113 Camelot Dr · Friedenswald, MO 65020

$175,000

3 bd · 2.0 ba · 1,634 sqft · Other public records · 28 Days on market

Built 1997 0.27 ac lot $40/mo HOA · 2% of rent ↓ 27% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• ARV discount +7.5/15.0
• DSCR +6.5/10.0
• 1% rule +4.7/10.0
• Schools +4.0/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great location in Camelot Estates. Beautiful White Ranch with Cathedral Ceilings through out home and a very open floor plan for family enjoyment. Very spacious family room for entertaining and family enjoyment, including a Large flat screen TV. Breakfast and dining room off kitchen and opens up into the family room. Fully equipped kitchen with radiant surface cooking and a self-cleaning oven, including a microwave and dishwasher. Large Master Bedroom with Master Bath, Walk in Shower, plus a jetted Tub. Walk in closet off master bath. Two guest bedrooms with a shared full bath. Ceiling fans through out home. Home improvements 2022 includes new hard surface flooring, fresh painted and dry wall repairs where pictures were hanging. Fresh new drywall in two car garage. 2015 New architectural Corning Shingles, 2019 New appliances.

Key facts

• Swimming pools
• Private bath
• Nice deck

Tags

• MAIN FLOOR LIVING
• LARGE WALK IN CLOSET
• PRIVATE BATH
• CATHEDRAL CEILINGS
• NICE DECK
• SWIMMING POOLS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $175k.

Deal economics

• At list price, monthly cash flow is $226 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (3.3% below list).
• Recommended offer: $169k (3.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Camdenton R-III (rural): math 46% / reading 48% proficiency, ranked #68 of 324 in MO (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 416 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 272 units permitted in Camden County in 2024 (0 in 5+ unit buildings).
• This rent runs 33% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Camden County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $169,284 (3.3% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 7.85%
• Cash-on-cash: 5.54%
• DSCR: 1.25
• GRM: 8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.7%
• Equity multiple: 0.71×
• Total profit: $-13,975
• Equity at exit: $26,093

10-year hold

• IRR: 1.8%
• Equity multiple: 1.13×
• Total profit: $6,253
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 65020

• Home prices YoY: -32.9%
• Active inventory: 416
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,693 medium
• Mortgage (P&I): −$918
• Tax from tax record: −$80 /mo · $964/yr
• Insurance: −$73
• HOA: −$40
• Vacancy / Maint / Mgmt: −$355
• Net cashflow: $226

Break-even live

Break-even rent $1,406

Max offer price $175,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4019 Thirty One RD Pier Thirty Camdenton, MO	3.0	1.0	1968	$1,650	$0.84	43d	1	1.43mi

HOA detail

• Monthly dues: $40 · $480/yr

Listing history 7 events

1. 2026-04-08
   status Pending
2. 2026-03-11
   listed $175,000 Active
3. 2022-09-21
   soldstatus
4. 2022-09-20
   soldstatus Closed 837-char remark

   Show marketing remark (837 chars)

   Great location in Camelot Estates. Beautiful White Ranch with Cathedral Ceilings through out home and a very open floor plan for family enjoyment. Very spacious family room for entertaining and family enjoyment, including a Large flat screen TV. Breakfast and dining room off kitchen and opens up into the family room. Fully equipped kitchen with radiant surface cooking and a self-cleaning oven, including a microwave and dishwasher. Large Master Bedroom with Master Bath, Walk in Shower, plus a jetted Tub. Walk in closet off master bath. Two guest bedrooms with a shared full bath. Ceiling fans through out home. Home improvements 2022 includes new hard surface flooring, fresh painted and dry wall repairs where pictures were hanging. Fresh new drywall in two car garage. 2015 New architectural Corning Shingles, 2019 New appliances.

5. 2022-09-12
   status Pending 837-char remark

   Show marketing remark (837 chars)

   Great location in Camelot Estates. Beautiful White Ranch with Cathedral Ceilings through out home and a very open floor plan for family enjoyment. Very spacious family room for entertaining and family enjoyment, including a Large flat screen TV. Breakfast and dining room off kitchen and opens up into the family room. Fully equipped kitchen with radiant surface cooking and a self-cleaning oven, including a microwave and dishwasher. Large Master Bedroom with Master Bath, Walk in Shower, plus a jetted Tub. Walk in closet off master bath. Two guest bedrooms with a shared full bath. Ceiling fans through out home. Home improvements 2022 includes new hard surface flooring, fresh painted and dry wall repairs where pictures were hanging. Fresh new drywall in two car garage. 2015 New architectural Corning Shingles, 2019 New appliances.

6. 2022-09-12
   listed $239,000 Active 837-char remark

   Show marketing remark (837 chars)

   Great location in Camelot Estates. Beautiful White Ranch with Cathedral Ceilings through out home and a very open floor plan for family enjoyment. Very spacious family room for entertaining and family enjoyment, including a Large flat screen TV. Breakfast and dining room off kitchen and opens up into the family room. Fully equipped kitchen with radiant surface cooking and a self-cleaning oven, including a microwave and dishwasher. Large Master Bedroom with Master Bath, Walk in Shower, plus a jetted Tub. Walk in closet off master bath. Two guest bedrooms with a shared full bath. Ceiling fans through out home. Home improvements 2022 includes new hard surface flooring, fresh painted and dry wall repairs where pictures were hanging. Fresh new drywall in two car garage. 2015 New architectural Corning Shingles, 2019 New appliances.

7. 1999-02-01
   soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $964 · $80/mo
• Projected year-2 tax: $1,698 · $141/mo
• Expected delta: +$733/yr (+$61/mo · 76.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,314
• − Mortgage interest: −$9,803
• − Property taxes: −$964
• − Insurance: −$875
• − Repairs & maintenance: −$1,625
• − Management: −$1,625
• − HOA: −$480
• − Depreciation: −$5,091
• Taxable loss: −$149
• Est. tax savings @ 24.0%: +$36
• After-tax cash flow: $2,752/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Camdenton R-III
• NCES district ID: 2906990
• Math proficiency: 46% ▲ 10.00%
• Reading proficiency: 48% ▲ 1.00%
• Median HH income: $46,496
• Composite: 39.96/100
• National rank: #3838
• State rank: #68 of 324 in MO

Livability — Friedenswald

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Camden County · 21,945 people
• Metro: nan
• Population (ZIP): 14,748
• Household income: $62,392
• Rent vs Own: 19.9% rent · 80.1% own
• Severe rent burden: 166.0

Population outlook (Camden County) Hauer SSP2

• Today (2025): 44,585 people
• By 2030: 44,476 · -0.2%
• By 2040: 43,513 · -2.4%
• By 2050: 41,705 · -6.5%
• By 2075: 36,903 · -17.2%
• By 2100: 30,164 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 5% Two or more races 4%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Lithuanian 4% Slovak 2% Romanian 2%
• Foreign-born: 2% · Canada
• Languages at home: 95% English-only · Spanish 2% German/W. Germanic 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Camden

• 2024 margin: Solid R (+54.3) · D 22.4% · R 76.7%
• 2008→2024 swing: -25.8pp toward R · 2008: -28.5pp · 2024: -54.3pp
• All cycles: 2024: R+54.3 2020: R+53.2 2016: R+54.2 2012: R+39.3 2008: R+28.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.71%
• Current HPI: 185.4254
• Rent YoY: —
• Metro: nan
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-26.8% since first listed

7 events — show timeline

• 2026-04-08 Pending — JCMLS
• 2026-03-11 Listed $175,000 JCMLS
• 2022-09-21 Sold (Public Records) — Public Records
• 2022-09-20 Sold (MLS) — LOBR
• 2022-09-12 Pending — LOBR
• 2022-09-12 Listed $239,000 LOBR
• 1999-02-01 Sold (Public Records) — Public Records

Property tax history

+0.4%/yr

Latest (2025): $964 · +3.4% YoY. Source: county tax records.