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2017 Windcurrent Dr #126
B Composite 71.52
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.2/10.0
  • ARV discount +5.6/15.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0

$149,900

2017 Windcurrent Dr #126 · Rosamond, CA 93560
4 bd · 2.0 ba · 1,782 sqft · Manufactured public records · 41 Days on market
Built 2005 $84/sqft · at area comps Est $144k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful almost 1800 square foot home!!! Vaulted ceilings, HUGE master suite with a retreat area, large master bath with sunk in tub, large spacious kitchen with large island, stainless steal appliances, new wood flooring in kitchen, dining room, hallway, and laundry room, recessed lighting, new water heater, swamp cooler/central air, large carport, covered patio with new carpet, fenced in yard with beautiful desert scape!!! And so much more!!! You will not be disappointed!!! Contingent on sellers finding home of choice.

Key facts

  • Plenty of parking
  • Storage shed
  • Indoor laundry

Tags

OPEN-CONCEPT LAYOUTWELL-DESIGNED KITCHENINDOOR LAUNDRYGOOD-SIZED BACKYARDSTORAGE SHEDPLENTY OF PARKING

Property features AI

Finance

  • Other: APN 473-172-42; Unit labeled with insignia numbers pfs917413, pfs917414; Sign on property
  • Financial info: In lieu of taxes
  • HOA & community: New space rent listed as $819; Park deposit: unknown (will verify); Deposit: $1

Exterior

  • Utilities: Natural gas
  • Home design: Manufactured/mobile home (Oakmanor Oak 9733- CT); Single-story; Entry includes a porch; Located in Tradewinds park, space #126; All ages community
  • Construction: Composition shingle roof; Built by Skyline Homes Inc; Model year: 2026; Length 66; Width 268; Serial numbers: 067102400b, 06710240ua
  • Exterior features: Park recreation area; Clubhouse/rec room; Pool; Spa/Hot tub; Skirted

Interior

  • Kitchen: Gas oven; Microwave
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central air
  • Interior features: Microwave; Gas oven; Porch; Shed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $150k).
  • Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
  • Cap rate 16.6% vs local median 4.3% in Rosamond — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 49/100 on livability (#1,178 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
  • Southern Kern Unified (town): math 25% / reading 25% proficiency, ranked #387 of 517 in CA (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 458 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.4% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (2.4% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $85k; list at $150k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,403 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.88%
Cap rate
16.59%
Cash-on-cash
36.77%
DSCR
2.64
GRM
4.4

CMA / ARV

ARV (median comp)
$143,891
List price
$149,900
Delta
4.18%
Verdict
FAIR
Comps
16 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2017 Windcurrent Dr #126 0.00mi 3/2.0 (-1) 1,782 (0%) 0mo $140,000 $79 95
2000 Windflow Dr #76 0.11mi 3/2.0 (-1) 1,762 (-1%) 1mo $185,000 $105 87
2112 Windflower Dr #116 0.06mi 4/2.0 1,836 (+3%) 13mo $200,000 $109 82
2117 Windflower Dr #108 0.07mi 5/2.0 (+1) 1,848 (+4%) 9mo $133,000 $72 78
2013 Windbreak Dr #4 0.22mi 4/2.0 1,850 (+4%) 6mo $150,000 $81 78
2016 Windbreak Dr #22 0.16mi 4/2.0 1,850 (+4%) 10mo $163,000 $88 78
1550 W 20th St #25 0.29mi 3/2.0 (-1) 1,880 (+6%) 1mo $170,000 $90 72
2021 Windharp #30 0.15mi 4/2.0 1,536 (-14%) 1mo $108,000 $70 69
2024 Colleen Dr #52 0.23mi 3/2.0 (-1) 1,680 (-6%) 11mo $150,000 $89 65
1550 W 20th St #18 0.29mi 3/2.0 (-1) 1,600 (-10%) 5mo $160,000 $100 60
1550 20th W 0.29mi 3/2.0 (-1) 1,600 (-10%) 5mo $175,000 $109 60
1550 20th St W #97 0.29mi 3/2.0 (-1) 1,600 (-10%) 12mo $162,000 $101 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.4% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
38.0%
Equity multiple
3.08×
Total profit
$87,400
Equity at exit
$62,437
10-year hold
IRR
38.6%
Equity multiple
6.09×
Total profit
$213,556
Equity at exit
$92,529

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93560

Home prices YoY
0.6%
Active inventory
458
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$2,819 high interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$92 /mo · $1,106/yr
Insurance
$62
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$592
Net cashflow
$1,161

Break-even live

Break-even rent $1,349
Max offer price $149,900
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1943 Pengilley Ave Rosamond, CA 3.0 2.0 1379 $2,600 $1.89 1d 1 0.16mi
1953 Marie Ave Apt A Rosamond, CA 4.0 3.0 1753 $2,550 $1.45 43d 1 0.22mi
1953 Marie Ave Apt A Rosamond, CA 4.0 3.0 1753 $2,550 $1.45 3d 1 0.22mi
2051 Candice Ave Rosamond, CA 3.0 2.0 1345 $2,395 $1.78 15d 1 0.61mi
1838 Center St Unit A Rosamond, CA 3.0 2.5 1495 $2,000 $1.34 1d 1 0.88mi
1838 Center St Unit A Rosamond, CA 3.0 2.5 1475 $2,000 $1.36 10d 1 0.88mi
2917 La Calle Audaz Ave Rosamond, CA 4.0 2.5 2583 $2,900 $1.12 1d 1 1.08mi
3017 Via Bella Rosa Ave Rosamond, CA 4.0 2.0 1820 $2,800 $1.54 43d 1 1.11mi
3016 Erica Ave Rosamond, CA 5.0 3.0 2521 $3,600 $1.43 1d 1 1.17mi
3124 Via Bella Rosa Ave Rosamond, CA 4.0 2.0 1809 $3,200 $1.77 43d 1 1.21mi
3356 Firebush Ave Rosamond, CA 4.0 2.0 1612 $2,550 $1.58 20d 1 1.43mi
2516 Starbrite Ave Rosamond, CA 3.0 2.0 1542 $2,900 $1.88 1d 1 1.43mi
2608 Starbrite Ave Rosamond, CA 4.0 2.0 1542 $2,795 $1.81 1d 1 1.46mi

Listing history 18 events

  1. 2026-06-13
    statusdays on market $149,900 Pending 41 DOM
  2. 2026-06-09
    days on market $149,900 Active 39 DOM
  3. 2026-06-08
    days on market $149,900 Active 38 DOM
  4. 2026-06-07
    days on market $149,900 Active 37 DOM
  5. 2026-06-04
    days on market $149,900 Active 34 DOM
  6. 2026-06-03
    days on market $149,900 Active 33 DOM
  7. 2026-06-02
    days on market $149,900 Active 32 DOM
  8. 2026-06-01
    days on market $149,900 Active 31 DOM
  9. 2026-05-31
    days on market $149,900 Active 30 DOM
  10. 2026-05-01
    listed $149,900 Active 815-char remark
  11. 2020-09-27
    historical 527-char remark
    Show marketing remark (527 chars)

    Beautiful almost 1800 square foot home!!! Vaulted ceilings, HUGE master suite with a retreat area, large master bath with sunk in tub, large spacious kitchen with large island, stainless steal appliances, new wood flooring in kitchen, dining room, hallway, and laundry room, recessed lighting, new water heater, swamp cooler/central air, large carport, covered patio with new carpet, fenced in yard with beautiful desert scape!!! And so much more!!! You will not be disappointed!!! Contingent on sellers finding home of choice.

  12. 2020-09-24
    soldstatus $85,000 Closed 527-char remark
    Show marketing remark (527 chars)

    Beautiful almost 1800 square foot home!!! Vaulted ceilings, HUGE master suite with a retreat area, large master bath with sunk in tub, large spacious kitchen with large island, stainless steal appliances, new wood flooring in kitchen, dining room, hallway, and laundry room, recessed lighting, new water heater, swamp cooler/central air, large carport, covered patio with new carpet, fenced in yard with beautiful desert scape!!! And so much more!!! You will not be disappointed!!! Contingent on sellers finding home of choice.

  13. 2020-07-01
    price $87,500 527-char remark
    Show marketing remark (527 chars)

    Beautiful almost 1800 square foot home!!! Vaulted ceilings, HUGE master suite with a retreat area, large master bath with sunk in tub, large spacious kitchen with large island, stainless steal appliances, new wood flooring in kitchen, dining room, hallway, and laundry room, recessed lighting, new water heater, swamp cooler/central air, large carport, covered patio with new carpet, fenced in yard with beautiful desert scape!!! And so much more!!! You will not be disappointed!!! Contingent on sellers finding home of choice.

  14. 2020-06-21
    price $94,999 527-char remark
    Show marketing remark (527 chars)

    Beautiful almost 1800 square foot home!!! Vaulted ceilings, HUGE master suite with a retreat area, large master bath with sunk in tub, large spacious kitchen with large island, stainless steal appliances, new wood flooring in kitchen, dining room, hallway, and laundry room, recessed lighting, new water heater, swamp cooler/central air, large carport, covered patio with new carpet, fenced in yard with beautiful desert scape!!! And so much more!!! You will not be disappointed!!! Contingent on sellers finding home of choice.

  15. 2020-06-09
    listed $99,999 Active 527-char remark
    Show marketing remark (527 chars)

    Beautiful almost 1800 square foot home!!! Vaulted ceilings, HUGE master suite with a retreat area, large master bath with sunk in tub, large spacious kitchen with large island, stainless steal appliances, new wood flooring in kitchen, dining room, hallway, and laundry room, recessed lighting, new water heater, swamp cooler/central air, large carport, covered patio with new carpet, fenced in yard with beautiful desert scape!!! And so much more!!! You will not be disappointed!!! Contingent on sellers finding home of choice.

  16. 2016-05-18
    historical
  17. 2016-05-18
    status Pending
  18. 2016-01-08
    listed $68,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,106 · $92/mo
Projected year-2 tax
$1,139 · $95/mo
Expected delta
+$34/yr (+$3/mo · 3.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone A · 76% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 5 d/yr ≥101°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 16 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,827
− Mortgage interest
−$8,397
− Property taxes
−$1,106
− Insurance
−$2,252
− Repairs & maintenance
−$2,706
− Management
−$2,706
− Depreciation
−$4,361
Taxable income
$12,300
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,952
After-tax cash flow
$10,981/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southern Kern Unified
NCES district ID
0637620
Math proficiency
25% ▲ 7.00%
Reading proficiency
25% ▼ -8.00%
Median HH income
$54,523
Composite
22.5/100
National rank
#8093
State rank
#387 of 517 in CA

Livability — Rosamond

Score
49/100
State rank
#1178
US rank
#25952

Category grades

Amenities F Commute F Cost of living D- Crime F Employment C Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rosamond, CA
County
Kern County · 710,371 people
City population
22,119
Metro
Bakersfield, CA
Population (ZIP)
22,119
Household income
$77,431
Rent vs Own
22.6% rent · 77.4% own
Severe rent burden
425.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Portuguese 2% Italian 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.40%
Current HPI
403.7206
Rent YoY
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+120.4% since first listed
10 events — show timeline
  • 2026-06-12 Pending AVMLS
  • 2026-05-01 Listed $149,900 AVMLS
  • 2020-09-27 Listing Removed AVMLS
  • 2020-09-24 Sold (MLS) $85,000 AVMLS
  • 2020-07-01 Price Changed $87,500 AVMLS
  • 2020-06-21 Price Changed $94,999 AVMLS
  • 2020-06-09 Listed $99,999 AVMLS
  • 2016-05-18 Listing Removed AVMLS
  • 2016-05-18 Pending AVMLS
  • 2016-01-08 Listed $68,000 AVMLS

Property tax history

+9.5%/yr

Latest (2025): $1,106 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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