4819 Berwyn House Rd Unit B4819 · College Park, MD
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.0/30.0
- ARV discount +12.7/15.0
- 1% rule +5.4/10.0
- DSCR +4.2/10.0
- Livability +4.0/5.0
- Rent growth +3.9/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$375,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTORS and Purchasers, Tenant Occupied until JULY 15th. ALL SHOWINGS MUST BE BETWEEN 2-4 ON SUNDAY 11/21/21. MUST BE ACCOMPANIED BY AGENT. UNREPRESENTED INVESTORS PLEASE CONTACT MATT HOWELL TO SCHEDULE A SHOWING. REPRESENTATIVE FROM COAKLEY REALTY WILL BE THERE SUNDAY FROM 2-4PM. Current tenants will consider extending current lease. Current Lease payment is $2,300.00/ month. Great location with proximity to the University of Maryland. Showings will be limited since the property is occupied, please bare with us.
Key facts
- End-unit townhome
- $454 HOA
- 2 parking spots
Tags
Property features AI
Finance
- HOA & community: Monthly condo fee of $454.42; HOA fee covers lawn care (front), management, road maintenance, snow removal, and trash
Exterior
- Parking: Parking lot with 2 spaces; Total of 2 garage/parking spaces
- Utilities: Public water; Public sewer; Electric hot water
- Home design: End-of-row townhouse; Condominium ownership; Year built (per assessor)
- Construction: Aluminum siding; Concrete perimeter foundation
- Exterior features: Basement with outside entrance; Fully finished basement
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Electric oven/range; Refrigerator; Exhaust fan
- Bedrooms: One bedroom on the main level; Three bedrooms on the upper level; One bedroom on the lower level
- Flooring: Carpet
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Forced air heating (electric); Central air conditioning
- Interior features: Tub/shower; Combination dining and living area; Family room open to kitchen; Traditional floor plan; Master bath(s); Entry-level bedroom
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.5-bath townhouse listed at $375k.
Deal economics
- At list price, monthly cash flow is $47 ($564/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $375k).
- Cap rate 6.4% vs local median 4.4% in College Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#44 in MD, #1,640 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Paint Branch Elementary (math 8% / reading 17%, grade F, #538 of 860 statewide, top 64%, 357 students, 80% FRL); Greenbelt Middle (math 11% / reading 32%, grade F, #132 of 225 statewide, top 59%, 1,342 students, 76% FRL); Parkdale High (math 21% / reading 46%, grade F, #148 of 222 statewide, top 67%, 2,561 students, 83% FRL) — zoned schools average 79% FRL vs 53% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.5%/yr); 81 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
- At $3,915/mo this rent would consume 61% of the median local household income ($77k/yr) (locally 2772% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 6.44%
- Cash-on-cash
- 0.54%
- DSCR
- 1.02
- GRM
- 8.0
CMA / ARV
- ARV (on-the-fly)
- $424,230
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5027 Berwyn Rd | 0.36mi | 4/2.5 (-1) | 1,674 (-6%) | 10mo | $396,000 | $237 | 59 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.49% rent growth · sell at horizon
- IRR
- -12.1%
- Equity multiple
- 0.55×
- Total profit
- $-47,381
- Equity at exit
- $55,914
- IRR
- 0.9%
- Equity multiple
- 1.07×
- Total profit
- $7,378
- Equity at exit
- $32,423
Cash invested: $105,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20740
- Rents YoY
- 5.5%
- Active inventory
- 81
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $3,915 high interval (Pro) →
- Mortgage (P&I)
- −$1,967
- Tax est. 1.5%
- −$469 /mo · $5,625/yr
- Insurance
- −$156
- HOA
- −$454
- Vacancy / Maint / Mgmt
- −$822
- Net cashflow
- $47
Break-even live
Sensitivity live
| Price | -10% $306 | -5% $177 | +0% $47 | +5% $-83 | +10% $-212 |
|---|---|---|---|---|---|
| Rent | -10% $-262 | -5% $-108 | +0% $47 | +5% $202 | +10% $356 |
| Rate | -1.0pp $236 | -0.5pp $142 | base $47 | +0.5pp $-50 | +1.0pp $-149 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $93,750
- Closing costs
- $11,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4811 Berwyn House Rd Unit B4811 College Park, MD | 4.0 | 2.5 | 1545 | $3,700 | $2.39 | 20d | 1 | 0.04mi |
| 8411 Potomac Ave College Park, MD | 5.0 | 2.0 | 2340 | $4,900 | $2.09 | 20d | 1 | 0.30mi |
| 8901 48th Ave College Park, MD | 4.0 | 2.0 | 1728 | $4,500 | $2.60 | 45d | 1 | 0.52mi |
| 4711 Cherokee St College Park, MD | 4.0 | 2.5 | 1680 | $3,500 | $2.08 | 20d | 1 | 0.85mi |
| 9110 Autoville Dr College Park, MD | 4.0 | 2.5 | 2118 | $3,950 | $1.86 | 1d | 1 | 0.96mi |
| 8709 37th Ave College Park, MD | 6.0 | 3.0 | 1230 | $4,000 | $3.25 | 45d | 1 | 1.07mi |
| 5365 S Center Dr Greenbelt, MD | 4.0 | 3.5 | 1694 | $3,500 | $2.07 | 20d | 1 | 1.07mi |
| 5365 S Center Dr Greenbelt, MD | 4.0 | 3.5 | 1694 | $3,500 | $2.07 | 45d | 1 | 1.08mi |
| 9405 Rhode Island Ave College Park, MD | 5.0 | 3.0 | 1674 | $3,400 | $2.03 | 45d | 1 | 1.14mi |
| 3535 Duke St College Park, MD | 4.0 | 2.0 | 1534 | $2,600 | $1.69 | 45d | 1 | 1.34mi |
| 5944 Westchester Park Dr College Park, MD | 4.0 | 3.5 | 2091 | $3,600 | $1.72 | 45d | 1 | 1.40mi |
HOA detail
- Monthly dues
- $454 · $5,448/yr
Listing history 2 events
-
2026-06-21remarks 588-char remark
-
2026-06-21$375,000 Coming Soon 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $46,976
- − Mortgage interest
- −$21,006
- − Property taxes
- −$5,625
- − Insurance
- −$1,875
- − Repairs & maintenance
- −$3,758
- − Management
- −$3,758
- − HOA
- −$5,448
- − Depreciation
- −$10,909
- Taxable loss
- −$5,403
- Est. tax savings @ 24.0%
- +$1,297
- After-tax cash flow
- $1,861/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — College Park
- Score
- 80/100
- State rank
- #44
- US rank
- #1640
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- College Park, MD
- County
- Prince Georges County · 919,866 people
- City population
- 36,847
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 36,847
- Household income
- $77,317
- Rent vs Own
- Severe rent burden
- 2772.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 35% Black 24% Hispanic / Latino 22% Asian 14% Two or more races 10%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Italian 1% Romanian 1% Lithuanian 1%
- Foreign-born
- 28% · Canada, China, South Korea
- Languages at home
- 66% English-only · Spanish 18% Other Indo-European 6% Chinese 4%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -337.75%
- Current HPI
- 314.4446
- Rent YoY
- ▲ 5.49%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
-6.2% since first listed4 events — show timeline
- 2026-06-19 Coming Soon $375,000 BRIGHT MLS
- 2021-12-08 Sold (MLS) $399,900 BRIGHT MLS
- 2021-11-24 Pending — BRIGHT MLS
- 2021-11-18 Listed $399,900 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…