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2200 W Wilson St #154
B- Composite 67.81
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Livability +2.4/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$95,000

2200 W Wilson St #154 · Banning, CA 92220
2 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 962 Days on market
Built 1975 $66/sqft · 69% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

Key facts

  • 2 parking spots
  • Community pool
  • Built 1975

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $95k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
  • Cap rate 19.7% vs local median 3.0% in Banning — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 48/100 on livability (#1,192 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: crime C-, schools F, amenities F.
  • Banning Unified (suburban): math 15% / reading 25% proficiency, ranked #1,258 of 1,400 in CA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.6%/yr); 318 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 962 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 21y ago; this cycle's ask has dropped $55k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $37k; list at $95k implies a 157% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 962 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.18%
Cap rate
19.74%
Cash-on-cash
48.02%
DSCR
3.14
GRM
3.8

CMA / ARV

ARV (median comp)
$56,374
List price
$95,000
Delta
68.52%
Verdict
OVERPRICED
Comps
4 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2200 W Wilson St #125 0.06mi 2/2.0 1,440 (0%) 7mo $50,500 $35 91
2200 W WILSON #28 0.06mi 2/2.0 1,440 (0%) 12mo $69,000 $48 87
2200 W WILSON St #159 0.06mi 2/2.0 1,440 (0%) 17mo $77,000 $53 83
2200 W WILSON #41 0.06mi 3/2.0 (+1) 1,512 (+5%) 8mo $130,000 $86 77
2200 W WILSON St #100 0.06mi 2/2.0 1,344 (-7%) 19mo $139,000 $103 70
2200 W Wilson St #7 0.06mi 2/2.0 1,344 (-7%) 20mo $67,500 $50 70
2200 W WILSON St #124 0.04mi 2/2.0 1,248 (-13%) 19mo $54,000 $43 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.58% rent growth · sell at horizon

5-year hold
IRR
46.1%
Equity multiple
3.02×
Total profit
$53,602
Equity at exit
$14,165
10-year hold
IRR
52.1%
Equity multiple
6.22×
Total profit
$138,941
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92220

Rents YoY
3.6%
Active inventory
318
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$2,070 medium interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$33 /mo · $400/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$435
Net cashflow
$1,065

Break-even live

Break-even rent $723
Max offer price $95,000
Occupancy floor 44%

Sensitivity live

Price -10% $1,118 -5% $1,091 +0% $1,065 +5% $1,038 +10% $1,011
Rent -10% $901 -5% $983 +0% $1,065 +5% $1,146 +10% $1,228
Rate -1.0pp $1,112 -0.5pp $1,089 base $1,065 +0.5pp $1,040 +1.0pp $1,015

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1949 W Williams St Banning, CA 3.0 2.0 1108 $2,350 $2.12 25d 1 0.34mi

Listing history 35 events

  1. 2026-06-21
    days on market $95,000 Active 962 DOM
  2. 2026-06-18
    days on market $95,000 Active 959 DOM
  3. 2026-06-17
    days on market $95,000 Active 958 DOM
  4. 2026-06-16
    days on market $95,000 Active 957 DOM
  5. 2026-06-15
    days on market $95,000 Active 956 DOM
  6. 2026-06-13
    days on market $95,000 Active 954 DOM
  7. 2026-06-13
    days on market $95,000 Active 953 DOM
  8. 2026-06-09
    days on market $95,000 Active 950 DOM
  9. 2026-06-08
    days on market $95,000 Active 949 DOM
  10. 2026-06-07
    days on market $95,000 Active 948 DOM
  11. 2026-06-04
    days on market $95,000 Active 945 DOM
  12. 2026-06-03
    days on market $95,000 Active 944 DOM
  13. 2026-06-02
    days on market $95,000 Active 943 DOM
  14. 2026-06-01
    days on market $95,000 Active 942 DOM
  15. 2026-05-31
    days on market $95,000 Active 941 DOM
  16. 2025-09-19
    price $95,000 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  17. 2025-06-19
    status Active 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  18. 2025-06-02
    historical Active Under Contract 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  19. 2025-05-01
    price $105,000 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  20. 2024-10-27
    price $115,000 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  21. 2024-08-08
    status Active 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  22. 2024-07-31
    historical Active Under Contract 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  23. 2024-06-14
    price $124,900 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  24. 2024-05-13
    price $136,000 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  25. 2024-03-26
    price $139,000 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  26. 2024-01-29
    price $149,500 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  27. 2023-11-01
    listed $149,999 Active 615-char remark
    Show marketing remark (615 chars)

    !!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.

  28. 2018-05-02
    soldstatus $37,000 Closed Sale 778-char remark
    Show marketing remark (778 chars)

    Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH

  29. 2018-04-12
    status Pending Sale 778-char remark
    Show marketing remark (778 chars)

    Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH

  30. 2018-04-01
    price $40,000 778-char remark
    Show marketing remark (778 chars)

    Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH

  31. 2018-01-18
    listed $42,900 Active 778-char remark
    Show marketing remark (778 chars)

    Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH

  32. 2006-05-12
    soldstatus $39,000
  33. 2006-02-15
    listed $39,900
  34. 2005-08-16
    historical
  35. 2005-02-16
    listed $42,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$400 · $33/mo
Projected year-2 tax
$722 · $60/mo
Expected delta
+$322/yr (+$27/mo · 80.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 10/10 Extreme
  • 🌡 Heat 6/10 Major 6 d/yr ≥100°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 18 unhealthy d/yr today · 23 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,846
− Mortgage interest
−$5,321
− Property taxes
−$400
− Insurance
−$475
− Repairs & maintenance
−$1,988
− Management
−$1,988
− Depreciation
−$2,764
Taxable income
$11,910
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,858
After-tax cash flow
$9,916/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Banning Unified
NCES district ID
0603840
Math proficiency
15% ▬ 0.00%
Reading proficiency
25% ▼ -1.00%
Median HH income
$39,303
Composite
20.12/100
National rank
#13850
State rank
#1258 of 1400 in CA

Livability — Banning

Score
48/100
State rank
#1192
US rank
#26047

Category grades

Amenities F Commute F Cost of living F Crime C- Employment F Housing B+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Banning, CA
County
Riverside County · 2,287,001 people
City population
33,755
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
33,755
Household income
$62,599
Rent vs Own
29.1% rent · 70.9% own
Severe rent burden
1146.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 48% White 35% Two or more races 21% Black 6% Asian 5% Native American 4%
Hispanic origin (detail)
Mexican 44%
Common ancestry
Italian 1% Romanian 1% Portuguese 1%
Foreign-born
17% · Canada, South Korea, China
Languages at home
65% English-only · Spanish 29% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.32%
Current HPI
342.4268
Rent YoY
▲ 3.58%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+121.4% since first listed
20 events — show timeline
  • 2025-09-19 Price Changed $95,000 CRMLS
  • 2025-06-19 Relisted CRMLS
  • 2025-06-02 Contingent CRMLS
  • 2025-05-01 Price Changed $105,000 CRMLS
  • 2024-10-27 Price Changed $115,000 CRMLS
  • 2024-08-08 Relisted CRMLS
  • 2024-07-31 Contingent CRMLS
  • 2024-06-14 Price Changed $124,900 CRMLS
  • 2024-05-13 Price Changed $136,000 CRMLS
  • 2024-03-26 Price Changed $139,000 CRMLS
  • 2024-01-29 Price Changed $149,500 CRMLS
  • 2023-11-01 Listed $149,999 CRMLS
  • 2018-05-02 Sold (MLS) $37,000 CRMLS
  • 2018-04-12 Pending CRMLS
  • 2018-04-01 Price Changed $40,000 CRMLS
  • 2018-01-18 Listed $42,900 CRMLS
  • 2006-05-12 Sold (MLS) $39,000 CRMLS
  • 2006-02-15 Listed $39,900 CRMLS
  • 2005-08-16 Listing Removed CRMLS
  • 2005-02-16 Listed $42,900 CRMLS

Property tax history

-1.1%/yr

Latest (2025): $400 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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