1106 Glasscock Ave · Sonora, TX
Flood risk 5/10 · Moderate
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.27%
- Est. flood insurance / yr
- —
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.6/30.0
- ARV discount +7.3/15.0
- Appreciation +6.9/10.0
- Schools +4.2/10.0
- 1% rule +4.0/10.0
- Livability +3.9/5.0
- DSCR +3.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$99,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1106 Glasscock Ave in Sonora! This cute and cozy 2 bed, 1 bath home is full of charm and ready for its next owner. It's solidly built with a pier and beam foundation and a durable metal roof. Inside, you'll stay comfortable year-round with central heat and air, and all appliances are included—just move right in! Outside, enjoy the newly landscaped, low-maintenance xeriscaped yard, plus great front and back porches that are perfect for relaxing. There's a fenced dog run for your pets, a detached garage/workshop for projects or storage, and a separate carport to keep your vehicle covered. Whether you're a first-time buyer, looking to downsize, or just want an easy, affordable home in a quiet neighborhood, this one's a great fit.
Key facts
- Durable metal roof
- Central heat and air
- Fenced dog run
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $-12 ($-143/yr) — negative.
- To cash-flow at today's rent, offer at most $97k (2.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $90k (9.5% below list).
- Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 77/100 on livability (#83 in TX, #2,963 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
- Sonora ISD (town): math 52% / reading 46% proficiency, ranked #189 of 826 in TX (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sonora El (math 47% / reading 42%, grade F, #1,155 of 4,322 statewide, top 29%, 376 students, 54% FRL); Sonora Secondary School (math 57% / reading 52%, grade C-, #379 of 1,632 statewide, top 26%, 299 students, 54% FRL).
- Market conditions: 50 active listings in the ZIP; 1 comparable units currently listed for rent nearby.
Forward outlook
- In year one you build about $4k of equity ($688 loan paydown + $4k appreciation (3.7% local appreciation)).
- Sutton County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.7% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 248 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 248 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.15%
- Cash-on-cash
- -0.51%
- DSCR
- 0.98
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $98,967
- List price
- $99,500
- Delta
- 0.54%
- Verdict
- FAIR
- Comps
- 12 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 205 E 2nd St | 0.36mi | 3/1.0 (+1) | 1,313 (+8%) | 23mo | $135,000 | $103 | 45 |
| 705 E 2nd St | 0.66mi | 2/2.0 | 1,334 (+10%) | 8mo | $169,500 | $127 | 42 |
| 1512 S Crockett Ave | 0.33mi | 2/2.0 | 1,058 (-13%) | 22mo | $93,000 | $88 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.73% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.1%
- Equity multiple
- 1.54×
- Total profit
- $15,166
- Equity at exit
- $48,894
- IRR
- 11.2%
- Equity multiple
- 2.81×
- Total profit
- $50,435
- Equity at exit
- $78,755
Cash invested: $27,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76950
- Home prices YoY
- 3.2%
- Active inventory
- 50
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $900 medium interval (Pro) →
- Mortgage (P&I)
- −$522
- Tax from tax record
- −$160 /mo · $1,916/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$189
- Net cashflow
- $-12
Break-even live
Sensitivity live
| Price | -10% $44 | -5% $16 | +0% $-12 | +5% $-40 | +10% $-68 |
|---|---|---|---|---|---|
| Rent | -10% $-83 | -5% $-47 | +0% $-12 | +5% $24 | +10% $59 |
| Rate | -1.0pp $38 | -0.5pp $13 | base $-12 | +0.5pp $-38 | +1.0pp $-64 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,875
- Closing costs
- $2,985
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1412 S Crockett Ave Sonora, TX | 2.0 | 1.0 | 1496 | $900 | $0.60 | 45d | 1 | 0.27mi |
Listing history 2 events
-
2026-05-11status Pending 753-char remark
Show marketing remark (753 chars)
Welcome to 1106 Glasscock Ave in Sonora! This cute and cozy 2 bed, 1 bath home is full of charm and ready for its next owner. It's solidly built with a pier and beam foundation and a durable metal roof. Inside, you'll stay comfortable year-round with central heat and air, and all appliances are included—just move right in! Outside, enjoy the newly landscaped, low-maintenance xeriscaped yard, plus great front and back porches that are perfect for relaxing. There's a fenced dog run for your pets, a detached garage/workshop for projects or storage, and a separate carport to keep your vehicle covered. Whether you're a first-time buyer, looking to downsize, or just want an easy, affordable home in a quiet neighborhood, this one's a great fit.
-
2025-09-05$99,500 Active 753-char remark
Show marketing remark (753 chars)
Welcome to 1106 Glasscock Ave in Sonora! This cute and cozy 2 bed, 1 bath home is full of charm and ready for its next owner. It's solidly built with a pier and beam foundation and a durable metal roof. Inside, you'll stay comfortable year-round with central heat and air, and all appliances are included—just move right in! Outside, enjoy the newly landscaped, low-maintenance xeriscaped yard, plus great front and back porches that are perfect for relaxing. There's a fenced dog run for your pets, a detached garage/workshop for projects or storage, and a separate carport to keep your vehicle covered. Whether you're a first-time buyer, looking to downsize, or just want an easy, affordable home in a quiet neighborhood, this one's a great fit.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,916 · $160/mo
- Projected year-2 tax
- $1,916 · $160/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major 27% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,800
- − Mortgage interest
- −$5,574
- − Property taxes
- −$1,916
- − Insurance
- −$498
- − Repairs & maintenance
- −$864
- − Management
- −$864
- − Depreciation
- −$2,895
- Taxable loss
- −$1,810
- Est. tax savings @ 24.0%
- +$434
- After-tax cash flow
- $291/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sonora ISD
- NCES district ID
- 4840800
- Math proficiency
- 52% ▼ -4.00%
- Reading proficiency
- 46% ▼ -5.00%
- Median HH income
- $54,215
- Composite
- 42.39/100
- National rank
- #3239
- State rank
- #189 of 826 in TX
Livability — Sonora
- Score
- 77/100
- State rank
- #83
- US rank
- #2963
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sonora, TX
- Population (ZIP)
- 3,490
Population outlook (Sutton County) Hauer SSP2
- Today (2025)
- 3,727 people
- By 2030
- 3,569 · -4.2%
- By 2040
- 3,220 · -13.6%
- By 2050
- 2,868 · -23.0%
- By 2075
- 2,070 · -44.5%
- By 2100
- 1,313 · -64.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (62%)
- Race & ethnicity
- Hispanic / Latino 62% White 36% Two or more races 9%
- Hispanic origin (detail)
- Mexican 58% Cuban 3%
- Common ancestry
- Serbian 2% Lithuanian 2% Slovak 1%
- Foreign-born
- 11% · Canada
- Languages at home
- 52% English-only · Spanish 48%
Political lean MEDSL · Sutton
- 2024 margin
- Solid R (+67.1) · D 16.3% · R 83.4%
- 2008→2024 swing
- -15.9pp toward R · 2008: -51.2pp · 2024: -67.1pp
- All cycles
- 2024: R+67.1 2020: R+57.8 2016: R+53.9 2012: R+49.8 2008: R+51.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.73%
- Current HPI
- 119.0271
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2026-05-11 Pending — SAAR TX
- 2025-09-05 Listed $99,500 SAAR TX
Property tax history
+4.6%/yrLatest (2025): $1,916 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…