2200 W Wilson St #154 · Banning, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 10/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 100°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 18 days/yr
- Unhealthy air days in 30 yrs
- 23 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Livability +2.4/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$95,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
Key facts
- 2 parking spots
- Community pool
- Built 1975
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $95k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $95k).
- Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
- Cap rate 19.7% vs local median 3.0% in Banning — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 48/100 on livability (#1,192 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: crime C-, schools F, amenities F.
- Banning Unified (suburban): math 15% / reading 25% proficiency, ranked #1,258 of 1,400 in CA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.6%/yr); 318 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- This rent runs 40% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.6% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 962 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 21y ago; this cycle's ask has dropped $55k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $37k; list at $95k implies a 157% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 962 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.18% ✓
- Cap rate
- 19.74%
- Cash-on-cash
- 48.02%
- DSCR
- 3.14
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $56,374
- List price
- $95,000
- Delta
- 68.52%
- Verdict
- OVERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2200 W Wilson St #125 | 0.06mi | 2/2.0 | 1,440 (0%) | 7mo | $50,500 | $35 | 91 |
| 2200 W WILSON #28 | 0.06mi | 2/2.0 | 1,440 (0%) | 12mo | $69,000 | $48 | 87 |
| 2200 W WILSON St #159 | 0.06mi | 2/2.0 | 1,440 (0%) | 17mo | $77,000 | $53 | 83 |
| 2200 W WILSON #41 | 0.06mi | 3/2.0 (+1) | 1,512 (+5%) | 8mo | $130,000 | $86 | 77 |
| 2200 W WILSON St #100 | 0.06mi | 2/2.0 | 1,344 (-7%) | 19mo | $139,000 | $103 | 70 |
| 2200 W Wilson St #7 | 0.06mi | 2/2.0 | 1,344 (-7%) | 20mo | $67,500 | $50 | 70 |
| 2200 W WILSON St #124 | 0.04mi | 2/2.0 | 1,248 (-13%) | 19mo | $54,000 | $43 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.58% rent growth · sell at horizon
- IRR
- 46.1%
- Equity multiple
- 3.02×
- Total profit
- $53,602
- Equity at exit
- $14,165
- IRR
- 52.1%
- Equity multiple
- 6.22×
- Total profit
- $138,941
- Equity at exit
- $8,214
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92220
- Rents YoY
- 3.6%
- Active inventory
- 318
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $2,070 medium interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$33 /mo · $400/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$435
- Net cashflow
- $1,065
Break-even live
Sensitivity live
| Price | -10% $1,118 | -5% $1,091 | +0% $1,065 | +5% $1,038 | +10% $1,011 |
|---|---|---|---|---|---|
| Rent | -10% $901 | -5% $983 | +0% $1,065 | +5% $1,146 | +10% $1,228 |
| Rate | -1.0pp $1,112 | -0.5pp $1,089 | base $1,065 | +0.5pp $1,040 | +1.0pp $1,015 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1949 W Williams St Banning, CA | 3.0 | 2.0 | 1108 | $2,350 | $2.12 | 25d | 1 | 0.34mi |
Listing history 35 events
-
2026-06-21days on market $95,000 Active 962 DOM
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2026-06-18days on market $95,000 Active 959 DOM
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2026-06-17days on market $95,000 Active 958 DOM
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2026-06-16days on market $95,000 Active 957 DOM
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2026-06-15days on market $95,000 Active 956 DOM
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2026-06-13days on market $95,000 Active 954 DOM
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2026-06-13days on market $95,000 Active 953 DOM
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2026-06-09days on market $95,000 Active 950 DOM
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2026-06-08days on market $95,000 Active 949 DOM
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2026-06-07days on market $95,000 Active 948 DOM
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2026-06-04days on market $95,000 Active 945 DOM
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2026-06-03days on market $95,000 Active 944 DOM
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2026-06-02days on market $95,000 Active 943 DOM
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2026-06-01days on market $95,000 Active 942 DOM
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2026-05-31days on market $95,000 Active 941 DOM
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2025-09-19price $95,000 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
-
2025-06-19status Active 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
-
2025-06-02historical Active Under Contract 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2025-05-01price $105,000 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2024-10-27price $115,000 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
-
2024-08-08status Active 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
-
2024-07-31historical Active Under Contract 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2024-06-14price $124,900 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2024-05-13price $136,000 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2024-03-26price $139,000 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2024-01-29price $149,500 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2023-11-01$149,999 Active 615-char remark
Show marketing remark (615 chars)
!!!! PRICE REDUCED !!!!!Beautiful Well, Maintained Manufactured Home located In Sunrise Estates 55+ Senior Park in Banning. 2 Bedroom , 1/ 3/4-bathroom, 1440 Sq. FT. Built 1975. This Coach has a 300 Sq, Ft. Additional Bonus Room. Nice walking -steps to main entry, Huge Living Room, Dining room, Open Kitchen to the Family Room, Newer Pain Inside, Wood Laminated Flooring, HVAC, Double Pane windows, and Carport. Back Yard has a few Fruit Trees, Amenities from the Park: Club House Pool and Spa and Card Tables. This Property Is located close to the Fwy 1-10 , Churches, Parks, Cabazon Outlets Mall, Casino Morongo.
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2018-05-02soldstatus $37,000 Closed Sale 778-char remark
Show marketing remark (778 chars)
Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH
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2018-04-12status Pending Sale 778-char remark
Show marketing remark (778 chars)
Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH
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2018-04-01price $40,000 778-char remark
Show marketing remark (778 chars)
Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH
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2018-01-18$42,900 Active 778-char remark
Show marketing remark (778 chars)
Large 2/2 bath home. Recently painted inside and outside. 1440 square feet Mobile Home. Very large enclosed sun room approx. 8 X 31 1/2'. Front porch with a beautiful view of the mountains and neighborhood. Air conditioning approx. 2 years old. New garbage disposal. Remodeled 2nd bathroom. Extra freezer included in sale. Dual pane windows in most of the home. Beautiful white shutters included. Lots of fruit trees and a great area for a garden. Located in a very active Mobile Home Park. Lots of activities every month. Community Club House, swimming pool, spa and pool tables. Close to shopping and 1-10 freeway. Seller has disclosed a death in the home in February 2016. PLEASE NOTE: THE PARK HAS NEW OWNERS. WE ARE NOW SUNRISE ESTATES. OUR BASE RENT IS $542.39 PER MONTH
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2006-05-12soldstatus $39,000
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2006-02-15$39,900
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2005-08-16historical
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2005-02-16$42,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $400 · $33/mo
- Projected year-2 tax
- $722 · $60/mo
- Expected delta
- +$322/yr (+$27/mo · 80.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 10/10 Extreme
- Heat 6/10 Major 6 d/yr ≥100°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 18 unhealthy d/yr today · 23 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,846
- − Mortgage interest
- −$5,321
- − Property taxes
- −$400
- − Insurance
- −$475
- − Repairs & maintenance
- −$1,988
- − Management
- −$1,988
- − Depreciation
- −$2,764
- Taxable income
- $11,910
- Est. tax owed @ 24.0%
- −$2,858
- After-tax cash flow
- $9,916/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Banning Unified
- NCES district ID
- 0603840
- Math proficiency
- 15% ▬ 0.00%
- Reading proficiency
- 25% ▼ -1.00%
- Median HH income
- $39,303
- Composite
- 20.12/100
- National rank
- #13850
- State rank
- #1258 of 1400 in CA
Livability — Banning
- Score
- 48/100
- State rank
- #1192
- US rank
- #26047
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Banning, CA
- County
- Riverside County · 2,287,001 people
- City population
- 33,755
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 33,755
- Household income
- $62,599
- Rent vs Own
- Severe rent burden
- 1146.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 48% White 35% Two or more races 21% Black 6% Asian 5% Native American 4%
- Hispanic origin (detail)
- Mexican 44%
- Common ancestry
- Italian 1% Romanian 1% Portuguese 1%
- Foreign-born
- 17% · Canada, South Korea, China
- Languages at home
- 65% English-only · Spanish 29% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -343.32%
- Current HPI
- 342.4268
- Rent YoY
- ▲ 3.58%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+121.4% since first listed20 events — show timeline
- 2025-09-19 Price Changed $95,000 CRMLS
- 2025-06-19 Relisted — CRMLS
- 2025-06-02 Contingent — CRMLS
- 2025-05-01 Price Changed $105,000 CRMLS
- 2024-10-27 Price Changed $115,000 CRMLS
- 2024-08-08 Relisted — CRMLS
- 2024-07-31 Contingent — CRMLS
- 2024-06-14 Price Changed $124,900 CRMLS
- 2024-05-13 Price Changed $136,000 CRMLS
- 2024-03-26 Price Changed $139,000 CRMLS
- 2024-01-29 Price Changed $149,500 CRMLS
- 2023-11-01 Listed $149,999 CRMLS
- 2018-05-02 Sold (MLS) $37,000 CRMLS
- 2018-04-12 Pending — CRMLS
- 2018-04-01 Price Changed $40,000 CRMLS
- 2018-01-18 Listed $42,900 CRMLS
- 2006-05-12 Sold (MLS) $39,000 CRMLS
- 2006-02-15 Listed $39,900 CRMLS
- 2005-08-16 Listing Removed — CRMLS
- 2005-02-16 Listed $42,900 CRMLS
Property tax history
-1.1%/yrLatest (2025): $400 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…