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Rc Everly Plan 🏗️ New Construction
F Composite 33.38
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.8/30.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Condition / age +3.8/5.0
  • Schools +3.6/10.0
  • 1% rule +2.4/10.0
  • Rent growth +2.4/5.0
  • DSCR +1.9/10.0
  • Appreciation +0.0/10.0

$180,990

Rc Everly Plan · Oklahoma City, OK 73064
2 bd · 2.0 ba · 1,114 sqft · SingleFamily · 165 Days on market
Good condition Garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This new single-story home boasts a modern and low-maintenance design. An open-concept floorplan greets guests and residents alike off the entry, encouraging seamless everyday transitions and multitasking. A secondary bedroom is tucked away near the front of the home just steps from a full bathroom, and the luxurious owner's suite is nestled into a private rear corner, complete with a spa-inspired bathroom and generous walk-in closet.

Key facts

  • Secondary bedroom
  • Full bathroom
  • Garage

Tags

OPEN-CONCEPT FLOORPLANSECONDARY BEDROOMFULL BATHROOMLUXURIOUS OWNER'S SUITESPA-INSPIRED BATHROOMGENEROUS WALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $180,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $214,438.

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $181k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-235 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $180k (0.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (12.8% below list).
  • Recommended offer: $158k (12.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.0% vs local median 4.0% in Oklahoma City — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Mustang (suburban): math 35% / reading 33% proficiency, ranked #28 of 270 in OK (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mustang Centennial Es (math 46% / reading 42%, grade F, #73 of 845 statewide, top 9%, 643 students, 0% FRL); Canyon Ridge Ies (math 43% / reading 36%, grade F, #8 of 345 statewide, top 2%, 749 students, 0% FRL); Mustang Hs (math 28% / reading 39%, grade F, #65 of 447 statewide, top 14%, 3,756 students, 0% FRL) — zoned schools average 0% FRL vs 28% district-wide (28 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-0.3%/yr); 857 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 260 units permitted in Canadian County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Canadian County population projected at +64% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 165 days — a 12% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
Recommended offer $157,881 (12.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 165 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74% ✗
Cap rate
4.98%
Cash-on-cash
-4.69%
DSCR
0.79
GRM
11.3

CMA / ARV

ARV (median comp)
$214,438
List price
$180,990
Delta
-16.06%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3628 Maggie Rd 0.17mi 2/2.0 1,114 (0%) 2mo $185,400 $166 90
3504 Maggie Rd 0.21mi 2/2.0 1,114 (0%) 0mo $192,400 $173 90
3612 Maggie Rd 0.18mi 2/2.0 1,114 (0%) 2mo $191,400 $172 90
3644 Maggie Rd 0.16mi 2/2.0 1,045 (-6%) 4mo $179,404 $172 79
3620 Maggie Rd 0.17mi 3/2.0 (+1) 1,145 (+3%) 4mo $193,100 $169 79
3604 Maggie Rd 0.19mi 3/2.0 (+1) 1,145 (+3%) 3mo $194,900 $170 79
3609 Maggie Rd 0.16mi 3/2.0 (+1) 1,248 (+12%) 4mo $210,900 $169 64
3509 Maggie Rd 0.18mi 3/2.0 (+1) 1,248 (+12%) 3mo $217,350 $174 64
12320 SW 32nd St 0.37mi 3/2.0 (+1) 1,200 (+8%) 2mo $268,490 $224 64
3200 Open Prairie Trl 0.48mi 3/2.0 (+1) 1,200 (+8%) 3mo $249,500 $208 58
11908 SW 32nd St 0.30mi 3/2.0 (+1) 1,266 (+14%) 2mo $214,900 $170 56
11537 SW 40th St 0.74mi 3/2.0 (+1) 1,280 (+15%) 3mo $223,000 $174 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-27.6%
Equity multiple
0.10×
Total profit
$-54,298
Equity at exit
$31,973
10-year hold
IRR
-42.0%
Equity multiple
-0.40×
Total profit
$-84,312
Equity at exit
$18,541

Cash invested: $60,043 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
32 active · 29 under contract
Months of supply
9.1 mo (11%/mo absorbed)
Median asking
$227,990 ($178/sqft)
Median days on market
61 d
This list price
3% of active listings are priced below it
ARV vs active asking
+7.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 73064

Home prices YoY
-17.9%
Rents YoY
-0.3%
Active inventory
857
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,579 high interval (Pro) →
Mortgage (P&I)
−$1,125
Tax est. 1.5%
−$268 /mo · $3,217/yr
Insurance
−$89
HOA
−$0
Vacancy / Maint / Mgmt
−$332
Net cashflow
$-235

Break-even live

Break-even rent $1,876
Max offer price $180,480
Occupancy floor —

Sensitivity live

Price -10% $-86 -5% $-161 +0% $-235 +5% $-309 +10% $-383
Rent -10% $-359 -5% $-297 +0% $-235 +5% $-172 +10% $-110
Rate -1.0pp $-127 -0.5pp $-180 base $-235 +0.5pp $-290 +1.0pp $-347

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,610
Closing costs
$6,433
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12005 SW 34th St Mustang, OK 3.0 2.0 1248 $1,525 $1.22 10d 1 0.22mi
12020 SW 32nd St Yukon, OK 3.0 2.0 1402 $1,650 $1.18 37d 1 0.34mi
11933 SW 30th St Yukon, OK 3.0 2.0 1406 $1,690 $1.20 107d 1 0.55mi
3720 Los Cabos Dr Mustang, OK 3.0 2.0 1500 $1,645 $1.10 10d 1 0.58mi
2705 Sugar Pine Dr Yukon, OK 3.0 2.0 1406 $1,550 $1.10 133d 1 1.10mi
3300 S Mustang Rd Yukon, OK 1.0–2.0 1.0–2.0 821 $1,520 $1.85 0d 12 1.10mi
11141 SW 39th Ct Mustang, OK 3.0 2.0 1370 $1,795 $1.31 10d 1 1.25mi
11521 SW 24th St Yukon, OK 3.0 2.0 1398 $1,595 $1.14 145d 1 1.26mi
10948 SW 25th St Yukon, OK 3.0 2.0 1402 $1,550 $1.11 36d 1 1.26mi
10944 SW 25th St Yukon, OK 3.0 2.0 1266 $1,650 $1.30 55d 1 1.26mi
10948 SW 25th St Yukon, OK 3.0 2.0 1402 $1,595 $1.14 43d 1 1.26mi
1713 Cove Dr Oklahoma City, OK 3.0 2.0 1250 $1,475 $1.18 1d 1 1.32mi
10614 SW 16th St Yukon, OK 3.0 2.0 1200 $1,435 $1.20 7d 1 1.45mi
10630 SW 16th St Yukon, OK 3.0 2.0 1216 $1,595 $1.31 55d 1 1.45mi
10628 SW 16th St Yukon, OK 3.0 2.0 1216 $1,495 $1.23 0d 1 1.45mi
10630 SW 16th St Yukon, OK 3.0 2.0 1216 $1,595 $1.31 43d 1 1.45mi
10620 SW 16th St Yukon, OK 3.0 2.0 1216 $1,395 $1.15 25d 1 1.45mi
10612 SW 16th St Yukon, OK 3.0 2.0 1200 $1,435 $1.20 7d 1 1.45mi
10624 SW 16th St Yukon, OK 3.0 2.0 1250 $1,450 $1.16 10d 1 1.45mi
10628 SW 16th St Yukon, OK 3.0 2.0 1216 $1,495 $1.23 18d 1 1.45mi
10622 SW 16th St Yukon, OK 3.0 2.0 1216 $1,395 $1.15 10d 1 1.45mi
10626 SW 16th St Yukon, OK 3.0 2.0 1250 $1,450 $1.16 10d 1 1.45mi
10628 SW 16th St Yukon, OK 3.0 2.0 1216 $1,495 $1.23 7d 1 1.45mi

Property features AI

Finance

Financial info
List price $189,900

Exterior

Parking
1 garage space (1 total parking space)
Home design
New construction plan (Rc Everly)
Exterior features
Living area approximately 1114

Interior

Bedrooms
2 bedrooms
Bathrooms
2 full bathrooms
Interior features
Plan home (Rc Everly)

Listing history 50 events

  1. 2026-11-08
    days on market $180,990 Active 165 DOM
  2. 2026-11-08
    price $180,990 Active 164 DOM
  3. 2026-11-07
    days on market $179,990 Active 164 DOM
  4. 2026-11-06
    days on market $179,990 Active 163 DOM
  5. 2026-11-05
    days on market $179,990 Active 162 DOM
  6. 2026-11-04
    days on market $179,990 Active 161 DOM
  7. 2026-11-02
    days on market $179,990 Active 159 DOM
  8. 2026-11-01
    days on market $179,990 Active 158 DOM
  9. 2026-10-31
    days on market $179,990 Active 157 DOM
  10. 2026-10-30
    days on market $179,990 Active 156 DOM
  11. 2026-10-29
    days on market $179,990 Active 155 DOM
  12. 2026-10-28
    days on market $179,990 Active 154 DOM
  13. 2026-10-27
    days on market $179,990 Active 153 DOM
  14. 2026-10-26
    days on market $179,990 Active 152 DOM
  15. 2026-10-26
    days on market $179,990 Active 151 DOM
  16. 2026-10-24
    days on market $179,990 Active 150 DOM
  17. 2026-10-23
    days on market $179,990 Active 149 DOM
  18. 2026-10-22
    days on market $179,990 Active 148 DOM
  19. 2026-10-21
    days on market $179,990 Active 147 DOM
  20. 2026-10-20
    days on market $179,990 Active 146 DOM
  21. 2026-10-19
    days on market $179,990 Active 145 DOM
  22. 2026-10-18
    days on market $179,990 Active 144 DOM
  23. 2026-10-17
    days on market $179,990 Active 143 DOM
  24. 2026-10-16
    days on market $179,990 Active 142 DOM
  25. 2026-10-15
    days on market $179,990 Active 141 DOM
  26. 2026-10-14
    days on market $179,990 Active 140 DOM
  27. 2026-10-13
    days on market $179,990 Active 139 DOM
  28. 2026-10-12
    days on market $179,990 Active 138 DOM
  29. 2026-10-11
    days on market $179,990 Active 137 DOM
  30. 2026-10-10
    days on market $179,990 Active 136 DOM
  31. 2026-10-09
    days on market $179,990 Active 135 DOM
  32. 2026-10-08
    days on market $179,990 Active 134 DOM
  33. 2026-10-08
    price $179,990 Active 133 DOM
  34. 2026-10-07
    days on market $176,404 Active 133 DOM
  35. 2026-10-06
    days on market $176,404 Active 132 DOM
  36. 2026-10-05
    days on market $176,404 Active 131 DOM
  37. 2026-10-04
    days on market $176,404 Active 130 DOM
  38. 2026-10-04
    days on market $176,404 Active 129 DOM
  39. 2026-10-02
    days on market $176,404 Active 128 DOM
  40. 2026-10-02
    price $176,404 Active 127 DOM
  41. 2026-10-01
    days on market $175,404 Active 127 DOM
  42. 2026-09-30
    days on market $175,404 Active 126 DOM
  43. 2026-09-29
    days on market $175,404 Active 125 DOM
  44. 2026-09-28
    days on market $175,404 Active 124 DOM
  45. 2026-09-27
    pricedays on market $175,404 Active 123 DOM
  46. 2026-09-25
    days on market $195,400 Active 121 DOM
  47. 2026-09-24
    days on market $195,400 Active 120 DOM
  48. 2026-09-23
    days on market $195,400 Active 119 DOM
  49. 2026-09-22
    days on market $195,400 Active 118 DOM
  50. 2026-09-21
    days on market $195,400 Active 117 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,946
− Mortgage interest
−$12,012
− Property taxes
−$3,217
− Insurance
−$1,072
− Repairs & maintenance
−$1,516
− Management
−$1,516
− Depreciation
−$6,238
Taxable loss
−$6,624
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,590
After-tax cash flow
$-1,226/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Good 75/100 Cosmetic rehab Est. rehab $5,570–$16,710 screening

This single-story home presents as move-in ready with a good condition score and minimal repairs needed. The fresh paint and landscaping improvements would significantly enhance its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Landscaping improvements — Enhances curb appeal and adds value ↑
  • Both HVAC maintenance — Ensures comfort and energy efficiency ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Elementary Mustang Centennial Es F OK #73/845 Nat'l #17,190/41,679 Middle Mustang North Ms F OK #47/345 Nat'l #8,750/14,009 High Mustang Hs F OK #65/447 Nat'l #10,191/17,239

Schools (NCES district)

District
Mustang
NCES district ID
4021000
Math proficiency
35% ▼ -10.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$67,559
Composite
31.21/100
National rank
#6038
State rank
#28 of 270 in OK
A Composite livability gradescore 80/100

Livability — Oklahoma City

Score
80/100
State rank
#3
US rank
#1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oklahoma City, OK
County
Canadian County · 174,062 people
City population
498,656
Metro
Oklahoma City, OK
Population (ZIP)
28,919
Household income
$94,402
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
13% of renters

Population outlook (Canadian County) Hauer SSP2

Today (2025)
174,062 people
By 2030
195,170 · +12.1%
By 2040
239,293 · +37.5%
By 2050
285,457 · +64.0%
By 2075
403,766 · +132.0%
By 2100
498,766 · +186.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Two or more races 11% Hispanic / Latino 10% Native American 3% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 8%
Languages at home
93% English-only · Spanish 5% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Canadian

2024 margin
Solid R (+40.4) · D 28.8% · R 69.2% · Other 2.0%
2008→2024 swing
+11.9pp toward D · 2008: -52.2pp · 2024: -40.4pp
All cycles
2024: R+40.4 2020: R+43.3 2016: R+51.2 2012: R+54.4 2008: R+52.2

Not yet ingested

Civics
—

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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