CashFlowRE
Sign in Sign up
4819 Berwyn House Rd Unit B4819
D+ Composite 48.44
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.0/30.0
  • ARV discount +12.7/15.0
  • 1% rule +5.4/10.0
  • DSCR +4.2/10.0
  • Livability +4.0/5.0
  • Rent growth +3.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$375,000

4819 Berwyn House Rd Unit B4819 · College Park, MD 20740
5 bd · 2.5 ba · 1,790 sqft · Townhouse · 3 Days on market
Built 1986 Est $424k · 12% under $454/mo HOA · 12% of rent ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTORS and Purchasers, Tenant Occupied until JULY 15th. ALL SHOWINGS MUST BE BETWEEN 2-4 ON SUNDAY 11/21/21. MUST BE ACCOMPANIED BY AGENT. UNREPRESENTED INVESTORS PLEASE CONTACT MATT HOWELL TO SCHEDULE A SHOWING. REPRESENTATIVE FROM COAKLEY REALTY WILL BE THERE SUNDAY FROM 2-4PM. Current tenants will consider extending current lease. Current Lease payment is $2,300.00/ month. Great location with proximity to the University of Maryland. Showings will be limited since the property is occupied, please bare with us.

Key facts

  • End-unit townhome
  • $454 HOA
  • 2 parking spots

Tags

END-UNIT TOWNHOMEADDITIONAL LIGHT AND PRIVACYHIGH-DEMAND RENTAL MARKETSTRONG RENTAL POTENTIAL

Property features AI

Finance

  • HOA & community: Monthly condo fee of $454.42; HOA fee covers lawn care (front), management, road maintenance, snow removal, and trash

Exterior

  • Parking: Parking lot with 2 spaces; Total of 2 garage/parking spaces
  • Utilities: Public water; Public sewer; Electric hot water
  • Home design: End-of-row townhouse; Condominium ownership; Year built (per assessor)
  • Construction: Aluminum siding; Concrete perimeter foundation
  • Exterior features: Basement with outside entrance; Fully finished basement

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Electric oven/range; Refrigerator; Exhaust fan
  • Bedrooms: One bedroom on the main level; Three bedrooms on the upper level; One bedroom on the lower level
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Forced air heating (electric); Central air conditioning
  • Interior features: Tub/shower; Combination dining and living area; Family room open to kitchen; Traditional floor plan; Master bath(s); Entry-level bedroom
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.5-bath townhouse listed at $375k.

Deal economics

  • At list price, monthly cash flow is $47 ($564/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $375k).
  • Cap rate 6.4% vs local median 4.4% in College Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#44 in MD, #1,640 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Paint Branch Elementary (math 8% / reading 17%, grade F, #538 of 860 statewide, top 64%, 357 students, 80% FRL); Greenbelt Middle (math 11% / reading 32%, grade F, #132 of 225 statewide, top 59%, 1,342 students, 76% FRL); Parkdale High (math 21% / reading 46%, grade F, #148 of 222 statewide, top 67%, 2,561 students, 83% FRL) — zoned schools average 79% FRL vs 53% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.5%/yr); 81 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • At $3,915/mo this rent would consume 61% of the median local household income ($77k/yr) (locally 2772% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $375,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
6.44%
Cash-on-cash
0.54%
DSCR
1.02
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$424,230
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5027 Berwyn Rd 0.36mi 4/2.5 (-1) 1,674 (-6%) 10mo $396,000 $237 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.49% rent growth · sell at horizon

5-year hold
IRR
-12.1%
Equity multiple
0.55×
Total profit
$-47,381
Equity at exit
$55,914
10-year hold
IRR
0.9%
Equity multiple
1.07×
Total profit
$7,378
Equity at exit
$32,423

Cash invested: $105,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20740

Rents YoY
5.5%
Active inventory
81
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$3,915 high interval (Pro) →
Mortgage (P&I)
$1,967
Tax est. 1.5%
$469 /mo · $5,625/yr
Insurance
$156
HOA
$454
Vacancy / Maint / Mgmt
$822
Net cashflow
$47

Break-even live

Break-even rent $3,855
Max offer price $375,000
Occupancy floor 94%

Sensitivity live

Price -10% $306 -5% $177 +0% $47 +5% $-83 +10% $-212
Rent -10% $-262 -5% $-108 +0% $47 +5% $202 +10% $356
Rate -1.0pp $236 -0.5pp $142 base $47 +0.5pp $-50 +1.0pp $-149

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$93,750
Closing costs
$11,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4811 Berwyn House Rd Unit B4811 College Park, MD 4.0 2.5 1545 $3,700 $2.39 20d 1 0.04mi
8411 Potomac Ave College Park, MD 5.0 2.0 2340 $4,900 $2.09 20d 1 0.30mi
8901 48th Ave College Park, MD 4.0 2.0 1728 $4,500 $2.60 45d 1 0.52mi
4711 Cherokee St College Park, MD 4.0 2.5 1680 $3,500 $2.08 20d 1 0.85mi
9110 Autoville Dr College Park, MD 4.0 2.5 2118 $3,950 $1.86 1d 1 0.96mi
8709 37th Ave College Park, MD 6.0 3.0 1230 $4,000 $3.25 45d 1 1.07mi
5365 S Center Dr Greenbelt, MD 4.0 3.5 1694 $3,500 $2.07 20d 1 1.07mi
5365 S Center Dr Greenbelt, MD 4.0 3.5 1694 $3,500 $2.07 45d 1 1.08mi
9405 Rhode Island Ave College Park, MD 5.0 3.0 1674 $3,400 $2.03 45d 1 1.14mi
3535 Duke St College Park, MD 4.0 2.0 1534 $2,600 $1.69 45d 1 1.34mi
5944 Westchester Park Dr College Park, MD 4.0 3.5 2091 $3,600 $1.72 45d 1 1.40mi

HOA detail

Monthly dues
$454 · $5,448/yr

Listing history 2 events

  1. 2026-06-21
    remarks 588-char remark
  2. 2026-06-21
    listed $375,000 Coming Soon 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$46,976
− Mortgage interest
−$21,006
− Property taxes
−$5,625
− Insurance
−$1,875
− Repairs & maintenance
−$3,758
− Management
−$3,758
− HOA
−$5,448
− Depreciation
−$10,909
Taxable loss
−$5,403
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,297
After-tax cash flow
$1,861/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — College Park

Score
80/100
State rank
#44
US rank
#1640

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing A Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
College Park, MD
County
Prince Georges County · 919,866 people
City population
36,847
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
36,847
Household income
$77,317
Rent vs Own
63.3% rent · 36.7% own
Severe rent burden
2772.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 35% Black 24% Hispanic / Latino 22% Asian 14% Two or more races 10%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Italian 1% Romanian 1% Lithuanian 1%
Foreign-born
28% · Canada, China, South Korea
Languages at home
66% English-only · Spanish 18% Other Indo-European 6% Chinese 4%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -337.75%
Current HPI
314.4446
Rent YoY
▲ 5.49%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

-6.2% since first listed
4 events — show timeline
  • 2026-06-19 Coming Soon $375,000 BRIGHT MLS
  • 2021-12-08 Sold (MLS) $399,900 BRIGHT MLS
  • 2021-11-24 Pending BRIGHT MLS
  • 2021-11-18 Listed $399,900 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…