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1106 Glasscock Ave
D+ Composite 47.67
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.6/30.0
  • ARV discount +7.3/15.0
  • Appreciation +6.9/10.0
  • Schools +4.2/10.0
  • 1% rule +4.0/10.0
  • Livability +3.9/5.0
  • DSCR +3.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$99,500

1106 Glasscock Ave · Sonora, TX 76950
2 bd · 1.0 ba · 1,211 sqft · SingleFamily public records · 248 Days on market
Built 1983 6,969 sqft lot $82/sqft · 20% below area Est $99k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1106 Glasscock Ave in Sonora! This cute and cozy 2 bed, 1 bath home is full of charm and ready for its next owner. It's solidly built with a pier and beam foundation and a durable metal roof. Inside, you'll stay comfortable year-round with central heat and air, and all appliances are included—just move right in! Outside, enjoy the newly landscaped, low-maintenance xeriscaped yard, plus great front and back porches that are perfect for relaxing. There's a fenced dog run for your pets, a detached garage/workshop for projects or storage, and a separate carport to keep your vehicle covered. Whether you're a first-time buyer, looking to downsize, or just want an easy, affordable home in a quiet neighborhood, this one's a great fit.

Key facts

  • Durable metal roof
  • Central heat and air
  • Fenced dog run

Tags

PIER AND BEAM FOUNDATIONDURABLE METAL ROOFCENTRAL HEAT AND AIRNEWLY LANDSCAPED YARDFENCED DOG RUNDETACHED GARAGE WORKSHOP

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $-12 ($-143/yr) — negative.
  • To cash-flow at today's rent, offer at most $97k (2.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $90k (9.5% below list).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 77/100 on livability (#83 in TX, #2,963 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
  • Sonora ISD (town): math 52% / reading 46% proficiency, ranked #189 of 826 in TX (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sonora El (math 47% / reading 42%, grade F, #1,155 of 4,322 statewide, top 29%, 376 students, 54% FRL); Sonora Secondary School (math 57% / reading 52%, grade C-, #379 of 1,632 statewide, top 26%, 299 students, 54% FRL).
  • Market conditions: 50 active listings in the ZIP; 1 comparable units currently listed for rent nearby.

Forward outlook

  • In year one you build about $4k of equity ($688 loan paydown + $4k appreciation (3.7% local appreciation)).
  • Sutton County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.7% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 248 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,560 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 248 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.15%
Cash-on-cash
-0.51%
DSCR
0.98
GRM
9.2

CMA / ARV

ARV (median comp)
$98,967
List price
$99,500
Delta
0.54%
Verdict
FAIR
Comps
12 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
205 E 2nd St 0.36mi 3/1.0 (+1) 1,313 (+8%) 23mo $135,000 $103 45
705 E 2nd St 0.66mi 2/2.0 1,334 (+10%) 8mo $169,500 $127 42
1512 S Crockett Ave 0.33mi 2/2.0 1,058 (-13%) 22mo $93,000 $88 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.73% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.1%
Equity multiple
1.54×
Total profit
$15,166
Equity at exit
$48,894
10-year hold
IRR
11.2%
Equity multiple
2.81×
Total profit
$50,435
Equity at exit
$78,755

Cash invested: $27,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76950

Home prices YoY
3.2%
Active inventory
50
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$900 medium interval (Pro) →
Mortgage (P&I)
$522
Tax from tax record
$160 /mo · $1,916/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$189
Net cashflow
$-12

Break-even live

Break-even rent $915
Max offer price $97,389
Occupancy floor 96%

Sensitivity live

Price -10% $44 -5% $16 +0% $-12 +5% $-40 +10% $-68
Rent -10% $-83 -5% $-47 +0% $-12 +5% $24 +10% $59
Rate -1.0pp $38 -0.5pp $13 base $-12 +0.5pp $-38 +1.0pp $-64

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,875
Closing costs
$2,985
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1412 S Crockett Ave Sonora, TX 2.0 1.0 1496 $900 $0.60 45d 1 0.27mi

Listing history 2 events

  1. 2026-05-11
    status Pending 753-char remark
    Show marketing remark (753 chars)

    Welcome to 1106 Glasscock Ave in Sonora! This cute and cozy 2 bed, 1 bath home is full of charm and ready for its next owner. It's solidly built with a pier and beam foundation and a durable metal roof. Inside, you'll stay comfortable year-round with central heat and air, and all appliances are included—just move right in! Outside, enjoy the newly landscaped, low-maintenance xeriscaped yard, plus great front and back porches that are perfect for relaxing. There's a fenced dog run for your pets, a detached garage/workshop for projects or storage, and a separate carport to keep your vehicle covered. Whether you're a first-time buyer, looking to downsize, or just want an easy, affordable home in a quiet neighborhood, this one's a great fit.

  2. 2025-09-05
    listed $99,500 Active 753-char remark
    Show marketing remark (753 chars)

    Welcome to 1106 Glasscock Ave in Sonora! This cute and cozy 2 bed, 1 bath home is full of charm and ready for its next owner. It's solidly built with a pier and beam foundation and a durable metal roof. Inside, you'll stay comfortable year-round with central heat and air, and all appliances are included—just move right in! Outside, enjoy the newly landscaped, low-maintenance xeriscaped yard, plus great front and back porches that are perfect for relaxing. There's a fenced dog run for your pets, a detached garage/workshop for projects or storage, and a separate carport to keep your vehicle covered. Whether you're a first-time buyer, looking to downsize, or just want an easy, affordable home in a quiet neighborhood, this one's a great fit.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,916 · $160/mo
Projected year-2 tax
$1,916 · $160/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major 27% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,800
− Mortgage interest
−$5,574
− Property taxes
−$1,916
− Insurance
−$498
− Repairs & maintenance
−$864
− Management
−$864
− Depreciation
−$2,895
Taxable loss
−$1,810
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$434
After-tax cash flow
$291/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sonora ISD
NCES district ID
4840800
Math proficiency
52% ▼ -4.00%
Reading proficiency
46% ▼ -5.00%
Median HH income
$54,215
Composite
42.39/100
National rank
#3239
State rank
#189 of 826 in TX

Livability — Sonora

Score
77/100
State rank
#83
US rank
#2963

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sonora, TX
Population (ZIP)
3,490

Population outlook (Sutton County) Hauer SSP2

Today (2025)
3,727 people
By 2030
3,569 · -4.2%
By 2040
3,220 · -13.6%
By 2050
2,868 · -23.0%
By 2075
2,070 · -44.5%
By 2100
1,313 · -64.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (62%)
Race & ethnicity
Hispanic / Latino 62% White 36% Two or more races 9%
Hispanic origin (detail)
Mexican 58% Cuban 3%
Common ancestry
Serbian 2% Lithuanian 2% Slovak 1%
Foreign-born
11% · Canada
Languages at home
52% English-only · Spanish 48%

Political lean MEDSL · Sutton

2024 margin
Solid R (+67.1) · D 16.3% · R 83.4%
2008→2024 swing
-15.9pp toward R · 2008: -51.2pp · 2024: -67.1pp
All cycles
2024: R+67.1 2020: R+57.8 2016: R+53.9 2012: R+49.8 2008: R+51.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.73%
Current HPI
119.0271
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-11 Pending SAAR TX
  • 2025-09-05 Listed $99,500 SAAR TX

Property tax history

+4.6%/yr

Latest (2025): $1,916 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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