
- −$3,361
- − Property taxes
- −$900
- − Insurance
- −$300
- − Repairs & maintenance
- −$960
- − Management
- −$960
- − Depreciation
- −$1,745
- Taxable income
- $3,774
- Est. tax owed @ 24.0%
- −$906
- After-tax cash flow
- $3,599/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This 2-bedroom home requires moderate renovations to improve its condition and increase its value. Key areas for improvement include the exterior siding, kitchen cabinets, and bathroom fixtures.
Repairs flagged
- Moderate exterior siding — Weathered appearance
- Major kitchen cabinets — Outdated and worn
- Minor bathroom fixtures — Small, dated fixtures
Value-add opportunities
- Resale Paint interior walls — Enhances curb appeal
- Both Replace kitchen cabinets — Improves functionality and aesthetics
- Resale Upgrade bathroom fixtures — Enhances functionality and aesthetics
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| exterior siding · Weathered appearance | Moderate | $3,000–15,000 |
| kitchen cabinets · Outdated and worn | Major | $15,000–50,000 |
| bathroom fixtures · Small, dated fixtures | Minor | $500–3,000 |
| Total estimated repair cost · 3 items | $18,500–68,000 |
Value-add ROI direction
- Resale Paint interior walls — Enhances curb appeal ↑
- Both Replace kitchen cabinets — Improves functionality and aesthetics ↑
- Resale Upgrade bathroom fixtures — Enhances functionality and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Marshall County Schools
- NCES district ID
- 5400750
- Math proficiency
- 28% ▼ -6.00%
- Reading proficiency
- 36% ▼ -4.00%
- Median HH income
- $40,289
- Composite
- 26.91/100
- National rank
- #7086
- State rank
- #21 of 55 in WV
Livability — McMechen
- Score
- 63/100
- State rank
- #159
- US rank
- #15224
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 1,855
- Population (ZIP)
- 2,926
Population outlook (Marshall County) Hauer SSP2
- Today (2025)
- 30,387 people
- By 2030
- 29,242 · -3.8%
- By 2040
- 26,806 · -11.8%
- By 2050
- 24,627 · -19.0%
- By 2075
- 19,846 · -34.7%
- By 2100
- 15,169 · -50.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (97%)
- Race & ethnicity
- White 97% Two or more races 2% Hispanic / Latino 1%
- Common ancestry
- Romanian 16% Serbian 8% Italian 4%
- Foreign-born
- 0%
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Marshall
- 2024 margin
- Solid R (+50.0) · D 24.1% · R 74.1% · Other 1.8%
- 2008→2024 swing
- -37.5pp toward R · 2008: -12.6pp · 2024: -50.0pp
- All cycles
- 2024: R+50.0 2020: R+49.6 2016: R+51.0 2012: R+28.6 2008: R+12.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -37.29%
- Current HPI
- 158.8278
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
1 event — show timeline
- 2026-05-22 Listed $60,000 WBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…