1734 Dixie Dr · Jackson, MS 39209

$74,000

3 bd · 1.0 ba · 1,032 sqft · SingleFamily public records · 120 Days on market

Built 1962 9,583 sqft lot $72/sqft · 135% above area ↓ 18% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• 1% rule +9.7/10.0
• ARV discount +7.5/15.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0

Listing remarks MLS

Excellent investment opportunity in Jackson! This property offers strong rental upside with a market rent of approximately $980 per month and Section 8 rental potential up to $1,484 per month, making it ideal for investors seeking higher yield. Great option for buy-and-hold investors looking to maximize cash flow. Buyer to verify all rental rates and Section 8 amounts.

Key facts

• 9,583 sq ft lot
• Parking
• Built 1962

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $74k.

Deal economics

• At list price, monthly cash flow is $367 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $74k).
• Recommended offer: $67k (9.0% below list) — sets the bar for market timing.
• Cap rate 12.2% vs local median 9.9% in Jackson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 165 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• This rent runs 36% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $8k of equity ($512 loan paydown + $7k appreciation (10.0% local appreciation)).
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 120 days — a 9% lower offer ($67k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $67,340 (9.0% below list)

Questions for the listing agent

1. It's been on market 120 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.47% ✓
• Cap rate: 12.24%
• Cash-on-cash: 21.25%
• DSCR: 1.95
• GRM: 5.7

CMA / ARV

• ARV (median comp): $31,513
• List price: $74,000
• Delta: 134.82%
• Verdict: OVERPRICED
• Comps: 8 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1816 Kenmore Dr	0.11mi	3/2.0	1,000 (-3%)	8mo	$85,000	$85	79
4667 Dixie Dr	0.59mi	2/1.0 (-1)	912 (-12%)	7mo	$30,000	$33	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 40.2%
• Equity multiple: 4.07×
• Total profit: $63,675
• Equity at exit: $66,665

10-year hold

• IRR: 34.6%
• Equity multiple: 9.16×
• Total profit: $169,143
• Equity at exit: $143,766

Cash invested: $20,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39209

• Home prices YoY: 7.7%
• Active inventory: 165
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,087 high
• Mortgage (P&I): −$388
• Tax from tax record: −$73 /mo · $873/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$228
• Net cashflow: $367

Break-even live

Break-even rent $622

Max offer price $74,000

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,500
• Closing costs: $2,220
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1816 Kenmore Dr Jackson, MS	3.0	2.0	1000	$1,000	$1.00	23d	1	0.11mi
3856 Noble St Jackson, MS	3.0	2.0	1357	$1,231	$0.91	23d	1	0.74mi
3856 Noble St Jackson, MS	3.0	2.0	1357	$1,231	$0.91	43d	1	0.74mi
2010 Chadwick Dr Jackson, MS	2.0	2.0	1089	$1,174	$1.08	13d	1	0.83mi
2010 Chadwick Dr Jackson, MS	3.0	2.0	1275	$1,145	$0.90	43d	1	0.83mi
723 Glenmont Dr Jackson, MS	3.0	1.0	1018	$1,000	$0.98	43d	1	1.10mi
4567 Meadowmont Dr Jackson, MS	3.0	1.0	912	$800	$0.88	43d	1	1.11mi
1805 Hospital Dr Jackson, MS	3.0	2.0	1335	$1,050	$0.79	13d	1	1.11mi
1533 Raymond Rd Jackson, MS	2.0	1.0	1135	$1,010	$0.89	43d	1	1.34mi
5136 Lurline Dr Unit Ma Jackson, MS	3.0	1.5	1134	$1,100	$0.97	13d	1	1.46mi
2119 Woodland Way Jackson, MS	3.0	2.0	1000	$1,155	$1.16	44d	1	1.48mi
2119 Woodland Way Jackson, MS	2.0	2.0	880	$965	$1.10	21d	1	1.48mi

Listing history 29 events

1. 2026-06-17
   days on market $74,000 Active 120 DOM
2. 2026-06-16
   days on market $74,000 Active 119 DOM
3. 2026-06-15
   days on market $74,000 Active 118 DOM
4. 2026-06-14
   days on market $74,000 Active 116 DOM
5. 2026-06-13
   days on market $74,000 Active 115 DOM
6. 2026-06-10
   days on market $74,000 Active 113 DOM
7. 2026-06-09
   days on market $74,000 Active 112 DOM
8. 2026-06-08
   days on market $74,000 Active 111 DOM
9. 2026-06-07
   days on market $74,000 Active 110 DOM
10. 2026-06-05
    days on market $74,000 Active 107 DOM
11. 2026-06-03
    days on market $74,000 Active 106 DOM
12. 2026-06-02
    days on market $74,000 Active 105 DOM
13. 2026-06-01
    days on market $74,000 Active 104 DOM
14. 2026-05-31
    days on market $74,000 Active 103 DOM
15. 2026-05-30
    days on market $74,000 Active 102 DOM
16. 2026-02-17
    listed $74,000 Active 373-char remark

    Show marketing remark (373 chars)

    Excellent investment opportunity in Jackson! This property offers strong rental upside with a market rent of approximately $980 per month and Section 8 rental potential up to $1,484 per month, making it ideal for investors seeking higher yield. Great option for buy-and-hold investors looking to maximize cash flow. Buyer to verify all rental rates and Section 8 amounts.

17. 2026-01-31
    historical $1,000
18. 2025-11-06
    price $1,000
19. 2025-08-13
    listed $1,100
20. 2024-10-22
    soldstatus Closed 180-char remark

    Show marketing remark (180 chars)

    Completely remodeled 3-bedroom, 1-bath home featuring new LVP flooring, modern fixtures, fully renovated bathrooms and kitchen, and three new window units with heating and cooling.

21. 2024-10-18
    soldstatus
22. 2024-07-22
    historical $900
23. 2024-07-11
    status Pending 180-char remark

    Show marketing remark (180 chars)

    Completely remodeled 3-bedroom, 1-bath home featuring new LVP flooring, modern fixtures, fully renovated bathrooms and kitchen, and three new window units with heating and cooling.

24. 2024-07-03
    listed $90,000 Active 180-char remark

    Show marketing remark (180 chars)

    Completely remodeled 3-bedroom, 1-bath home featuring new LVP flooring, modern fixtures, fully renovated bathrooms and kitchen, and three new window units with heating and cooling.

25. 2024-06-26
    listed $900
26. 2011-10-13
    soldstatus
27. 2005-02-10
    soldstatus
28. 1989-09-18
    soldstatus
29. 1988-05-17
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $873 · $73/mo
• Projected year-2 tax: $873 · $73/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,041
• − Mortgage interest: −$4,145
• − Property taxes: −$873
• − Insurance: −$370
• − Repairs & maintenance: −$1,043
• − Management: −$1,043
• − Depreciation: −$2,153
• Taxable income: $3,414
• Est. tax owed @ 24.0%: −$819
• After-tax cash flow: $3,583/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 25,776
• Household income: $36,344
• Rent vs Own: 52.3% rent · 47.7% own
• Severe rent burden: 1627.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 7% Two or more races 2% Hispanic / Latino 1%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 22.28%
• Current HPI: 312.6754
• Rent YoY: —
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

-17.8% since first listed

14 events — show timeline

• 2026-02-17 Listed $74,000 MLSU
• 2026-01-31 Rental Removed $1,000 Hemlane
• 2025-11-06 Price Changed $1,000 Hemlane
• 2025-08-13 Listed for Rent $1,100 Hemlane
• 2024-10-22 Sold (MLS) — MLSU
• 2024-10-18 Sold (Public Records) — Public Records
• 2024-07-22 Rental Removed $900 BUILDIUM
• 2024-07-11 Pending — MLSU
• 2024-07-03 Listed $90,000 MLSU
• 2024-06-26 Listed for Rent $900 BUILDIUM
• 2011-10-13 Sold (Public Records) — Public Records
• 2005-02-10 Sold (Public Records) — Public Records
• 1989-09-18 Sold (Public Records) — Public Records
• 1988-05-17 Sold (Public Records) — Public Records

Property tax history

+0.9%/yr

Latest (2025): $873 · +0.4% YoY. Source: county tax records.