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75 Wayside Dr
C Composite 57.08
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.7/10.0
  • DSCR +5.8/10.0
  • Livability +4.0/5.0
  • Schools +3.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +0.7/5.0
  • Appreciation +0.0/10.0

$135,800

75 Wayside Dr · San Antonio, TX 78213
3 bd · 2.0 ba · 1,558 sqft · SingleFamily public records · 23 Days on market
Built 1956 Est $220k · 38% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Great Value ALL BILLS PAID! This apartment home includes its own private porch and entrance. Mature trees and landscaping in neighborhood. Large bedrooms, spacious living space. This is a great deal! Close to IH-410, shopping, and entertainment.

Key facts

  • Private porch
  • Landscaping
  • Own entrance

Tags

PRIVATE PORCHOWN ENTRANCEMATURE TREESLANDSCAPINGCLOSE TO SHOPPINGCLOSE TO ENTERTAINMENT

Property features AI

Exterior

  • Home design: Built in 1956
  • Construction: Original construction from 1956
  • Exterior features: Located in the Greater Dellview subdivision

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $136k.

Deal economics

  • At list price, monthly cash flow is $132 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $136k).
  • Recommended offer: $134k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • North East ISD (urban): math 38% / reading 49% proficiency, ranked #276 of 826 in TX (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents falling (-7.3%/yr); 104 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $939 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($134k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 71% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,763 (1.5% below list)

Questions for the listing agent

  1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
7.46%
Cash-on-cash
4.16%
DSCR
1.18
GRM
7.2

CMA / ARV

ARV (on-the-fly)
$219,678
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
122 Adrian Dr 0.36mi 4/2.0 (+1) 1,540 (-1%) 4mo $215,000 $140 73
1815 Montview 0.32mi 3/2.0 1,430 (-8%) 2mo $247,000 $173 70
602 Craigmont 0.19mi 3/1.0 1,385 (-11%) 1mo $225,000 $162 68
255 Trudell Dr 0.52mi 4/2.0 (+1) 1,569 (+1%) 2mo $209,000 $133 68
1919 Arroya Vis 0.32mi 3/2.0 1,394 (-10%) 9mo $230,000 $165 60
635 Edgebrook Ln 0.65mi 3/2.0 1,446 (-7%) 1mo $195,000 $135 57
1503 Arroya Vis 0.45mi 4/2.0 (+1) 1,637 (+5%) 10mo $285,000 $174 57
119 Oxford Dr 0.53mi 3/1.5 1,433 (-8%) 4mo $189,000 $132 57
538 Gilbert Ln 0.34mi 3/2.0 1,775 (+14%) 6mo $145,360 $82 56
431 Pilgrim 0.73mi 3/2.0 1,457 (-6%) 1mo $205,000 $141 55
235 Saratoga Dr 0.53mi 3/1.0 1,365 (-12%) 3mo $199,000 $146 48
307 Cherry Rdg 0.58mi 4/2.0 (+1) 1,332 (-14%) 8mo $115,000 $86 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.7%
Equity multiple
0.52×
Total profit
$-18,120
Equity at exit
$20,248
10-year hold
IRR
-11.7%
Equity multiple
0.41×
Total profit
$-22,351
Equity at exit
$11,742

Cash invested: $38,024 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78213

Rents YoY
-7.3%
Active inventory
104
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,582 high interval (Pro) →
Mortgage (P&I)
$712
Tax from tax record
$350 /mo · $4,195/yr
Insurance
$57
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$132

Break-even live

Break-even rent $1,416
Max offer price $135,800
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,950
Closing costs
$4,074
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
106 Pilgrim Dr San Antonio, TX 4.0 2.0 1318 $1,800 $1.37 43d 1 0.19mi
518 Dresden Dr San Antonio, TX 3.0 2.0 1305 $1,395 $1.07 14d 1 0.23mi
139 Trudell Dr San Antonio, TX 4.0 1.0 1252 $1,350 $1.08 43d 1 0.37mi
434 Schmeltzer Ln San Antonio, TX 3.0 1.0 1248 $1,495 $1.20 14d 1 0.38mi
210 Dryden San Antonio, TX 3.0 1.0 1177 $1,600 $1.36 43d 1 0.42mi
138 Shady Rill San Antonio, TX 3.0 2.0 1585 $1,600 $1.01 23d 1 0.52mi
1550 Jackson Keller Rd San Antonio, TX 1.0–2.0 1.0–2.0 1100 $1,757 $1.60 3d 13 0.59mi
1550 Jackson Keller Rd Unit 710 San Antonio, TX 2.0 2.0 1221 $1,263 $1.03 10d 1 0.59mi
1602 Jackson Keller Rd San Antonio, TX 1.0–3.0 1.0–2.0 975 $1,416 $1.45 20d 1 0.59mi
318 Avalon St San Antonio, TX 3.0 2.0 1058 $1,600 $1.51 23d 1 0.62mi
97 Denton Dr San Antonio, TX 3.0 2.0 1672 $1,750 $1.05 23d 1 0.68mi
2323 Spicewood San Antonio, TX 3.0 1.0 1165 $1,550 $1.33 43d 1 0.69mi
943 Weizmann St San Antonio, TX 3.0 2.0 1692 $2,100 $1.24 43d 1 0.69mi
943 Weizmann St San Antonio, TX 3.0 2.0 1692 $2,100 $1.24 23d 1 0.69mi
275 Greenhill Pass San Antonio, TX 3.0 2.0 1450 $1,650 $1.14 23d 1 0.70mi
230 Craigmont Ln San Antonio, TX 3.0 2.0 1351 $2,100 $1.55 23d 1 0.74mi
206 Avalon St San Antonio, TX 3.0 1.0 1200 $1,450 $1.21 43d 1 0.76mi
146 Redrock Dr San Antonio, TX 3.0 1.0 1050 $1,800 $1.71 16d 1 0.77mi
430 Beryl Dr San Antonio, TX 3.0 1.0 1302 $1,590 $1.22 3d 1 0.78mi
462 Trudell Dr Unit A San Antonio, TX 2.0 1.0 1520 $1,250 $0.82 21d 1 0.85mi
100 Bluet Ln San Antonio, TX 4.0 2.0 2238 $2,150 $0.96 7d 1 0.86mi
527 Lively Dr San Antonio, TX 3.0 1.0 1270 $1,500 $1.18 23d 1 0.94mi
2326 Basse Rd San Antonio, TX 3.0 2.0 1168 $1,250 $1.07 23d 1 0.95mi
121 Riviera Dr San Antonio, TX 3.0 2.0 1950 $2,400 $1.23 23d 1 0.99mi
558 Adrian Dr San Antonio, TX 3.0 1.5 1515 $1,500 $0.99 43d 1 1.03mi
319 Mink San Antonio, TX 3.0 1.0 1276 $1,495 $1.17 4d 1 1.19mi
811 Jackson Keller Rd #3 San Antonio, TX 2.0 1.5 1350 $1,295 $0.96 10d 1 1.22mi
338 Addax Dr San Antonio, TX 3.0 1.5 1320 $1,465 $1.11 23d 1 1.24mi
2500 Jackson Keller Rd San Antonio, TX 2.0 2.5 1180 $1,049 $0.89 23d 1 1.24mi
2500 Jackson Keller Rd Apt 505 San Antonio, TX 2.0 2.5 1180 $1,199 $1.02 43d 1 1.27mi
2500 Jackson Keller Rd Unit 203 San Antonio, TX 3.0 2.0 1410 $1,499 $1.06 43d 1 1.27mi
158 Weizmann St San Antonio, TX 3.0 2.0 1288 $1,750 $1.36 14d 1 1.28mi
359 Langton Dr San Antonio, TX 3.0 2.0 1698 $1,950 $1.15 23d 1 1.34mi
3115 Bluefield St San Antonio, TX 4.0 2.0 1650 $2,200 $1.33 17d 1 1.39mi
118 Gaskin Dr San Antonio, TX 3.0 2.0 1340 $2,050 $1.53 43d 1 1.39mi
823 La Manda Blvd San Antonio, TX 3.0 2.0 1166 $1,550 $1.33 4d 1 1.41mi
143 Kinder Dr San Antonio, TX 4.0 2.0 1438 $2,250 $1.56 23d 1 1.43mi
166 Tabard Dr San Antonio, TX 3.0 2.0 1491 $1,800 $1.21 3d 1 1.43mi
1627 W Mariposa Dr San Antonio, TX 3.0 2.0 1400 $1,850 $1.32 12d 1 1.45mi
6701 Blanco Rd San Antonio, TX 2.0 1.0–2.0 803 $1,875 $2.33 23d 1 1.49mi

Listing history 14 events

  1. 2026-06-18
    days on market $135,800 Active 23 DOM
  2. 2026-06-17
    days on market $135,800 Active 22 DOM
  3. 2026-06-16
    days on market $135,800 Active 21 DOM
  4. 2026-06-13
    days on market $135,800 Active 18 DOM
  5. 2026-06-13
    days on market $135,800 Active 17 DOM
  6. 2026-06-09
    days on market $135,800 Active 14 DOM
  7. 2026-06-08
    days on market $135,800 Active 13 DOM
  8. 2026-06-07
    days on market $135,800 Active 12 DOM
  9. 2026-06-04
    days on market $135,800 Active 9 DOM
  10. 2026-06-03
    days on market $135,800 Active 8 DOM
  11. 2026-06-02
    days on market $135,800 Active 7 DOM
  12. 2026-06-01
    days on market $135,800 Active 6 DOM
  13. 2026-05-31
    days on market $135,800 Active 5 DOM
  14. 2026-05-26
    listed $135,800 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,195 · $350/mo
Projected year-2 tax
$4,195 · $350/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 71% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,987
− Mortgage interest
−$7,607
− Property taxes
−$4,195
− Insurance
−$679
− Repairs & maintenance
−$1,519
− Management
−$1,519
− Depreciation
−$3,951
Taxable loss
−$482
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$116
After-tax cash flow
$1,696/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North East ISD
NCES district ID
4832940
Math proficiency
38% ▼ -14.00%
Reading proficiency
49% ▼ -4.00%
Median HH income
$57,715
Composite
38.1/100
National rank
#4276
State rank
#276 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
40,526
Household income
$55,884
Rent vs Own
51.2% rent · 48.8% own
Severe rent burden
2375.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (73%)
Race & ethnicity
Hispanic / Latino 73% Two or more races 45% White 19% Black 4% Asian 1%
Hispanic origin (detail)
Mexican 63%
Common ancestry
Slovak 1% Lithuanian 1% Romanian 1%
Foreign-born
18% · Canada
Languages at home
54% English-only · Spanish 44%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.64%
Current HPI
238.7889
Rent YoY
▼ -7.31%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-26 Listed $135,800 FSBO.com

Property tax history

+4.1%/yr

Latest (2025): $4,195 · -3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…