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271 Muriel St
D Composite 43.08
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.5/30.0
  • DSCR +6.2/10.0
  • 1% rule +6.0/10.0
  • Rent growth +3.5/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$175,000

271 Muriel St · La Marque, TX 77568
3 bd · 1.5 ba · 1,345 sqft · SingleFamily public records · 335 Days on market
Built 1970 9,417 sqft lot $130/sqft · 19% above area Est $147k · 19% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor’s Dream! This charming 3-bedroom, 1.5-bathroom home sits on an oversized corner lot, offering endless potential for expansion or redevelopment. The property features a spacious layout with a bonus room perfect for a home office, game room, or potential 4th bedroom. Inside, you’ll find a light-filled living area, a functional kitchen with ample cabinet space, and generously sized bedrooms. The full bathroom includes a shower/tub combo, while the convenient half-bath adds extra comfort for guests. The large yard offers plenty of room for additions, a pool, or outdoor entertainment, making this property an ideal opportunity for investors, flippers, or buyers looking to build equity. Don’t miss this one—it’s a rare find with solid bones and major upside potential!

Key facts

  • Oversized corner lot
  • Functional kitchen
  • Bonus room

Tags

OVERSIZED CORNER LOTBONUS ROOMLIGHT FILLED LIVING AREAFUNCTIONAL KITCHENLARGE YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $132 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 5.6% in La Marque — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
  • Texas City ISD (suburban): math 28% / reading 29% proficiency, ranked #655 of 826 in TX (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+4.0%/yr); 661 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 335 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 335 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
7.66%
Cash-on-cash
4.87%
DSCR
1.22
GRM
7.6

CMA / ARV

ARV (median comp)
$146,643
List price
$175,000
Delta
19.34%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
810 Stubbs St 0.38mi 3/2.0 1,350 (+0%) 5mo $199,000 $147 76
252 Muriel St 0.06mi 4/2.0 (+1) 1,232 (-8%) 3mo $120,960 $98 74
821 Cypress St 0.39mi 3/1.5 1,414 (+5%) 4mo $119,900 $85 70
431 Grafton St 0.28mi 4/2.0 (+1) 1,436 (+7%) 2mo $169,900 $118 67
904 Stubbs St 0.40mi 3/2.0 1,416 (+5%) 5mo $114,900 $81 66
1603 S Oak St 0.39mi 3/1.0 1,271 (-6%) 7mo $199,900 $157 65
401 Honeysuckle Dr 0.43mi 4/1.0 (+1) 1,274 (-5%) 3mo $85,000 $67 62
316 Avenue B 0.74mi 4/2.0 (+1) 1,354 (+1%) 2mo $170,000 $126 56
1019 Spruce St 0.36mi 2/1.5 (-1) 1,192 (-11%) 6mo $150,000 $126 54
1729 Hawthorne St 0.62mi 2/1.5 (-1) 1,236 (-8%) 1mo $165,000 $133 52
1010 Ross St 0.46mi 3/2.5 1,520 (+13%) 3mo $269,000 $177 50
612 Honeysuckle Dr 0.57mi 3/2.0 1,504 (+12%) 4mo $159,000 $106 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold
IRR
-9.9%
Equity multiple
0.63×
Total profit
$-17,922
Equity at exit
$26,093
10-year hold
IRR
1.0%
Equity multiple
1.07×
Total profit
$3,610
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77568

Home prices YoY
-22.7%
Rents YoY
4.0%
Active inventory
661
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,928 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$334 /mo · $4,006/yr
Insurance
$73
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$405
Net cashflow
$132

Break-even live

Break-even rent $1,761
Max offer price $175,000
Occupancy floor 88%

Sensitivity live

Price -10% $231 -5% $182 +0% $132 +5% $83 +10% $33
Rent -10% $-20 -5% $56 +0% $132 +5% $209 +10% $285
Rate -1.0pp $221 -0.5pp $177 base $132 +0.5pp $87 +1.0pp $41

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
509 Bluebonnet Dr La Marque, TX 4.0 1.0 1223 $1,550 $1.27 45d 1 0.39mi
105 Plum St La Marque, TX 4.0 1.5 1329 $2,100 $1.58 5d 1 0.77mi
4417 Edward St Texas City, TX 2.0 2.0 983 $1,150 $1.17 4d 1 1.08mi
4417 Edward St Texas City, TX 2.0 2.0 983 $1,100 $1.12 5d 1 1.08mi
113 N Pecan Dr Texas City, TX 4.0 2.0 1468 $3,000 $2.04 45d 1 1.13mi
203 Beatrice St La Marque, TX 3.0 1.0 1304 $1,395 $1.07 26d 1 1.17mi
1825 Bayou Rd La Marque, TX 2.0 1.0 1200 $1,195 $1.00 45d 1 1.21mi
1230 Kirsten St La Marque, TX 3.0 2.0 1704 $1,660 $0.97 4d 1 1.24mi

Listing history 18 events

  1. 2026-06-21
    days on market $175,000 Active 335 DOM
  2. 2026-06-18
    days on market $175,000 Active 332 DOM
  3. 2026-06-17
    days on market $175,000 Active 331 DOM
  4. 2026-06-16
    days on market $175,000 Active 330 DOM
  5. 2026-06-15
    days on market $175,000 Active 329 DOM
  6. 2026-06-13
    days on market $175,000 Active 327 DOM
  7. 2026-06-09
    days on market $175,000 Active 323 DOM
  8. 2026-06-08
    days on market $175,000 Active 322 DOM
  9. 2026-06-07
    days on market $175,000 Active 321 DOM
  10. 2026-06-04
    days on market $175,000 Active 318 DOM
  11. 2026-06-03
    days on market $175,000 Active 317 DOM
  12. 2026-06-02
    days on market $175,000 Active 316 DOM
  13. 2026-06-01
    days on market $175,000 Active 315 DOM
  14. 2026-05-31
    days on market $175,000 Active 314 DOM
  15. 2025-07-21
    historical
    Show marketing remark (809 chars)

    Investor’s Dream! This charming 3-bedroom, 1.5-bathroom home sits on an oversized corner lot, offering endless potential for expansion or redevelopment. The property features a spacious layout with a bonus room perfect for a home office, game room, or potential 4th bedroom. Inside, you’ll find a light-filled living area, a functional kitchen with ample cabinet space, and generously sized bedrooms. The full bathroom includes a shower/tub combo, while the convenient half-bath adds extra comfort for guests. The large yard offers plenty of room for additions, a pool, or outdoor entertainment, making this property an ideal opportunity for investors, flippers, or buyers looking to build equity. Don’t miss this one—it’s a rare find with solid bones and major upside potential!

  16. 2025-07-21
    listed $175,000 Active 809-char remark
    Show marketing remark (809 chars)

    Investor’s Dream! This charming 3-bedroom, 1.5-bathroom home sits on an oversized corner lot, offering endless potential for expansion or redevelopment. The property features a spacious layout with a bonus room perfect for a home office, game room, or potential 4th bedroom. Inside, you’ll find a light-filled living area, a functional kitchen with ample cabinet space, and generously sized bedrooms. The full bathroom includes a shower/tub combo, while the convenient half-bath adds extra comfort for guests. The large yard offers plenty of room for additions, a pool, or outdoor entertainment, making this property an ideal opportunity for investors, flippers, or buyers looking to build equity. Don’t miss this one—it’s a rare find with solid bones and major upside potential!

  17. 2025-06-13
    listed $175,000 Active
  18. 2025-06-02
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,006 · $334/mo
Projected year-2 tax
$4,006 · $334/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X · 60% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,140
− Mortgage interest
−$9,803
− Property taxes
−$4,006
− Insurance
−$1,672
− Repairs & maintenance
−$1,851
− Management
−$1,851
− Depreciation
−$5,091
Taxable loss
−$1,135
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$272
After-tax cash flow
$1,861/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Texas City ISD
NCES district ID
4842510
Math proficiency
28% ▼ -10.00%
Reading proficiency
29% ▼ -4.00%
Median HH income
$44,875
Composite
24.47/100
National rank
#7664
State rank
#655 of 826 in TX

Livability — La Marque

Score
59/100
State rank
#1136
US rank
#20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Marque, TX
County
Galveston County · 357,330 people
City population
23,083
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
23,083
Household income
$74,694
Rent vs Own
28.0% rent · 72.0% own
Severe rent burden
700.0

Population outlook (Galveston County) Hauer SSP2

Today (2025)
390,640 people
By 2030
425,226 · +8.9%
By 2040
493,765 · +26.4%
By 2050
559,698 · +43.3%
By 2075
719,260 · +84.1%
By 2100
819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
Hispanic origin (detail)
Mexican 22% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1% Serbian 1%
Foreign-born
8% · Canada
Languages at home
77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

2024 margin
Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
2008→2024 swing
-7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
All cycles
2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.39%
Current HPI
236.0239
Rent YoY
▲ 3.95%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2025-07-21 Listed $175,000 HARMLS
  • 2025-07-21 Listing Removed HARMLS
  • 2025-06-13 Listed $175,000 HARMLS
  • 2025-06-02 Coming Soon HARMLS

Property tax history

+15.5%/yr

Latest (2025): $4,006 · +16.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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