935 High St · Bucyrus, OH 44820

$124,995

3 bd · 1.5 ba · 1,386 sqft · SingleFamily public records · 57 Days on market

Built 1900 $90/sqft · at area comps Est $130k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.6/30.0
• ARV discount +9.1/15.0
• DSCR +6.6/10.0
• 1% rule +5.1/10.0
• Livability +3.9/5.0
• Schools +3.4/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this spacious and versatile 2-story home in Bucyrus, OH, featuring 3 bedrooms and 1.5 bathrooms. The home sits on a generous lot and also includes an additional fenced-in lot next door, providing extra space for outdoor activities, pets, gardening, or future possibilities. Inside, you'll find beautiful hardwood floors and large rooms that create a warm and inviting atmosphere throughout. The main living areas offer plenty of space for relaxing or entertaining, while a sunroom at the back of the home provides a bright and peaceful space overlooking the backyard. The home also features an unfinished basement with a laundry area and excellent storage space. The HVAC needs to be serviced and the roof needs to be repaired. One standout feature is the expansive driveway leading to two attached garages with direct home access. The far garage can fit up to 3 vehicles and includes attic space, making it ideal for a workshop, studio, man cave, or she shed. The HVAC needs to be service

Key facts

• Expansive driveway
• Unfinished basement
• Sunroom

Tags

• FENCED-IN LOT
• SUNROOM
• UNFINISHED BASEMENT
• EXPANSIVE DRIVEWAY

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $167 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 4.4% in Bucyrus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#158 in OH, #2,388 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
• Bucyrus City (town): math 37% / reading 46% proficiency, ranked #537 of 656 in OH (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 81 active listings in the ZIP; 8 units permitted in Crawford County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Crawford County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 8y ago; this cycle's ask has dropped $25k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $70k; list at $125k implies a 80% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $121,245 (3.0% below list)

Questions for the listing agent

1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 7.90%
• Cash-on-cash: 5.73%
• DSCR: 1.26
• GRM: 8.3

CMA / ARV

• ARV (median comp): $129,686
• List price: $124,995
• Delta: -3.62%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
800 High St	0.12mi	3/1.5	1,296 (-6%)	1mo	$132,900	$103	83
926 Maple St	0.16mi	3/1.0	1,278 (-8%)	4mo	$100,000	$78	74
133 Dudley St	0.32mi	3/1.5	1,444 (+4%)	9mo	$82,500	$57	71
116 W Irving St	0.40mi	3/2.0	1,382 (-0%)	13mo	$123,000	$89	68
819 High St	0.09mi	3/1.5	1,194 (-14%)	10mo	$95,000	$80	65
710 High St	0.17mi	3/1.5	1,264 (-9%)	17mo	$154,000	$122	64
112 Iron St	0.71mi	3/2.0	1,352 (-2%)	3mo	$154,550	$114	58
108 Melcher Blvd	0.46mi	3/1.0	1,472 (+6%)	11mo	$189,000	$128	57
1200 N Sandusky Ave	0.36mi	4/1.5 (+1)	1,560 (+13%)	3mo	$140,000	$90	55
120 Wiley St	0.72mi	3/2.0	1,378 (-1%)	14mo	$100,000	$73	52
407 Plymouth St	0.14mi	2/1.0 (-1)	1,586 (+14%)	16mo	$79,900	$50	49
127 Gaius St	0.47mi	3/1.0	1,218 (-12%)	11mo	$174,900	$144	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.4%
• Equity multiple: 0.73×
• Total profit: $-9,606
• Equity at exit: $18,637

10-year hold

• IRR: 2.1%
• Equity multiple: 1.15×
• Total profit: $5,339
• Equity at exit: $10,807

Cash invested: $34,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44820

• Home prices YoY: -27.1%
• Active inventory: 81
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,261 medium
• Mortgage (P&I): −$655
• Tax from tax record: −$121 /mo · $1,454/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$265
• Net cashflow: $167

Break-even live

Break-even rent $1,049

Max offer price $124,995

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,249
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-06-18
   days on market $124,995 Active 57 DOM
2. 2026-06-17
   days on market $124,995 Active 56 DOM
3. 2026-06-16
   days on market $124,995 Active 55 DOM
4. 2026-06-15
   days on market $124,995 Active 54 DOM
5. 2026-06-13
   days on market $124,995 Active 52 DOM
6. 2026-06-12
   days on market $124,995 Active 51 DOM
7. 2026-06-09
   days on market $124,995 Active 48 DOM
8. 2026-06-08
   days on market $124,995 Active 47 DOM
9. 2026-06-07
   days on market $124,995 Active 46 DOM
10. 2026-06-05
    days on market $124,995 Active 44 DOM
11. 2026-06-04
    pricedays on market $124,995 Active 42 DOM
12. 2026-06-02
    days on market $134,995 Active 41 DOM
13. 2026-06-01
    days on market $134,995 Active 40 DOM
14. 2026-05-31
    days on market $134,995 Active 39 DOM
15. 2026-05-15
    price $134,995 1000-char remark

    Show marketing remark (1000 chars)

    Welcome to this spacious and versatile 2-story home in Bucyrus, OH, featuring 3 bedrooms and 1.5 bathrooms. The home sits on a generous lot and also includes an additional fenced-in lot next door, providing extra space for outdoor activities, pets, gardening, or future possibilities. Inside, you'll find beautiful hardwood floors and large rooms that create a warm and inviting atmosphere throughout. The main living areas offer plenty of space for relaxing or entertaining, while a sunroom at the back of the home provides a bright and peaceful space overlooking the backyard. The home also features an unfinished basement with a laundry area and excellent storage space. The HVAC needs to be serviced and the roof needs to be repaired. One standout feature is the expansive driveway leading to two attached garages with direct home access. The far garage can fit up to 3 vehicles and includes attic space, making it ideal for a workshop, studio, man cave, or she shed. The HVAC needs to be service

16. 2026-05-08
    price $139,995 1000-char remark

    Show marketing remark (1000 chars)

    Welcome to this spacious and versatile 2-story home in Bucyrus, OH, featuring 3 bedrooms and 1.5 bathrooms. The home sits on a generous lot and also includes an additional fenced-in lot next door, providing extra space for outdoor activities, pets, gardening, or future possibilities. Inside, you'll find beautiful hardwood floors and large rooms that create a warm and inviting atmosphere throughout. The main living areas offer plenty of space for relaxing or entertaining, while a sunroom at the back of the home provides a bright and peaceful space overlooking the backyard. The home also features an unfinished basement with a laundry area and excellent storage space. The HVAC needs to be serviced and the roof needs to be repaired. One standout feature is the expansive driveway leading to two attached garages with direct home access. The far garage can fit up to 3 vehicles and includes attic space, making it ideal for a workshop, studio, man cave, or she shed. The HVAC needs to be service

17. 2026-04-22
    listed $149,995 Active 1000-char remark

    Show marketing remark (1000 chars)

    Welcome to this spacious and versatile 2-story home in Bucyrus, OH, featuring 3 bedrooms and 1.5 bathrooms. The home sits on a generous lot and also includes an additional fenced-in lot next door, providing extra space for outdoor activities, pets, gardening, or future possibilities. Inside, you'll find beautiful hardwood floors and large rooms that create a warm and inviting atmosphere throughout. The main living areas offer plenty of space for relaxing or entertaining, while a sunroom at the back of the home provides a bright and peaceful space overlooking the backyard. The home also features an unfinished basement with a laundry area and excellent storage space. The HVAC needs to be serviced and the roof needs to be repaired. One standout feature is the expansive driveway leading to two attached garages with direct home access. The far garage can fit up to 3 vehicles and includes attic space, making it ideal for a workshop, studio, man cave, or she shed. The HVAC needs to be service

18. 2018-10-15
    soldstatus $69,500 161-char remark

    Show marketing remark (161 chars)

    Nice older 3 bed, 1 1/2 bath, 2 story with 2 1/2 car attached garage, and extra 24x36 attached garage. Has also a large side yard. Great place for a great price!

19. 2018-10-15
    soldstatus $69,500

    Show marketing remark (161 chars)

    Nice older 3 bed, 1 1/2 bath, 2 story with 2 1/2 car attached garage, and extra 24x36 attached garage. Has also a large side yard. Great place for a great price!

20. 2018-07-12
    listed $69,500 161-char remark

    Show marketing remark (161 chars)

    Nice older 3 bed, 1 1/2 bath, 2 story with 2 1/2 car attached garage, and extra 24x36 attached garage. Has also a large side yard. Great place for a great price!

21. 2012-05-21
    soldstatus $58,300
22. 1993-03-29
    soldstatus $48,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,454 · $121/mo
• Projected year-2 tax: $1,702 · $142/mo
• Expected delta: +$248/yr (+$21/mo · 17.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,129
• − Mortgage interest: −$7,002
• − Property taxes: −$1,454
• − Insurance: −$625
• − Repairs & maintenance: −$1,210
• − Management: −$1,210
• − Depreciation: −$3,636
• Taxable loss: −$9
• Est. tax savings @ 24.0%: +$2
• After-tax cash flow: $2,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bucyrus City
• NCES district ID: 3904368
• Math proficiency: 37% ▼ -15.00%
• Reading proficiency: 46% ▼ -5.00%
• Median HH income: $36,819
• Composite: 34.45/100
• National rank: #5196
• State rank: #537 of 656 in OH

Livability — Bucyrus

• Score: 78/100
• State rank: #158
• US rank: #2388

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bucyrus, OH
• County: Crawford · 26,873 people
• City population: 17,265
• Population (ZIP): 17,265
• Household income: $56,942
• Rent vs Own: 27.1% rent · 72.9% own
• Severe rent burden: 8.2

Population outlook (Crawford County) Hauer SSP2

• Today (2025): 39,421 people
• By 2030: 37,656 · -4.5%
• By 2040: 34,043 · -13.6%
• By 2050: 30,617 · -22.3%
• By 2075: 23,652 · -40.0%
• By 2100: 17,786 · -54.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 3% Hispanic / Latino 2% Asian 1% Black 1%
• Common ancestry: Iranian 2% Lithuanian 2% Slovak 1%
• Foreign-born: 1%
• Languages at home: 97% English-only · Other Asian/Pacific 1% Spanish 1%

Political lean MEDSL · Crawford

• 2024 margin: Solid R (+53.0) · D 23.1% · R 76.1%
• 2008→2024 swing: -33.9pp toward R · 2008: -19.0pp · 2024: -53.0pp
• All cycles: 2024: R+53.0 2020: R+50.9 2016: R+46.8 2012: R+22.7 2008: R+19.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.64%
• Current HPI: 176.3548
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+181.2% since first listed

8 events — show timeline

• 2026-05-15 Price Changed $134,995 MARMLS
• 2026-05-08 Price Changed $139,995 MARMLS
• 2026-04-22 Listed $149,995 MARMLS
• 2018-10-15 Sold (Public Records) $69,500 Public Records
• 2018-10-15 Sold (MLS) $69,500 MARMLS
• 2018-07-12 Listed $69,500 MARMLS
• 2012-05-21 Sold (Public Records) $58,300 Public Records
• 1993-03-29 Sold (Public Records) $48,000 Public Records

Property tax history

+3.2%/yr

Latest (2025): $1,454 · -1.3% YoY. Source: county tax records.