203 N 10th St · Gatesville, TX 76528

$119,000

3 bd · 1.0 ba · 1,278 sqft · SingleFamily public records · 531 Days on market

Built 1953 4,965 sqft lot $93/sqft · 34% below area Est $190k · 37% under ↓ 8% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.5/10.0
• Schools +3.4/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

Key facts

• Corner fireplaces
• French doors
• Bay windows

Tags

• TEN FOOT CEILINGS
• HARDWOOD FLOORS
• FRENCH DOORS
• BAY WINDOWS
• CORNER FIREPLACES
• WALK IN PANTRY

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $119k.

Deal economics

• At list price, monthly cash flow is $482 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $119k).
• Recommended offer: $105k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.2% vs local median 3.9% in Gatesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#702 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, schools F, amenities F.
• Gatesville ISD (town): math 38% / reading 42% proficiency, ranked #409 of 826 in TX (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 222 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 386 units permitted in Coryell County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $33k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 531 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 46% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $104,720 (12.0% below list)

Questions for the listing agent

1. It's been on market 531 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.35% ✓
• Cap rate: 11.16%
• Cash-on-cash: 17.37%
• DSCR: 1.77
• GRM: 6.2

CMA / ARV

• ARV (median comp): $189,607
• List price: $119,000
• Delta: -37.24%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1208 Mills St	0.29mi	3/2.0	1,314 (+3%)	1mo	$230,000	$175	77
1210 Mills St	0.29mi	3/2.0	1,314 (+3%)	1mo	$230,000	$175	77
1407 Mill St	0.37mi	3/2.0	1,226 (-4%)	5mo	$235,000	$192	68
608 Live Oak St	0.63mi	3/1.0	1,230 (-4%)	10mo	$175,000	$142	56
502 S 5th St	0.43mi	2/1.0 (-1)	1,138 (-11%)	1mo	$153,000	$134	56
1300 Mill St	0.32mi	3/2.0	1,454 (+14%)	6mo	$216,500	$149	54
1417 Pleasant St	0.43mi	2/1.0 (-1)	1,176 (-8%)	12mo	$100,000	$85	52
217 Spindletop St	0.70mi	3/2.0	1,347 (+5%)	5mo	$208,000	$154	50
1908 Waco St	0.61mi	2/2.0 (-1)	1,148 (-10%)	6mo	$130,000	$113	41
609 S 7th St	0.49mi	3/2.0	1,104 (-14%)	15mo	$176,640	$160	38
300 S 5th St	0.40mi	2/1.0 (-1)	1,120 (-12%)	23mo	$175,000	$156	36
2004 Saunders St	0.65mi	4/2.0 (+1)	1,416 (+11%)	20mo	$100,000	$71	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 8.7%
• Equity multiple: 1.34×
• Total profit: $11,443
• Equity at exit: $17,743

10-year hold

• IRR: 17.9%
• Equity multiple: 2.49×
• Total profit: $49,540
• Equity at exit: $10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76528

• Home prices YoY: -24.2%
• Active inventory: 222
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $1,610 medium
• Mortgage (P&I): −$624
• Tax from tax record: −$116 /mo · $1,388/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$338
• Net cashflow: $482

Break-even live

Break-even rent $999

Max offer price $119,000

Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,750
• Closing costs: $3,570
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
213 Stillhouse Rd Gatesville, TX	3.0	2.0	1750	$1,380	$0.79	13d	1	0.94mi
114 Oak Lane Dr Gatesville, TX	3.0	2.0	1170	$1,550	$1.32	13d	1	1.11mi

Listing history 29 events

1. 2026-06-18
   days on market $119,000 Active 531 DOM
2. 2026-06-17
   days on market $119,000 Active 530 DOM
3. 2026-06-16
   days on market $119,000 Active 529 DOM
4. 2026-06-15
   days on market $119,000 Active 528 DOM
5. 2026-06-14
   days on market $119,000 Active 526 DOM
6. 2026-06-13
   days on market $119,000 Active 525 DOM
7. 2026-06-10
   days on market $119,000 Active 523 DOM
8. 2026-06-09
   days on market $119,000 Active 522 DOM
9. 2026-06-08
   days on market $119,000 Active 521 DOM
10. 2026-06-07
    days on market $119,000 Active 520 DOM
11. 2026-06-05
    days on market $119,000 Active 517 DOM
12. 2026-06-03
    days on market $119,000 Active 516 DOM
13. 2026-06-02
    days on market $119,000 Active 515 DOM
14. 2026-05-31
    days on market $119,000 Active 514 DOM
15. 2026-05-30
    days on market $119,000 Active 513 DOM
16. 2026-04-02
    status Active 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

17. 2026-03-31
    historical 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

18. 2026-03-21
    price $119,000 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

19. 2026-03-11
    status Active 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

20. 2026-03-06
    historical Active Under Contract 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

21. 2026-01-06
    price $121,000 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

22. 2025-10-08
    price $122,000 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

23. 2025-10-01
    status Active 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

24. 2025-09-30
    historical 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

25. 2025-06-16
    price $125,000 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

26. 2024-12-30
    listed $129,000 Active 1993-char remark

    Show marketing remark (1993 chars)

    Charming older home with lots of original character. Ten-foot ceilings, hardwood floors, French doors between the living room & dining room, bay windows with storage in the dining room, and corner fireplaces in both front rooms are just a few of the original character features. This corner lot is known for its beautiful flowers and gardens and is inviting for butterflies and birds. As entering the living room, you see an adorable corner fireplace and French doors leading to the large dining room with bay windows and built-in wood shelving. The kitchen has a walk-in pantry and tons of natural light. You have three nice size bedrooms with the front bedroom having a corner fireplace and a built-in wood bookcase. The middle bedroom could easily be used as an office as it has an extra entry from the dining room. The back bedroom loaded with large windows has hand painted walls in a floral design. The front bathroom sits between the front two bedrooms and is split having the sink in one area that closes off from the bathtub and toilet area. The back bathroom is off of the back entryway between the back bedroom and kitchen. This bathroom only has a toilet right now but has plumbing and space for a full tub/shower unit and a vanity. Outside you will enjoy the attached carport and large storage shed. With its 30 windows this house has lots of natural light, 20 windows have been upgraded over the years. New shingles on house, carport, and shed in 2024. Complete electrical rewired in 2024. All new exterior paint in 2024. Six of the eight rooms have had new or refinished floors in the last 10 years. The plumbing in & under the house was completely upgraded and replaced 10 years ago. The plumbing from house to curb area was replaced this 2024. Also added in the past is supports for beams in the attic. The house is heated with 2 gas heaters and cooled with window units. The wood fireplaces haven't been used recently. Chandelier in middle bedroom doesn't stay.

27. 2014-11-21
    soldstatus
28. 2014-07-01
    soldstatus
29. 2007-02-07
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,388 · $116/mo
• Projected year-2 tax: $2,178 · $181/mo
• Expected delta: +$790/yr (+$66/mo · 56.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 46% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,316
• − Mortgage interest: −$6,666
• − Property taxes: −$1,388
• − Insurance: −$595
• − Repairs & maintenance: −$1,545
• − Management: −$1,545
• − Depreciation: −$3,462
• Taxable income: $4,115
• Est. tax owed @ 24.0%: −$988
• After-tax cash flow: $4,801/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gatesville ISD
• NCES district ID: 4820500
• Math proficiency: 38% ▼ -3.00%
• Reading proficiency: 42% ▬ 0.00%
• Median HH income: $47,114
• Composite: 34.21/100
• National rank: #5264
• State rank: #409 of 826 in TX

Livability — Gatesville

• Score: 65/100
• State rank: #702
• US rank: #13121

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety F User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Gatesville, TX
• County: Coryell County · 61,053 people
• City population: 18,935
• Metro: Killeen-Temple, TX
• Population (ZIP): 18,935
• Household income: $70,558
• Rent vs Own: 29.5% rent · 70.5% own
• Severe rent burden: 243.0

Population outlook (Coryell County) Hauer SSP2

• Today (2025): 75,485 people
• By 2030: 75,627 · +0.2%
• By 2040: 74,898 · -0.8%
• By 2050: 74,221 · -1.7%
• By 2075: 72,688 · -3.7%
• By 2100: 66,862 · -11.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Hispanic / Latino 16% Two or more races 15% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 13%
• Common ancestry: Slovak 2% Lithuanian 2% Serbian 1%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 87% English-only · Spanish 10% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Coryell

• 2024 margin: Solid R (+40.7) · D 29.1% · R 69.8% · Other 1.1%
• 2008→2024 swing: -13.8pp toward R · 2008: -26.9pp · 2024: -40.7pp
• All cycles: 2024: R+40.7 2020: R+33.5 2016: R+39.5 2012: R+36.6 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -66.18%
• Current HPI: 206.6876
• Rent YoY: —
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-7.8% since first listed

14 events — show timeline

• 2026-04-02 Relisted — CTXMLS
• 2026-03-31 Listing Removed — CTXMLS
• 2026-03-21 Price Changed $119,000 CTXMLS
• 2026-03-11 Relisted — CTXMLS
• 2026-03-06 Contingent — CTXMLS
• 2026-01-06 Price Changed $121,000 CTXMLS
• 2025-10-08 Price Changed $122,000 CTXMLS
• 2025-10-01 Relisted — CTXMLS
• 2025-09-30 Listing Removed — CTXMLS
• 2025-06-16 Price Changed $125,000 CTXMLS
• 2024-12-30 Listed $129,000 CTXMLS
• 2014-11-21 Sold (Public Records) — Public Records
• 2014-07-01 Sold (Public Records) — Public Records
• 2007-02-07 Sold (Public Records) — Public Records

Property tax history

+4.2%/yr

Latest (2025): $1,388 · +11.5% YoY. Source: county tax records.