7506 W Florissant Ave · Country Club Hills, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +12.4/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +6.9/10.0
- Rent growth +3.7/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
$59,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2 bed 1 bath property. Part of a 4 unit package. FOUR UNITS CAN BE PURCHASED FOR $94,000, MLS 19086343, 19086197, and 19086396 GREAT START FOR A PORTFOLIO.
Key facts
- Pantry
- Future expansion
- Eat-in kitchen
Tags
Property features AI
Finance
- Financial info: Lease not considered
Exterior
- Parking: Driveway parking for 2 vehicles
- Utilities: Public water; Public sewer; Electricity (Ameren); Natural gas connected; Water connected; Sewer connected; Electricity connected
- Home design: Single-family house; One level
- Construction: Block construction; Shingle roof; Block foundation; Has basement with interior entry, unfinished space and walk-out access
- Exterior features: Covered front porch; Chain link fence; Panel doors; Front yard; Back yard
Interior
- Kitchen: Gas range
- Bedrooms: 2 bedrooms on the main level
- Flooring: Other
- Bathrooms: 1 full bathroom (main level)
- Heating & cooling: Forced air heating (natural gas); Ceiling fan(s); Window unit(s)
- Interior features: Eat-in kitchen; Laminate countertops; Pantry; Bonus room
- Laundry & utility: Laundry in basement; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $59k.
Deal economics
- At list price, monthly cash flow is $451 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $59k).
- Recommended offer: $57k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 60/100 on livability (#491 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+; Watch: health & safety C-, crime F, amenities F.
- Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Fairview Primary (math 34% / reading 34%, grade F, #676 of 1,115 statewide, top 66%, 267 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
- Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 31% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $3k of equity ($408 loan paydown + $2k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 5.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 7y ago; this cycle's ask has dropped $10k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.81% ✓
- Cap rate
- 15.46%
- Cash-on-cash
- 32.76%
- DSCR
- 2.46
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $66,215
- List price
- $59,000
- Delta
- -10.90%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8320 Lucas And Hunt Rd | 0.11mi | 2/2.0 | 720 (+4%) | 5mo | $60,000 | $83 | 81 |
| 7521 Chandler Ave | 0.03mi | 2/1.0 | 772 (+11%) | 6mo | $76,400 | $99 | 75 |
| 7446 Calvin Ave | 0.14mi | 2/1.5 | 650 (-6%) | 11mo | $45,000 | $69 | 72 |
| 8339 Eton Pl | 0.51mi | 2/1.0 | 750 (+8%) | 3mo | $22,500 | $30 | 60 |
| 7121 Lamont Dr | 0.65mi | 2/1.0 | 716 (+3%) | 9mo | $50,000 | $70 | 57 |
| 5613 Statler Ave | 0.26mi | 2/1.0 | 792 (+14%) | 11mo | $62,400 | $79 | 56 |
| 8340 Eton Pl | 0.53mi | 2/1.0 | 750 (+8%) | 8mo | $50,000 | $67 | 56 |
| 8380 College Ave | 0.50mi | 2/1.0 | 750 (+8%) | 12mo | $47,900 | $64 | 54 |
| 7439 Embury Ct | 0.48mi | 2/1.0 | 792 (+14%) | 2mo | $69,000 | $87 | 53 |
| 8324 Strathmore Pl | 0.62mi | 2/1.0 | 750 (+8%) | 10mo | $80,000 | $107 | 50 |
| 8352 Strathmore Pl | 0.63mi | 2/1.0 | 750 (+8%) | 12mo | $70,000 | $93 | 48 |
| 7431 Esterbrook Dr | 0.53mi | 3/1.0 (+1) | 792 (+14%) | 2mo | $110,000 | $139 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.79% appreciation · 4.97% rent growth · sell at horizon
- IRR
- 41.3%
- Equity multiple
- 3.45×
- Total profit
- $40,496
- Equity at exit
- $29,192
- IRR
- 41.4%
- Equity multiple
- 7.32×
- Total profit
- $104,348
- Equity at exit
- $47,180
Cash invested: $16,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63136
- Home prices YoY
- 0.9%
- Rents YoY
- 5.0%
- Active inventory
- 372
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,067 high interval (Pro) →
- Mortgage (P&I)
- −$309
- Tax from tax record
- −$58 /mo · $698/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$224
- Net cashflow
- $451
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,750
- Closing costs
- $1,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7516 Chandler Ave Saint Louis, MO | 1.0 | 1.0 | 728 | $1,000 | $1.37 | 44d | 1 | 0.04mi |
| 5600 Gatesworth Ave Saint Louis, MO | 2.0 | 1.0 | 672 | $1,095 | $1.63 | 4d | 1 | 0.28mi |
| 8347 Eton Pl Saint Louis, MO | 2.0 | 1.0 | 750 | $1,075 | $1.43 | 44d | 1 | 0.54mi |
| 8344 Eton Pl Saint Louis, MO | 2.0 | 1.0 | 750 | $895 | $1.19 | 4d | 1 | 0.56mi |
| 7142 Lamont Dr Saint Louis, MO | 2.0 | 1.0 | 750 | $1,100 | $1.47 | 18d | 1 | 0.61mi |
| 3 Pohlman Ln Saint Louis, MO | 2.0 | 1.0 | 704 | $1,000 | $1.42 | 16d | 1 | 0.75mi |
| 7024 Idlewild Ave Saint Louis, MO | 2.0 | 1.0 | 588 | $995 | $1.69 | 44d | 1 | 1.02mi |
| 5635 Hodiamont Ave Saint Louis, MO | 2.0 | 1.0 | 580 | $899 | $1.55 | 20d | 1 | 1.04mi |
| 8893 Maya Ln Jennings, MO | 1.0–2.0 | 1.0 | 600 | $930 | $1.55 | 24d | 6 | 1.05mi |
| 1550 Northwinds Estates Dr St. Louis, MO | 1.0–2.0 | 1.0–1.5 | 877 | $1,050 | $1.20 | 44d | 1 | 1.12mi |
| 6180 Emerald Ave Saint Louis, MO | 2.0 | 1.0 | 729 | $1,300 | $1.78 | 44d | 1 | 1.23mi |
| 7733 Brand Ave Saint Louis, MO | 2.0 | 1.0 | 656 | $1,090 | $1.66 | 24d | 1 | 1.26mi |
Listing history 23 events
-
2026-06-18days on market $59,000 Active 35 DOM
-
2026-06-17days on market $59,000 Active 34 DOM
-
2026-06-16days on market $59,000 Active 33 DOM
-
2026-06-15days on market $59,000 Active 32 DOM
-
2026-06-13days on market $59,000 Active 30 DOM
-
2026-06-09days on market $59,000 Active 26 DOM
-
2026-06-08days on market $59,000 Active 25 DOM
-
2026-06-07pricedays on market $59,000 Active 24 DOM
-
2026-06-03days on market $69,000 Active 20 DOM
-
2026-06-02days on market $69,000 Active 19 DOM
-
2026-06-01days on market $69,000 Active 18 DOM
-
2026-05-31days on market $69,000 Active 17 DOM
-
2026-05-14$69,000 Active 435-char remark
-
2022-10-25soldstatus $83,000
-
2020-02-24soldstatus $86,000
-
2020-02-12soldstatus Closed 155-char remark
Show marketing remark (155 chars)
2 bed 1 bath property. Part of a 4 unit package. FOUR UNITS CAN BE PURCHASED FOR $94,000, MLS 19086343, 19086197, and 19086396 GREAT START FOR A PORTFOLIO.
-
2020-01-24status Pending 155-char remark
Show marketing remark (155 chars)
2 bed 1 bath property. Part of a 4 unit package. FOUR UNITS CAN BE PURCHASED FOR $94,000, MLS 19086343, 19086197, and 19086396 GREAT START FOR A PORTFOLIO.
-
2019-12-31price $34,000 155-char remark
Show marketing remark (155 chars)
2 bed 1 bath property. Part of a 4 unit package. FOUR UNITS CAN BE PURCHASED FOR $94,000, MLS 19086343, 19086197, and 19086396 GREAT START FOR A PORTFOLIO.
-
2019-11-26$36,000 Active 155-char remark
Show marketing remark (155 chars)
2 bed 1 bath property. Part of a 4 unit package. FOUR UNITS CAN BE PURCHASED FOR $94,000, MLS 19086343, 19086197, and 19086396 GREAT START FOR A PORTFOLIO.
-
2004-06-10soldstatus $41,000
-
2004-06-02soldstatus $35,000
-
1995-09-11soldstatus $19,000
-
1992-09-03soldstatus $19,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $698 · $58/mo
- Projected year-2 tax
- $698 · $58/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,807
- − Mortgage interest
- −$3,305
- − Property taxes
- −$698
- − Insurance
- −$295
- − Repairs & maintenance
- −$1,025
- − Management
- −$1,025
- − Depreciation
- −$1,716
- Taxable income
- $4,743
- Est. tax owed @ 24.0%
- −$1,138
- After-tax cash flow
- $4,273/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jennings
- NCES district ID
- 2916290
- Math proficiency
- 8% ▼ -16.00%
- Reading proficiency
- 20% ▼ -4.00%
- Median HH income
- $30,595
- Composite
- 11.04/100
- National rank
- #9739
- State rank
- #315 of 324 in MO
Livability — Country Club Hills
- Score
- 60/100
- State rank
- #491
- US rank
- #19080
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Country Club Hills, MO
- County
- Saint Louis County · 888,823 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 40,929
- Household income
- $41,154
- Rent vs Own
- Severe rent burden
- 3085.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 3%
- Foreign-born
- 1% · Canada
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.79%
- Current HPI
- 420.28
- Rent YoY
- ▲ 4.97%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+202.6% since first listed12 events — show timeline
- 2026-06-04 Price Changed $59,000 MARIS as Distributed by MLS Grid
- 2026-05-14 Listed $69,000 MARIS as Distributed by MLS Grid
- 2022-10-25 Sold (Public Records) $83,000 Public Records
- 2020-02-24 Sold (Public Records) $86,000 Public Records
- 2020-02-12 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2020-01-24 Pending — MARIS as Distributed by MLS Grid
- 2019-12-31 Price Changed $34,000 MARIS as Distributed by MLS Grid
- 2019-11-26 Listed $36,000 MARIS as Distributed by MLS Grid
- 2004-06-10 Sold (Public Records) $41,000 Public Records
- 2004-06-02 Sold (Public Records) $35,000 Public Records
- 1995-09-11 Sold (Public Records) $19,000 Public Records
- 1992-09-03 Sold (Public Records) $19,500 Public Records
Property tax history
-7.5%/yrLatest (2022): $698 · +1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…